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Pricing and Fees See Merchant Services pricing below: *Confidential Information Card Network Direct Fees MC/Visa/DiscoverInterchange Rates, Fees, Dues & Assessments to the Card Networks and PIN Debit Network Fees Pass Through* American Express Interchange Rates and FeesSet by AMEX TD Merchant Solutions Fees (If Applicable) Start-Up Fees Application Fee$0 Reprogramming Fee $0 Set-Up Fee$0 Processing and Miscellaneous Fees MC/Visa/Discover Processing Fee 0.30% per transaction MC/Visa/Discover/AMEX Authorization Transaction Fee$0.07 per transaction AMEX Express Processing Fee Pass Through* Pin Debit Not Applicable Tokenization & Encryption Fee $0.00per transaction PCI Non Compliance Fee $25.00 per merchant ID per month Monthly Service Fee - per merchant ID and includes Business Track, Monthly PCI compliance and Breach Protection Program fee per Account (includes $100,000 indemnity waiver) $19.95 per month Minimum Processing Fee $25.00 per merchant ID Paper Statement FeeWaived Chargeback Fee$25.00 per chargeback ACH Reject Fee $35.00 per item Batch Settlement Fee$0.20per batch Monthly Funding Advantage 0% Address Verification Service (AVS) $0.01 per applicable transaction Voice Authorization $1.25 per applicable transaction MasterCard/Visa/Discover Network Access Fee $0.0195 per transaction MasterCard Acquirer License Fee 0.0075% per transaction MasterCard Cross Border Fee | USD .60% per applicable transaction0.80% per applicable transaction Visa Int'l Service Fee USD .80% per applicable transaction Non-USD 1.00% per applicable transaction Electronic Benefits Transfer (EBT) Not Applicable Other *Pass Through Fees: Fees incurred by the Card -Networks (Visa, MasterCard, Discover, American Express and PIN debit Networks) are charged back to the merchant at wholesale cost and are subject to changes Proposed by: TD Bank, N.A.Page 50