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<br />Ronda Municipal Insurance Trust <br /> <br />Medical Master Plan of Benefits <br /> <br />Subject to the provIsIons of this Section for each participant under this Plan, the <br />maximum liability of the Trust to such participant during the entire period such <br />participant is covered hereunder shall be the amount specified in the Schedule of <br />Benefits. <br /> <br />(l) If, at any time, benefits totaling at least $1,000 have become payable under <br />this Plan to any participant, the maximum liability of the Trust with respect to <br />such participant during the subsequent period such participant is covered <br />under this Plan may be restored to the amount specified in the Schedule of <br />Benefits upon receipt and approval by the Trust of evidence of such <br />participant's insurability. Such restoration will not be made during a calendar <br />year in which expenses were incurred. Evidence of insurability must be <br />furnished without expense to the Trust. <br /> <br />(2) If, during anyone calendar year, more than $1,000 in benefits has become <br />payable on behalf of a participant, said participant shall automatically be <br />entitled to $1,000 in restored benefits commencing with the next succeeding <br />year, regardless of whether the amount in the Schedule of Benefits has been <br />reached. <br /> <br />Items (1) and (2) of this Section do not pertain to the specific lifetime maximums of <br />limited benefits. <br /> <br />SECTION IV - MAXIMUM EXPENSE TO PARTICIPANTS <br /> <br />When the covered expenses of a participant reach the amount specified in the <br />Schedule of Benefits, subject to the coinsurance provisions, all further covered <br />expenses for that calendar year will be paid at 100% of the actual reasonable fees, up <br />to the Lifetime Maximum of the Plan. <br /> <br />SECTION V - ELIGIBILITY AND ENROLLMENT <br /> <br />Commencement of Coverage - Subject to any waiting period set forth under this <br />Plan and to any other condition of commencement expressed in this Plan, <br />coverage hereunder shall commence as follows: <br /> <br />(1) In the event an employer had no group health plan covering its employees and <br />dependents in effect immediately prior to the effective date of this Plan, all <br />employees in the employ of such employer on the effective date of this Plan, <br />and their eligible dependents, except a dependent that is totally disabled or a <br />dependent that has been exposed to the HIV infection or a specific sickness or <br />medical condition derived from such exposure, shall be eligible to participate <br />in this Plan. Coverage shall commence as of the effective date of the <br />Participation Agreement of the employer without proof of insurability provided <br />the Trust receives a properly and accurately completed and executed <br />enrol\ment form and any required medical statement application no later than <br />30 days following the effective date of the Participation Agreement. If <br /> <br />.. Unless otherwise stated In the Schedule of Benefits (7/98) <br /> <br />Page 7 <br />