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<br />Ronda Municipal Insurance Trust <br /> <br />Medical Master Plan of Benefits <br /> <br />amount of savings and your request for payment. <br /> <br />SECTION VIII - EXCLUSIONS AND LIMITATIONS <br /> <br />Unless otherwise expressly covered in Section VI of the Plan, coverage under this <br />Plan for participants is subject to the following exclusions ,and limitations for <br />which no benefits shall be paid: <br /> <br />(1) Services or supplies for beautifying or cosmetic purposes unless: <br /> <br />(a) necessitated by an accidental injury while covered under this Plan and <br />performed within six (6) months following the date of the accident, and <br /> <br />(b) required to restore a normal bodily function, <br /> <br />(2) Services or supplies provided by any custodial institution, rest home, nursing <br />home, sanitarium, health spa, health resort, place of rest, institution or home <br />for the aged, drug addicts, or alcoholics, or a place for the treatment of <br />pulmonary tuberculosis or mental or nervous disorders. <br /> <br />(3) Fees for routine physical examinations or periodic check-ups, except as <br />otherwise specifically stated in this Plan. <br /> <br />(4) Any service or supplies to a participant hospitalized for primarily rest, <br />restj cure or primarily for observation. <br /> <br />(5) Services or supplies for injury or sickness resulting from drug or alcohol <br />abuse, or resulting from intoxication or consumption of drugs or alcohol. <br /> <br />(6) Eye refractions, keratotomies, eye glasses, hearing aids and examinations or <br />the prescription or fitting thereof, eye exercise, visual training or orthoptics. <br /> <br />(7) Travel expenses, whether or not travel is recommended by a physician. <br /> <br />(8) Hospital service or supplies for a participant who shall remain in a hospital <br />after the attending physician advises that further hospital service is <br />unnecessary . <br /> <br />. (9) Dentist, physician or hospital expenses for dental care and treatment <br />including treatment or removal of teeth and immediately adjacent structures <br />(ie. gingival) and any services for orthodontia, prosthodontia, periodontia and <br />preparation for dentures unless, as a result of an accident, natural teeth <br />have been damaged or a fracture or dislocated jaw requires setting, and then <br />only if such dental treatment is rendered within ninety (90) days from the <br />date of the accident. <br /> <br />(10) Massage unless the massage is prescribed by a physician, which prescription <br />specifies the number of treatments and is performed under the direct <br />supervision of a physician or by a massage therapist, and is approved in <br />advance by the Trust. <br /> <br />(11) Services or supplies for the primary purpose of providing rehabilitation to a <br />participant including, but not limited to, rehabilitative services related to <br />alcohol and drug abuse or accident or sickness arising therefrom, <br />occupational therapy, speech therapy, and pain management training and <br />educational programs. <br /> <br />(12) Services or supplies for surgery for sexual reassignment or reconstruction, or <br />