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<br />o <br /> <br />LIABILITY COVERAGE DEFINITIONS <br />Continued <br /> <br />LAW ENFORCEMENT LIABILITY <br />Pays damages the insured becomes legally obligated to pay because of a "wrongful act" resulting <br />in "personal injury" or "property damage" in the performance of law enforcement activities. <br />Definitions of Personal Injury include Bodily Injury, Death, Sickness, Disease, Humiliation, Mental <br />Anguish, Mental Distress and Violations of Property Rights, <br /> <br />o <br /> <br />PUBLIC OFFICIALS LIABILITY <br />Pays damages the insured becomes legally obligated to pay due to "wrongful acts" arising out of <br />the discharge of duties. Defense costs are included in the policy limit. The company appoints <br />counsel. Deductible applies towards damages, "claim expenses" and supplemental payments. <br /> <br />EMPLOYMENT PRACTICES LIABILITY <br />Pays damages the insured becomes legally obligated to pay due to "wrongful employment <br />practices" arising out of the discharge of duties, Defense costs are included in the policy limit. The <br />company appoints counsel. Deductible applies towards damages, "claims expenses" and <br />supplemental payments, Coverage included for sexual harassment (including physical contact), <br />Definition of "Wrongful Employment Practice" extended to include discrimination misrepresentation, <br />invasion of privacy, defamation, and retaliation, infliction of emotional distress, wrongful discipline, <br />negligent evaluation, negligent hiring or supervision, <br /> <br />o <br /> <br />, ' <br />'-) <br /> <br />13 <br />Brown & Brown, Inc,@ <br />