Laserfiche WebLink
<br />) <br /> <br />following the date the Subscriber enrolls. lIthe Subscriber fails to enroll within 60 days after the loss of <br />such coverage or the determination of such eligibility, the Subscriber and the Subscriber's eligible <br />Dependents must wait nntil the next open enrollment period to apply for coverage. <br /> <br />) <br /> <br />VI. MONTHLY PAYMENTS AND CO-PAYMENTS <br /> <br />6.01 On or before the first day of each month for which coverage is sought, Subscribing Group or its <br />designated agent shall remit to AvMed, on behalf of each Subscriber and his Dependents, the monthly <br />premium based on the rate letter and Master Application. Only Members for whom the stipulated <br />payment is actually received by AvMed shall be entitled to the heaIth services covered under this <br />Contract and then only for the period for which such payment is applicable. Failure of the Subscribing <br />Group to pay the premium due by the first of the month and not later than the end of the grace period (as <br />provided in Section 6.02) shall result in retroactive termination of the Subscribing Group, effective at <br />12:00 a.m. (midnight) on the last day of the month for which the premium was paid, unless the payment <br />of premiums has otherwise been contractually adjusted and specified by the parties in a fully executed <br />addendnm to this Contract. An additional charge will apply to all late premium payments. See Section <br />16.17. <br /> <br />. ) <br /> <br />6.02 Grace period. This Contract has a ten-day grace period. This provision means that if any required <br />premium is not paid on or before the date it is due, it must be paid during the following grace period. <br />During the grace period, the Contract will stay in force. However, if payment is not received by the last <br />day of the grace period, termination of this Contract for nonpayment of the premium will be retroactive <br />to 12:00 a.m. (midnight) on the last day of the month for which the premium was paid. Note: Certain <br />provisions in Section 6.01 may apply if the parties have executed an addendum affecting premium <br />payments. <br /> <br />6.03 Annual out-of-pocket maximum expense limit (as describcd in your Schedule of Benefits). Co-insurance <br />and Co-payments you pay for benefits received during any calendar year are accumulated toward your <br />annual out-of-pocket maximum expense limit. Once you meet your individual or family annual out-of- <br />pocket maximum expense limit in any calendar year, AvMed will pay 100% of the contracted rate or <br />Maximum Allowable Payment, as applicable, for all covered services for the remainder of that calcndar <br />year. <br /> <br />6.03.01 Expenses that do not count toward the annual out-of-pocket maximum expense limit arc <br />expenses related to charges for services not covered including amounts requested for <br />covered services exceeding the Maximum Allowable Payment, additional amounts incurred <br />for failure to pre-authorize a service requiring prior authorization, expenses that relate to <br />services that exceed any specific treatment Limitations noted in the Schedule of Benefits, <br />and expenses used to satisfY the individual or family deductible. <br /> <br />6.04 Member shall pay premiums, applicable supplemental amounts requested, Co-payments, deductibles or <br />Co-insurance as provided in this Contract and applicable Schedule of Benefits. If the Member fails to <br />pay the applicable premiums, upon 10 days written notice from AvMed to the Member, the Member's <br />rights hereunder shall be terminated. Consideration for reinstatement with the Plan shall require a new <br />application, and any re-enrollment shall be at the sole discretion of AvMed and shall not be retroactive. <br /> <br />6.05 Refund of premiums paid to AvMed by the Snbscribing Group for any Member after the date on which <br />that Member's eligibility ceased or the Member was terminated shall bc limited to the total excess <br />preminm amounts paid up to a maximum of 60 days from the date of such ineligibility or tennination, <br />provided there are no Claims incurred subsequent to the effective date of termination. No retroactive <br />terminations of Members will be made beyond 60 days from notification of the terminating event. <br /> <br />) <br /> <br />13 <br /> <br />A V-CHOICE-2009 <br />MP-5320 (10/09) <br />