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0 <br />City of Sunny Isles Beach <br />HEALTH INSURANCE PROPOSAL <br />2002 -2003 <br />Presented <br />By <br />Robert Hollander <br />Executive Vice President <br />Tel. (305) 364 -7818 or (800) 432 -8844 <br />Fax. (305) 822 -5687 <br />1 <br />Date Presented <br />December 10, 2001 <br />We ask that you not accept this brief description of the coverages provided as a full explanation of the terms and <br />conditions of the policies discussed in this proposal. For a full understanding of the scope of coverage, terms, <br />exceptions and conditions please refer to the actual policy document wordings. <br />• <br />