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<br />Ronda Municipal Insurance Trust <br /> <br />Medical Master Plan of Beneflts <br /> <br />arises. The burden is on the applicant or participant to make complete and accurate <br />representations to the Trust concerning questions of eligibility, coverage and services <br />or benefits under this Plan. <br /> <br />SECTION XVIII - PAYMENT OF BENEFITS, ASSIGNMENT <br /> <br />Benefits provided under this Plan for a specified injury or sickness may be paid to the <br />participant or to the service provider who has provided or paid for services or supplies <br />for which such benefits are payable. Such benefits may be assigrled by the <br />participant to such provider and will be paid according to the participant's <br />designation on the claim form, but only to the extent such provider's interest shall <br />appear; otherwise this Plan and such benefits are non-assignable. If benefits are paid <br />prior to the receipt and acceptance by the Trust of any assignment of such benefits, <br />the assignment shall be null and void and unenforceable against the Trust. <br /> <br />In the event an employee or dependent dies, or is physically, mentally or otherwise <br />incapable of making payment due to a service provider, Plan benefits may be paid <br />directly to the service provider or to any person or institution appearing to assume <br />responsibility for the expense, and such payment shall discharge the Trust's <br />obligation for such expense. <br /> <br />SECTION XIX - GRIEVANCE PROCEDURE <br /> <br />There are situations when participants have questions about their coverage or are <br />dissatisfied with Plan services. Such inquiries and complaints will be handled in a <br />timely manner. <br /> <br />In the event that a claim is denied and the participant disagrees with the denial, a re- <br />determination may be requested in writing detailing the reasons for the disagreement, <br />This request must be received within sixty (60) days of the initial claim denial. The <br />Plan will respond with a written decision, within sixty (60) days from receipt of- the <br />request. <br /> <br />SECTION XX - SUBROGATION <br /> <br />In the event of any payment for benefits, services or supplies provided to a participant <br />under the Plan, the Trust, to the extent of such payment, shall be subrogated to all <br />rights of recovery such participant has against any person or organization, and the <br />participant, as a condition precedent to the payment for any benefits, services or <br />supplies otherwise payable under this Plan, shall execute and deliver such <br />instruments and papers as may be required and do whatever else is necessary to <br />secure such rights to the Trust and shall otherwise assist and cooperate with the <br />Trust as may be necessary in its efforts to recover such payment. <br />