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Ronda Municipal Insurance Trust Medical Master Plan of Benefits (41) Services or supplies for injuries sustained or sickness contracted while in any military force of any country while such country is engaged in war or hostilities (whether or not declared), or while performing police duty as a member of any military organization. (42) Services or supplies for injury or illness that results from deliberately and voluntarily undertaking activities that subject the participant to unnecessary exposure to danger or unnecessary exposure to obvious risk of injury. This exclusion shall not apply to services or supplies for injury or illness resulting from the participant's participation in sponsored sporting events or traditional recreational activities. (43) Services or supplies for complications, which result from or arise out of the provision of services or supplies that are excluded under this Section. (44) Fees in excess of the percentage specified in the Schedule of Benefits, or in excess of reasonable fees. Benefits payable under this Plan will be limited to services provided and expenses incurred within the continental United States. Any expenses incurred by a participant outside the continental United States will be subject to approval by the Trust. SECTION IX - COORDINATION OF BENEFITS The purpose of health care coverage is to help meet actual expenses. In line with that purpose, this Plan contains a non-profit provision coordinating it with other plans, including group plans under which a participant is covered, so that the total benefits available will not exceed 100% of the allowable expenses. Primary Coverage - A plan without a coordinating provision is always the primary plan. . If all plans have this provision: (1) !he plan covering the person as an employee rather than as a dependent is primary; (2) the plan covering the person as an active employee or as a dependent of an active employee rather than Medicare is primary; (3) if a child is covered under both parents' plans, the plan for the parent with the earliest birthdate in the calendar year is primary; (4) if a dependent child is covered under both parents' plans, and both parents have the same birthday, the plan which has covered the parent for a longer period of time is primary; (5) if a dependent child is covered under both parents' plans, and the parents are divorced or separated, the primary plan will be determined in the following ord~r: · First, the plan of the parent with custody of the child; · Secbnd, the plan of the spouse of the parent with the custody of the child; and · Third, the plan of the parent not having custody of the child;