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<br />Ronda Municipal Insurance Trust <br /> <br />Medical Master Plan of Benefits <br /> <br />connection with proven malignancies or for radium, radon or isotope therapy, <br /> <br />(9) Obstetrical Care.. - Maternity benefits will be provided to participants, <br />subject to the same limitations and exclusions applied to as all other benefits <br />provided under this Plan; provided, however, dependent children shall not be <br />entitled to maternity benefits. Complications of pregnancy (excluding false <br />labor, occasional spotting, prescribed rest, morning sickness, hyperemesis <br />gravidarum, pre-eclampsia and similar conditions not constituting a <br />nosologically distinct complication) are eligible for benefits on the same basis <br />as any other illness. <br /> <br />(10) Newborn Care - Eligible hospital services as provided herein for participants <br />shall also be provided for a newborn dependent child of a participant from <br />the moment of birth and shall include mentally diagnosed congenital defects, <br />birth abnormalities or prematurity. A newborn infant of a dependent child is <br />eligible and shall be covered so long as the dependent child is covered under <br />the provisions of this Plan but not to exceed eighteen (18) months. <br /> <br />Physician Services - The expenses incurred for the following physician services will <br />be paid as stated in the Schedule of Benefits (in excess of any deductible and/ or <br />coinsurance) for reasonable fees up to the Lifetime Maximum of this Plan or to the <br />end of the calendar year whichever first occurs. <br /> <br />(1) Surgical Services - wherever performed, limited to operative procedures for <br />the treatment of accident or sickness. The surgical allowance includes post- <br />operative treatment. <br /> <br />(2) Surgical Assistant - provided the assistance is medically necessary, no intern, <br />resident, or other staff Physician is available, and the condition of the patient <br />and the type of eligible surgery performed require such assistance. <br /> <br />(3) Consultations - which are medically necessary due to complications, <br />complexity or different diagnosis. A consultation report must be part of the <br />hospital medical records. <br /> <br />(4) Anesthesia Administration - when rendered in connection with a covered <br />surgical or obstetrical" procedure. <br /> <br />is) Obstetrical Care" - this expense will be considered incurred at the <br />termination of the pregnancy. Dependent children shall not be entitled to <br />maternity benefits. <br /> <br />(6) Professional Component Expenses - of radiology, pathology and laboratory. <br /> <br />(7) Medically Necessary Hospital Visits - not including post-operative treatment. <br /> <br />(8) Medically Necessary Care - rendered outside of the hospital. Routine <br />physical examination expenses are not covered, unless otherwise specifically <br />stated in the Schedule of Benefits. <br /> <br />(9) Dental Care and Treatment - rendered by a physician or dentist within ninety <br />(90) days of an accident when, as the result of the accident, natural teeth <br />have been damaged or fractured or a dislocated jaw requires setting. <br /> <br />(10) Concurrent Care - combining medical surgical and obstetrical" care whereby <br />the Trust will pay for necessary eligible medical, surgical, or obstetrical** care <br />and nec'essary eligible surgical obstetrical" care in addition to other eligible <br />medical expense during a single hospital confinement. <br /> <br />. .Unl~ otherwise mte<! 'n the Schedule of Beneflb (7/98) <br /> <br />Page 13 <br />