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4. Humana HMO High Plan with premium (1'1'0) dental plan. 5. Humana HMO Low Plan with Standard (DHMO) dental plan. 6. Humana HMO Low Plan with premium (1'1'0) dental plan. Section 2. Dental and Vision Insurance. The City pays 100% of the cost of dental HMO and vision insurance coverage for employees and 50% of the dental HMO and vision cost (pre-tax) for dependent coverage. If the employee opts for Dental 1'1'0, then the City will apply a credit to the cost equal to the cost of the 100% employee only Dental HMO and 50% of the dental HMO cost. Dental and vision insurance are mandatory for employees. Section 3. Life Insurance. The City provides group term life insurance coverage for employees as follows: . General Employees - One times the amount of employee's annual salary or $25,000, whichever is greater. . Department Heads - Two times the amount of employee's annual salary. Section 4. Long Term Disability. The City provides each employee with long term disability insurance and accidental death and dismemberment insurance at no cost. Section 5. Workers Compensation. The City may provide full salary to employees injured on the job for a period of up to 13 weeks, (in lieu of the 2/3 salary alTered by the State). Thereafter, employees must seek supplemental pay through the City provided Long Term Disability Plan. Section 6. Optional pre-tax insurance plans. The City offers employees optional pre-tax insurance plans (Section 125) through AFLAC. Plans include cancer insurance, short term disability insurance and more. Also offered is a Flexible Spending Account, which can be used to put money aside, pre-tax, for planned, medical/dental expenses and for childcare expenses. Section 7. Retirement. Employees classified as special risk are automatically enrolled in the Florida Retirement System ("FRS"). The Employer's contribution rates lor special risk employees shall be the rate established by FRS pursuant to state law. The Employee's contribution rate shall be established by FRS pursuant to state law. Section 8. Deferred Compensation. An optional section 457 tax deferred savings program is available to employees who wish to supplement future retirement II1come. The plan allows employees to put aside a portion of their earnings pre-tax each - 32-