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March 2015 Voluntary Life Insurance Comparison for City of Sunny Isles <br /> Carrier Mutual of Omaha Lincoln <br /> Classes Current <br /> Class I Ail Eligible Employees All Eligible Employees <br /> Benefit <br /> increments of$10,000 to increments of$10,000 to <br /> the lessor of 7 times the lessor of 7 times <br /> Class/Benefit salaray or$500,000 salaray or$500,000 <br /> increments of$5,000 to increments of$5,000 to <br /> $250,000,not to ewwed $250,000,not to exceed <br /> 50%of employee 50%of employee <br /> Spouse coverage coverage <br /> 14 Days to Age 21(Age 14 Days to Age 21(Age <br /> 25 if Student):$10,000, 25 if Student):$10,000, <br /> not to exceed 50%of not to exceed 50%of <br /> Children employee coverage employee coverage <br /> $100,000 Employee, $150,000 Employee, <br /> $50,000 Spouse,$10,000$75,000 Spouse,$10,000 <br /> Guarantee Issue Child Chad <br /> Minimum participation 28% 28% <br /> Portability Included Included <br /> Rates per$1,000 <br /> Under 25 $0.120 $0.120 <br /> 25-29 50.120 50.120 —30-34 $0.130 50.130 <br /> 35-39 $0.190 $0.190 _ <br /> 40-44 50.310 $0.310 <br /> 45-49 $0.510 $0.510 <br /> 50-54 $0.770 _ 50.770 <br /> 55-59 $1.140 $1.140 <br /> 60-64 _._._. 51.880 .... .............__._..$1.880 <br /> 65-69 $3400 $3.400 <br /> 70-74 $4.800 $4.800 <br /> 75-79 510.380 $10.380 <br /> 80-84 $10.380 510.380 <br /> 85-89 510.380 $10.380 <br /> 90-100 510.380 510.380 <br /> Child $0200 $0.200 <br /> Rate Guarantee in months Until 2/29/2016 Until 2/29/2016 <br /> pk 'The information outlined is based on census data provided.Final rates are subject to underwriting. <br /> µ + * This proposal is illustrative.Policy and certificate of coverage will supersede. 2/9/2015 <br />