Laserfiche WebLink
<br />Ronda Municipal Insurance Trust <br /> <br />Medica' Master Plan of Beneflts <br /> <br />following: <br /> <br />(1) The maximum coverage period date allowed for the qualifying event; <br /> <br />(2) The date on which the employer ceases to provide any group health plan to <br />all employees; <br /> <br />(3) As provided in Section XI, if the qualified beneficiary fails to pay <br />contributions within thirty (30) days after they become due; <br /> <br />(4) The date the qualified beneficiary becomes covered under another group <br />health plan (as an employee or otherwise) with similar coverage, which does <br />not contain any exclusions or limitations for pre-existing conditions; <br /> <br />(5) The date the qualified beneficiary becomes entitled to Medicare benefits; <br /> <br />(6) If the coverage period is twenty-nine (29) months and the employee ceases to <br />be totally disabled, on the first day of the month within the coverage period <br />that begins more than eighteen (18) months after the date of termination and <br />is more than thirty (30) days after the date on which the employee ceased to <br />be totally disabled under Title II or XVI of the Social Security Act. However, <br />in no event shall the coverage period extend beyond twenty-nine (29) months <br />from the date of termination. Notwithstanding the above, in no event shall <br />said coverage extend beyond the twenty-nine (29) month coverage period. <br /> <br />A certificate of creditable coverage will be issued at the end of the continuation of <br />coverage period. The certificate will be sent by First Class Mail to the participant's last <br />known address. In addition, the Trust shall issue a certificate of credible coverage to <br />a participant upon request, for up to 24 months following the end of the participant's <br />coverage under this Plan. <br /> <br />If COBRA is elected and the eighteen (18) or thirty-six (36) months maximum time <br />frame is exhausted, the qualified beneficiary may be eligible for coverage under an <br />individual plan (through an insurer of their choice) on a guaranteed issue basis <br />without any pre-existing condition limitations. <br /> <br />In the event the Plan offers a conversion privilege, the qualified beneficiary shall be <br />entitled to said conversion privilege provided the qualified beneficiary applies for such <br />conversion plan during the last 180 days of the period of continuation coverage. <br /> <br />Coordination of Benefits with other plans for COBRA recipients will follow current <br />National Association of Insurance Commissioners (NAIC) recommendations. <br /> <br />SECTION XVI - PRESCRIPTION DRUGS <br /> <br />Coverage is provided for prescription medications prescribed by a physician which are <br />intended for use outside a hospital, skilled nursing facility or treatment facility. <br />Benefits will be paid at the coverage level shown on the Schedule of Benefits. <br />Presenting your prescription identification card each time you request a prescribed <br />medication will ensure that the provider knows that you are part of the plan. A <br />generic prescription drug will be provided unless the prescribing physician specifies a <br />brand name drug. . <br /> <br />In addition to the applicable exclusions specified in Section VIII, no coverage is <br />provided for: <br />