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including endorsements described herein. The requirements contained herein, as well as City's review or acceptance of insurance maintained by Consultant is not intended to and shall not in any manner limit or qualify the liabilities or obligations assumed by Consultant under this Agreement. Any coverage maintained by the City shall apply excess of, or contingent upon the absence of, other insurance required or maintained by Consultant. 15.1.1 Comprehensive General Liability: Consultant agrees to maintain Comprehensive General Liability at a limit of liability not less than $1,000,000 each occurrence, $2,000,000 annual aggregate. Coverage shall not contain any restrictive endorsement(s) as filed by the Insurance Services Office, and must include: — Premises and Ongoing Completed Operations – on a primary and noncontributory basis including waiver of subrogation on behalf of the City of Sunny Isles Beach. — Independent Contractors — Broad Form Property Damage — Broad Form Contractual Coverage applicable to this specific Contract, — including any hold — Harmless and/or indemnification agreement. — Personal Injury Coverage with Employee and Contractual Exclusions removed, with minimum limits of coverage equal to those required for Bodily Injury Liability and Property Damage Liability. 15.1.2 Worker's Compensation Insurance & Employers Liability: Consultant agrees to maintain Worker's Compensation Insurance & Employers Liability in accordance with Florida Statute, Chapter 440, and where applicable, the United States Longshoremen's and Harbor Worker's Act, the Federal Employers' Liability Act and the Homes Act. Employer's Liability Insurance shall be provided with a minimum of One Million Dollars ($1,000,000.00) per accident. Consultant agrees to be responsible for the employment, conduct and control of its employees and for any injury sustained by such employees in the course of their employment. 15.1.3 Professional Liability: Consultant agrees to maintain Professional (Errors & Omissions) Liability at a limit of liability not less than $1,000,000 per claim, $2,000,000 annual aggregate. The Consultant agrees the policy shall include a minimum three (3) year Discovery (tail) reporting period, and a Retroactive Date that equals or precedes the effective date of the Agreement. The Consultant agrees that Self -Insured Retention shall not exceed $25,000. 15.1.4 Errors and Omissions Liability: Errors and Omissions Liability insurance with minimum coverage limits of $1,000,000.00 each occurrence. Consultant acknowledges that the City is relying on the competence of the Consultant to design the project to meet its functional intent. If it is determined during construction of the project that changes must be made due to Consultant's negligent errors and omissions, Consultant shall promptly rectify them at no cost to City and shall be responsible for additional costs, if any, of the project to the proportional extent caused by such negligent errors or omissions. 15.1.5 Business Automobile Liability: Consultant agrees to maintain coverage with minimum limits of Five Million Dollars ($5,000,000.00) per occurrence combined single Authorized City Representative's Initials: Authorized Consultant Representative's Initials:iv?DK 9