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<br />15. ACCEPTANCE: <br />This Commitment shall be considered null and void unless the Borrower shall <br />acknowledge acceptance hereof by signing and returning this letter on or before <br />May 31, 2002. <br /> <br />On behalf of SunTrust Bank it is our pleasure to extend this credit and we look forward to <br />continuing our mutually beneficial relationship with you. <br /> <br />Sincerely, <br /> <br /> <br />Kimrey Newlin <br />First Vice President <br />Institutional Banking <br /> <br />ACCEPTANCE: The terms and conditions of this Commitment are hereby accepted. <br /> <br />Dated: <br /> <br /> <br />~ <br /> <br />By: <br /> <br />As its: Mayor <br /> <br />By: dIti~L <br /> <br />As its: City Manager <br /> <br />4 <br />