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<br />Ronda Municipal Insurance Trust <br /> <br />Medical Master Plan of Benefits <br /> <br />Medicare deductible. <br /> <br />(3) The Medicare Part B deductible is paid by the Plan at 100% per calendar <br />year. <br /> <br />(4) The Medicare Part B coinsurance is paid by the Plan for eligible reasonable <br />fees incurred as determined by Medicare, <br /> <br />(5) Prescription Medicines - When ordered by a physician, consistent with the <br />treatment of a specific diagnosis, when dispensed by a licensed pharmacist, <br />and when obtained through the mandatory prescription program provided in <br />Section XVI of this Plan. Vitamins, minerals, and over-the-counter <br />medications are not eligible expenses. Expenses are subject to the individual <br />calendar year deductible and coinsurance as set forth in the former <br />employer's Schedule of Benefits. <br /> <br />(6) The Lifetime Maximum for all Medicare Supplement benefits is $1,000,000. <br /> <br />Alcohol and Drue: Dependency Benefit - As used in this Section "alcoholic" means a <br />participant who chronically and habitually uses alcoholic beverages to the extent <br />that it injures his/her health, substantially interferes with his/her social or <br />economic functioning, or to the extent that he/she has lost the power of self- <br />control with respect to the use of such beverages. As used in this Section "drug <br />dependent" means a participant who is dependent upon, or by reason of repeated <br />use is in eminent danger of becoming dependent upon, any substance controlled <br />under Ch. 893, F.S. <br /> <br />The reasonable fees incurred as a result of the necessary care and treatment of an <br />alcoholic or a drug dependent shall be covered, subject to the following terms, <br />conditions and limitations: <br /> <br />(1) Care and treatment must be provided by, provided under the supervision of, <br />or prescribed by a state licensed physician or psychologist; <br /> <br />(2) Care and treatment must be pursuant to a program accredited by the Joint <br />Commission on Accreditation of Hospitals or approved by the State of Florida; <br /> <br />(3). Benefits are limited to coverage stated on the Schedule of Benefits, with a <br />$4,000 lifetime maximum; <br /> <br />(4) Detoxification will not be considered a benefit under an outpatient program. <br /> <br />Midwifery and Birth Center Benefit - The reasonable fees for midwifery services <br />performed by a Certified Nurse Midwife or midwife and the reasonable fees <br />incurred by a Birth Center for services and supplies furnished to a participant for <br />prenatal care, delivery and postpartum care rendered within twenty-four (24) <br />hours of delivery shall be covered, subject to all Plan provisions, deductibles, and <br />coinsurance; provided, however, dependent children shall not be entitled to this <br />benefit. <br /> <br />Hospice Care Benefit - A participant will be eligible for hospice care benefits under <br />this Plan if written approval is provided in advance by the Trust. The Trust will <br />not provide written approval unless a written statement is submitted to the Trust <br />by the Hospic; Care Agency and the attending physician outlining: <br />(l) and attesting that the patient is terminally ill, <br />(2) and attesting that the patient has a life expectancy of six (6) months or less, <br />