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Home My WebLink AboutReso 2006-990 RESOLUTION NO. 2006- ..iSQ A RESOLUTION OF THE CITY COMMISSION OF THE CITY OF SUNNY ISLES BEACH, FLORIDA, APPROVING THE RENEWAL OF THE CITY'S PROPERTY, CASUALTY, AUTO, AND WORKERS' COMPENSATION INSURANCE WITH THE PREFERRED GOVERNMENT INSURANCE TRUST (PGIT), IN THE AMOUNT OF EIGHT HUNDRED SEVENTY-THREE THOUSAND FOUR HUNDRED FORTY-FOUR DOLLARS ($873,444.00), AS OUTLINED IN EXHIBIT "A"; AUTHORIZING THE CITY MANAGER TO DO ALL THINGS NECESSARY TO EFFECTUATE THIS RESOLUTION; PROVIDING FOR AN EFFECTIVE DATE. WHEREAS, the City of Sunny Isles Beach wishes to renew the City's Property, Casualty, Auto, and Workers' Compensation Insurance with the Preferred Government Insurance Trust (PGlT); and WHEREAS, the City's Insurance Broker, Brown & Brown Insurance, Inc. has provided a Proposal by Preferred Governmental Insurance Trust (PGlT), with the renewal premium for the Commercial Package Policy (Property, Casualty, Auto) in the amount of Five Hundred Sixty- Nine Two Hundred Seventy-Three Dollars ($569,273.00), and the renewal premium for Workers' Compensation in the amount of Three Hundred Four Thousand One Hundred Seventy- One Dollars ($304,171.00), for a total amount of Eight Hundred Seventy-Three Thousand Four Hundred Forty-Four Dollars ($873,444.00.00), as outlined in Exhibit "A", attached hereto. NOW, THEREFORE, BE IT RESOLVED BY THE CITY COMMISSION OF THE CITY OF SUNNY ISLES BEACH, FLORIDA, AS FOLLOWS: Section 1. Approval of Renewal. The City Commission hereby approves the renewal of the City's Property, Casualty, Auto, and Workers' Compensation Insurance with the Preferred Government Insurance Trust (PGlT) through the City's Insurance Broker, Brown & Brown Insurance, Inc., in the total amount of $873,444.00, as outlined in Exhibit "A", attached hereto. Section 2. Authority of Citv Manager. The City Manager is hereby authorized to do all things necessary to effectuate this Resolution. Section 3. Effective Date. This Resolution shall become effective upon adoption. PASSED AND ADOPTED this 28th day of September 2006. Rl006. Renewal of Insurance wlPGIT Page I of2 . . l~ APPROVED AS TO FORM AND LE FF CIENCY Vote: 5-c Mayor Norman S. Edeicup Vice Mayor Roslyn Brezin Commissioner Gerry Goodman Commissioner Danny Iglesias Commissioner Lewis Thaler R2006- Renewal of Insurance wlPGlT Page 2 of2 Moved by: r~Wll"A\~S)DA)~Jl' LLgms- CbW'l~~"" Seconded by: \It c.'i.. II\rq.YD~ .u ~(Yes) v (Yes) v(Yes) V (Yes) ~(Yes) _(No) _(No) _(No) _(No) _(No) () Preferred Governmental Insurance Program submitted by Preferred Governmental Insurance Trust (PGIT) Proposal Prepared For ') City of Sunny Isles Beach Effective October 15\ 2006 () Prepared By Robert P. Hollander Executive Vice President Brown & Brown Inc. 8000 Governors Sq. Blvd., Suite 400 Miami Lakes, FL 33016 Exhibit "A" , J Brown & Brown, Inc.@ () PREFERRED GOVERNMENTAL INSURANCE PROGRAM PROPOSAL FOR CITY OF SUNNY ISLES BEACH o Effective: October 1S\ 2006 Presented by: Robert P. Hollander () Date Prepared September 21 , 2006 2 ',J Brown & Brown, Inc.@ o Preferred Governmental Insurance Trust '(PGIT) To protect members of the fund from large losses and to protect the financial security of the fund, the PGIT board of trustees has elected to purchase an extremely conservative excess of loss insurance structure. We stress PGIT excess of loss structure because an excess structure provides PGIT members several levels of protection that reinsurance does not. Foremost among these is the fact that PGIT's excess of loss policies list every individual member a named insured, giving every member direct access to the insurance company for payment of claims. Reinsurers are only responsible to the trust itself. Therefore, if a trust became financially troubled, there is no guarantee from an insurance company that any individual claim will be paid or even that a reimbursement will go towards the originating claim. o PGIT is a non-assessable Trust approved by the Florida State Legislature and is not rated by A.M. Best. PGIT members are not constrained by notice requirements or punitive run-off claims costs to exit. Public Risk Underwriters (PRU) PRU, as part of Brown & Brown, is one of the premier insurance service organizations for public entities in the United States. Our exclusive focus and in-depth understanding of the unique risk exposures and operating environment of the public sector allows us to tailor customized products and services to meet our clients' needs. Preferred Governmental Claims Solutions (PGCS) PGCS is dedicated to exclusively serving Florida governmental agencies. PGCS administers and closely controls all claims from start to finish. This team of full- time, licensed adjusters understands federal laws and state statutes governing actions against public entities. A toll-free telephone number is provided to facilitate reporting of claims. o The brief description of coverage contained in this binder is being provided as an accommodation only and is not intended to cover or describe all policy tenns. For more complete and detailed information relating to the scope and limits of coverage. please refer directly to the policy documents. Specimen forms are available upon request. 3 , ) Brown & Brown, Inc.@ o INTRODUCTION OF THE ACCOUNT SERVICING TEAM BROWN & BROWN MIAMI ~ Commereiallnsuranee (Property & Casualty) Primary Contacts . Robert Hollander Direct Tel. 305-364-7818 Executive Vice President rhollander@bbmia.com . Carolyn Bilodeau Direct Tel. 305-364-7844 0 Account Manager cbilodeau@bbmia.com ~ Marketing (Property & Casualty) . Marcel McSweeney, AAI Direct Tel. 305-364-7803 Marketing Manager mmcsweenev@bbmia.com ~ Surety Division (Bonds) . Carmen Pillot, ACSR Direct Tel. 305-364-7815 coillot@bbmia.com ~ Employee Benefits (Life, Health, Disability, Pension) . Samantha Alvarez Direct Tel. 305-364-7829 Benefits Manager salvarez@bbmia.com ~ Personal Lines (Automobile, Home, Boat ete) . Alex Lopez Direct Tel. 305-364-7847 Personal Lines Supervisor alooez@bbmia.com :) 8000 Governors Square Boulevard, Suite #400 Miami, Florida 33016 Phone 305-364-7800 0 Fax. 305-822-5687 Toll Free 800-432-8844 www.bbmia.com 4 ,) Brown & Brown, Inc.@ o COMMERCIAL PROPERTY COVERAGE SECTION COVERED LOCATIONS City Hall & Parking Garage: 18070 Collins Avenue, Sunny Isles Beach, FL Water Pump Station: 19151 N Bay Road, Sunny Isles Beach, FL Storage Units: 301 Sunny Isles Blvd., #B430, #B343, #112, Sunny Isles, Beach, FL SEE ATTACHED SCHEDULE OF LOCATIONS AND LIMITS. o COVERAGE LIMITS (*) Limits of Liabilitv:* . Coverage Limits must be ultimately chosen by the Insured, we as Agents cannot recommend the adequate limit of protection. Higher or lower limits may be available. Please let us know if a revised quote is desired. $ 18,635,000 Buildings, and Contents Limit per the attached schedule $ 5,000,000 Per Occurrence/Aggregate for Flood. Excess of Maximum Limits available from NFIP - See separate Flood policy Deductibles: $ 5,000 Per Occurrence - Buildings and Contents, except 5% Named Windstorm Deductible per Occurrence/Per Damaged Location, Subject to a minimum of $25,000 per occurrence $ 5,000 Per Occurrence - Excess Flood Coveraae: o Special Form, Including Mechanical Breakdown, subject to standard policy exclusions. Replacement cost applicable to Buildings and Contents. All other covered property paid per form. No Coinsurance Clause Certain coverages subject to sublimits as stated in policy See Premium Summary Page for an option to include Terrorism Coverage as outlined in the Federal Terrorism Act 2002 5 ,) Brown & Brown, Inc.@ o Reference Number: 9432 Property Schedule City of Sunny Isles Beach Agreement No.: PK FL 1 0132026 06.04 Agent: Brown &: Brown. Miami (Miami Lakes, Fl.) Scheduled Items Effective As of : 09/1312006 Agreement Period: 10/01/2006 through 10/01/2007 Unit # Description Address ~_X.,.~!~.~lt ._ Ef~E.~l!._ __.__!!opa!!>.'.~~!._ Caost Type Term Dale Contents Value Total Insured Value o Water Pumps. 001 19151 N Bay Road SWirly Isles Beach, FL33160 New City Hall and Parking Garage 002. 18070 ColUos Avenue Sunny Isles Beach, Fl. 33160 3000 G.allon Diesel fuel Tank 003 18070 Collins AvenUe Sunny Isles Beach. FL 33160 Storage lockers - Contents Only (3 units, $5,000 each) 004 301 SUnny Isles Blvd Sunny Isles Beach. FL 33160 1989 MHC 10/0112006 $600,0 10/0112007 $0 $600, 2004 10/0112006 $17,000,000 $15, FR 10/0112007 $1,000,000 10/0112006 $20,000 ._--.~..- -......------..-.-- Tank 10/01/2007 $0 10/0112006 $0 HC 10/0112007 $15.000 $18,635,000 () The brief description of coverage contained in this document is being provided as all accommodation only and is 1I0t intended to cover or aeS(:ribe all Coverage Agreement terms. foT nlOre complete find detailed informatiol1 relating to the scope and limits of coverage, please refer directly to the Coverage Agreement documents. Specimen forms are available upon request. 6 ,) Brown & Brown, Inc,@ o EXTENSIONS OF COVERAGE Flood Limit - Per Occurrence and Aggregate Excess of NFIP, (whether purchased or not) $ 250,000 $1,000/$5,000 $ 500,000 $ 250,000 $ 250,000 $ 500,000 $ 25,000 $2,500/$10,000 $ 25,000 $1,000,000 $25,000/$50,000 $50,000/$50,000 $ 10,000 $100,000 $250,000 $15,000 $ 5,000,000 o Accounts Receivable Animals Loss of Business Income Debris Removal Demolition, Ordinance, and Increased Cost of Construction Limit Extra Expense Fire Department Charges Fungus Cleanup Expense Lawns, Plants, Trees and Shrubs Limit New Locations Personal Property of Employees Pollution Cleanup Expense Limit Recertification Service Interruption Coverage Transit Errors and Omissions Boiler & Machinery $18,635,000 o Communication Equipment Contractor's / Mobile Equipment Electronic Data Processing Emergency Services Portable Equipment Fine Arts Other Inland Marine Rented, Borrowed, Leased Equipment Valuable Papers Watercraft - Not Hull Coverage, Limited to Property Perils Only Not Included $ 166,931 $ 500,000 Not Included $ 360,137 $ 60,000 $ 50,000 $1,000,000 $ 219,400 Please refer to policy on how above coverage applies. Subject to deductlbles and certain restrictions. Above coverage is provided to you as part of the blanket limit of Insurance. If higher limits are required, they will be stated in the property or inland marine sections of this proposal, but will remain a part of the blanket limit of Insurance. 7 , , " Brown & Brown, Inc.@ o Reference Number: 9432 Inland Marine Schedule City of Sunny Isles Beach Agreement No,: PK FL 1 013202606-04 Agent Brown & Brown" Miami (Miami Lakes, FL) Scheduled Items Effective As of: 09/13/2006 Agreement Period: 10/01/2006 through 10/01/2007 o Item # Description ClassificatIon Code Eff..Date Value Deductible ..,-~.__.~-,.. Term Date 001 Unscheduled lIems Contraclorsl Mobile 10/0112006 $100,000 $5,()()( Equipment l"oi01i2007 002 2005 Yamaha ATV SN 5Y4AJ15Y15Aoo1883 Contractor's I Mobile ~g!~~ $7,088 $5,()()( Equipment 10/0112007 003 2005 Yamaha ATV SN 5Y4AJ15Y05AOo4S64 Contractor's I Mobile 1.Q!!!.!!~~ $7,088 $5,OIX . qulpment 10/01/2007 004 2005 Yamaha. KOdiak 400 ATV SN 5Y4AJ15Y46AOO1182 onlraclor's I Mobile 10/0112006 $8,918 $5,OIX EquIpment 10i01/2"007 005 2005 Yamaha Kodiak 400 ATV SN 5Y4AJ15Y05A004029 ontracior's I Mobile 10/0112006 $7,060 $5,OIX EquIpment 10ioi'/2:007 008 2005 BObpalloader ontractor's f Mobile 10/01/2006 $22,299 $5,OIX Equipment 101017io07 007 2006 Yamaha ATV, JY4AM03Y56C08396Q (Ufeguard Cept) Contractor's 1 Mobile ~g,1L~~~ $9,478 $5,OIX qulpment 10/0112007 008 Segway Human Transporter 2006 Contractor's 1 Mobile !,il!.Q.1f.,2oo6 $5,000 $5,OIX qulpment 10/01/2007 009 Unscheduled Items Electronic Data Processing 10/0112006 $500,000 $5,0IX 1-070i7ioii7 010 Sculpture ~ .. Rising Horizons" FineArls 1.Q.12.1!?.~!! $160,000 $5,OIX 10/01/2007 OIl Sculpture ~ "FamilY- Fine Arts l.Q.1~"1f.?.~!! $190,000 $5,00 10/01/2007 012 China DInnerware Set SN TBA Fine Arts 10/0!!?"1lQ~ $10,137 $5,00 10/0112007 013 Unscheduled Items Other Inland Marine ~lQQ~ $60,000 $5,0IX 10/0112007 014 Unscheduled Items Remed,aorrowed,Leased 10/0112006 $50,000 $5,Oc< Equipment "iOIOII2007 018 Unscheduled Items aluable Papers 10/01/2006 $1,000,000 $5,00: ..--....-..-..- 10/01/2007 018 1993 Fountain 27' Watercraft - Not Hull !l!!().1f.~Ql!~ $25,000 $5,()()( ~~:~~~. LImited to 10/0112007 Pr e Perils Onlv 017 2006 Pollee Boal SN TBA Watercraft. Not Hull 10/0112006 $160,000 $5,()()( Coverage, L1mlled to 10/01/2007 Property Perils Only 018 2005 Yamaha FX140 Jet Ski #YAMA13661405 SN YAMA1366t405 Watercraft - 1'401 Hull 1.Q!01!.2~ $8,600 $5,()()( C~verage, Llmlted to 10/0112007 Property Perils Only 019 2005 Yamaha FX140 Jet Ski #YAMA27281405 SN YAMA2728140S Watercraft - Not Hull I,OLo.1L2PP!! $8,600 $5,()()( Coverage, Limited to 10/01/2007 Property PenIs Only 020 2005 Yamaha PWC Jet Ski #YAMA273014Q5 SN YAMA27301405 Watercrafl- Not Hull 10/0112006 $0,600 $5,OIX Coverage, LImited to 1o-To1jiiio7 Property Perils Only 021 2005 Yamaha PWC Jet Ski #YAMA228921405SN YAMA228921405 Watercraft. Not Hull ~!_o.l,~QQ~ $8,600 $5,OIX co:~:age, Limited to 10/0112007 Pro erty Perils Only I Total I $2,356,468 u The brief description of coverage contained in this document is being provided as an Ilccommodation only and is lIot intended to cover or describe all Coverage Agreement terms. ["or more complete and detailed information relating to the scope Ilnd limits of coverage, please refer directly to the Coverage Agreement documents. Specimel1 fomls are available upon request. " ) 8 Brown & Brown, Inc.@ o PROPERTY COVERAGE DEFINITIONS FOR A FULL DESCRIPTION OF TERMS, DEFINITIONS AND CONDITIONS PLEASE REFER TO THE POLICY DOCUMENT SPECIAL CAUSES OF LOSS COVERAGE This coverage will protect covered property against direct loss arising frorn any cause not specifically excluded. The advantage of this form is that the insurance company must prove that a loss is specifically excluded in order to deny coverage under the policy, () REPLACEMENT COST VALUATION This loss valuation method pays for the cost to repair or replace damaged items with like kind and quality without deduction for depreciation. This is important since you could face a substantial loss if you must replace property at today's prices but receive only the depreciated value of the property that was destroyed. ACTUAL CASH VALUE VALUATION This valuation method pays for the cost to repair or replace damaged property with like kind and quality, less reasonable deductions for wear and tear, deterioration and economic obsolescence, DEDUCTIBLE A policy may include a deductible in its provisions, This limit specifies the amount that will be deducted from any payment made to you because of a covered loss, BUILDING ORDINANCE COVERAGE This coverage will protect you against loss due to the enforcement of existing building or zoning laws that results in additional costs to rebuild or demolish an insured building. Coverage for the loss of any undamaged portion of such buildings can also be insured, MACHINERY BREAKDOWN COVERAGE (Boiler & Machinery) Boiler & Machinery insurance covers direct damage to "covered property" when caused by sudden and accidental BREAKDOWN and includes as a covered peril Electrical Arcing, Covered Property means any mechanical, electrical or boiler equipment on premises, such as (but not Iirnited to): machinery & equipment, air-conditioning units, elevators, phone systems etc. u BUSINESS INCOME This coverage is used to insure against loss of income (including any continuing normal operating expenses) that you experience because of a suspension of your business and/or interruption of rental income when insured property has been damaged by a covered peril. EXTRA EXPENSE COVERAGE This coverage pays for the necessary additional expenses needed to continue business when a covered loss damages or destroys insured property, VALUABLE PAPERS AND RECORDS This policy is used to cover valuable papers and records including books, maps, films, drawings, abstracts, deeds and manuscripts, either on a blanket or scheduled basis. Coverage includes the actual cost of materials and any additional expenses necessary to reproduce these records, ACCOUNTS RECEIVABLE COVERAGE This coverage is used to reimburse you for customer accounts that are rendered uncollectible because of loss by a covered peril. ~ ) 9 Brown & Brown, Inc," o COMMERCIAL CRIME COVERAGE Limits of Liabilitv and Coveraae: . . Coverage Limits must be ultimately chosen by the Insured. We as Agents cannot recommend the adequate limit of protection, Higher or lower limits may be available, Please let us know if a quote is desired, Employee Dishonesty Honesty Blanket Bond Deductible $250,000 per loss $ 5,000 Deductible $250,000 inside premises $250,000 outside premises $ 5,000 inside premises $ 5,000 outside premises o Theft, Disappearance, and Destruction Forgery or Alteration Deductible $250,000 $ 5,000 $250,000 $ 5,000 Computer Fraud Deductible Coveraqe Definitions Employee Dishonesty - Blanket Basis This coverage is used to insure against loss of money, securities or other property belonging to you, or for which you are liable, that is caused by employee dishonesty. It pays for anyone loss caused by one or more employees up to the face amount stated on the form. o Forgery or Alteration This coverage is used to insure against loss resulting from forgery of checks, drafts, notes or other similar written promises prepared by you or your agent. It does not cover dishonest acts of employees, which must be insured by Employee Dishonesty coverage. Theft, Disappearance And Destruction (Money & Securities) This coverage is used to insure against loss of money and securities caused by theft, disappearance or destruction while located inside or outside your premises, It also covers damage to premises resulting from actual or attempted theft, It insures only money and securities and not other types of property, Computer Fraud This insurance will cover loss or damage to money, securities, and other property due to computer fraud. Computer fraud is defined as "theft of property by and directly related to the use of a computer." 10 Brown & Brown, Inc,'" o COMMERCIAL GENERAL LIABILITY COVERAGE Limits of Liabilitv: (*) . Coverage Limits must be ultimately chosen by the Insured. We as Agents cannot recommend the adequate limit of protection. Higher or lower limits may be available. Please let us know if a quote Is desired. GENERAL liABILITY COVERAGE o Bodily Injury and Property Damage Occurrence Limit Personal & Advertising Injury Limit Products & Completed Operations Aggregate General Aggregate Limit Employee Benefits Liability Limit, per person Employee Benefits Liability Aggregate Limit Retroactive Date: Fire Damage Limit No Fault Sewer Backup Limit General Liability Deductible: LAW ENFORCEMENT liABILITY COVERAGE Law Enforcement Liability Limit Law Enforcement Liability Limit Law Enforcement Liability Per Person Per Occurrence Aggregate Law Enforcement Liability Deductible PUBLIC OFFICIALS liABILITY COVERAGE D Public Officials Liability Limit Public Officials Liability Per Claim Aggregate Public Officials Liability Deductible EMPLOYMENT RELATED PRACTICES liABILITY COVERAGE Employment Practices Liability Limit Employment Practices Liability Limit Employment Practices Liability Per Person Per Occurrence Aggregate Employment Practices Liability Deductible ,) 11 Brown & Brown, Inc.@ $ 10,000,000 Included Included $ 10,000,000 $ 10,000,000 $ 10,000,000 10/1/2000 $ 50,000 $1,000/5,000 $ 2,500 $ 10,000,000 $ 10,000,000 $ 10,000,000 $ 10,000 $ 5,000,000 $ 5,000,000 $ 5,000 $ 5,000,000 $ 5,000,000 $ 5,000,000 $ 5,000 o GENERAL LIABILITY COVERAGE DEFINITIONS FOR A FULL DESCRIPTION OF TERMS, DEFINITIONS AND CONDITIONS PLEASE REFER TO THE POLICY DOCUMENT OCCURRENCE FORM (General Liability and Law Enforcement Liability) This form provides coverage for claims arising out of an accident, which results in bodily injury or property damage neither expected nor intended. The form covers such claims that occur during the policy period irrespective of when the claim is made against you, () PREMISES/OPERATIONS COVERAGE This coverage insures you against all claims arising from your ownership, maintenance or use of premises and your operations in progress, PRODUCTS/COMPLETED OPERATIONS COVERAGE This coverage is used to insure against claims arising out of bodily injury and property damage that results from products you have sold, manufactured, handled, distributed or disposed of, or for work you have performed, provided the accident occurs away from premises you own or rent. PERSONAL INJURY LIABILITY This coverage will protect you against claims alleging false arrest, libel, slander, malicious prosecution, or wrongful entry or eviction. ADVERTISING LIABILITY This coverage is used to insure against claims of libel, slander, product disparagement, piracy, or infringement of copyrights, that arise out of the advertising of your goods, products or services, FIRE LEGAL LIABILITY This coverage insures against your legal liability arising from damage to structures rented to you, for the peril of fire, MEDICAL PAYMENTS This coverage will reimburse, without regard to your liability, all reasonable medical expenses incurred by persons as a result of bodily injury sustained by accident as defined in your policy, :J CLAIMS-MADE FORM - (Employee Benefits, Public Officials and Employment Practices) This coverage will provide protection for only those claims reported or first made during the policy period or during any previous period that is stated in the Prior Acts or Retroactive Date option of your policy. This option allows you to keep coverage in force under consecutive Claims-Made policies, EMPLOYEE BENEFITS ERRORS AND OMISSIONS This coverage is used to insure against negligent acts, errors or omissions committed by you or any person for whose acts you are legally responsible for while engaging in the management of your company's employee benefit plans, ,J 12 Brown & Brown, Inc,@ o LIABILITY COVERAGE DEFINITIONS Continued LAW ENFORCEMENT LIABILITY Pays damages the insured becomes legally obligated to pay because of a "wrongful act" resulting in "personal injury" or "property damage" in the performance of law enforcement activities. Definitions of Personal Injury include Bodily Injury, Death, Sickness, Disease, Humiliation, Mental Anguish, Mental Distress and Violations of Property Rights, o PUBLIC OFFICIALS LIABILITY Pays damages the insured becomes legally obligated to pay due to "wrongful acts" arising out of the discharge of duties. Defense costs are included in the policy limit. The company appoints counsel. Deductible applies towards damages, "claim expenses" and supplemental payments. EMPLOYMENT PRACTICES LIABILITY Pays damages the insured becomes legally obligated to pay due to "wrongful employment practices" arising out of the discharge of duties, Defense costs are included in the policy limit. The company appoints counsel. Deductible applies towards damages, "claims expenses" and supplemental payments, Coverage included for sexual harassment (including physical contact), Definition of "Wrongful Employment Practice" extended to include discrimination misrepresentation, invasion of privacy, defamation, and retaliation, infliction of emotional distress, wrongful discipline, negligent evaluation, negligent hiring or supervision, o , ' '-) 13 Brown & Brown, Inc,@ () AUTOMOBILE LIABILITY & PHYSICAL DAMAGE COVERAGE LIMITS OF LIABILITY: (*) * Coverage Limits must be ultimately chosen by the Insured. We as Agents cannot recommend the adequate limit of protection. Higher or lower limits may be available. Please let us know if a quote Is desired. COVERAGE SYMBOL LIMIT DEDUCTIBLE 1 $10,000,000 $ 2,500 5 Statutory $0 N/A Not Included 2 $ 5,000 2 $ 100,000 Liability Personal Injury Protection o Added PIP Auto Medical Payments Uninsured I Underinsured Motorists Physical Damage Comprehensive Coverage 2,8 Actual Cash Value or cost of repair, $ 2,500 whichever is less, minus deductible, Hired Comprehensive Limit: $50,000 Collision Coverage 2, 8 Actual Cash Value or cost of repair, $ 2,500 whichever is less, minus deductible, Hired Collision Limit: $50,000 Rental Reimbursement $1,000 Limit - Priv, Pass, Only $15 Per day for 30 days for replacement of stolen vehicles Towing ,) SEE ATTACHED AUTOMOBILE SCHEDULE FOR LIST OF OWNED UNITS. COVERAGE PROVIDED Automobile Liability This coverage is used to protect against claims alleged for bodily injury and property damage arising from the ownership, maintenance, or use of any covered auto, Personal Injury Protection (No-Fault) This coverage is used to provide medical expenses as well as work loss, funeral expenses, essential services expenses, and survivor's loss coverage as outlined in your state's statutory No-Fault laws. Autornobile Physical Damage This coverage is used to protect the covered vehicle itself, It pays for physical damage loss that results from a covered peril. j 14 Brown & Brown, Inc,@ o Vehicle Schedule City of Sunny Isles Beach Agreement No,: PK FL 1 013202606-04 Agent-: Brown & Brown ~ Miami (Miami lakes, FL) Reference Number: 9432 Scheduled Vehicles Effective As of: 09/13/2006 Agreement Period: 10101/2006 through 10/01/2007 o un~t..~ Make _...._.._~p.~!~~!~~I.e~,~_t!..____....._ __ Oe~!l!!!!!~.. AL Eft Date <CW~,R.\\!. *;~{~~~Jg P,\lwlijI~.tl)) Value ------..---. --------..----. ~J>.1f:./ qty Year VIN# Vehicle Type At Term Date Coli Oed ColIEff Coli Term Valuation Type 001 Ford ..__._.---_._---~-~~~~~.....__..__.__....- Code Enforcement 10/0112006 ~l~!~!r9.Ji~~ t'li2{am:"~1i~ lji~il~qgl? $16,120 ...----. .....---,.-.-...- ..-...---.---.--.---- --1~oio1-;200i" ......ActuaiC'ash 1 1999 1FTYR10V5XUB21491 Light Truck $2,500 1010112006 10/01/2001 002 Ford Focus Code Enforcemenl 10/011200S '~'}2loo"'~ i~91ori~!!"061f lIWJg{~P,PZ $12,900 ~?,t.",.}..",,,,fi(: ___n___nn_."" ._-_._.........................._....._...~.~ --------------------. -..-.-......-.-.- '--$2,500'-- 'i'0i1if12oo~' -.....A"ctiiaicash 1 2000 1FAFP33P3YW304289 Private Passenger 10/01/2001 10/0112007 0113 Float.On Twin Axle Boat Trailer 10/01/2006 ~r~~i~I~~{ ~~~~' ~WmQjJW $1,260 __'00__ ...----....-- .__.........~.............__._..._...........- ___n._.._n...'_'_""" .nn_nnn..~..~ ".."., >'nM: 1 1993 213644 Trailer 10/01/2007 $2,500 1010112006 10;0112007 n--'ACtu-aicash 004 Chevrolet S-10 Public Works 10101/2006 ,li~!~AAi!rJlj l.wRi1?ga~[ !iiP.&J1&g1!Z\ $11,220 -.-..-. ..n_.___nn__ .__.00....._._______.__..._._._____......__._. _._..-----...-----._--- _._..n.n.nn.n "'W,5CW'-- 'io;ol;ioo7 '.'---P:;CiliciiCash 1 1996 lGCCS19X1W6238354 LlghlTruck 10101/2001 10101/2006 006 Ford Cro'M1Vlctorla Police 1010112006 l~~l~~~~ $J,WWli~s,~ '11\f"~~ $16,100 .-...-- _."""'00..___" ........----..--...--..-...------....-.-.----- -.....--...---...-...-. '10;01i200:;u -f!',p.:'..,mJ!-.s~.~ -.----A:ctiiaicash 1 1998 2FAFP11W2VVX123426 Police Car $2,500 10101/2006 10!01l2007 006 Ford CrolNil Victoria Police 10/01/2006 ~l~~~q~~! !1[6161lioM% ~lgJI~~J.{ $18,100 ...-._. .n_n..n.__... -...---.-...-.-.--------....--......--...... ........................ .......n.._..._. L_:::".;>~-~_'~';:;Lri n'-'Actliilicash 1 1998 2FAFP71W3WX113068 Pollee Car 1010112001 $2,500 10/0112006 10101/200T 001 Ford Crown Victoria Pollee 10/01/2006 ~~lfilR't!il [i'Q!~!l~' l[.~lWZ1 $16,700 00__.00.. ---......--... ..-.----.......-....-....-----.............. .....__..n.._.n.n.._. ......_..u.....n "'$2~50ii'''' ~~~~~~~p~j .___.._~n~" -"uoAchiaiCash 1 1998 2FAFP11W3VVX123423 PoUce Car 10/0112001 10101/2006 10/01/2007 008 Ford Crown Victoria Pollee 1 % 112006 $i[l?J~9lt~, ~~tw~$kJ "i'Qj' -", $18,700 _..n.._____.. ...------.....-.......-..-------..--........... ..._...n.___......._. nn_____..._...n m-$2,SOO-- 10/01/2006 IS:~~ ~.;.-.~ -----.ACiuaiCash 1 1996 2FAFP71VVQVVX123427 pollee Car 10/01/2007 10101120 .009 Ford Crown Victoria Pollee 10/0112006 (h~21R~' ~JlI&1illll~ ~~~!i~~ $16,100 _u_~_.. ._----.-..... u._._.__.._~............_._...____.__._..__ .---.......-...-....--. _..._.._~_n_n___ ~..."i;:.t.__'.i~; m-.-ACfuaiCiiih 1 1998 2FAFP71W7WX123425 Police Car 1010112001 $2,500 10101/2006 10101120 010 Ford Crown Victoria Police 10/0112006 !t'i~~\6QQil'" $18,100 ._m__ ......00___..._. ------.---.-.--.----.----.-...-..--......... --..-....-........-...-.. ...-.-.---....... ~~.~ -~...~~ "'.".ActliaiCash 1 1998 2FAFP71W5WX123424 Pollee Car 10/01/2001 $2,500 1010 /2006 011 Ford Crown Victoria Police 1010112006 ~'fi~M'ii '"PI: ", -..~ ~~Q!@~[l)),7i $16,100 (~10 ,~tl.?~~~ m_____ .__._".'__00'" .._..._.....__._....._.._.~._.~~._.......-.-- ...-...-................. ..___._n...n.__. ---$2,500'--' ''1iiiO!i2000 10i0172007 nnnActuaiciSh 1 1996 2FAFP71VV2VVX123431 Pollee Car 10101/2007 012 Ford Crown Vicloria Pollee 1010112008 l;.l$t!~ff! f'111&l&9Ji1l1 [~Q/liJl~oPl; $16,100 -----.--.-....- ~_.._..u....._...._._._.....__._.n......_._. .-.-.....-..--.-..-..... -"1'&01;2007-- '!f~",::;.'R -!a~~~!!t......~::..,,::.._~''::';:'' '1cji01720tri m--'Actu'aiCash 1 1998 2FAFP71VVOVVX123430 Police Car $2,500 10/0112006 013 Ford Crown Victoria Police 10/01/2006 ~it(~l~t@;. i!J9IR111PAJl~ fJ'eiJ>J),@gL) $16,100 n__U... .__.nn..._.~_ ._..__._.~__._..__._......M..___._..._.u... .....__...00...........__ -e----------.m m$iToO---- i-iiioli2006' -10;0172007 -----A"cliiiiicash 1 1998 2FAFP11W2WZ123432 Pollee Car 10/01/2001 014 Ford Crown Victoria Police 1010112006 '&~?'~WY'i '~"!ii'1"'--" 'WI'T'--' $18,700 _.00.__00 __n.n.________ ___._.___n_____n___._.__~...._._.__._ .....--...-............ --iiii0172'Oo7"' &t~~:.._L.~k~ ",,9i,,1*~~i ~'l-2hb'l!1~ '~.-hActuaiCasii 1 1998 2FAFP71VV4vv.K123429 Police Car $2,500 1010112006 10/01/2007 015 Continental Twin Axle Boal Trailer 10/0112006 ~~il~P}j).t ~~;w1!)li9[~ t(Ol1iit~Q;9J{ $2,580 ..-.__.~ __'''0000'_00'' .._._.._n.............4.._____....n.~....... ....--........-......-. __n.n.n_n...._ $2,500 T6ioii21foe- 'ioi6Tl.w07' nm-A"ctuaiCash 1 1999 12JBB252XYM001099 Trailer 10/01/2007 015 Ford Taurus Bulldlng 10101/2006 li\jill~gD'" ~~{t1!'~~;, l'J.t@j(if]2~ $15,660 ,--<~ I .~'- ........00.00... ...----.......-..........-..-..-.-.......... ..__....._.........~._-- .n....___nnn_ "',",h'" ,.~;'<-' 1 1999 1FAFP52U5XA212681 Private Pas.senger 10101/2007 "'$2~SOO--- 1010112006 '1oio'ii:H16=f ,u---ActuafCash 011 Ford Crown Victoria Police 10/01/2006 .~R~~~&2~fi ilJJ>iA11k9[~[ ;\j'iii6rBo67i $19,140 .-.-...-. ....-_.-~---_.- -.....--.......---.-......-.--....----...... ...n.._.___..__.~._.. ....--.--..-..- "-.,,,'.'='0.'1.,.., 1 1999 2FAFP11W6XX161396 Police Car 1010112007 -'.$2:500-- 1oib'f1ioc)(f 16101/2007 '--...ActuaICash 016 Ford _._._--.._..--_...~.I~~!....._._--_.....- Police 10101/2006 ~t'{~~~j~J~ {[gI&~~JlMJ ~\:W~l1~~gI; $20,880 ..--..:-- ..___nn..n._. _._..........._.~._..... --..-.....-. -----.ActuaiCash 1 1999 1FMZU34E4XUB34199 Light Truck 10/0112007 $2,500 10/01/2006 1010112001 019 Ford Taurus 8fW Public Works 10/01/2006 r1~~Jk~~g~;M~ ilQ[!ilzg9Q,~1 l,f!!lil1~RJ!~; $15,000 ....._- -.--............ .._......................-...-.._~_......_.._- .-.....-......-...-....- ---.---......_- "'W,500--- '-'-oioii2'OO6. "10;0'112007 .--'-'A'ctuafCash 1 2000 lFAFP5826YA236852 Private Passenger 10/01/2007 020 Ford Taurus Police 10/01/2006 ~ifJgl~gg::cti~ l:i1@)&29~\ ;!fg([\~g!i $17,600 ._...~-~ .-.----------_.- ------.---.----........-.--...--.-.....-...- -.......-.........-...... ....--<.....---,-- "'$2.S00." ~1oi01Hro{i6' .n'~'ACiu~aicasii 1 2000 lFAFP5222YG136866 Private Passenger 10/01/2007 10/0112007 021 Ford Crown VIctoria Pollee 10/01/2006 01ifaiMJif1t ;Kil!!!Jli,99N Lf!!llij~@i; $19,360 _...---- ."._"00_.'_' ...___._.._.__.._............._n_n___......_ ....--................-. ___.__n.___n_._ ''''$2,500''-- -foJoflio()s- -10101'120'07 -----.Actiiaicash 1 2000 2FAFP71W4YX140959 Pollee Car 10/01/2007 u The brief description of coverage contained in this document is being provided as all accommodation only and is not intended to cover or describe all Coverage Agreement terms. For more complete and detailed informatiol) relating to the scope and limits of coverage, please refer directly to the Coverage Agreement documents. Specimen forms are available upon request. , ) 15 Brown & Brown, Inc,@ o Vehicle Schedule City of Sunny Isles Beach Agreement No,: PK FL 1 013202606-04 Agent: Brown & Brown - Miami (Miami Lakes, FL) Reference Number: 9432 Scheduled Vehicles Effective As of: 09/1312006 Agreement Period: 10101/2006 through 10101/2007 o y.!!!!.!. Make _...._.__M~~_~_Descr~.p~!'?~___.._.. ___p"epart"!!~__ ~,.E_ff_~.te 'C' i!:D'~' r,'CQ"R'E!!! 1l1lii)RiI"orOO Value -------- ,,-~R.l1}Jt~ ~~"':,.'<i1;~ ~":::-(..~~ -.....---..---..... Qly Year VIN# Vehicle Type AL Term Date Coli Oed CoUEII Coli Term Valuation Type 022 Ford Crown Victoria Police 10/01/2006 lfu"jt.~g:~i ~2~~&~ljp9.t ~W.~I1,[OR~ $19,360 on..___ ._n___n______ o_____________h__n_..uu___._n_nn_______ /-...'_00......__""._, ________n___..__ ~~_:iL._:ti_'!.~j, 1 2000 2FAFP71W2YX140961 Pollee Car 10/01/2007 $2,500 10/0112006 'ioiiii7iooi n.---Aciu-a;Cash 023 Ford Crown Victoria Police 10/01/2006 V~~~2b~: ~iIQl(i,jI&QJjllJ lt1o/liij--i, $19,360 .....--- --.__.._.~..._. .._______n_....__._.......___._n_n_______.. -------.-.---------.-.-- ..--.......------ f><;:- .-.' '-1:~ ,i(.:;: g~.'.'~.c""'(~@.R9,.,. 1 2000 2FAFP71W2YX140958 Police Car 10/01/2007 "'$2~500' "fo;o'iTio66' 'ioio17iooi --'--'A:Cii:iaiCash 024 Ford Crown VIctorIa Police 10/0112006 ~~~l~~ t~~J~1it~~~ ~mI9j~q'QE $19,360 ____u_n _.~_.~u____.__ -.--.-..-.-..-------.-------------...---.--. .____.__..._.M__......._ OOioio'1;'2007 '._U~_.._n_ ..ouA:ctl:;liICasii 1 2000 2FAFP71W9YX140956 Ponce Car $2,500 10/01/2006 10/01/2007 026 Ford Crown Victoria Police 10101/2006 ~~~~ ~i1iiilij'pfjl]1 ~I<jjl~m~ $19,360 ..n__~._._...__ .__.._.._____.__.___.."~..~d.________M_._____. .~-------_.._--_._---- _._nnn_.n'.._ ."$2',500-'. 'i'o;oii2600' -lOi5fi2oo7 dm-XciliaiCash 1 2000 2FAFP71VVO>?C140960 Police Car 10/01f20D7 026 Ford Crown Victoria Pollee 10101/2006 'ff,$,wgljQi\l!j 'lWl~Q;Ij.j, !l&1M~i~4f $17,600 _.-'_n. -'.----_00"'-. .__.____.____..___.._....____.__.._~_.._u_n__ --~.._.~_.._-_._---_._- "i'6io1iiooi- '!<.:~_.~_'" _~::!;i~~ t:.a:~.-L~.....E.::?' ..n--ActuaiCasii 1 2000 2,FAFP71WOYX140957 Pollee Car $2,500 10/0112006 10/01/2007 027 Ford .______....._.._.__~~P:~~~______n_~.._______ Police 10101/2006 ~~iQJl~~ ~&~~~i ~g~9~ ...._______$~1~!..~ ..u___unun_ -----......-....--.....-.. ____.000000____.00 1 2000 1FMZU72X.1YUB27743 Pollee Car 10/01/2007 $2,500 10/0112006 10/01/2007 Actual Cash 026 Ford F350 Police 10/01/2006 ~'iW . t .,,~ ._._n_ _n__.___u____ _n____._._.__.___._..__________........._ ----_..................- __.nn_n_nn.__ ,..". . ,,~~~.,'" '.,,"~'. . ' 1 2000 1FTSW31S9YEC57228 Light Truck 10101/2007 ---$2,'500"" 'ioiiiii26 ,...OOXCiii.leash 029 Emerson Dual Jetskl Trailer ._n_~~~~~~~__.... 1010112006 il~"[~g, $645 ....._- ..-----..-.-.. _____n_._____........__...._.__..__________.. ..._....__.un__ nl___~._ ____n__n.n____. 1 2001 146DA1413YM040580 Trailer 10/0112007 $2,500 10/0 2006 10/01/2007 Actual Cash 030 Ford Crown Victoria Police 10101/2006 ;;;"'t~'IDID' :tQ!9~P1f~ iiJ1iiimgJiJj:& $19,800 .__.__n .......-.------- ..__dU_.___.__.____.__.__________..__._._____ --.----....-----.------- _._n._n_n_..._ ~~~-~".;,--:.....::.:.~ P1:""",,,""--' '~~'iU;;;_. ...~-~AauaiCasii 1 2001 2FAFP71W31X124015 Police Car 10/01/2007 $2,500 10/01/2006 10/01/2007 031 Ford Crown VIctoria Pollee 10/01/2006 ~fl~r~m ~[i1~g&~~ l"\lFli"'il"; $19,800 .._nnn ---_.~-_.._---- .________...............______._n_____.._.._ -------_..---~.-_._---- ___n__n__n.._~ lil,R,,~.R~, 1 2001 2FAFP71VV51X124018 Pollee Car 10/0112007 $2,000 1010112006 "10761-'2007' -'--.-Xciliai<5ash 032 Ford Crown Victoria Police 10/01/2006 ~"i'$~;W01>" ilWlli~2~1 ii)l~.@fi; $19,800 ___u_n_ ._._n_nnnn ..--.---.--.----.-----..-------....----.------ ......un____.____.._. '-1.o;ri1i2oiIi. ~~${6~~ 1'616i;2006' f0701/2oo7 .-'-ACtuaicash 1 2001 2FAFP71W71X124017 Police Car 033 Ford Crown Victoria Police 10/01/2006 ~!~~g&t\l, t:\~g!!~~~l; "i1l1O:il~~ $19,800 _...__n ____n.___n..._ --.--...-------....----.--------.-.------...-.- ----..---------.-..--. --1-(ji{Ji;ioo:;- $.,~~<j""~a ~~ .----.A:Ciu"aiCash 1 2001 2FAFP71VV91X124018 Pollee Car $2,500 10/01/2006 10/01/2007 034 Ford Crown Victoria Police 10/0112006 *,~!i{ij[Qlifii '!t9Il!lI2R9~i i1lUoJliqiJ~[ $19,800 Onnn.._'__'_ --._--_..~----.---.--~_._------_.._-~--------- .-~-p~i~-c~~----- h__....__n__un .l2~~:..~ .~-::"''"_~~_~' -1oio.f12<)Q7" 1 2001 2FAFP71W01X124019 10/01/2007 -'$2,50'0'" 10/01/2006 .----.ActliEiiCash 035 Ford Crown VIctoria Police 10101/2006 i\1)\i~~;%: ~tW&~~R!i1I f4m~1~kl) $19,800 ____00_ ._un____n____ .._~~--------~----------------_.-.--...--_.- .___u._.________._..._ .__un_n___u. mmAcilitiicash 1 2001 2FAFP71VV71X124020 PollceCar 10/01/2007 $2,500 10101/2006 10/0112007 036 Ford Crown Vlctona Pollee 10/0112006 \'"~:Jf5P'9J5t, E1PJ~11?,Qg~' }WI~J1i!lo~ $19,800 -...--.- _n._______._'._ _____._____.__.....M_._________._._______.___. _..._~._..__._M.___._n_ _nnn_nnn.'n ,',...~_...,-. ____00...___1:" .--...,.....- ---...--.....------- 1 2001 2FAFP71W01X124022 Police Car 10/0112007 $2,500 10/0112006 10/0112007 Actual Cash 037 Ford Crown VictorIa Police 10101/2006 -==== ...'" ____.nn_.n.... _.____n_._.._..._________~___._.___~.._._~ _~_M____._____._...._.._. __._.___n_n_nn -~....__.---- .._-----..._-_..~_.- 1 2001 2FAFP71VV21X124023 Police Car 10101/2007 $2,500 10/0112006 Actual Cash 036 Ford Crown Victoria Pollee 10/01/2006 iil1ii:C~p;S;< ~iPI911gggjt. $19,800 n___~..~ ._un_n._...n_ -----------------_._.._--------_.__._-----~ ._--_.._--.-.-~-------_. ~.___._.u._un__ .-.$2-,sfio---- -"1oiol/z00B. ----~Aai:iaicash 1 2001 2FAFP71W41X124024 Police Car 10/01/2007 039 Ford Crown Victoria Police 10/01/2006 :~~~!~i@ !;jj,9!oliiooe? ~JR(@j&R~f $19,800 ."___00_ nu_...n_nn. ..--~----_._---_._..._-_._---..-------_._----- -.--.--.-.-----..---.-.- ------~--~--_... ~._ ~.l~.;;,~__?~;:-",' .m-ActliciiCash 1 2001 2FAFP71W61X124025 Police Car 10/01/2007 $2,500 10/01/2006 10/0112007 040 Ford Explorer Police 10101/2008 ~~~JjjR~l'!i ~},9l9!1~K~lf~4 01i1(9~~og~ $21,600 ___nn_ _n..__..._n_ -------_...-..---..__._----~_.~...-----_.__._- .___.__n___nn._______ .---.........-..-- '--$2,'500'-' n....XCiliaicash 1 2001 1FMZU72E11ZA54350 Light Truck 10101/2007 10101/2006 10/01/2007 041 Ford ____.._____..____..~~P~~~:.____..______.__n_ Police 10101/2006 ~~lb~J.~pg~~ i"-W911&~9M t'j.mgK)~Rqf: $21,600 ~----.--- _..un_.unn_ ---...------..---------- _n_.n_.__..._. --.-~.XCiliciiCasii 1 2001 1FMZU72E31ZA54351 Light Truck 10/0112007 $2,500 1 010 112006 10101/2007 042 Ford Crown Victoria poliee 10/01/2006 ~~'!?;~ot1'$fi ?ap.?~x&Q~Q~:i i'9:(Ql!~Rlil- $19,800 --.---- n..nnn_..___ _.~..___..____.M._.____..______.__~__._________ _.__.h_________.n...._ __._.nu_.___.__ '1'0;ii1l2000' -1ili01i'2oo7" ----ActuaicaiiFi 1 2001 2FAFP71W41X121866 Police Car 10/01/2007 -$2'-500'-- o The brief description of coverage contained in this document is being provided as l'l11 acconunodation only and is not intended to cover or describe all Coverage Agroomenl terms. For more complete and detailed information relathlg to the scope and limits of coverage, please refer directly to the Coverage Agreement documents. Specimen forms are available opon reqoesl. '~.) 16 Brown & Brown, Inc,@ o o :J ,) Reference Number: 9432 Scheduled Vehicles Effective As of : 09/13/2006 Vehicle Schedule City of Sunny Isles Beach Agreement No,: PK FL 1 0132026 06-04 Ag~mt: Brown & Brown - Miami (Miami Lakes, FL) Agreement Period: 10/01/2006 through 10/01/2007 Unll# Make ___....~.C?~eIlDe8c~p.!!cz~.......__..__ ._.__!?I!pa~_ent __ AL Elf Dale '1;>Q,lj10d:0'Jlii""~If;t C'--'I" Value c-..---....'.. -.--."---'--' ,,~,"">>_>,'" ",,,,mB,di!i i4mBi ,~!]l "...--..------....- Qty Year VIN# Vehicle Type AL Term Date Coli Oed Coli Eft Coli Term Valuation Type 043 Ford Crown VIctoria Police 10/01/2006 t~~~~~i~I '\jOllie'OO"? t1ojll~9#~ $19,800 h_~_..__._~__.. ._.__n_n__...___________________.___________ ...._w______________..__ .....---.-...... ","',,-~""~" ----'-Acii'jaicash 1 2001 2FAFP71W61X121867 Police Car 1010112007 $2,500 10101/2006 10/01/2007 044 Ford Crown Victoria Police 10101/2008 1!tf;!]~M~)k ~J.Wg~~]~{ :iiRl2!~~ $19,800 MM...___ ____...___.._n ...---------------....-----..-...---.-------- _n__....___......._._ .""-".--.-..-..-- -----XCiiJ"aiCash 1 2001 2FAFP71W81X121868 Police Car 10101/2007 $2,500 10101/2006 10/01/2007 045 Ford Crown Victoria Police 10/01/2008 \~~~;~~~;q;, 1110f"1r.'&H tJ~jJK9RjE $19.800 ..un.. un.___nnn_ _______~_....__._...__..n........_..___.._.. --------------------- ________M...____.. 0~"''"'~~JB:;J:~, -----AClu"aiCash 1 2001 2FAFP71WX1X121669 Pollee Car 1010112007 $2,500 1010112006 10/0112007 046 Ford Crown Victoria Police 10101/2006 ~1ri~:9Ql'f:: j\iWPJli]!l1i; ~gi,qjJl~~ $19,800 _"me." u_nnn_n.___ _________._____._____._____n_n._.n_____n__ .--------.--.-.-.-----.- _______.__n___~ "'-$2",500""-- 'YOT01iIfoos" ..n,oXCiliaiCash 1 2001 2FAFP71W61X121870 Police Car 1010112007 1010112007 047 Ford Crown Victoria Police 10/01/2006 ~!~W~~J~ ~JPJgll~~~ g@Iti;Qili,~'f; $19,600 .....-.- ....--..-...-- ---------.--.--..-.-..--.-.....--.-......--.- .--.-.--.---------..-.. _._~----..~.- ._.n_..._~_....__ n--.-A"ctu-afCash 1 2001 2FAFP71W81X121871 Police Car 10/01/2007 $2,500 10/01/2006 10/01/2007 048 Ford Crown Victoria Pollee 1010112006 ~f-it~~9gf~~, ;;<dlii9!l~ob~ 1^rifq(> $19,600 ....00... ...n._.....nn ._._...............n_u.._.._._........_._.. -.-...-................. -.-.-.--.....-... ","'~.".. ~~.,.".- ,l\!,In1~.ql 1 2001 2FAFP71VVX1X121872 Pollee Car 10101/2007 ---$2,500m -'1ru01/20-06 '1oio17206~i .n"'AciliaiCash 049 GEM Electric Police 1 0/01/2006 W~~'6AA"" ~_",.._.,. " ~~s:' $20,000 ..m"... ................ _..._..n...___............................._ .u....__n..._.._...._ ""10;01i2007' ;~~t;o.A'..;..""i'& ~lpJ~~ "uo"ActliaiCash 1 2001 5ASAG2745F012501 Pollee Car $2,500 10/01/2006 050 Ford F150 Public Works 10/01/2006 "i'$z~PJ;,'i! tllilQ)l2 '6" $13,940 .nn..nnO___ ........--...-.----...-.....--......--....... ....---.-...-....--.....- ....w._w....ow_. '''''_'.d,,!<=.'.K'' J,t "Jlll,J, 1 1996 1FTZF172XWNB49n3 Ught Truck 10/01/2007 ""$2~600"'''- -Toioli2OOs' n-'-.AClliafCash 051 Ford Bucket Public Works 10/01/2006 ~1ii;~4~~~ ~W~~~~f $25,200 '0000__ un_.._.n..... ._....._.....00......__...._____.....__._... ...__...____.u..... _..n'.""._,.,__ -'--A'Cil:iaicash 1 1999 1 FDWF36L9XED59688 Medfum Truck 10101/2007 $2,500 1010112006 052 GMC ...._._........~.t~;,~~~.~~E:~....._._...... Public Works 10/01/2006 lFil~~M:;i{ 'Qlw');Wh' l,{919;1liJ<97i $81,320 '_00___ .........___00.. ....-......-.....--..-- .n.n_n.__nn.. ""$2,500"""" 1i1N,~lL,~~ "io;oi;fo07 "'-'-ActtiaiCash 1 1999 J6DC48147X7010460 Ught Truck 10/01/2007 10/01/2008 053 Ford Ranger Public Works 10/0112006 ;*t~~i~iQl} l&p!&!(*1lQ,ii); ~1B]~jQW $15.480 ..-.-.--- _n..un...... .._..___......____...............__.00.......... ...--....-..........-- ..........-..-.... "'$2~500'""" "1"OiiHii"oOB" "l15io1'i2oo7' --.-..........-_.. 1 2000 lFTYR10V5YPA62913 Light Truck 1 % 1/2007 Actual Cash 054 Arrow 6x12 2WH PUblic Works 10/0112006 f~~~~9g4y "10/0112006), (10[Qr!~pAk $880 00_'00" ....n___nnn ...-----.-....--.......-----......--......... .__n__....__._...'..__' ..00.00_.....0000_ E::"~;_;;r.~~~"::.' .-""'...-...---.-.- m'.'ACtliaiCash 1 2000 146UB1217YM040808 Trafler 10/01/2007 $2,500 10/01/2006 10/0112007 055 Arrow 6x122WH Public Works 10/01/2006 ~~~l1!i~Wi iJ6J,ijiGR~~ "401,' 20-7; $860 .0000"_.._..'_ ....---.-.....-..-..-..-..-.-.--.--...-.---.-- ...--...........--..... ,."R1Lill" 1 2001 146UB12111M041457 Trailer ""10;0"{;200:;"" '--S:f,500-n -1"o/01l2~6(r6" -iOi61ii067' mnA'ctl:iliICash 056 Ford .._---.......--.--~-~~~:~.----------------- Publlc Works 10/01/2008 "~rO'" ~\~~jW1lii% ("'''''r'-'' $19.000 ~.' _1~~Q)Ui ~~R{9J.,...t\\~l! .--._... ...._____n_.. .-......--.-...--------- n__n_n__n___ _n._~___.___. ......Actuafcash 1 2000 lFTYR11V9YPA62914 Light Truck 10/01/2007 $2,500 10/01/2008 10/01/2007 057 Ford F250 PubUc Works 10/0112006 ?f~~~9~~~ ~~~e~je i;l1l(g~~3t, $17,600 nn_.n..._____. _____........__......._._._...._u...._.._..... ----_._~._..._._._._... ._._..w..._..... .-....AcKiaiCash 1 2001 lFTNK21L21E8579n Ught Truck 10/0112007 $2,500 10/01/2006 10/01/2007 056 Ford Shuttle 10/01/2006 ~~W)l~:ri~~ ld9l9JaTQ:1j; W'lr'''' $19,200 ""h__O_ .0000_00...._.__ _._.._.....__._.....____......____.....n_.~. -_..~._.~_..._-_._.....- .~........._n.... __",.."JL, ~~!!{J,,~R~ .'-'..ActliaiCash 1 1999 1 FDXE40S5XH878991 Bus <20 Pass. No 10/01/2007 $2,500 10/0112006 10101/2007 059 Ford Shuttle 10/0112006 ~~~1~[q~~ ~197~j~q~i iJRZi/J1%i!9t! $19,200 -...--------_.- _....._..~.-.....~---.----.._-------------- .---....-...-.-----.----- _n_n_nn__n__ ---.--......-.. --'...i\CluaICash 1 1999 1FDXE40S5XH878907 Bus <20 Pass, No 1010112007 $2.500 10/0112006 10/01/2007 060 Contfnental UtililyTrfr 10101/2006 ~~~1~~\~ "tD)ol~'0"1 ~19iRJ2f!im $2,000 .nn___ unn.nnn.._ f-mm",,__mu_""mum_"_um""".""m --------....--.-.....--.. .......nn_n.... """,..",q,6{, 1 1999 1E9AL10131L252724 Trailer 10/0112007 $2,500 ';i6io1;i-oof '10i01-/2007 -_....ActuafCash 061 Toyota Camry General 10/01/2006 "'121~~\\,1 ~lQl!il'1&~!l@1! ~5lRQlr~[Qt $23,000 .__.__n .___n____.__... ......-----------_._.._~_._........_.__.... ._.___________._..._u. nnnn__unn.. €'!,'1~.::k~-:......"'!'.:~ T6iofi200S' ...=.....~.-".. ".--A"Ciuaicash 1 2003 4T1BF32K834056591 Prlvate Passenger 10/01/2007 $2.500 10/01/2007 062 Buick .._..---.............~.:~.~~.__......_........ Pollee 1010112006 '~J~~E921~i t{O(Q'llflll 119iilTi#9Jizi $16,000 .....-._. ~.4..un_n_n. -----.-..-..........-- ......00__00..00.. ',,,,,,"m'L~, 1 2000 2G4WB55K9Y1339105 Porree Car 10/01/2007 $2,500 10/01/2006 '1010112007 "'---ActliaiCash 063 GEM Electric PoHce 10/01/2006 ~'!1~~i~,M)J2 R~11)~~~? ~}Pl~N&g~t! $20,000 ._.__.n nn___n.....n ......--------------.--.-.-.......-.-......... .----------.-......--. .u,.._.._.._._n. ------AcKiaiCash 1 2001 5ASAG27421F012195 Porlee Car 10/0112007 $2,500 10/0112006 10/0112007 The brief description of coverage contained in this document is being provided as an accOlnmodfltion only Hnd is not intended to cover or describe all Coverage Agreement tenns. For more complete and detailed information relating lathe scope and limits of coverage, please rerer directly 10 the Coverage Agreement documents. Specimen forms arc available upon request. 17 Brown & Brown, Inc,@ o o Vehicle Schedule City of Sunny Isles Beach Agreement No.: PK FL 1 013202606-04 Agent: Brown & Brown.. Miami (Miami Lakes, FL) Unit # __,..~_a_~....,. ..____......rJI.~~!IID...~!Il'tl!C~............. _.o..~~!.rtm~~~...._ ~!:..~!f.~~!.. ~1P!\\; :i>*jjjjjRi.wKi 11,mj]1>';;T~ ......."..I~!.._. Qty: Year VIN # Vehicle Type AL Term Date Coli Oed Coli Eft Coil Term Valuation Type ..~.~.. uu.!,~r~...._ umh......._.~~?~~~~!_~~~u......mm. _m_.m~.~!I~....uu .~.~O_1!.~?~~._l!ik'l~lfii !iJ}il91~"i ~o~!'~9!l~' .....m..._~~?:~.~~ 1 2004 lFMZU72K24UA82245 LlghtTruck 10101/2007 $2.500 10101/2006 10/01/2007 Actual Cash 065 m..:'?!~.u... u._..m..._....~~?~~~!.~~Lmm__..... m_..._~.~~!:~..__u... _~?~~~~?~~._ f~&~; ig24.\14~~i ~~!N~~iJ ........m~~?:?l!? 1 2004 1FMZU72K44UA82246 LlghlTruck 10/01/2007 $2,500 10/0112006 10/01/2007 Actual Cash 065 ...u:'?~._... uuu...u.__..~~?~?~?:'~~~........_...._m. .........u~.~~!:?u....._ ._~.~~0.1!.~?~~_ t;'4lli~ ~;qi&~~3 i[~~;~j!Ii ......uu.~~!~?l!? 1 2004 lFMZU72K84UA82167 LlghlTruck 10/01/2007 $2,500 10/0112006 10/01/2007 AclualCash ~7 .....;:~:._.... ",u-"'-;FMZ~~~~~12247-"'u", ....-L~~i~~~ku...- ui~~*~~~~- ~~~f~lII ~f~i!~ ~t~1 .-....ACiu~~~~ O:B "_.__~O~~_.m mm_"__._._~~~_~~~~;~~~~mmmm___ ___._.~~~~~;~.m__ ..~~~~~~~~-- ~~~~~~~ ~~ti~-oTof ~!!~ "m-Aciu-a~~~~ 0:9 ___..~~~__... ..._.numn::~~~~~;~~~~~m__....".m '--_...~~~i;~.---m "~~~~-~~i~~-' ~\~,~ ~~_~~17~p -'-"ACiu'a~~~~~ 070 KustQm 8.M,A,R.T. Radar Trailer Police 10/01/2006 $2,000 1 _n.;9~i9m"- -------n;K9BS0813WK-1";"S886"n.....- __n..uT~~i;r"'-.'-" n1o;o"iiioo:;- 2,500 m'-AciliaICash _~?!n _..._~~_~"_.".. .______!:~~:_~_~~~~?~.~!~~~~~.~n____. CHS 10/01/2008 ~4.~;}R9],~ $63.730 1 2004 1GBE5V1284F18823 B~;-;-io-p;;';~N~". n;oiii-ii2oo:;n ---$2~5ocr"- -----"ActliaiCash 072 nn_~?!~n... .__m_mmn..~~~~.~~~_.___...__._.___ .._!~.~~l.~~~~~~nm __~~~~~~~?~..I~~~~ $26,000 f 2004 1FTS31$X4EB72f17 LlghtTruck 10/0112007 $2,500 ."".ActuaiCash 073 Ford Explorer 4X4 Building 10/0112005 ~jfz~R,f !fdp $27,000 ............... _.._.....___n.........._...._n_......._.... .....~_..."._........._. ...""."".......... ._._...,..._...,,_~ .:iI!. f 2004 1FMZU72KX4UA82168 LlghtTruck 10/01/2007 $2,500 10101/2006 1010112007 "mnACtliaiCash ..~;.~- ...-.r~~!--m. .......--;FMZ~~1~;~~~12;69m...... "-"i.~~;~:~..m- '+~;~'~~~~i'- !ft!lfl ~~~1~lF' ~l~~~i~]l ---'.-Aciu~~~~ 075 .___~?~.u.. .___.__._____._!~~r:=~!~~!!...._m....m. ..m_u.':'.~~~'.':_________ __1?~_1!.~?~~. @\f~jffj~?:& ~W!,q,1j@l!9h ~4@.W~ m..__m.$~2:?~ 1 2003 2WPMPH5503P044282 Extra LIght Service 10/01/2007 $2,500 1010112006 10/01/2007 Actual.Cash 0~6 ...ni~::mn ....--"2W9"~~~~~~O~28.1mmm -E~~'~~~~~;M~. n~~~~*~:~." :t~~l~~t~~ }~'l~'!~ ,f!~~~f m"-ACiu~~~~~~ 077 n__~!~.~~~m. n~~~~~~.~:"~~.~S;;"~~~:"~.~~:.~.~n.. .__....._?~.~__._.__. n~.~~?~~~~~._ i~~~~ ~;oJPJlt9R~ ~R(~l[~ nm""nn~~~"~~ 1 2004 1DAE55F93HBOQ115 Bus >20 Pass, w/ 10/01/2007 $2,500 10101/2006 10/01/2007 Actual Cash 078 Unsp.clfied Und.rcov.rV.~lcl. - Royal R.nl.A-Car Pollc. 10/01/2005 ~~jli~\ ~rgrQ'1l?~~~n;~9loJlg~9ti $30,000 ---;-~". .-...2004..... ..M._~mnn--".U~k~Q~_...mm_h~._" mh.p;lj~;c;~mm ""1"Oi01.jio07'. .---$~f,500"'" -{oio-ii20mr Toi51i"2007 ._--'A'ctliaicash 0:9 .~~~~~?":~. ~~~~~_~~~~!.y.~~~~~~~~"~~_~~~"I~~:~~! --"'-p~~~:6;~"._.' +6~~"~~~~~n ~f~ItTI f~1I1~~ ~!~!!,~ "'".'xau~~%~~~ 0:0 "~~~:1~"~~-" ~~~"~?~:!"Y-~.~~~~~:y~~~~~!:.~:~~! mM.p~i~~;~-._."- -~~~~t~~~~". -~i!%lJ~ ~~ljil~ ~~I\~~~I: ._....ACiu~~~~~~ 0:1 "~~_~~:~.:~_ ~~"~:!"~~~~!.y.~~~k~~2;~~"~.:~!:~:~~r "'~._p~~~~~--.'" -"~~~6"~~~~~~n rl~}~~~!~ty~~!~~~~!!; l~~~W; ...mActu~!i~~~ 082 "~~_~~~?~~~. ~~~~!"~?_~!.~:~I.~~~.:_~"~y.~~.~.:~~~:~~! "___"m~.~~~mnn. h~_~~?~~~~?~u ~i~~~I@PkiR ;1W1.PA1%]91!~ $30,000 1 2004 Unknown Pollee Car 10/01/2007 $2,500 10/0112006 10/01(2007 ._..nA'ctliciiCash 083 _l!~~~~~If~ed_ l!n~.!!:?~?!.~~.~~~~<:.:.~~y~!.R.~~!:~:S~! .u......~.~~~?...m.__ .!~~~.~~~~~.. \(~1&t~,~ 1*9i9J!r~9~! ~1R7,~jR'P2l $30,000 1 2004 Unknown Police Car 10/01/2007 $2,500 10/01/2006 1010112007 nm.XctliliiCash 064 ~~~"~~.:~~~. Undercover VehIcle" Royal Rent.A.Car Police 10/01/2006 ~K4~;]1l9;:~:: ;:'1~19~f13Q~~Z: 1~pt~il~]9l; $30,000 1 2004 .._._.mu..m..U~k~~:.:.r~mm..m_.._".. u....p~ij~~"c~~n___" "";oiiiii200:'-. ""$2.50"0-. "i"oio1i200B. "10;0172007 .'U""ActliciiCash Reference Number: 9432 Scheduled Vehicles Effective As of: 09/13/2006 Agreement Period: 10/01/20061hrough 10/01/2007 o The brief description of coverage contained in this document is being provided as fill accornri1oc1ation only and is not intended to cmrer or describe all Coverage Agreement terms. For more complete and detailed information relating 10 the scope and limits of coverage, please refer directly to the Coverage Agreement documents. Specimen forms are available upon request. , ,. 18 Brown & Brown, Inc,@ o Vehicle Schedule City of Sunny isles Beach Agreement No.: PK FL 1 013202606-04 Agent: Brown 8< Brown. Miami (Miami Lakes, FL) Reference Number: 9432 Scheduled Vehicles Effective As of: 09/13/2006 Agreement Period: 10/01/2006 through 10/01/2007 o .!!!!.I!.# Make ~__.......__~.~del/D&S~![pt~_~.__......_._ ~.~"'?!P~!i.~~.~~___ AL Eft Date ,Coi!i&\lj!!l ~]lBE!!ti CO^ '!T~!jj1' ...__...Yl!Li:!__..__ -"..--" ...........-..-. ')j;;<:!__;-hi...' "",',~~ ,,":mR,,~ Qty Year VIN# Vehicle Type AL Tenn Date Coli Oed Coli Elf Coli Term Valuation Type 085 Unspeclfled Undercover Vehicle - Royal Rent-A-Car Police 10/01/2006 ~~~~) W!~lil)ItQoil\ ~zg~pJm $30,000 ---_.. __no_nAnn ._.~...__________n.__.__..._.____________ --......--.........-. '^1oio'1i2007-- ~_n~~_<::::.,"~>::::' '.~~-~ ..._~...."..;:' ...--ActliiiiCash 1 2004 Unknown Police Car $2,500 10/01/2005 10101/2007 088 Ford F250 Public Works 1010112006 ~IMt~Qg1?fr i'lli!ID12'\!1l!l1' l[~V2g~i,' $18,000 ._~..n__ _._n.nnnno ........--......---...........---.-......-- --.....--.............. ____"._n_...non m$2,500"'. "1"o;i:Hi2006" nn...';Yl:__.. __.n._..._....__ 1 2003 1FTNF21L93.D58701 lfghtTruck 10101/2007 10/01/2007 Actual Cash 087 Aero Elite Mdl 32NC4 CHS 1 010 112006 ifliE~9R~~} $W.Ql~g&~ tipJI1JI~~' $93,730 ____no _nn.__...... ........--..............--.......--........... .....n...nn.n_....... _.____...n..____ 1 2004 1GBE5V1264F518956 Bus >20 Pass. No 10101/2007 .'-$2,500'-' 1010112005 "10i0172007 "'-"ActualCash 088 . mOO W ~t:W2J1&~~{ 1fg;'1iiD11; Ford ....9~~~.~!?!~~~.~~~I~.~~~:.~~?~~!__._ Police 10/01/2006 ,,:~ '~ ,"' $19,322 nun__ .........----..-- .....n_................. ___"000"0'0000_ 1'..,;. _._ '';;M' ..W!=1i:i.\l.I.~ --...-.---.... -----Actu"aiCash 1 2005 2FAFP711V05X141814 Pollee Car 10/01/2007 $2,500 1010112005 10/0112007 089 Ford Crown Victoria Police Interceptor Police 10101/2006 Ilt{J3m~ -. ".~ _.'0"_ _'._.~'_"'U'U ....___.....____u.......__....___...__...__.. _nn_o...___."O______ uioio1'i2007-' u'fi,50Q"^- "1010;;2'006 1 .m_-ActuafCash 1 2005 2FAFP71W25X141815 Police Car 090 Ford Crown Vlttorla Police Interceptor Police 10/01/2006 fl'~~I ~i,Witl~~J u.um._~~?:~^2~ ^^..^^:... .......--...-.. .._-----_.__.__._._.__.._....~---_._._-_..--- -_._____0............-.." ___.on__.__.___ 1 2005 2FAFP71W95X141813 Police Car 10101/2007 $2,500 ~i~~;j, ......~~:~!~;;.;; 091 Ford Explorer Police 10101/2005 ~,~)fict uu..__ no____._n._.. ----..................--..-----............... ""0__..._,......__0.,_ ............_n.. (];..';.:iiJl___';ft;!J. 1 2005 1FMZU72K66UB05723 Pollee Car 10/0112007 $2,500 10/01/2006 10/01/2007 Actual Cash 092 Ford ExploJer Police 10/0112005 \rl(~~~ I~;:r".'.~"": c,,!, ~ii1~~r1; ......_.y~:??? -....-. ..nn.n.nun n._...__......._....MM.M.._...........n._. _'__".M....nn...M.' n,,_'~d_._n.. ><~~. ="'. . 'iflPJ?;!J.~q.,~, &;'::..~..~&9:0[' 1 2005 1 FMXU12K85UB05724 Pollee Car 10/01/2007 ....$2,50'0-. 10101/2008 10/0112007 Actual Cash 093 Ford Ranget4X4 Code Enforcement 1010112006 ll~mq~4 ildtM~~~1 gwJil!i'l91i $14,710 uu.._.. _.nnn._."_~ ____.....~n.n.....M....._~__~n..~n.....n. .._.......~......--.-.. nuunu....._._. .~.._~.~._.-. . __~n_._n;;..;: --M-ActljarCa~~ 1 2005 2FTYR11E65PA58377 Light Truck 1010112007 $2,600 -{oiif17:2oos' 10/0112007 094 Ford F650 Dump Truck Public Works 10101/2006 $1f~~ll~ ~;~lihlLW:9il tloW~1E'po~; $45.946 .._~_.. n__...u..un. n.................n._..~_.._...~.n........ .._n...._......._Mu. unnn...__n._. ~:iOiofl200a- ...L.~~..~. ---.-ACiijeiicash 1 2005 3FRWF65E36V167079 Heavy Truck 10/0112007 $2,500 10/01/2007 095 Conl1nental A TV trailer Police 1010112006 "'!l2~gg)"f ~~l~P~~ r3:C ~"~". tJ~t...,,~j t,W.~9R~' $1,200 ____,n .._.....~~....~ ..__...n~..........M...nM_n.M.._._.....~._ M.~..nMM..............,._ "1oio'1iioor -.$2)00-'^ 'M..._.~__.__MM_'M 1 2005 lZJUT18176M030168 Trailer 1010112005 1010112007 Actual Cash 096 Continental Jet Ski Trailers Police 1010112006 ~&Qg~~l ...IijjjttiZl\l' ~lQlQ!f41iil'fu $1,200 _..__n_ _._u.._....... ....__~M~......_____._____......_M..._.._____n n_________...._.__..... .'1oio1j~OO7M .MM....;,.,..n~.~ "O.n__.'e_",__ ...un.nu_._nn_ 1 2005 lZJBE141X5M030169 Trailer $2,600 10/0112006 10/0112007 Actual Cash 097 Conllnental Jet Ski TraIlers Police 10/0112006 ~l~Ri~l~;~ ~9J.~~9l1 ~~~~~~~, ___...___...~~:~?~ _.m._ nnn___.nn__ ._M_.M__.........~___._______....__.........n_ .-.-------.--------...... __nnn_n__n_~ "''$2,500-'' 1 2005 lZJBE1465M030170 Trailer 10/01/2007 1010112006 10101/2007 Actual Cash 098 Chevrolet ....._......._____.~~P..~!~.M._......__._._. Poliee 10/01/2008 ~f~9i1. ~ I--~~ .............u.. .n___.h~Mu...n...n ______nnd..nn --$2~.5oom. 1 2005 2G1WH52K259248321 Police Car 10101/2007 099 Ford Expedition Police 10/0112008 l'&JfWl,"if ~1g19mq1!fu\ $34,744 noon... n.'.__n._..n_ __._._.._........___.__.__...M..M.._... ...--.-..--.----..--.- ...nu...._._._._ lj4.;,.i~~" ~~1. ~:ioio1i20(j6" 1 -.'---ACtuMliicash 1 2005 lFMFU1852SLA65079 Police Car 1010112007 $.2.500 100 Ford .~m...___.__._.~!:~!~~~_....._M___... Pollee 10101/2006 ~tt1f~gQ~~~: ~JPJ~~! f,lP!R~~fi $28,225 ..n._ .unMUUMU", '.~_Mn...~__....n.'~__ .Toiil1;ZOO7"' }.;~';Jl~'::..,,"'t@-:.\;, ......Actu-aiCash 1 2005 lFMPU165X5LA56505 Pollee Car $2,500 1010112008 10/01/2007 101 Ford F150 Pollee 10/01/2006 ~1~:i~~~~ ~mWJ!*g~ ~~1~9J)~. $20,863 _'.nnM_ .M'_.'M'M.'__' -_.._---.-._.~_..~.~~._~."_.-------_...... .'.M_..'_U_~'U_'___. __..UMMUU....._ ----7\"CtuaiCash 1 2006 1FT\f.X14555~84968 Police Car 10101/2007 $2,500 10/0112006 1010112007 102 Ford Explorer Police 10/01/2008 ?&:,~iO:Q}1w,: "'1il"'''[Q'^< HifofliOO72 $22,077 n~n~'... .______n___. !-..m.._umm^.umu....mm..m.m^. ------------.........- ..u_nnnnn... ._....~n.~..~. t)2.9M?':,~,'If "jg,L.""""". "'M..ActliaiCash 1 2005 1FMZU72K05UB05720 Pollee Car 10101/2007 $2,500 10/0112006 1010112007 103 Ford Explorer Pollee 10/01/2006 tfi~,~r~[Qik1~ liRmrZ~:[Qjt~ I;Lql!jlZ~Jr9~ $22,077 .....un ~~~n.....u.._n _.__._________.._M.MU.._.._ .______~_.M......~ ~_n...__._._________. un.n,,'n.n.__ 1 2005 lFMZU72K45UB05721 Pollce Car 1010112007 ....$2,50.0.m ''(0)01i20O'6 '10io'1i2oo7 --.d.XCluaiCash 104 Ford ......Mn........M.~~I~~~~n.._M.........n. Police 10101/2006 ~~~~jR~q~i 't:.~,~,,",~, '"~."""--V_:" ';'0161"'7' $22,077 .uu..~. u~u.n.'~'."~ ._.__...._.....UM...... Mu~..n......._. 3IB![ll1~1I9,~j ~L",J39R" u-uActi.iaicash 1 2005 1 FMZU72K45UB05722 Pollee Car 10/0112007 $2,500 10f01/2006 10/01/2007 105 Harley Road King Police 10f0112006 tj;1l~J~9qj~~;~ HQJ\\lliiiiiIt '~tqliijl~ii!\t $30,000 M_....~~~....... ...._.n..."....M..............___............~ ~_.....~--~...._-.-.... .nnnnnnu_._ .-'$~f,560-n ';'0101;2006' 10101;"20.07 -n-uActu.aicash 1 2005 1HD1FWH105Y670348 Motorcycle 10/01/2007 o The brief description of cove rage contained in this document is being provided as an accommodatiOIl only and-is not intended to cover or describe all Coverage Agreement terms. For more complete and detailed information relating to the scope and limits of coverage, please refer directly to the Coverage Agreement documents. Spedmen forms are available upon request. ~) 19 Brown & Brown, Inc.@ () o Vehicle Schedule City of Sunny Isles Beach Agreement No,: PK FL 1 0132026 06-04 Agent: Brown & Brown. Miami (Miami Lakes, FL) .Y..l!!L~_ ._.,..~.!!t.!_ ...___.,_~pdelfOes-?~IP.~g_,!._......__. __.~g!~.~_!~_ ~~.,I5.f!?ate ~.9J!1~~; t~q;9W l~~ ~'mI ___._Y~l~_ Qty Year VlN # Vehicle Type AL Tenn Date Coli Oed Coli Eft Coli Term Valuation l)pe 106 ~.~~~~..__._. ..._._.......n~.~~~.~~~~._..__m.m. _.m...~.~~~:~_.n.... ..~~?.'!.~o.?~.. ~\t~~~1t ~q/~~p!J ~lit~~K umn....$.3?,o.?o. 1 2005 1HD1FWH116Y670634 Motorcycle 10/0112007 $2,500 10101/2006 10/0112007 AclualCash 107 ~.~~.~......m m.____.mm~~~~.~~~.._............. ..u._~.:~~':':nm.m u~.~~?1!.~o.?~.. ~~1~~li, i!QJl[l\1.m.@,OM ~!~1I@:@'; .__....m!.3?:??O' 1 2Q05 1HD1FHW135Y60232 Motorcycle 10101/2007 $2,500 10/0112006 10/01/2007 AclualC8sh 108 ~~~.~~.mnm .m.mnmn...~~~d.~.n~..._...m.m__ ..m_..~.:~~'=......... .~O'/?1!.~?~O'.. gl~~.g,~, ~~J~~~ ~lg{~P~Rlil; mm.....!:?:O'?O' 1 2005 1HD1FHW175Y668953 Motorcycle 10/01J2007 $2.500 10/0112006 10/01/2007 Actual Cash ._~?~.. ~.~I~~......... _.......n_.....~o~~.~~~_mm..._mn ..._...".~~i:~....m.. n~~~.1!.~~OO'.. ~~~~~!'H~ ~~~~R~! '!l~W~~ ...m..m~:O'?OO 1 2005 1HD1FHW145Y667209 Motorcycle 10101/2007 $2.500 10/01/2006 10/0112007 Actual Cash 1;0 ~~~~~~05nn n.m.m;HO;.F~:;.i~~69ii86..nmn .mnM~~;~;i~n_n n~~~~~~~_ ~\\11~~~'fj ~~!i200' i~~1~~!~ .m..Aciu~~~~~~ 111 Ford Sport Trac PickUp Ufeguard 10/01/2006 ~~i}f: ~. $30,000 1 ~.m2005mn ..n_----1FMZU7-7K4"5UB98914unnn_- ----Lighi;:;~-~k.---- '-10iij1"i20r;:;- "'$2",500'''' "'--Actu-afCash 1~2 '.~~i~e~i?_~'-' m_._n-4YNBN;~~~~~~026-637"..""'- n___m~;~~;~~n_mn n~~~_~~~~~~n ~~l5~O~ 10101/2006 -_mACiuat~~:~ _..~;~- _._.~~~;nu m'___"'-N~~rro~~;1~~~7--..._m_- n__:.~~~:~~n_. .+~i~-~~~~~n I~~~ ~!!~, n----AaU~~~: 114 Ford Explorer Attorney 10/01/2008 ~p~ $27,082 ....;...,.. ---"ioos----- --h-m1FMZU64K15UB6889gnmnm ~--".ilght;:~~~k..m .-1oioiiioo:;n "'$2..500~ 006 u'---ACiileiicash 1~5 ~'~2~:~~~-. _.."._....2G1WU~~~~~92203:;1nnn.m .m..p~i~~;;...... ..;~;~~j~~~~-~ $2,500 10101/2006 1 ..mAciu~a~%~~~ 116 ._..~?:~..m. _..m........~~?~.:'.~:~~~.~.............. m_m".~~I.'=-........ ..!.~?~~~?~..I~;:tf.~!!~rr filJlm~Q,~t; ~a~~js ..mm...~.~?,~77 1 2006 2FAFP71W06X124979 Police Car 10101/2007 $2,500 10101/2006 10/01/2007 Actual Cash 117 ...n~o.~n.n ......h.........l'l!.~.~.~~~._.m...mnn .?'>.l.~.~~?~::.~?~!. n~.~~~~~~O~.. ~ij,l,g,~ ~~-P.~~ !~IR:l1~g!l~' .m_.h..~~~:~!~ 1 2006 1FTYR11E36PA49220 L1ghlTruck 10101/2007 $2,500 1010112006 10/01/2007 AclualCaosh 118 Ford Ranger 4x4 Code Enforcement 1 0/01/2006 ,~t~~Qji\t'll "l'w)&RQIlJi. flW,R1a;g,Qj\; $14,710 __........_.... ........~n.._........~.____~_____._u......... ._~_._.___~~___~_______ _._____.......... ___~.;._.;.~_'E... _~__.___.__.;. !:::~"'_.'""'-"=_ ....n..__..__..'.'_ 1 2006 1FTYR11E66PA49221 L1ghtTruCk 10/01/2007 $2,500 1010112006 10/01/2007 AclualCash 119 Conlinental ATVTraller Lifeguard 10/01/2008 !l;ml~02IilHJ11t~il?jjl~,~~1P2Q!@lm $1,200 .......__.._.._~ ._______~_.________'__'__'.._..'..".""'" ~'__.._~"__~~~__'"_'~___ .......u_...._~ .-'~_.___~_""~.. ."'-..;.n....~.-~._.. ~-'-~._~~._w: ....._"____._..... 1 2004 1ZJUT14X4M025518 Trailer 10/01/2007 $2,500 10/01/2006 10/01/2007 Actual Cash 120 ~?~!~~~~!?~ ..._..n..nm~:.~~kL:r~~e.r..mnmm.. ._......F'~~ce...m._ n1~~~.1!.~~oo._Il~1~~iK ~Ja~E~.[; ~~4\)M~BQ m.........~~~~~ 1 2005 1ZJBE20115M030167 Trailer 10/01/2007 $2,500 10/0112006 10/01/2007 Actual Cash 121 Kustom Smart Trall.r Pollee 10/01/2006 ~llif~'~ti:qy~H!1U'~qQ,~H!lilQ1(~i19z,; $1,200 1 "'-20(j5-~'.- '._.''''""2seus;'1'13'SS13232"2-hh_U.. ._mnT~;li~';---.'.- n1~ojO-1'i2007- ---$r5'Oo..... -Toioii2noi3" -'1o;o1"iioo7 '-'.Aau~aiCasii 122 Haum UlIlilyTrtr Police 10/01/2008 ;i:~3JM:!i!l'~; i!I~1l1,jl~oKHljJl9,1~JlRt' $1,200 1 ".-2006--~-- -'---~-'16HCB12;'26G063098.m_._-- ~-"'~.T;';;ii~'r---'-' "1oio~1i2oo7'. n""$2,506--'-. -16r(m2~.- -10;01/2007 ._nActilaiCash 123 mn~?.~..... .mn..m........~p!~~~:.__nn..._n... ....._.~~lId!~~...n... ..~.~~~.1!.~?~~.. tf~~iJ;;9RY~~~~I&Q~~i i~0l4jr~,~Ii m........~~?,O'~ 1 2005 1FMZU72KX5UB05725 UghtTruck 10/01/2007 $2,500 10101/2006 10/0112007 Actual Cash 1~4 .m.;~~._n nnmm;.FAFP5~~~;~;.36865m....u. m_.p:i~z;;n..n ..i~;b~i~~~~n W~~~llW&.~\;~~~ll~%~lji(~8i!I~ltmniiCiu~~i~~ Total I $2,582,241 R9ference Number: 9432 Scheduled Vehicle. Effective A8 of : 09/13/2006 Agreement Period: 10/01/2006 through 10/01/2007 o The brief description of coverage contained in this document is being provided liS an accommodation only and is 110t intended to cover or describe all Coverage Agreement tenus, For more complete and detailed infonllatioll relating to the scope and limits of coverage, please refer directly to the Covemge Agreement documents, Specimen fOlms are available upon request. u 20 Brown & Brown, Inc.@ o PREMIUM RECAPITULATION Annual Premium Exoirina Premium Package . $ 569,273.00 Property Crime/Employee Dishonesty General Liability/Law Enforcement Auto Liability and Physical Damage Public Officials Liability/Employment Practices $ 486,155.00 o . Premium does not include the additional charge for Terrorism Endorsement TERRORISM: You are hereby notified that, under the recently enacted Terrorism Risk Insurance Act of 2002, effective November 26, 2002, we must make terrorism coverage available in your policy, However, the actual coverage provided by your policy for acts of terrorism, as is true for all coverages, is limited by the terms, conditions, exclusions, limits, other provisions of your policy, any endorsements to the policy and generally applicable ruies of law, Any terrorism coverage provided by this policy is partially reinsured by the United States of America under a formula established by Federal Law, Under this formula, the United States will pay 90% of covered terrorism losses exceeding a statutorily established deductible paid by insurers until such time as insured losses under the program reach $100 billion, If that occurs, Congress will determine the procedures for, and the source of, any payments for losses in excess of $1 00 billion, If you decide to purchase this policy, the premium you wili be required to pay for terrorism coverage is: Property = $54,979. Note: Terrorism Coverage is included for all lines of coverage as quoted herein, other than Property and Inland Marine exposures o NOTES OF IMPORTANCE: o PGIT is not protected by the Florida Guarantee Association in the event it becomes unable to meet its claims payment obligations. o Quote subject to review and acceptance by PGIT Board of Trustees. o Premiums are subject to change if ALL lines of coverage quoted are not bound, o The Coverage Agreement shall be 25% minimum earned as of the first day of the "Coverage Period", o Both the General Liability and Automobile coverages are not subject to mid-term premium adjustments or year-end audit. However carrier does require additions/deletions be reported in order for records to be kept up to date, for ease of claim settlements, o Auto Uninsured Motorists coverage reduced to the maximum available limit of $100,000 from $1,000,000 o PGIT must receive Latest Audited Financials (Year Ended 9/30/05) by October 30, 2006 C) 21 Brown & Brown, Inc,@ ~) WORKERS' COMPENSATION COVERAGE Proposed Term: October 1, 2006 - October 1, 2007 Companv: Preferred Governmental Insurance Trust (Not Rated by A. M. Best) o CLASS ESTIMATED CODE DESCRIPTION PAYROLL 5509 Street/Road Maintenance 225,751 7382 Bus Drivers 119,234 7720 Police Officers 3,372,728 8810 Clerical 2,235,416 8820 Attorney 393,782 9102 Park NOC 977,319 9410 Municipal NOC 680,834 TOTAL PAYROLL 8,005,064 Deductible Discount ($2,500) Safety Program Drug Free Workplace Experience Modifier 2% 5% .90 $ $ $ $ $ $ $ 350,634,00 INCLUDED -14,880.00 INCLUDED INCLUDED INCLUDED Manual Premium Increased Liability Limits' Total Estimated Annual Premium 304,171.00 NOTES OF IMPORTANCE: 1, Deductible Plan: $2,500 Per Occurrence [) 2. Employer's Limit of Liability is $1,000,000/1,000,000/1,000,000 3. Safety and Drug Free Credits are subject to program requirements 4, Final premium subject to payroll audit 5. Payment Plan: Quarterly Installments 6, Volunteers are covered 7, PGIT is not protected by the Florida Guarantee Association in the event it becomes unable to meet its claims payment obligations 8. The Trust requires that the Member maintains valid and current certificates of workers' compensation insurance on all work performed by persons other than its employees 22 Brown & Brown, Inc,@ o WORKERS' COMPENSATION PREMIUM RECAPITULATION Annual Premium Expirina Premium Workers Compensation $ 304,171.00 $ 317,876,00 NOTES OF IMPORTANCE: o . PGIT is not protected by the Florida Guarantee Association in the event it becomes unable to meet its claims payment obligations, . Quote subject to review and acceptance by PGIT Board of Trustees, . Premiums are subject to change if ALL lines of coverage quoted are not bound. . NCCI Experience Modification factor decreased from ,92 to ,90 . Annual Payroll increased approximately 5% . Total Premiurn Payment Plan - Quarterly: Due 10/1/06 = $ 76,192,75 Due 01/1/07 = $ 75,992.75 Due 04/1/07 = $ 75,992.75 Due 07/1/07 = $ 75,992.75 . OPTION to remove $2,500 deductible - would increase Annual Premium to $319,051,00 o , , ~ 23 Brown & Brown, Inc.@ o NOTICE & ACKNOWLEDGEMENT OF CARRIER FINANCIAL STATUS Brown & Brown, Inc. does not certify the financial stability of any insurance carrier, We were unable to obtain a quotation with a carrier with an "A-" or better rating. While Brown & Brown, Inc. cannot certify the financial stability of a company or otherwise predict whether the financial condition of a company might improve or deteriorate, we are hereby providing you with notice and disclosure of financial condition so that you can make an informed decision regarding the placement of coverage, Accordingly, you acknowledge the following: D Coverage is being placed with PREFERRED GOVERNMENTAL INSURANCE TRUST which is not rated by A.M. Best. D The financial condition of PREFERRED GOVERNMENTAL INSURANCE TRUST may change rapidly and that such changes are beyond the control of Brown & Brown, Inc, o D You have reviewed the financial information from the State of Florida's Office of Insurance Regulation regarding the financial condition of PREFERRED GOVERNMENTAL INSURANCE TRUST and have access to the State's website at www.fldfs.com/companies/mc/is_mcjndex.htm. D You have had an opportunity to consider the information provided regarding your insurance quote and review it with your accountants, legal counsel and advisors, D You fully understand the risks associated with placing coverage with and release Brown & Brown, Inc" its agents, employees, subsidiaries, successors, assignees and related companies from any and all liability, claims, demands, judgments, decrees or orders in the event of carrier insolvency, liquidation or rehabilitation, [Name of Insured] By: [Name of Insured] Title: [Official Capacity of Person Signing] ;) Date . A,M, Best Rating Guide: Rating for Stability: A++ to c- = Highest to lowest rating Rating for Assetsl Surplus: 15 to 1 - Largest to smallest rating ) 24 Brown & Brown, Inc.@ (') IMPORTANT NOTICE This proposal is based upon the exposures to loss made known to the Agency, Any changes in these exposures (i.e., new operations, new products, additional states of hire, etc,) need to be promptly reported to us in order that proper coverage(s) may be put into place, We ask that you not accept this brief description of the coverage provided as a full explanation of the terms and conditions of the policies discussed in this proposal. For a full understanding of the scope of coverage, terms, exceptions and conditions please refer to the actual policy document wordings. o In addition to the commissions or fees received by us for assistance with the placement, servicing, claims handling, or renewal of your insurance coverages, other parties. such as excess and surplus lines brokers, wholesale brokers, reinsurance intermediaries, underwriting managers and similar parties, some of which may be owned in whole or in part by Brown & Brown, Inc., may also receive compensation for their role in providing insurance products or services to you pursuant to their separate contracts with insurance or reinsurance carriers. Additionally, it is possible that we, or our corporate parents or affiliates, may receive contingent payments or allowances from insurers based on factors which are not client-specific, such as the performance and/or size of an overall book of business produced with an insurer, We generally do not know if such a contingent payment will be made by a particular insurer, or the amount of any such contingent payments, until the underwriting year is closed, We may also receive invitations to programs sponsored and paid for by insurance carriers to inform brokers regarding their products and services, including possible participation in company-sponsored events such as trips, seminars, and advisory council meetings, based upon the total volume of business placed with the carrier you select. We may, on occasion, receive loans or credit from insurance companies. Additionally, in the ordinary course of our business, we may receive and retain interest on premiums you pay from the date we receive them until the date the premiums are remitted to the insurance company or intermediary, In the event that we assist with placement and other details of arranging for the financing of your insurance premium, we may also receive a fee from the premium finance company, Wholesale Broker/Managing General Agent: Public Risk Underwriters ~J This intermediary is owned in whole or part by Brown & Brown, Inc" the parent company of Brown & Brown Miami. Brown & Brown entities operate independently and are not required to utilize other companies owned by Brown & Brown, Inc. In addition to providing access to the insurance company, the Wholesale Insurance Broker/ Managing General Agent may provide additional services including, but not limited to: underwriting; loss control; risk placement; coverage review; claims coordination with insurance company; and policy issuance. The compensation received by the Wholesale Insurance Broker/Managing General Agent for the services above is based upon commission, The commission for the services above is typically in the range of 5% to 15% of policy premium. Should you have any questions, or require any additional information, please contact this office, If for any reason you prefer not to contact this office, you can submit a report concerning any entity related to Brown & Brown, Inc, through Ethicspoint bye-mail viawww.ethicspoint.com. or by toll- free call to 866-384.4277, ) Brown & Brown does not have direct binding authority with any excess and surplus lines market. 25 Brown & Brown, Inc," o Rderence Number: 9432 09/1312006 Named Covered Party: City of Sunny Isles Beach Term: Coverage Provided By: Renewal Quote No.: 10/01/2006 to 10/0112007 Preferred Govel1unental Insurance Tl'ust PK FLl 0132026 06.04 COffinensation Disclosure We appreciate the opportunity to assist with your insurance needs. Information conce1'l1ing compensation paid to other entities for this placement and related services appears below, Please do not hesitate to contact us if any additional information is required, o Our office is owned by Brown & Brown, Inc. Brown & Brown entities operate independently and are not required to utilize other comparues owned by Brown & Brown, Inc. For the Coverage Term referenced above, your insurance was placed through Prefel'l'ed Gove1'l1mental Insurance Trust (POIT). PGIT is an independent entity formed by Florida public entities t1rrough an Interlocal Agreement for the purpose of providing its members with an anay of insurance coverages and services. PGIT has contracted with entities owned by Brown & Brown, Inc. to perfOl'ffi various services, as explained below. POIT has contracted with Public Risk Underwriters (PRU), a company owned by Brown & Brown, Inc" to administer POIT's operations. The administrative services provided by PRU to PGIT include: . UnderwdtIng . Coverage review . Marketing . Policy Review . Accounting . Issuance ofPGIT Coverage Agreements . PGIT Member Liaison . Risk Assessment and Control Pursuant to its contract with PGIT, Public Risk Underwdters (PRU) receives an administration fee, based on the size and complexity of the account, of up to 12,5% of the PGIT premiums billed and collected, () POIT has also contracted with Prefened Govel'llmental Claims Solutions (POCS), a company owned by Brown & Brown, Inc" for pmposes of administering the claims of PGIT members, The services provided by POCS to PGIT may include: . Claims Liaison with Insurance Company . Claims Liaison with PGIT Members . Claims Adjustment TIle brief description of coverage contained in this document is being provided as an accommodation Oll.ly and is not intended to cover or describe all Coverage Agreement tenns. For more complete and detailed informlltion relating to the scope and limits of coverage, ple-ase refer direclly to the Coverage Agreement documents. Specimen forms are available upon request. :J 26 Brown & Brown, Inc,@ o RefereniCe Number: 9432 09/1312006 Named Covered Palty: City of Sunny Isles Beach Tenn: Coverage Provided By: Renewal Quote No.: 10/01/2006 to 10/0112007 Preferred Governmental Insurance Trust PK FLI 0132026 06-04 Pursuant to its contract with PGIT, POCS receives a claims administration fee for those accounts which POCS services of up to 5% of the non-propeliy p0l1ion of the PGIT premiums billed and collected, o POIT also utilizes wholesale insurance brokers, some of which are owned by Brown & Brown, Inc" for the placement of PO IT's insurance policies and for individual risk placements for some PGIT members (excess and surplus lines, professional liability coverage, etc.). This enables POIT to access insurance companies (markets) which may only be approached through such wholesale insurance brokers, !n addition to providing access to such insurance companies, the wholesale insmance broker may provide the following services: . Risk Placement . Coverage review . Claims Liaison with Insurance Company . Policy Review . Cunent Market Intelligence The wholesale insurance broker's compensation is largely dictated by the insurance company and typically ranges between 10% and] 7% of the premiums associated with those coverages placed by the wholesale insurance broker. The wholesale insurance brokerage utilized in the placement of your property insurance was Peachtree Special Risk Brokers, which is a company owned by Brown & Brown ]nc, Furthermore, any professional liability coverage afforded by the package of insurance you purchased was acqnired through Brown & Brown Public Entity Services (BBPES), which is also a company owned by Brown & Brown !nc, Please contact this office if you have any questions, or require any additionai information, ]f for any reason you prefer not to contact this office, you can submit a rep0l1 concel'l1illg any entity related to Brown & Brown, Inc, through Ethicspoint bye-mail viawww.ethicspoint.com. or by toll-free call to 866-384-4277. () The brief description of coverage contained in this document is being provided as an accommodation only and is 110t illtended to rover or describe all Coverage Agreement terms. For more complete and detailed information relating to the scope HIJd limits of covenlge, please refer directly to the Coverage Agreement documents. Specimen forms are available UpOll request. ~) 27 Brown & Brown, Inc.@ TO: FROM: DATE: RE: City of Sunny Isles Beach 18070 Collins Avenue Sunny Isles Beach, Florida 33160 (305) 947-0606 City HolI (305) 949-3113 Fax (305) 947-2150 Building Deportment (305)947-5107 Fax City Commission Norman S. Edelcup, Mayor Roslyn Brezin, Vice Mayor Gerry Goodman, Commissioner Danny Iglesias, Commissioner Lewis J. Thaler, Commissioner A. John Szerlag, City Manager Hans Ottinot, City Attorney Jane A. Hines, City Clerk MEMORANDUM Tom Acquaro, Human Resources Director Priscilla Walker, CMC, Deputy City Cler;?u.J~ October 3,2006 Approval of Renewal of Certain City Insurances At its regular meeting of September 28, 2006, the City Commission adopted Resolution No. 2006-990, which approved the renewal of the City's property, casualty, auto, and worker's compensation insurance with Preferred Government Insurance Trust (PGIT). Attached is a copy of the approving resolution to assist you in processing this item. Thank you. :pw Attachments cc: A. John Szerlag, City Manager (w/o attachments) Hans Ottinot, City Attorney (w/o attachments) Insurance Renewal W-Preferred Govt Trans Memo To: Via: From: Date: Re: City of Sunny Isles Beach 18070 Collins Avenue Sunny Isles Beach, Florida 33160 City Commission Norman S. Edelcup, Mayor Roslyn Brezin, Vice Mayor Lewis J. Thaler, Commissioner Gerry Goodman, Commissioner Danny Iglesias, Commissioner (305) 947-0606 City Hall (305) 949-3 II 3 Fax (305) 947-2150 Building Department (305) 947-5107 Fax A John Szerlag, City Manager Hans Ottinot, City Attorney Jane A. Hines, City Clerk MEMORANDUM The Honorable City Commission A. John Szerlag ~--- . '(if Thomas J. Acquaro, Human Resources Director September 28, 2006 Property, Casualty, Auto, Workers Comp Insurance Renewals RECOMMENDATION: It is recommended that the City Commission approve the attached resolution to renew the City's Property, Casualty, Auto, and Workers Compensation insurance with the Preferred Government Insurance Trust (pGIT). BACKGROUND: The City currently has Conunercial Insurance Package (property, Casualty, Auto) and Workers Compensation insurance through PGIT which is a premier insurance organization for public entities and is a non-assessable Trust approved by the Florida State Legislature. The PGIT board of trustees has elected to purchase an extremely conservative excess of loss insurance structure which provides PGIT members several levels of protection that reinsurance does not. PGIT's excess of loss policies list every individual member a named insured, giving every member direct access to the insurance company for payment of claims. Public Risk Underwriters (PRU), which is a premier insurance service organization for public entities and is part of Brown & Brown, is the underwriting group that tailors customized insurance services and products for the City. The City has had a Conunercial Package Policy (property, Casualty, Auto) and Workers Compensation insurance coverage with PGIT since October 1, 2003. Previous to this date, from July 1, 2001 through October 1, 2003, insurance coverage was split between First Specialty Insurance for Property and Coregis Insurance for General Liability coverage and with the Florida League of Cities for Workers Compensation. Agenda Item 3 A Date cr - 2- 8 - 0 ~ ~ ADDITIONAL INFORMATION: The renewal premium for the Commercial Package Poliry (property, Casualty, Auto) is $569,273.00 which is $83, 118.00, or about 17%, more than last year ($486,155.00). The major reasons for the 17% increase are our new City Hall and the significant increase in windstorm insurance premiums. The renewal premium for Workers Compensation is $304,171.00 which is $13,000.00, or about 4.5%, less than last year (317,876.00). The reasons for the reduction in premium and the lowering of our experience modification from ,93 to .90 is two-fold: first, the workers compensation rates went down and, second, our claims experience has been good. The insurance renewal review team (comprised of members of the Finance Department and Human Resources Department) worked closely with Brown & Brown (Robert Hollander) to identify the best coverages and terms available to include review of various commercial insurance providers and workers compensation insurance providers. Also reviewed were possible courses of action to reduce coverage premiums to include increasing our deductibles in certain coverages and the feasibility of self-insurance in areas that we as a City have had good claims experience. The team unanimously agreed that renewal with PGIT with the coverages and terms indicated is our best, most cost effective, option. Mr. Hollander will be able to explain the details of our insurance review and the information provided in the insurance renewal proposal. Funding is available in the 518-5450 (Insurance) account for the Commercial Package Policy and funding is available in each department's 5240 (Workers Comp) account for the Workers Compensation Policy. Insurance Premium Summary 10/1/04- 10/1/05- 10/1/06- 05 06 07 Property, Inland Marine & Crime $123,420 $163,020 $237,095 General Liability 29,571 48,380 30,837 Law Enforcement Liability 70,845 60,000 51,000 Public Official Liability/EPLI 47,000 60,733 76,100 Automobile Liability 113,904 140,875 158,733 Automobile Physical Damage 10,045 13,147 15,508 Workers' Compensation 387,375 317,876 304,171 Total Annual Premium $782,160 $804,031 $873,444