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<br />ELIGmILITY FOR <br />DEPENDENT DENTAL COVERAGE <br /> <br />JEPENDENT means a person who is a Covered Employee's: <br />(1) legal spouse, who is not legally separated from the Covered Employee; <br />(2) unmarried natural and adopted child until the end of the calendar year in which the child reaches 25 years of age, <br />if the child: <br />(a) is dependent on the Covered Employee for support; <br />(b) is living in the Covered Employee's household; or <br />(c) is a full-time or part-time student. <br />This includes: <br />(a) a child placed with Covered Employee for adoption; or <br />(b) a child named in a court order for which the Covered Employee is required by law to provide <br />dental benefIts; <br />(3) unmarried child age 25 years or older, who is incapable of self-sustaining employment by reason of mental <br />retardation or physical handicap; and who is chiefly dependent upon the Covered Employee for support and <br />maintenance, The child must be covered by the dental plan on the day before coverage would otherwise end due <br />to his or her age. Proof of the continuing handicap must be sent to the Company when a claim is denied due to <br />the fact the child has attained a limiting age; <br />(4) stepchild or foster child, who resides in the Covered Employee's household; and who is chiefly dependent upon <br />the Covered Employee for support; or <br />(5) grandchild, who is newly born to the Covered Employee's covered dependent. <br /> <br />ELIGmILITY. A Covered Employee becomes eligible for Dependent Dental Coverage on the latest of: <br />(1) the date the Covered Employee becomes eligible for Employee Dental Coverage; <br />(2) the effective date of this dental plan; or <br />(3) the date the Covered Employee fIrst acquires a Dependent. <br /> <br />An Employee must be covered for Employee Dental Coverage to cover his or her dependents. <br /> <br />When a child's parents are both Covered Employees under this Policy, the child can be covered as a Dependent of only one parent. A <br />spouse or child who is eligible as an Employee and a Dependent can be covered under this Policy for either Employee Dental <br />Coverage or Dependent Dental Coverage; but not both at the same time. <br /> <br />GL11-8-ELD FL <br /> <br />13 <br /> <br />09/01/01 <br />