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A.M. BEST RATING OF PROPOSED COMPANIES <br /> COMPANY COVERAGE BEST RATING ADMITTED <br /> Preferred Governmental Insurance Property Not Rated Yes <br /> Trust General Liability <br /> Law Enforcement <br /> Public Officials <br /> Employment Practices <br /> Automobile <br /> Inland Marine <br /> Workers Compensation <br /> Fidelity &Deposit Ins. Of Maryland Crime A+ XV Yes <br /> OneBeacon America Insurance Co. Sponsored Student Accident A XII Yes <br /> Hartford Insurance Co. of the Midwest Flood A+ XV Yes <br /> RLI Insurance Co. Marine Hull A+ XI Yes <br /> GENERAL RATING <br /> These rating classifications reflect BEST's opinion of the relative position of each company in <br /> comparison with others,based upon averages within the Property-Casualty insurance industry.They are <br /> reflective of overall company services and standing within the industry. <br /> A++,A+*** Superior B,B-*** Good <br /> A,A-*** Excellent C++,C+*** Fair <br /> B++,B+** Very Good C,C-*** Marginal <br /> NR Not Rated <br /> FINANCIAL SIZE CATEGORY <br /> The Financial Size Category is an indication of the size of an Insurer and is based on reported <br /> Policyholders' surplus plus conditional or Technical Reserve Funds,such as mandatory securities <br /> valuation reserve,other investment and operating contingency funds and/or miscellaneous voluntary <br /> reserves reported as liabilities. <br /> ($In thousands) <br /> Class I $ Up to $ 1,000 <br /> Class II $ 1,000 To $ 2,000 <br /> Class III $ 2,000 To $ 5,000 <br /> Class IV $ 5,000 To $ 10,000 <br /> Class V $ 10,000 To $ 25,000 <br /> Class VI $ 25,000 To $ 50,000 <br /> Class VII $ 50,000 To $ 100,000 <br /> Class VIII $ 100,000 To $ 250,000 <br /> Class IX $ 250,000 To $ 500,000 <br /> Class X $ 500,000 To $ 750,000 <br /> Class XI $ 750,000 To $ 1,000,000 <br /> Class XII $ 1,000,000 To $ 1,250,000 <br /> Class XIII $ 1,250,000 To $ 1,500,000 <br /> Class XIV $ 1,500,000 To $ 2,000,000 <br /> Class XV $ 2,000,000 To $ More <br /> This information has been provided to you so that consideration is given to the financial condition of our <br /> proposed carriers.The financial information disclosed is the most recent available to us. <br /> 43 <br />