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<br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br />I <br /> <br />TABLE OF CONTENTS <br /> <br />PAGE <br />1 <br /> <br />SECTION I <br /> <br />LETTER OF TRANSMITTAL <br /> <br />GENERAL QUALIFICATIONS AND FIRM'S EXPERIENCE <br /> <br />4 <br /> <br />SECTION II <br /> <br />SECTION III <br /> <br />CONCLUSION <br /> <br />APPENDICES <br />A <br />B <br />C <br />D <br />E <br />F <br /> <br />TEAM QUALIFICATIONS AND EXPERIENCE <br /> <br />7 <br /> <br />SPECIFIC AUDIT APPROACH <br /> <br />16 <br /> <br />23 <br /> <br />Letters of Recommendation <br />Licenses to Practice in the State of Florida <br />Insurance <br />Disclosure Affidavits <br />Peer Review Report <br />Sample Management Letters <br />