Jefferson Pilot Life Ins.#1 - Laserfiche WebLink

Home Browse Search

SUNNYISLES 1703779 City of Sunny Isles Beach SURVIVOR INCOME BENEFIT: 3 Months (Option 1.00) If an employee dies after having been disabled for a minimum of 180 consecutive days and the employee was receiving a monthly benefit under the policy, Jefferson Pilot Financial will pay the eligible survivor a lump sum benefit equal to three times the employee's last gross monthly LTD Benefit. If there are no eligible survivors, payment will be made to the employee's estate. REASONABLE ACCOMMODATION BENEFIT enhances the return to work possibilities for an employee by assisting the employer in complying with the reasonable accommodation section of the Americans with Disabilities Act (ADA). The benefit is designed to reimburse the policyholder for any "reasonable accommodations" made to the workplace to allow an employee currently receiving disability benefits to return to work. Examples of such accommodations could be more accessible parking spaces or entrances, removal of barriers or hazards from the worksite, installation of special seating, furniture or equipment for the employee's workstation, or the provision of special training materials or other services necessary to help the employee return to work. The benefit reimburses the employer for 50% of the expense incurred for reasonable accommodation services (as described above) up to a maximum of $5,000 on any one employee. In order for a policyholder /employer to be eligible for this benefit, the employer must have an employee: 1. whose disability prevents the performance of his or her regular occupation at the employer's worksite; 2. who has the physical and mental abilities needed to perform his or herown or another occupation at the employer's worksite; but only with the help of the proposed accommodation; and 3. who is reasonably expected to return to work with the help of the proposed accommodation. •Once an employer is considered eligible, a written proposal is developed with input from the employer, employee and attending physician, which states the purpose of the proposed accommodation. Upon receipt of proof that the employer has provided the services for the employee and paid the provider for the services, the employer will be reimbursed. n U OTHER FEATURES: Our LINKS PROGRAM provides integrated disability management when an insured is covered under Jefferson Pilot Financial's STD and LTD plans. LINKS helps to provide a smooth transition from STD to LTD without claim filing, while helping the employee return to work in the most efficient and effective manner possible. Furthermore, the LINKS program identifies those claimants with life insurance coverage through Jefferson Pilot Financial to determine whether they're eligible for Life Waiver. As of January 1, 2000, a FICA MATCH SERVICE is included on all new and existing LTD business at no additional charge. With this service, Jefferson Pilot Financial matches the policyholder's share of FICA taxes on payments made to disabled employees; generates monthly reports summarizing what has been paid and withheld; and prepares W -2 forms at year -end for LTD benefits paid to each disabled employee. Jefferson Pilot Financial Insurance Company 21 11/02/01