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<br />VANTAGECARE RETIREMENT HEALTH SA VINGS PLAN <br /> <br />RETIREE MEDICAL AND DENTAL EXPENSE REIMBURSEMENT PLAN <br /> <br />Article I Preamble <br />1.01 Establishment of Plan <br />1.02 Purpose of Plan <br /> <br />Article II Definitions <br />2.01 "Beneficiary <br />2.02 "Benefits" <br />2.03 "Code" <br />2.04 "Dependent" <br />2.05 "Eligible Medical or Dental Expenses" <br />2.06 "Employer" <br />2.07 "Entry Date" <br />2.08 "Participant" <br />2.09 "Plan Administrator" <br />2.10 "Plan Year" <br />2.11 "Retiree" <br />2.12 "Spouse" <br /> <br />Article III Eligibility <br />3.01 General Requirements <br /> <br />Article IV Amount of Benefits <br />4.01 Annual Benefits Provided by the Plan <br />4.02 Cost of Coverage <br /> <br />Article V Payment of Benefits <br />5.01 Eligibility for Benefits <br />5.02 Claims for Benefits <br /> <br />Article VI Plan Administration <br />6.01 Allocation of Authority <br />6.02 Provision for Third-Party Plan Service Providers <br />6.03 Several Fiduciary Liability <br />6.04 Compensation of Plan Administrator <br />6.05 Bonding <br />6.06 Payment of Administrative Expenses <br />6.07 Timeliness of Payments <br />6.08 Annual Statements <br /> <br />Article VI Claims Procedure <br />7.01 Procedure if Benefits are Denied Under the Plan <br />7.02 Requirement for Written Notice of Claim Denial <br />7.03 Right to Request Hearing on Benefit Denial <br />7.04 Disposition of Disputed Claims <br />7 .05 Preservation of Other Remedies <br /> <br />Article VIII Amendment or Termination of Plan <br />8.01 Permanency <br />8.02 Employer's Right to Amend <br />8.03 Employer's Right to Terminate <br /> <br />18 <br />