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<br />) <br /> <br />2.09 Claimant means a Member or a Member's authorized representative acting on behalf of the Member. <br />AvMed may establish procedures for determining whether an individual is authorized to act on behalf of <br />the Member. If the Claim is an Urgent Care or Pre-Service Claim, a Health Professional, with <br />knowledge of the Member's medical condition, shall be permitted to act as the Member's authorized <br />representative and will be notified of all approvals on the Claimant's behalf. In the event of an Adverse <br />Benefit Determination, AvMed will notifY both the Member and the Heath Professional. <br /> <br />2.10 Co-insurance means the amount a covered Member must pay, once the Deductible has been met if <br />applicable, and is expressed as a percentage of the contracted rate for the covered benefit. <br /> <br />2.11 Concurrent Care means an ongoing course of treatment to be provided over a period of time or number <br />of treatments that was previously approved by AvMed. <br /> <br />) <br /> <br />Contract means this Group Medical and Hospital Service Contract with Point of Service Rider which <br />may at times be referred to as 'Group Contract' or 'Point of Service Plan' and all applications, rate <br />letters, face sheets, riders, amendments, addenda, exhibits, supplemental agreements, and schedules <br />which are or may be incorporated in this Contract from time to time. <br /> <br />2.13 Contract Year means the period of consecutive months agreed to by the Subscribing Group and AvMed <br />on the Master Application, cOITunencing on the effective date of this Contract. <br /> <br />2.12 <br /> <br />.j <br /> <br />2.14 Conversion Contract means an individual Member or Subscriber contract which shall be available to <br />continue coverage (as provided for therein) of the Subscriber or the Dependent of the Subscriber upon <br />termination of the Subscribing Group Contract as provided in Part VII of this Contract, and shall at <br />times be referred to as the 'Individual Conversion Contract.' <br /> <br />2.15 <br /> <br />Co-payment means the portion of the amount requested, in addition to the amount of the prepaid <br />premiums, which the SubscriberlMember is required to pay at the time certain health services are <br />provided nnder this Contract. The Co-payment may be a specific dollar amount or a percentage of the <br />cost. The Member is responsible for the payment of any Co-payment amounts directly to the provider of <br />the health services at the time of service. <br /> <br />) <br /> <br />2.16 Custodial Care means services and supplies that are furnished mainly to train or assist in the activities <br />of daily living, such as bathing, feeding, dressing, walking, and taking oral medications. 'Custodial <br />Care' also means services and supplies that can be safely and adequately provided by persons other than <br />licensed health professionals, such as dressing changes and catheter care, or that ambulatory patients <br />customarily provide for themselves, such as ostomy care, administering insulin, and measuring and <br />recording urine and blood sugar levels. <br /> <br />2. I 7 Dental Care means dental x-rays, examinations and treatment of'the teeth or any services, supplies or <br />charges directly related to: <br /> <br />The care, filling, removal or replacement of teeth; or <br /> <br />The treatment of injuries to or disease of the teeth, gums or structures directly supporting or <br />attached to the teeth, that are customarily provided by dentists (including orthodontics <br />reconstructive jaw surgery, casts, splints, and services for dental malocclusion). <br /> <br />2.18 Dependent means any member ofa Subscriber's family who meets all applicable requirements of Part <br />III and is enrolled hereunder and for whom the prepayment required by Part VI has actually been <br />received by Av Med <br /> <br />2.17.01 <br /> <br />2.17.02 <br /> <br />3 <br /> <br />A V-CHOICE-2009 <br />MP-5320 (10/09) <br />