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<br />2008 Employee Benefit Plan <br />Review and Recommendations <br />February 13,2008 <br /> <br />DENTAL PLANS <br /> <br />The following shows the current monthly premiums for the Guardian dental plan. <br />Further, the chart shows the current portion paid by the City and by each employee. <br /> <br /> 2007/2008 Monthly Premiums <br />Benefit Tier Enrollment Total City Employee <br /> Paid Paid <br /> Guardian <br />Employee Only 73 $30.11 $30.11 $ 0.00 <br />Employee + Spouse 29 $66.54 $48.33 $18,21 <br />Employee + Children 20 $87.53 $58.82 $28.71 <br />Full Family 29 $116.19 $73.15 $43.04 <br /> <br />After negotiations initiated by Brown & Brown, Guardian has offered a renewal with a <br />5.6% increase in premiums. <br /> <br />The following are the renewal monthly premiums for the Guardian and SunLife dental <br />plans. Further, the chart shows the portion paid by the City and by each employee if the <br />contribution strategy remains unchanged. <br /> <br /> 2008/2009 Monthly Premiums <br />Benefit Tier Enrollment Total City Employee <br /> Paid Paid <br /> Guardian <br />Employee Only 73 $31.92 $31.92 $ 0.00 <br />Employee + Spouse 29 $70.53 $51.23 $19.30 <br />Employee + Children 20 $92.78 $62.35 $30.43 <br />Full Family 29 $123.16 $77.54 $45.62 <br /> SunLife <br />Employee Only 73 $28.33 $28.33 $ 0.00 <br />Employee + Spouse 29 $64.44 $46.39 $18,05 <br />Employee + Children 20 $73.03 $50.68 $22.35 <br />Full Family 29 $105.13 $66.73 $38.40 <br /> <br />Page 8 <br />