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Exhibit "A" <br />�ElI� <br />COVERAGE <br />GENERAL LIABILITY <br />PROPERTY INSURANCE <br />GROWN BROWN <br />COREGIS INSURANCE CO. <br />$23,918.00 <br />$16,988.00 <br />MACK GROUP <br />ST. PAUL INSURANCE CO. <br />530,281.00 <br />$20,000425,000 <br />CRIME <br />$2,219.00 <br />$8,415.00 <br />FLOOD <br />$1,952.00 <br />INCLUDED WRH PROPERTY INS. <br />GLASS <br />$1,230.00 <br />INCLUDED wwm PROPERTY INS. <br />AUTO <br />$49,890.00 <br />$45,335.00 <br />PUBLIC OFFICIALS <br />$24,840.00 <br />$11,733.00 <br />LAW ENFORCEMENT LIABILITY <br />INCLUDED UNDER GENERAL <br />LIABILITY <br />$19,153.00 <br />SERVICE FEE <br />$17,508.00 <br />$0.00 <br />UMBRELLA <br />$28,839.00 <br />$30,488.00 <br />TOTAL <br />$186,984.00 <br />$163,4054168,405 <br />WORKERS' COMPENSATION <br />$213,926.00 <br />'$213,209 AT 30% LOSS RATIO <br />$274,183 MAXIMUM COST <br />GRAND TOTAL <br />$380,912.00 <br />$318,6144442,688 <br />PROPOSED A RETROSPECTIVE RATING PROGRAM. THE PREMIUM IS DEPENDENT UPON <br />LOSS EXPERIENCE, ABOVE 30% LOSS RATIO PREMIUM RISES UNTIL A MAXIMUM OF 60%. AT <br />60% AND ABOVE PREMIUM IS $274,183 MAXIMUM. <br />