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<br />FUNDING INSTRUCTION LETTER <br /> <br />Bank of America, N.A. <br />9000 Southside Boulevard <br />Building 100 <br />Jacksonville, Florida 32256 <br /> <br />Ladies and Gentlemen: <br /> <br />You are hereby requested, authorized and directed to fund the $20,000,000.00 loan under the <br />Loan Agreement, dated June 8, 2009, between you and us, as described below. <br /> <br />Please deposit the loan proceeds, $20,000,000.00, in the City's Bank of America account the <br />last four digits of which are 1543. <br /> <br />Dated as of June 8, 2009 <br /> <br />CITY OF SUNNY ISLES BEACH, FLORIDA <br /> <br />