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<br />COMMERCIAL PROPERTY COVERAGE SECTION <br /> <br />FOR A FULL DESCRIPTION OF TERMS, DEFINITIONS AND CONDITIONS PLEASE <br />REFER TO THE POLICY DOCUMENT <br /> <br />COVERAGE LIMITS (*) <br /> <br />$ 26,410,00 <br />o <br /> <br />Building & Contents Limit, per attached schedule <br /> <br />Coverage Limits must be ultimately chosen by the Insured. We as Agents cannot recommend <br />the adequate limit of protection. Higher or lower limits may be available. Please let us know if a <br />quote is desired. <br /> <br />COVERAGE TERMS AND CONDITIONS <br /> <br />Covered Losses <br /> <br />Special Perils Coverage Including Boiler & Machinery <br />Coverage <br /> <br />Valuation <br /> <br />Replacement Cost <br /> <br />Coinsurance <br /> <br />NIA <br /> <br />Deductible <br /> <br />o $5,000 All perils per occurrence except as stated below: <br />o 5% Named Windstorm Deductible Per Occurrence <br />subject to a minimum of $25,000 (*) <br /> <br />Exclusions <br /> <br />Exclusions include, but are not limited to, the following: <br />War and Terrorism (**) <br />Flood <br />Earthquake <br /> <br />(*) This Wind & Hail Deductible can be reduced to a lower <br />deductible through the purchase of a Windstorm Deductible <br />"Buy-Back" policy which is available in the Excess & Surplus <br />Lines market. The annual cost is approximately $20.00 PER <br />$100 of coverage (the amount of buy-down). <br /> <br />(**) See Premium Summary Page for an option to include <br />Terrorism Coverage as outlined in the Federal Terrorism Act <br />2002 <br /> <br />4 <br />Brown & Brown of Florida, Inc. <br />