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13.4. Worker's Compensation & Employer's Liability. Contractor agrees to maintain <br />Worker's Compensation & Employers Liability Insurance in accordance with Florida Statutes, <br />including Employer's Liability of One Million Dollars ($1,000,000.00.) <br />13.5. Omitted. <br />13.6. Builder's Risk Insurance. Contractor, prior to notice to proceed or commencement of <br />Work, whichever occurs first, agrees to maintain Builder's Risk insurance with an amended policy <br />period not less than the Contract Time, plus three (3) months, affording coverage to protect the <br />insurable interests of the City, Contractor, sub -contractors, including property acquired under a sales <br />tax incentive program, property in transit, and property on or off -premises, which shall become part <br />of the Work. Coverage shall be written on an All -Risk, Replacement Cost, and Completed Value <br />Form basis in an amount at least equal to one -hundred 100% of the projected completed value of the <br />Work, as well as subsequent modifications of that sum due to Change Orders, with a deductible of <br />not more than $50,000 per claim. <br />13.7. Additional Insured Endorsement. Contractor agrees to endorse the City as an <br />Additional Insured on the Commercial General Liability with the following Additional ;nsured <br />endorsement, or similar endorsement providing equal or broader Additional Insured coverage, the <br />CG 20 10 07 04 or GC 20 10 04 13 Additional Insured - Owners, Lessees, or Contractors — <br />Scheduled Person or Organization endorsement in combination with the additional endorsement GC <br />20 37 10 01 or GC 20 37 04 13 Additional Insured — Owners, Lessees, or Contractors — Completed <br />Operations. The name of the organization endorsed as Additional Insured for all endorsements shall <br />read "City of Sunny Isles Beach". <br />13.8. Waiver of Subrogation. Contractor agrees by entering into this written Contract to a <br />Waiver of Subrogation in favor of the City, Contractor, Sub -Contractors, Architects, or Engineer for <br />each required policy providing coverage during the life of this Contract. When required by the <br />insurer, or should a policy condition not permit the Contractor to enter into a pre -loss Contract to <br />waive subrogation without an endorsement, the Contractor agrees to notify the insurer and request <br />the policy be endorsed with a Waiver of Transfer of Rights of Recovery Against Others, or an <br />equivalent endorsement. This Waiver of Subrogation requirement shall not apply to any policy, <br />which includes a condition that specifically prohibits such an endorsement, or voids coverage should <br />the Contractor enter into such Contract on a pre -loss basis. <br />13.9. Right to Revise or Reject. Contractor agrees the City reserves the right, but not the <br />obligation, to review or revise any insurance requirement, not limited to limits, coverages and <br />endorsements based on insurance market conditions affecting the availability or affordability of <br />coverage; or changes in the scope of work / specifications affecting the applicability of coverage. <br />Additionally, the City reserves the right, but not the obligation, to review and reject any insurance <br />policies failing to meet the criteria stated herein, or any insurer(s) providing coverage due of its poor <br />financial condition or failure to operating legally in the State of Florida. In such events, City shall <br />provide Contractor written notice of such revisions or rejections. <br />13.10. Certificate of Insurance. Contractor agrees to provide City a Certificate of Insurance <br />evidencing that all coverages, limits and endorsements required herein are maintained and in full <br />force and effect, and Certificates of Insurance shall provide a minimum thirty (30) day endeavor to <br />notify, when a manuscript notice endorsement is available by Contractor's insurer. If the Contractor <br />receives a non -renewal or cancellation notice from an insurance carrier affording coverage required <br />MBR CONSTRUCTION, INC. Page 30 of 41 <br />179 <br />