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March 2014 Voluntary Life Insurance Comparison for City of Sunny Isles Beach <br />Icarrier M <br />Omaha I <br />Classes <br />Class I A <br />All Eligible Employees <br />Benefit <br />increments of $10,000 <br />Class I Benefit u <br />up to max of $500,000 <br />50% of employee up to <br />Spouse $ <br />$150,000 <br />Children $ <br />$10,000 Max <br />$100,000 Employee, <br />$50,000 Spouse, <br />Guarantee Issue $ <br />$10,000 Child <br />Minimum participation 2 <br />28% <br />Portability I <br />Included <br />Rates per $10,000 <br />Under 25 1 <br />1.20 <br />25 -29 1 <br />1.20 <br />30 -34 1 <br />1.30 <br />35 -39 1 <br />1.90 <br />40 -44 3 <br />3.10 <br />45 -49 5 <br />5.10 <br />50 -54 7 <br />7.70 <br />55 -59 1 <br />11.40 <br />60 -64 1 <br />18.80 <br />65 -69 3 <br />34.00 <br />70 -74 4 <br />48.00 <br />Rate Guarantee in months 3 <br />36 Months <br />The information outlined is based on census data provided. Final rates are subject to underwriting. <br />This proposal is illustrative. Policy and certificate of coverage will supersede. 2/11/2014 <br />