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Client#: 313009 KRONOS ACORD.. CERTIFICATE OF LIABILITY INSURANCE DATE(MMIDDrrYYY) 10/14/2015 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER.THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW.THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S),AUTHORIZED PRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. ORTANT:If the certificate holder is an ADDITIONAL INSURED,the policy(ies)must be endorsed. If SUBROGATION IS WAIVED,subject to e terms and conditions of the policy,certain policies may require an endorsement.A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CNAME:ONCT NEE Certificates TA HUB International New England PHONE (AIC, ) 978 657-5100 I(A,No): 866 475.7959 IL Ert 299 Ballardvale St ADDRESS: nee.certificates@hubinternational.com Wilmington, MA 01887 INSURER(S)AFFORDING COVERAGE NAIL 0 978 657-5100 INSURER A:Charter Oak Fire Ins Co 25615 INSURED INSURER B:Travelers Property Casualty Co 25674 Kronos Incorporated 297 Billerica Road INSURER C:Travelers Indemnity Co of Ameri 31194 INSURER D:Zurich American Insurance Compa Chelmsford, MA 01824 INSURER E: I INSURER F: COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT. TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN. THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS. EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR 'ADDLSUBR POLICY EFF POLICY EXP LTR TYPE OF INSURANCE IINSR IWVD I POLICY NUMBER (MDD/YYYY) (MMIDDIYYYY)I MILIMITS A GENERAL LIABILITY 6300F198831 10/01/201510/01/2016 EACH OCCURRENCE S1,000,000 XI COMMERCIAL GENERAL LIABILITY DRAMGETOaEMEDnte) 51,000,000 I CLAIMS-MADE I X I OCCUR I MED EXP(Any one person) 510,000 J PERSONAL S.ADV INJURY 51,000,000 J GENERAL AGGREGATE s2,000,000 GENE AGGREGATE LIMIT APPLIES PER: I PRODUCTS-COMP/OP AGG 52,000,000 AI POLICY n JE T I I LOC I CBINED S AUTOMOBILE LIABILITY BAOF195804 10/01/2015 10/01/2016$OMaacadenSINGLE LIMIT 51,000,000 AI ANY AUTO I BODILY INJURY(Per person) S IALL OWNED ri SCHEDULED AUTOS AUTOS BODILY INJURY(Per acddent) S XI HIRED AUTOS I X I AUTOSSWNED I I erOPERTYe MAGE -S I I I I s B XI UMBRELLA LIAB I X I OCCUR CUP0F198831 10/01/2015 10/01/2016 EACH OCCURRENCE s5,000,000 I EXCESS UAB I I CLAIMS-MADE I AGGREGATE s5,000,000 I DED I I RETENTIONS I I $ C WORKERS COMPENSATION UBOF144017 10/01/2015 10/01/2016 X IWCSTATU- I IOTH- ANDEMPLOYERS'UABILRY Y/N TORY LIMBS FR ANY PROPRIETOR/PARTNER/EXECUTIVEI E L EACH ACCIDENT S1,000,000 OFFICER/MEMBER EXCLUDED' I N I NIA (Mandatory in NH) I E L DISEASE-EA EMPLOYEE 51,000,000 If yes desmte under DESCRIPTION OF OPERATIONS below I E.L.DISEASE-POLICY LIMIT S1,000,000 D Professional E00013690201 10/01/2015 10/01/2016 2,000,000 Liability/E&O (aka Cyber Liab) DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES(Attach ACORD 101,Additional Remarks Schedule,if more space is required) ProfessinalLiability/E&O(aka Cyber Liability) CERTIFICATE HOLDER CANCELLATION I V� Evidence of Covera a SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE g THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN Kronor Incorporated ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED\UT � REPRESENTATIVE • n _I Eh. ©1988-2010 ACORD CORPORATION.All rights reserved. ACORD 25(2010/05) 1 of 1 The ACORD name and logo are registered marks of ACORD #S1477659/M1470921 DK004