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TERMINATION OF EMPLOYEE DENTAL COVERAGE &RMINATION. An Employee's coverage will terminate on the earliest of: (1) the date this Policy is terminated (see the Policy Termination section); (2) the last day of the Coverage Month in which the Covered Employee requests termination; (3) the last day of the last Coverage Month for which premium payment is made on the Covered Employee's behalf; (4) the last day of the Coverage Month in which the Covered Employee ceases to be in a class of Employees which is eligible for coverage under this Policy; (5) with respect to a benefit for a specific Type of dental care, the date the portion of this Policy providing benefits for that Type of care terminates; or (6) the last day of the Coverage Month in which the Covered Employee's employment with the Group Policyholder terminates. CONTINUATION OF COVERAGE. Ceasing Active Work results in termination of coverage; but Employee and Dependent Dental Coverage may be continued as follows. DISABILITY. If the Covered Employee is disabled due to illness or injury; then coverage may be continued until the earliest of: (1) the date coverage has been continued for three Coverage Months after the disability begins: (2) the date the Covered Employee is no longer disabled; or (3) the date coverage would otherwise terminate, if the Covered Employee had remained an Active Employee; provided premium payments are made on the Covered Employee's behalf. LAY -OFF OR LEAVE OF ABSENCE. If the Covered Employee ceases work due to a temporary layoff or an approved leave of absence; then coverage may be continued: (1) for three Coverage Months after the layoff or leave of absence begins; (2) provided premium payments are made on the Covered Employee's behalf. Dan Employee's coverage is continued as provided above, but Dependent Dental Coverage is terminated; then any Dependents who are re- enrolled at a later date will be treated as Late Entrants. MILITARY LEAVE OF ABSENCE /TERMINATION OF EMPLOYMENT DUE TO MILITARY SERVICE. If a Covered Employee goes on leave for military service of more than 30 days, Dental Coverage may be continued for up to 18 Coverage Months, subject to payment of premiums. REINSTATEMENT OF COVERAGE. The Company will reinstate Dental Coverage and waive any Eligibility Waiting Period, new Late Entrant Limitation, or new Benefit Waiting Period if- (1) a Covered Employee's coverage ends due to termination of employment, reduction of hours, or going on an approved leave of absence; and he or she returns to qualifying full -time employment within six months of that event; or (2) a Covered Employee's coverage ends due to military service of more than 30 days; and he or she applies for or returns to qualifying full -time employment: (a) by the 14th day after completing military service of 31 to 180 days; (b) by the 90th day after completing military service of 181 days or longer; or (c) within 2 years if disabled upon completing such military service. The Employee's accumulated leave for military service may not exceed 5 years; except as provided by federal law. To reinstate coverage, the Employee must enroll within 31 days after resuming Active Work; and must sign a payroll deduction order or Section 125 Plan election, if required. An Employee who resumes Active Work or enrolls later will be treated as a new Employee. C7 GL 11 -7 -TE 98 FL 11 09/01/01