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<br />VANTAGECARE RETIREMENT HEALTH SAVINGS PLAN <br /> <br />(c) A Participant who becomes totally and permanently disabled (as defined by the Social Security <br />Administration) will become immediately eligible to receive medical benefit payments from the <br />Plan. Pursuant to Section 9.02 and Employer's VantageCare Retirement Health Savings Plan <br />Adoption Agreement, the surviving Spouse and Dependents, or Beneficiary(ies) shall become <br />immediately eligible to receive or to continue receiving medical benefit payments from the <br />Plan upon the death of the Participant. <br /> <br />5.02 Claims for Benefits <br /> <br />No benefit shall be paid hereunder unless a Participant. his Spouse. Dependent or Beneficiary has first <br />submitted a written claim for benefits to the Plan Administrator on a form specified by the Plan Adminis- <br />trator, and pursuant to the procedures set out in Article VI. below. Upon receipt of a properly documented <br />claim, the Plan Administrator shall pay the Participant. his Spouse, Dependent or Beneficiary the benefits <br />provided under this Plan as soon as is administratively feasible. <br /> <br />ARTICLE VI <br /> <br />Plan Administration <br /> <br />6.01 Allocation of Authority <br /> <br />The Employer shall control and manage the operation and Administration of the Plan. The Employer shall <br />have the exclusive right to interpret the Plan and to decide all matters arising thereunder, including the <br />right to remedy possible ambiguities, inconsistencies, or omissions. All determinations of the Employer <br />with respect to any matter hereunder shall be conclusive and binding on all persons. <br /> <br />Without limiting the generality of the foregoing. the Employer shall have the following powers and duties: <br /> <br />(a) To decide on questions concerning the Plan and the eligibility of any Employee to participate in <br />the Plan, in accordance with the provisions of the Plan; <br /> <br />(b) To determine the amount of benefits that shall be payable to any person in accordance with the <br />provisions of the Plan; to inform the Plan Administrator, as appropriate, of the amount of such <br />Benefits; and to provide a full and fair review to any Participant whose claim for benefits has <br />been denied in whole or in part; and <br /> <br />(c) To designate other persons to carry out any duty or power which would otherwise be a fiduci- <br />ary responsibility of the Plan Administrator, under the terms of the Plan. <br /> <br />(d) To require any person to furnish such reasonable information as it may request for the purpose <br />of the proper administration of the Plan as a condition to receiving any benefits under the Plan; <br /> <br />(e) To make and enforce such rules and regulations and prescribe the use of such forms as he <br />shall deem necessary for the efficient administration of the Plan, <br /> <br />6.02 Provision for Third-Party Plan Service Providers <br /> <br />The Plan Administrator, subject to approval of the Employer, may employ the services of such persons as <br />it may deem necessary or desirable in connection with operation of the Plan. The Plan Administrator, the <br />Employer (and any person to whom it may delegate any duty or power in connection with the administra- <br />tion of the Plan), and all persons connected therewith may rely upon all tables, valuations, certificates, <br />reports and opinions furnished by any duly appointed actuary, accountant, (including Employees who are <br />actuaries or accountants). consultant, third party administration service provider, legal counsel, or other <br />specialist, and they shall be fully protected in respect to any action taken or permitted in good faith in <br />reliance thereon. All actions so taken or permitted shall be conclusive and binding as to all persons. <br /> <br />22 <br />