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2.26.5 The Contractor has the sole responsibility for all insurance premiums and shall be fully <br />and solely responsible for any costs or expenses as a result of a coverage deductible, co- <br />insurance penalty, or self-insured retention; including any loss not covered because of the <br />operation of such deductible, co-insurance penalty, self-insured retention, or coverage <br />exclusion or limitation. Any costs for adding the City as an Additional Insured shall be at <br />the Contractor's expense. <br />2.26.6 If the Contractor's primary insurance policy/policies do not meet the minimum <br />requirements, as set forth in this Agreement, the Contractor may provide evidence of an <br />Umbrella/Excess insurance policy to comply with this requirement. <br />2.26.7 The Contractor's insurance coverage shall be primary insurance as respects to the City, <br />a Florida municipal corporation, its officials, employees, and volunteers. Any insurance or <br />self-insurance maintained by the City, a Florida municipal corporation, its officials, <br />employees, or volunteers shall be non-contributory. <br />2.26.8 Any exclusion or provision in any insurance policy maintained by the Contractor that <br />excludes coverage required in this Agreement shall be deemed unacceptable and shall <br />be considered breach of contract. <br />2.26.9 All required insurance policies must be maintained until the contract work has been <br />accepted by the City, or until this Agreement is terminated, whichever is later. Any lapse <br />in coverage shall be considered breach of contract. In addition, Contractor must provide <br />to the City confirmation of coverage renewal via an updated certificate should any policies <br />expire prior to the expiration of this Agreement. The City reserves the right to review, at <br />any time, coverage forms and limits of Contractors insurance policies. <br />2.26.10 The Contractor shall provide notice of any and all claims, accidents, and any other <br />occurrences associated with this Agreement shall be provided to the Contractor's insurance <br />company or companies and the City's Risk Management office as soon as practical. <br />2.26.11 It is the Contractor's responsibility to ensure that any and all of the Contractor's <br />independent contractors and subcontractors comply with these insurance requirements. <br />All coverages for independent contractors and subcontractors shall be subject to all of <br />the applicable requirements stated herein. Any and all deficiencies are the responsibility <br />of the Contractor. <br />2.27 Insurance — Sub -Contractors <br />Contractor shall require all its Sub -Contractors to provide the aforementioned coverage as well as <br />any other coverage that the Contractor may consider necessary, and any deficiency in the coverage <br />or policy limits of said Sub -Contractors will be the sole responsibility of the Contractor. <br />2.28 Insurance for Collection of Credit Card Payments <br />The successful Contractor will need to provide proof that they maintain insurance coverage in an <br />amount of not less than.$1,000,000 specifically for cyber related crimes relating to the <br />transmission of credit card information over their website that can include but are not limited to <br />criminal activity involving the information technology infrastructure, including illegal access <br />(unauthorized access), illegal interception (by technical means of non-public transmissions of <br />computer data to, from or within a computer system), data interference (unauthorized damaging, <br />deletion, deterioration, alteration or suppression of computer data), systems interference <br />(interfering with the functioning of a computer system by inputting, transmitting, damaging, <br />CAM #23-0426 <br />Exhibit 1 <br />Page 14 of 43 <br />