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<br />ASSUMPTIONS AND LIMITING CONDITIONS <br /> <br />This Appraisal Report has been made with the following general assumptions: <br /> <br />1. No responsibility is assumed for the legal description or for matters including legal <br />or title considerations. Title to the property is assumed to be good and marketable <br />unless otherwise stated. <br /> <br />2. The property is appraised free and clear of any or all liens or encumbrances unless <br />otherwise stated. <br /> <br />3. Responsible ownership and competent property management are assumed. <br /> <br />4. The information furnished by others is believed to be reliable. However, no <br />walTanty is given for its accuracy. <br /> <br />5. All engineering is assumed to be cOlTect. The plot plans and illustrative material in <br />this report are included only to assist the reader in visualizing the property. <br /> <br />6. If no survey has been furnished to the appraisers, all measurements have been <br />confirn1ed either in the field, in the plat book or by other reliable sources and are <br />presumed to be accurate. <br /> <br />7, It is assumed that there are no hidden or unapparent conditions of the property, <br />subsoil, or structures that render it more or less valuable. No responsibility is <br />assumed for such conditions or for arranging for engineering studies that may be <br />required to discover them. <br /> <br />8. It is assumed that there is full compliance with all applicable federal, state and local <br />environmental regulations and laws unless noncompliance is stated, defined and <br />considered in the Appraisal Report. <br /> <br />9. It is assumed, unless a study has been provided otherwise, that no hazardous material <br />such as asbestos, urea formaldehyde or other toxic waste exists in the property. The <br />existence of a potentially hazardous material could have a significant effect on the <br />value of the property. <br /> <br />10. In reference to proposed construction, the real estate taxes and other expenses are <br />estimated. These amounts are not guaranteed. <br /> <br />QUINLIVAN APPRAISAL <br /> <br />43 <br />