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<br /> PREMIUM SUMMARY <br />COVERAGE INSURER AND BEST'S RATING 1;)1 YEAR 2ND YEAR <br /> PREMIUM PREMIUM <br /> (ESTIMATE) <br />Commercial Package* Preferred Governmental Ins. Trust <br /> (Not Rated by A.M. Best) <br />Property Same as above $224,922 $224,922 <br />Inland Marine Same as above $20,070 $20,070 <br />Crime Coverage Same as above $1,891 $1,891 <br />General Liability Same as above $86,563 $86,563 <br />Public Officials Liability Same as above $23,283 $23,283 <br />Employment Practices Liability Same as above $12,205 $12,205 <br />Law Enforcement Liability Same as above $35,946 $35,946 <br />Automobile Liability Same as above $75,256 $75,256 <br />Automobile Physical Damage Same as above $14,052 $14,052 <br /> TOTAL $494,188 $494,188 <br /> <br />*This Coverage Agreement shall be 25% minimum earned as of the first day of the <br />"Coverage Period". <br /> <br />PAYMENT TERMS: <br /> <br />First Payment of $247,094 is due 10/01/2009. <br />Second Payment of $123,547 is due 12/15/09. <br />Final payment of $123,547 is due 3/16/2010. <br /> <br />AUDITS: <br /> <br />The General Liability and Automobile coverages are not subject to year-end audit <br />or adjustment. Therefore, there would not be any additional premiums for <br />increased liability exposures or additional vehicles purchased during the policy <br />year. <br /> <br />Brown & BrouM of Florida Inc. <br />