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SUNNYISLES 1703779 City of Sunny Isles Beach • SAFE DRIVER BENEFIT If an Insured Person dies as a direct result of a covered auto accident, for which Accidental Death and Dismemberment Benefits are payable; then: (1) an additional Seat Belt Benefit will be payable (2) provided the Insured Person was wearing a properly fastened seat belt at the time of the accident. The Seat Belt Benefit equals $10,000 or 10% of the Principal Sum, whichever is less. It will not be less than $1,000 per Insured Person. The Principal Sum is the amount payable because of the Insured Person's accidental death. A copy of the police report must be submitted with the claim. The position of the seat belt must be certified by: (1) the official accident report; or (2) the coroner, traffic officer or other investigating officer. Upon receipt of satisfactory written proof, the additional benefit will be paid in accord with the Beneficiary section. DEFINITIONS. As used in this provision: "Auto" means a 4 -wheel passenger car, station wagon, jeep, pick -up truck or van -type car. It must be licensed for use on public highways. It includes a car owned or leased by the Group Policyholder. "Intoxicated," "Impaired," or "Under the Influence of Drugs" shall be defined as by the jurisdiction where the accident occurs. Beat Belt" means a properly installed: (1) seat belt or lap and shoulder restraint; or (2) other restraint approved by the National Highway Traffic Safety Administration. LIMITATIONS. Safe Driver Benefits will not be paid if (1) the Accidental Death and Dismemberment Benefits is not paid under the Policy for the Insured Person's death; or (2) at the time of the accident, the Insured Person or any other person who was driving the auto in which the Insured Person was traveling: (a) was driving without a valid drivers' license; (b) was driving in excess of the legal speed limit; or (c) was driving while intoxicated, impaired, or under the influence of drugs (except for drugs taken as prescribed by a Physician for the driver's use). The above limitations will apply, whether or not the driver is convicted. • Jefferson Pilot Financial Insurance Company Seat Belt 9 11/16/2001