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<br />REASONABLE ACCOMMODATION BENEFIT <br /> <br />If an Insured Employee of the Employer is Disabled, and is receiving Policy benefits; then the Employer may be ~ligible for <br />a Reasonable Accommodation Benefit. This Benefit reimburses the Employer for 50% of the expense incurred for <br />reasonable accommodation services for the Insured Employee; but will not exceed: <br />1. a maximum benefit of $5.000 for anyone Insured Employee; or <br />2. the Company's expected liability for the Insured Employee's Long Term Disability claim (whichever is <br />less). <br /> <br />Such services may include: <br />1, providing the Insured Employee a more accessible parking space or entrance; <br />2. removing barriers or hazards to the Insured Employee from the worksite; <br />3, special seating, furniture or equipment for the Insured Employee's work station; <br />4, providing special training materials or translation services during the Insured Employee's training; and <br />5. other services the Company deems reasonably necessary to help the Insured Employee return to work <br />with the Employer. <br /> <br />ELIGIBILITY FOR BENEFIT, The Company will determine the Employer's eligibility to receive the Benefit. To qualify for <br />the Benefit, the Employer must have an Insured Employee: <br />(a) whose Disability prevents the performance of his or her regular occupation at the Employer's worksite; <br />(b) who has the physical and mental abilities needed to perform his or her own or another occupation at the <br />Employer's worksite; but only with the help of the proposed accommodation; and <br />(c) who is reasonably expected to return to work with the help of the proposed accommodation, <br />The Company must also find that the requested Reasonable Accommodation Benefit is less than the expected liability for <br />the Insured Employee's Long Term Disability claim. <br /> <br />WRITTEN PROPOSAL. The reasonable accommodation services must be provided in accord with a written proposal. <br />which is developed with input from: <br />1. the Employer; <br />2. the Insured Employee; and <br />3. his or her Physician. when appropriate, <br />The proposal must state the purpose of the proposed accommodation; and the times, dates and costs of the services. <br /> <br />CONDITIONS. Either the Company. the Employer, the Insured Employee, or his or her Physician may first propose an <br />accommodation, <br /> <br />The proposal must be approved by the Company in writing. <br /> <br />The Company will then reimburse the Employer, upon receipt of proof that the Employer: <br />1 . has provided the services for the Insured Employee; and <br />2. has paid the provider for the services. <br /> <br />301-L TD-17.3 <br />