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CERTIFICATE OF LIABILITY INSURANCE <br />THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS <br />CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. <br />THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED <br />REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. <br />imFuKi ANI: n In@ cemncate nolaer IS an ALul tUNAL m3untu, the policy pest must nava AUDI I ILJNAL INJDNtU provisions or De enoorsea. It SUB NOGATION IS <br />WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the <br />certificate holder in lieu of such endorsement(s). <br />IkCrum Insurance Agency, Inc. <br />South Missouri Avenue <br />IkCrum L/C/F Craig A. Smith & Associates, Inc. <br />South Missouri Avenue <br />THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. <br />NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY <br />PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN <br />MAY HAVE BEEN REDUCED BY PAID CLAIMS. <br />INSR <br />LTR <br />TYPE OF INSURANCE <br />POOL <br />INSRD <br />SUER <br />MD <br />POLICY NUMBER <br />POLICY EFF <br />(MMT.OMTY) <br />POLICY EXP <br />(MM,DGM'YY) <br />LIMITS <br />COMMERCIPL GENERAL LUBILITY <br />EACH OCCURRENCE <br />$ <br />CWMS-WIDE OOCCUR <br />DAMAGETO RENTED <br />PREMISES(o p) <br />$ <br />MED EXP(Any one Person) <br />IS <br />PERSONAL B ADV INJURY <br />$ <br />GEN'L AGGREGATE LIMIT APPLIES PER: <br />GENERAL AGGREGATE <br />It <br />POLICY =PROJECT =LOC <br />PRODUCTSAOMP/OP AGO <br />$ <br />S <br />OTHER: <br />AUTOMOBILELIABILITY <br />- <br />COMBINED SINGLE LINT <br />eexu.m <br />$ <br />BODILY INJURY(Per mmn) <br />OWNEDAUTOSSLHEDULEG <br />H—AUTO <br />ONLY AUTOS <br />BOg LY INJURY (Peldem) <br />$ <br />PROPERTY GAMAGE <br />Perawden, <br />$ <br />HIRED AUTOS NON -OWNED <br />ONLY AUTOS ONLY <br />S <br />UMBRELLA LIAB <br />OCCUR <br />EACHOOURRENCE <br />$ <br />$ <br />EXCEb6 UPS <br />C1AIM5-MPOE <br />DEO RETENTIONS <br />SWORKERS <br />COMPENSATION ANO <br />EMPLOYERS' LIABIUTY Y/N <br />WCi201800000 <br />07/07/2018 <br />01/01/2018E <br />OT14A <br />ER <br />T <br />t <br />31000000 <br />ANY PROPRIETORPARTNER�EXECUTIVE <br />OFFICERIMEMBEREXCLUDED9 O <br />N/A <br />(Mandtlory In NH) <br />ryea, 0.FcnW under <br />MPLOYEE <br />$1000000 <br />DESCRIPTION OF OPERATIONS Lab. <br />CY LIMIT <br />1000000 <br />DESCRIPTION OF OPERATIONS/ LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) <br />Effective 12/01/2011, coverage is for 100% of the employees of FrankCrum leased to Craig A. Smith & Associates, Inc. (Client) for whom the client is reporting <br />hours to FrankCrum. Coverage is not extended to statutory employees. <br />CERTIFICATE HOLDER CANCELLATION <br />®1988-2016 ACORD CORPORATION. All rights reserved. <br />ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD <br />214 <br />SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE <br />EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE <br />POLICY PROVISIONS. <br />AUTHORIZED REPRESENTATIVE <br />Craig A. Smith & Associates, Inc. <br />7777 Glades Rd, Ste 410 <br />Boca Raton, FL 33434 <br />®1988-2016 ACORD CORPORATION. All rights reserved. <br />ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD <br />214 <br />