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INTRODUCTION <br /> Thank you for inviting us to develop and present a Risk Solution Program to you. We welcome <br /> the opportunity to become involved with your company. We have worked to identify your needs <br /> and concerns, and to develop a program for your insurance. Brown&Brown, Inc. is the largest <br /> independent agency organization in Florida and the seventh largest nationally. The company <br /> provides a variety of insurance products and services to corporate, institutional,professional and <br /> individual clients. Headquartered in Daytona Beach and Tampa, Brown&Brown is publicly <br /> traded on the New York Stock Exchange(BRO)and has been included in Forbes' list of the <br /> "200 Best Small Companies in America". The company handles clients' premiums in excess of <br /> $1,000,000,000 Billion annually and has in excess of 5,000 employees. <br /> While size is not the sole criteria for choosing an insurance agent, it does enable us to offer our <br /> clients clout in the marketplace and unmatched service capability. <br /> Please feel free to visit our website at www.bbinsurance.com <br /> This brief description of insurance coverage is being provided as an accommodation only and is <br /> not intended to cover or describe all policy terms. For more complete information on the scope <br /> and limits of coverage plans please refer to the policy document. Specimen policy form(s)are <br /> available upon request. <br /> 2 <br />