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Jefferson Pilot Financial Insurance Company <br />� Excellence In Ratings <br />AAA <br />Highest rating from Standard & Poor's --",` <br />AAA <br />Highest rating from Fitcht <br />A+ + (Superior) <br />Highest rating from A. M. Best Company' <br />*Standard & Poor's AAA rating reflects extremely strong financial security. A scale of AAA (Exceptionally strong financial <br />security) to CC (Extremely weak financial security) is used. <br />*Fitch ** rating reflects the highest insurer financial strength. Fitch rates the insurer's financial strength using a scale of AAA <br />(Exceptionally strong financial security) to D (regulatory intervention). <br />•A. A Best Company rates the overall financial condition of a company using a scale of A ++ (Superior) to F <br />(In Liquidation). <br />Jefferson Pilot Financial Insurance Company <br />Benefit Partners <br />8801 Indian Hills Dr. <br />Omaha, NE 68114 <br />(800) 423 -2765 <br />www.jpfinancial.com <br />"Formerly known as <br />Duff & Phelps <br />A N C <br />P 1 -: <br />O S <br />ASSOCIATION <br />