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Ronda Municipal Insurance Trust Medical Master Plan of Beneflts SECTION XV - CONTINUATION OF COVERAGE - COBRA The Plan provides an election for continuation of coverage to qualified beneficiaries who would otherwise lose coverage under the Plan as a result of a qualifying event. A qualified beneficiary means the covered spouse or dependent child of .a, covered employee who is a participant in the Plan on the day before the qualifying event. In the case of termination, the term also includes the covered employee. One exception to this rule is when a child is born to (or placed for adoption with) an employee during the COBRA continuation period. These children will receive all rights of a qualified beneficiary throughout the COBRA continuation period. A qualifying event means the occurrence of any of the following events, which would result in the loss of coverage to: (1) Employee: (a) Termination of employment for any reason other than gross misconduct. (b) Reduction of work hours. (2) Spouse: (a) Termination of employee's employment. (b) Reduction of employee's work hours. (c) Death of employee. (d) Divorce or legal separation from employee. (e) Employee becomes enrolled in Medicare. (f) A covered dependent child ceases to be a dependent under the Plan. (3) Dependent: (a) Termination of employee's employment. (b) Reduction of employee's work hours. (c) Death of employee. (d) Divorce or legal separation from employee. (e) Employee becomes enrolled in Medicare. (f) Dependent child ceases to be an eligible dependent as defmed by the Plan. Continuation of coverage is conditioned upon satisfaction of the following notice requirements. The notice requirement relating to election coverage by qualified beneficiaries is as follows: (1) In the event of an employee's death, termination of employment or Medicare eligibility, the employer shall notify the Trust within thirty (30) days of such event. Upon receipt of notice, the Trust shall, within fourteen (14) days, notify the qualified beneficiary of his/her right to elect continuation coverage under the Plan. (2) In the event of divorce, legal separation or a dependent child ceasing to qualify a~ a dependent under the Plan, the employee or the qualified beneficiary is required to notify the Trust within-sixty (60) days of such qualifying event. Upon receipt of notice, the Trust shall, within fourteen (14) days, notify the qualified beneficiary of hisjher right to elect continuation of coverage under the Plan. ....,,_,~.~ ,.....~_,J~... ,4_". ...._. l.-L..... .'-..--1..1.. ..f"t~_.q.~,~ ,,,..,. '"' ~ -"- '"""