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<br />.-. AUGUST 11, 2011 <br />'--" PREMIUM SUMMARY <br /> EXPIRING PREMIUM RENEWAL PREMIUM <br /> COVERAGE INSURER 2010-2011 2011-2012 <br /> Commercial Package Preferred Governmental <br /> Insurance Trust (PGIT) <br /> Property Same as above 268,207.00 250,206.00 <br /> Inland Marine Same as above 20,070.00 21,867.00 <br /> Crime Coverage Same as above 1,996.00 1,634.00 <br /> General Liability Same as above 68,568.00 69,040.00 <br /> Public Officials Liability Same as above 12,359.00 16,277.00 <br /> Employment Practices Liability Same as above 5,954.00 9,934.00 <br /> Law Enforcement Liability Same as above 33,343.00 36,059.00 <br /> Automobile Liability Same as above 76,672.00 66,549.00 <br /> Automobile Physical Damage Same as above 14,752.00 15,200.00 <br /> Workers' Compensation Preferred Governmental 99,708.00 136,429.00 <br /> Insurance Trust (PGIT) <br /> Zurich Crime Zurich Insurance Company 707.00 707.00 <br />/- Activity Accident Mutual of Omaha 11,164.00 11,164.00 <br />'--" <br /> Hull Coverage RLI Insurance Company 1,845.00 1,845.00 <br /> Glass Policy USPlate Glass Insurance 8,764.00 11,874.00 <br /> Storage Tank Liability (1/1/12) Illinois Union Insurance 1,712.00 1,712.00 <br /> TOTAL $ 625,821.00 $ 650,497.00 <br /> <br />. This Coverage Agreement shall be 25% minimum earned as of the first day of the <br />"Coverage Period" <br /> <br />AUDITS <br />The General Liability and Automobile coverages are not subject to year-end audit or adjustment. <br />Therefore, there would not be any additional premiums for increased liability exposures or additional <br />vehicles purchased during the policy year. <br /> <br />POLICY CHANGES <br /> <br />1. Total value of Property Insurance increased from $26,400,840 to $35,713,210. <br />2. Inland Marine values increased from $3,168,056 to $3,364,156. <br />3. Schedule of vehicles reduced from 168 to 165. <br />/"" 4. Workers' Compensation NCCI Experience Modification Factor increased from .86 to 1.09 <br /> <br />~ <br /> <br />Brown & Brown of Florida - Miami Division <br /> <br />38 <br /> <br />Proposal No. 11-08-01 <br />