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RESOLUTION NO. 2010- ~
A RESOLUTION OF THE CITY COMMISSION OF THE CITY OF
SUNNY ISLES BEACH, FLORIDA, APPROVING THE
SELECTION OF PREFERRED GOVERNMENT INSURANCE
TRUST (PGIT) AS THE CITY'S PROVIDER FOR PROPERTY,
CASUALTY, AUTO, AND WORKERS' COMPENSATION
INSURANCE FOR A ONE-YEAR PERIOD, IN THE AMOUNT OF
FIVE HUNDRED TWENTY-ONE THOUSAND FIFTEEN
DOLLARS ($521,015.00), AS OUTLINED IN EXHIBIT "A";
AUTHORIZING THE CITY MANAGER TO ENTER INTO
AGREEMENTS WITH THE PROVIDER, PROVIDED SAID
AGREEMENTS ARE APPROVED AS TO FORM AND LEGAL
SUFFICIENCY BY THE CITY ATTORNEY; FURTHER
AUTHORIZING THE CITY MANAGER TO DO ALL THINGS
NECESSARY TO EFFECTUATE THIS RESOLUTION;
PROVIDING FOR AN EFFECTIVE DATE.
WHEREAS, the City of Sunny Isles Beach is in need of Property, Casualty, Auto, and
Workers' Compensation Insurance; and
WHEREAS, staff sought proposals from qualified firms on behalf of the City to provide
for the same level of benefits with a national provider; and
WHEREAS, the City's Insurance Broker, Brown & Brown Insurance, Inc. has provided
a proposal by Preferred Governmental Insurance Trust (PGIT), with the renewal premium for the
Commercial Package Policy (Property, Casualty, Auto) in the amount of Four Hundred Twenty-
One Thousand One Hundred Seven Dollars ($421,107.00), and the premium for Workers'
Compensation in the amount of Ninety-Nine Thousand Nine Hundred Eight Dollars
($99,908.00), for a total amount of Five Hundred Twenty-One Thousand Fifteen Dollars
($521,015.00), for a one-year period of October 1,2010 through September 30, 2011, as outlined
in Exhibit "A", attached hereto; and
WHEREAS, the City of Sunny Isles Beach wishes to select Preferred Government
Insurance Trust (PGIT) as the City's provider for Property, Casualty, Auto, and Workers'
Compensation Insurance, being the most competitive proposal.
NOW, THEREFORE, BE IT RESOLVED BY THE CITY COMMISSION OF THE
CITY OF SUNNY ISLES BEACH, FLORIDA, AS FOLLOWS:
Section 1. Approval of City Commission. The City Commission hereby approves the
selection of Preferred Government Insurance Trust (PGIT) as the City's provider for Property,
Casualty, Auto, and Workers' Compensation Insurance through the City's Insurance Broker,
Brown & Brown Insurance, Inc., for a one-year period of October 1,2010 through September 30,
2011, in the total amount of Five Hundred Twenty-One Thousand Fifteen Dollars ($521,015.00),
as outlined in Exhibit "A", attached hereto.
R2010-lnsurance Renewal Pgit (Property. Casualty, Auto, Workers Comp)
Page I of2
Brown & Brown of Florida. Inc.
B!o~n
~rown
Spessard Holland Bldg. Suite 400
8000 Governors Square Blvd.
Miami Lakes, FL33016-1588
305/364-7800 . Toll Free 800/432-8844
FAX 305/822-5687
(
.
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August 25, 2010
Ms. Priscilla Walker, CMC
Assistant to the City Manger
Human Resources
City of Sunny Isles Beach
18070 Collins Ave
Sunny Isles Beach, FL 33160
Re: City of Sunny Isles Beach
Property, Liability, Automobile & Workers' Compensation Insurance Proposal
October 1,2010-11
(
Dear Priscilla,
I am very pleased to enclose the above captioned proposal, prepared by Brown & Brown
Insurance of Florida, in cooperation with the Preferred Governmental Insurance Trust
(PGIT).
The City's excellent claim experience and long term relationship with my office and
PGIT has continued to justify reduced insurance costs. This year we have been able to
negotiate a 15% reduction in the Package Policy (Property, Liability & Automobile) and
combined with last year's premium savings of20%, the City has received a 35% Package
Policy premium reduction in the past two years, with increased insurance coverages. We
have also included in this years proposal, what we believe is a very competitive Workers'
Compensation plan, which allows us to place all of the City's major insurance coverages
with PGIT.
It is important to note some of the unique benefits of the PGIT program. Our property
insurance program does not include a potential coinsurance penalty condition, and in fact,
we now provide a "blanket" form of property insurance which is the most beneficial and
safest form of insuring properties. In addition, the PGIT program includes a 5% "Named"
Storm deductible with an occurrence minimum of $20,000. Therefore, any "Unnamed"
windstorms would have the standard $5,000 deductible. Finally, the PGIT Public
Officials Liability coverage now includes a $100,000 benefit for Non-Monetary Damages
for Ethics, Government-in-the Sunshine and Recall Petition expenses.
Exhibit "A"
Page 2 - City of Sunny Isles Beach
It is indeed a privilege to have provided our services to the City of Sunny Isles Beach for
many years and we look forward to the continuance of our fine relationship.
I will be available, at any time, to provide a personal review and further clarification of
our proposal.
Sinc/~
Robert P. Hollander
I Executive Vice President
L Encl.
(
COMMERCIAL PROPERTY COVERAGE SECTION
COVERAGE LIMITS (*)
$ 26,400,840
Building & Contents Limit, per attached schedule - Blanket
*
Coverage Umits must be ultimately chosen by the Insured. We as Agents cannot recommend
the adequate limit of protection. Higher limits may be available. Please let us know if a quote is
desired.
COVERAGE TERMS AND CONDITIONS
Covered Losses Special Perils Coverage Including Flood & Mechanical
Breakdown
Valuation
Replacement Cost
Coinsurance
N/A
Deductible
o $5,000 All perils per occurrence except as stated below:
o 5% Named Windstorm Deductible Per Occurrence subject to
a minimum of $20,000 (*)
Exclusions
Exclusions include, but are not limited to, the following:
War and Terrorism (**)
Earthquake
(
(*) This Wind & Hail Deductible can be reduced to a lower deductible
through the purchase of a Windstorm Deductible "Buy-Back"
policy which is available in the Excess & Surplus Lines market.
The annual cost is approximately $20.00 PER $100 of coverage
(the amount of buy-down).
(**) See Premium Summary Page for an option to include Terrorism
Coverage as outlined in the Federal Terrorism Act 2002
3
COMMERCIAL PROPERTY LOCATION SCHEDULE
(
Unit # DESCRIPTION - APDRESS YEAR BUILT BUILDING VALUE TOTAL INSUREP
CONST TYPE CONTENTS VALUE VALUE
Water Pumps 1989 $600,000
1 19160 N Bay Road Pump/Lift Station $600,000
Sunny Isles Beach, FL 33160 $0
City Hall & Parking Garage 2004 $18,501,050
2 18070 Collins Avenue Fire Resistive $19,501,050
Sunny Isles Beach, FL 33160 $1,000,000
3000 Gallon Diesel Fuel Tank 2004 $20,000
3 18070 Collins Ave $20,000
Sunny Isles Beach, FL 33160 Storage Tank $0
Storage Lockers - Contents Only 2005 $0
4 301 Sunny Isles Blvd Mod Fire Res $15,000
Sunny Isles Beach, FL 33160 $15,000
Samson Park Restrooms 2000 $50,000
5 17425 Collins Ave $50,000
Sunny Isles Beach, FL 33160 Fire Resistive $0
Northside Ocean - 2 Restrooms 2005 $50,000
6 19141 Collins Ave Joisted Masonry $50,000
Sunny Isles Beach, FL 33160 $0
Annex Building 1996 $405,790
7 19200 Collins Ave Joisted Masonry $480,790
Sunny Isles Beach, FL 33160 $75,000
Pier Park Restrooms 2006 $50,000
8 16501 Collins Ave $50,000
Sunny Isles Beach, FL 33160 Fire Resistive $0
Community Center 2007 $3,000,000
9 18115 N Bay Road Fire Resistive $3,200,000
Sunny Isles Beach, FL 33160 $200,000
Gymnasium 2007 $2,000,000
10 18115 N Bay Road Fire Resistive $2,050,000
Sunny Isles Beach, FL 33160 $50,000
48 X Bus Shelters ($8,000 Each) $384,000
11 Various Locations within City Mas Non Com $384,000
Sunny Isles Beach, FL 33160 $0
Totals: Building - $25,060,840
Contents - $1,340,000
Total Insured Value - $26,400,840
4
PROPERTY COVERAGE EXTENSIONS
FOR A FULL DESCRIPTION OF TERMS, DEFINITIONS AND CONDITIONS PLEASE REFER
TO THE POUCY DOCUMENT
COVERAGE
LIMIT
$250,000
$500,000
$1,000/$5,000
$500,000
$250,000
Accounts Receivable
Additional Expense
Animals
Loss of Business Income
Debris Removal
Demolition, Ordinance, and Increased
Cost of Construction
Errors and Omissions
$500,000
$25,000
$10,000/$20,000
$25,000
$2,000,000
$25,000/$50,000
$25,000/$50,000
$10,000
$100,000
$250,000
$250,000
$250,000
Fire Department Charges
(
Fungus Cleanup Expense
Lawns, Plants, Trees and Shrubs
New Locations
Personal Property of Employees
Pollution Cleanup Expense Limit
Recertification
Service Interruption Coverage
Transit
Preservation of Property
Flood Limit - Per Occurrence and Aggregate
Excess of NFIP (whether purchased or not) - $5,000 Deductible
$5,000,000
5
INLAND MARINE COVERAGE
FOR A FULL DESCRIPTION OF TERMS, DEFINITIONS AND CONDITIONS PLEASE REFER
TO THE POLICY DOCUMENT
COVERAGE LIMITS (*)
$ 174,019 Contractor's / Mobile Equipment
$ 600,000 Electronic Data Processing Equipment
$ 370,637 Fine Arts
$ 754,000 Other Inland Marine
$ 50,000 Rented, Borrowed, or Leased Equipment
$ 1,000,000 Valuable Papers
$ 219,400 Watercraft - Not Hull Coverage, Limited to Property Perils Only
$
3,168,056 TOTAL VALUES
.
Coverage Umits must be ultimately chosen by the Insured. We as Agents cannot recommend the
adequate limit of protection. Higher limits may be available. Please let us know if a quote is desired.
COVERAGE TERMS AND CONDITIONS
(
Covered Losses
Special Perils Coverage
Valuation
Actual Cash Value
Coinsurance N/A
Deductible Per Attached Schedule
Exclusions Exclusions include, but are not limited to, the following:
War and Terrorism (**)
Flood
Earthquake
(**) See Premium Summary Page for an option to include Terrorism
Coverage as outlined in the Federal Terrorism Act 2002
6
INLAND MARINE SCHEDULE
hem # Descrlpdon Serial Number Classification Code E.n. oate Value Deductible
I eon LJatE
001 Unscheduled Items Contraclol's I Mobile 10/01/2OO'J 5100,000 $5,001
Equipment T07Ofl2Ofl
002 2005 Yamaha ATV SY41U1SY15AlX Contractor's I Mobile lU70172()O'j 57,088 55.001
1883 Equipment T07llf72Ml
003 2005 Yamaha A TV SY4AJISY05AlX Conlractor's I Mobile 10'0112009 57,088 55.001
4564 Equipment / 1
004 2005 Yamaha Kodiak 400 ATV SY4AJ 1 SY46AOO Con1ractor's I Mobile 10'0112009 58.918 55,00:
1182 Equipment 10/01/2011
005 2005 Yamaha Kodiak 400 A TV SY4AJ1SY05AlX Contraclol's I Mobile 10/01/2009 57,060 $5,00:
4029 Equipment 10/01/2011
006 2005 Bobcat Loader 525018616 Contraclol's / Mobile 10/0112009 5n.299 55,00:
Equipment
007 2006 Yamaha A TV JY4AM03Y56CO Contraclol's / Mobile 10/Ot/2009 59.478 55,00:
83960 Equipment 10/Ot/2011
008 SegNay Human Tr;n;porter 2006 Contraclol's I Mobile 10/Ot/2OO9 55,lXX 55,00:
Equipmenl 10/0112011
009 Yamaha Kodiac A TV SY4AJOY24A02 Contractor's I Mobile 10/0112009 57,088 $5,00:
1825 Equipment 10/0112011
010 Unscheduled Items EIedronic Data Processi 10/OtI2009 S6OO,OO: 55,00:
Equ" ng
Ipment 10/01/2011
011 Sculpture - . Rising Horizons' Rne Arts 10/Ot/2009 5160,000 $5,00:
I
012 Sallplure - 'Family" Fme Arts 10/0112009 5190,000 55,00:
10'01/2011
013 China Dinnerware Set TBA Rna Arts 10'0112009 510,137 55,00:
1
014 Pelican Sculpture Rne Arts to/01l2OO9 53,500 55,00:
10/0112011
015 FISherman Scttpture Rne Arts 10/0112009 53,500 $5,00:
10/0112011
016 But1erily Sculpture Fme Arts 10/0112009 53.500 $5,00:
10/01/2011
017 Unscheduled Items Other Inland Marine 10/0112009 5754.000 55,00:
10/01/2011
018 Unscheduled Items Renle<!, BorrooMld. Leased 10/0112009 550.lXX 55,001
Equipment 10/0112011
019 Unscheduled Items lValuablePapers 10'0112009 $1,000.000 $5,001
10/01/2011
020 2005 Yamaha FX140 Jel Ski YAMA27281405 !Wateraaft to/01l2OO9 58,6OC $5,00
10/0112011
021 2005 Yamaha PWC Jet Ski YAMA27301405 !Watercraft to/01l2009 58,6OC $5,001
10/0112011
022 2005 Yamaha PWC Jet Ski YAMA28921405 lWateraaft 10/0112009 58,600 $5,001
1T07Of72lll1
023 1993 Fountain 27 FG070041A393 lWatercraft 10/0112009 525,000 $5.001
1
024 2006 "2S Fool Conmander ram Police Vessel including all SAMA17611606 lWatercraft 10/01/2009 5160,000 $5.001
accessories on file wIT rust 110/01/2011
025 2005 Yamaha FX140 Jet Ski YAMAl3661405 lWatercraft 10/01/2009 58,6OC 55,001
10/01/2011
I Total I 53,168,056
7
PROPERTY COVERAGE DEFINITIONS
FOR A FULL DESCRIPTION OF TERMS, DEFINITIONS AND CONDITIONS PLEASE REFER TO THE
POLICY DOCUMENT
SPECIAL CAUSES OF LOSS COVERAGE
This coverage will protect covered property against direct loss arising from any cause not specifically excluded. The
advantage of this form is that the insurance company must prove that a loss is specifically excluded in order to deny
coverage under the policy.
REPLACEMENT COST VALUATION
This Joss valuation method pays for the cost to repair or replace damaged items with like kind and quality without
deduction for depreciation. This is important since you could face a substantial loss if you must replace property at
today's prices but receive only the depreciated value of the property that was destroyed.
ACTUAL CASH VALUE VALUATION
This valuation method pays for the cost to repair or replace damaged property with like kind and quality, less
reasonable deductions for wear and tear, deterioration and economic obsolescence.
BUSINESS INCOME
This coverage is used to insure against loss of income (including any continuing normal operating expenses) that you
experience because of a suspension of your business and/or interruption of rental income when insured property has
been damaged by a covered peril.
EXTRA EXPENSE COVERAGE
This coverage pays for the necessary additional expenses needed to continue business when a covered loss
damages or destroys insured property.
(
COINSURANCE
Your policy contains a coinsurance clause requiring that the limit of coverage be a minimum percentage of the actual
insurable value of your property or actual annual business income. If the amount of insurance carried is less than
what is required by this clause, any claim payment may be reduced by the same percentage as the deficiency.
PEDUCTIBLE
A policy may include a deductible in its provisions. This limit specifies the amount that will be deducted from any
payment made to you because of a covered loss.
SERVICE INTERRUPTION COVERAGE
This coverage extends your business income and extra expense insurance to protect against loss when due to the
interruption of services rendered to you by a specified utility that provides your business with water, power or
communications. Loss due to overhead transmission lines is excluded.
DEMOLITION, ORDINANCE, AND INCREASED COST OF CONSTRUCTION
This endorsement provides coverage for the costs and effects due to certain building laws. Coverage A applies when
laws require that undamaged portions of a building be torn down because the building does not comply with current
laws and has sustained more than a certain percentage of insured damage. Coverage B applies to the costs for
demolition of the undamaged portion of the building covered under Coverage A. Coverage C covers the increased
cost of construction required to bring a damaged building up to current code.
MECHANICAL & ELECTRICAL BREAKPOWN COVERAGE
Boiler & Machinery insurance covers direct damage to .covered property" when caused by sudden and accidental
BREAKDOWN and includes as a covered peril Electrical Arcing. Covered Property means any mechanical, electrical
or boiler equipment on premises, such as (but not limited to): machinery & equipment, air-conditioning units,
elevators, phone systems etc.
8
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COMMERCIAL CRIME COVERAGE
FOR A FULL DESCRIPTION OF TERMS, DEFINITIONS AND CONDITIONS PLEASE REFER
TO THE POLICY DOCUMENT
COVERAGE LIMITS (*)
Limit
Deductible
Coveraae
$
$
$
$
1 ,000,000
250,000
250,000
250,000
5,000
5,000
1,000
1,000
Employee Dishonesty - Per Loss
Forgery & Alteration
Theft, Disappearance or Destruction
Computer Fraud
* Coverage Umits must be ultimately chosen by the Insured. We as Agents cannot recommend the
adequate limit of protection. Higher limits may be available. Please let us know if a quote is desired.
COVERAGE PROVIDED
(
Employee Dishonesty - Blanket Basis
This coverage is used to insure against loss of money, securities or other property belonging to
you, or for which you are liable, that is caused by employee dishonesty. It pays for anyone loss
caused by one or more employees up to the face amount stated on the form. Only the actual
loss sustained in the policy period is included for coverage (progressive or continuous loss over
multiple years outside the policy period is excluded)
Forgery or Alteration
This coverage is used to insure against loss resulting from forgery of checks, drafts, notes or
other similar written promises prepared by you or your agent. It does not cover dishonest acts of
employees, which must be insured by Employee Dishonesty coverage.
Theft, Disappearance and Destruction
This coverage is used to insure against loss of money and securities caused by theft,
disappearance or destruction while located inside or outside your premises. It also covers
damage to premises resulting from actual or attempted theft. It insures only money and
securities and not other types of property.
Computer Fraud
This insurance will cover loss or damage to money, securities, and other property due to
computer fraud. Computer fraud is defined as "theft of property by and directly related to the
use of a computer."
9
COMMERCIAL LIABILITY COVERAGE
FOR A FULL DESCRIPTION OF TERMS, DEFINITIONS AND CONDITIONS PLEASE REFER
TO THE POLICY DOCUMENT
GENERAL LIABILITY COVERAGE (*)
$ 5,000,000
$ Included
$ 5,000,000
$ Included
$ 50,000
$ 2,500
$ 5,000,000
$ 5,000,000
$ 1,000/ 5,000
$ 1,000,000
$ 2,500
General Aggregate Limit
Products & Completed Operations Aggregate Limit
Bodily Injury and Property Damage Limit
Personal Injury & Advertising Injury Limit
Fire Damage Legal Liability Limit
Medical Payments
Employee Benefits Liability Limit per Person
Retroactive Date 10/01/2000
Employee Benefits Liability Aggregate Limit
Retroactive Date 10/01/2000
No Fault Sewer Backup Limit
Herbicide & Pesticide Aggregate Limit
General Liability Deductible Per Occurrence
LAW ENFORCEMENT LIABILITY COVERAGE (*)
(
$
$
$
$
5,000,000
5,000,000
5,000,000
2,500
Law Enforcement Liability Limit - Per Person
Law Enforcement Liability Limit - Per Occurrence
Law Enforcement Liability Limit - Aggregate
Law Enforcement Liability Deductible Per Occurrence
PUBLIC OFFICIALS LIABILITY COVERAGE (*)
$
$
$
$
3,000,000
3,000,000
5,000
100,000
Public Officials Liability Limit - Per Claim
Public Officials Liability Limit - Aggregate
Public Officials Liability Deductible Each Claim
Non-Monetary Damages - Aggregate
Coverage A - Ethics Liability
Coverage B - Government in the Sunshine Liability
Coverage C - Recall Petition Liability
EMPLOYMENT RELATED PRACTICES LIABILITY COVERAGE (*)
$
$
$
3,000,000
3,000,000
5,000
Employment Related Practices Liability Limit - Per Claim
Employment Related Practices Liability Limit - Aggregate
Employment Related Practices Liability Deductible Each Claim
Coverage Umits must be ultimately chosen by the Insurad. We as Agents cannot recommend the
adequate limit of protection. Higher limits may be available. Please let us know if a quote is desired.
.
Exclusions include, but are not limited to the following:
War, Mold, Fungus, Bacteria, Silica, Lead, Pollution, Asbestos, Copyright or Patent
Infringement and Nuclear Liability.
10
SPECIAL NOTE REGARDING ADDITIONAL INSUREDS
General Liability coverage provided to a named insured (you) by an insurer could be modified to
extend to other parties. These other parties are commonly referred to as additional insureds.
Modifications (endorsements) to the named insured's policy could be used to provide similar
benefits enjoyed by the named insured to the additional insured. Because of changes to these
endorsements, the additional insured may no longer enjoy the same benefits. Under these new
endorsements, liability that is based on the sole negligence of the additional insured may no
longer be covered. The State of Florida's Office of Insurance Regulation approved changes to
these policy endorsements effective July 1, 2004.
The absence of insurance coverage and the agreement to contractual terms may not free you of
the responsibility to pay on behalf of the additional insured liability arising out of their sole
negligence.
Florida law allows you to assume liability on behalf of another party by way of a
contractual agreement. In fact, the law allows you to assume the liability for suits that
may be the result of the sole negligence of the other party in the contract. In other
words, contractually you would be accepting and paying for claims that may arise from
situations that are not even your fault.
While we are not necessarily aware of the individual contracts you may have entered
into, we feel it is our duty to notify you that there is a possibility you could have a claim
that is not covered by insurance. Our recommendation to you would be to have your
contracts reviewed by your attorney to determine if you have assumed such liability and
what your legal options are.
(
II
GENERAL LIABILITY COVERAGE DEFINITIONS
FOR A FULL DESCRIPTION OF TERMS, DEFINITIONS AND CONDITIONS PLEASE REFER
TO THE POLICY DOCUMENT
OCCURRENCE FORM (except Employee Benefits Liability)
This form provides coverage for claims arising out of an accident, which results in bodily injury
or property damage neither expected nor intended. The form covers such claims that occur
during the policy period irrespective of when the claim is made against you.
PREMISES/OPERATIONS COVERAGE
This coverage insures you against all claims arising from your ownership, maintenance or use
of premises and your operations in progress.
PRODUCTS/COMPLETED OPERATIONS COVERAGE
This coverage is used to insure against claims arising out of bodily injury and property damage
that results from products you have sold, manufactured, handled, distributed or disposed of, or
for work you have performed, provided the accident occurs away from premises you own or
rent.
PERSONAL INJURY LIABILITY
This coverage will protect you against claims alleging false arrest, libel, slander, malicious
prosecution, or wrongful entry or eviction.
(
ADVERTISING LIABILITY
This coverage is used to insure against claims of libel, slander, product disparagement, piracy,
or infringement of copyrights, arising out of the advertising of your goods, products or services.
FIRE LEGAL LIABILITY
This coverage insures against your legal liability arising from damage to structures rented to
you, for the peril of fire.
MEDICAL PAYMENTS
This coverage will reimburse, without regard to your liability, all reasonable medical expenses
incurred by persons as a result of bodily injury sustained by accident as defined in your policy.
CLAIMS-MADE FORM - APPLICABLE TO EMPLOYEE BENEFITS LIABILITY, LAW
ENFORCEMENT LIABILITY, PUBLIC OFFICIALS LIABILITY, EMPLOYMENT RELATED
PRACTICES LIABILITY
This coverage will provide protection for only those claims reported or first made during the
policy period or during any previous period that is stated in the Prior Acts or Retroactive Date
option of your policy. This option allows you to keep coverage in force under consecutive
Claims-Made policies.
EMPLOYEE BENEFITS ERRORS AND OMISSIONS
This coverage is used to insure against negligent acts, errors or omissions committed by you or
any person for whose acts you are legally responsible for while engaging in the management of
your company's employee benefit plans.
12
BUSINESS AUTOMOBILE COVERAGE
FOR A FULL DESCRIPTION OF TERMS, DEFINITIONS AND CONDITIONS PLEASE
REFER TO THE POLICY DOCUMENT
COVERAGE LIMITS (*)
$ 5,000,000
$ Statutory
$ 2,500
$ 100,000
$ 5,000,000
$
$
$
50,000
1,000
2,500
Bodily Injury & Property Damage Liability - Any Auto
Personal Injury Protection - Autos Subject to PIP law
Medical Payments - per person- All Owned Autos
Uninsured Motorists Coverage (Non Stacked) - All Owned Autos
Hired & Non-Owned Automobile Liability - Hired/Non-Owned Autos
Hired Auto Physical Damage - Hired Autos
Towing & labor Per Disablement - All Owned Autos
Auto Liability Deductible Each Accident
*
Coverage Umits must be ultimately chosen by the Insured. We as Agents cannot recommend the
adequate limit of protection. Higher limits may be available. Please let us know if a quote is desired.
(
COVERAGE PROVIDED
· Coverage only applies to vehicles that are owned/titled or leased in the corporate
name, or business name in case of a partnership, that is specifically listed. If a
business owned vehicle is furnished for personal use, an extension of coverage form
may be required for proper protection.
· Automobile Liability
· Uninsured Motorists Coverage (Non-Stacked)
· Medical Payments
· Hired Automobile Liability
· Employers Non-Owned Automobile Liability
· Automobile Physical Damage (Coverage/Deductibles Per Schedule Overleaf)
13
ReferenceNumber
(
Prlerred Yehfcle SChedule'
11'= City of Sunny Isles Beach
Agreement No.: PK FL 1 0132026 10-06
Agent: Brown & Brown, Inc. (MIami Lakes, FL)
Unit t# Make ModellDescrlpUon DODartment AL Eft t~W>>i9.~S!\ R..PQ.jp'l_l;~ .:;tI~!~~...l('"~ii'~Y.~~J~;;.~-g~'l-&:
Qty Year VIN ## Vehicle Type AL Tenn Call Oed Call Elf ;..~ va~v~~n APD Rptd
__~~_ __ Ford __ ___~~~~~~rla ___ _ NO~_POLlC~ ~,!)i~ ~W.!(oti~.:;jtl!Q.1I.Hi~ :~1~~J1l1~ ;f~.~.i~~t::;,:":-:~?ii~~~W~&Q4
1 1998 2FAFP71WOWX123430 Private Passenger 10101111 $2,600 10/01/10 10/01111 Actual Cashl $17,50{
002 Ford _~rown V~-!Ia _____ ___~ON POLICE____ 10/01/10 ~1,~~l$l t.fiiL9-V:1~ iJ'O/Jfl/~~~ ~:::;;~:~~>>fi~.i~&~~'l~@i?
1 1998 2FAFP71W7WX123425 Private Passenger 10/01/11 $2,600 10101/10 10101/11 Actual Cashl $17,50(
003 ~~vrolet _______ S.1~~_____ _~ON_~_. ~~/O1/10 ~~$..~,6ggg 1j~Q1g~(lp;i '~JP!:Q1lffi ':'J~;i0~:;;:~'~~;i':$'5;ptiQ
1 1998 1 GCCS19X7W8238354 Prlvstepassenger 10/01/11 $2,500 10101/10 10/01/11 ActualCashl $15.00
004 _ Ford RANGER _ NON POLICE ~~1/10_ ';~~.{~~sk14> ~Of.Qi!1Ct ;~~wQ:l(.14~ :~li;;~jg.~~~,;-;:'~lf$.;~:J;5.M
1 1999 1F1YR1OV5XUB21491 Private Passemler 10101/11 $2,500 10101/10 10/01/11 Actual Cash $11.501
005 Ford F-350 _____ NON POLICE 10/01/10 ~j~@~ ~WJj'ifQ\ ;''3'0101{!fi :~;~;Wi;'t.~\~:.~:;;~~~~
1 1999 1FDWF36L9XED59688 PrlvatBPassonller 10101/11 $2,500 10101/10 10101111 Actual Cash $19~
006__ _. Ford TAURUS NON POLICE 10/01110 ~it-'~~: -;t~ :)1'!UQ111Q~ ;':1.M>J:61.~; 1~~i;'::~~}!~,:::'.;"<"f$S1~~j>
1 1999 1FAFP52U5XA212681 -- Private Passenger 10101/11 $2,500 10101/10 10101/11- Actual Cash $17,501
007 _...Ford FOCUS ____ _~ON POLICE 10/01/10 1J~')~@T~fi 1:1.!)lp.1ji~i :\iQ(Q.VU.i ~,":-;:':cil~~>;;;,i:~~:~:X(1~9Q
1 2000 1FAFP33P3YW304289 PrlvatBPBssenger 10/01/11 $2,500 10101/10 10/01111 ActualCa6hl $15,001
_.008 _!ord __ 1---. TAURUS NON POLICE _ 10/01i!~ ~..E!~~{jPI~j ~~9JO'1lJ19~ ~TOf!J"':1.t1:n ;~:t~:;'h':~~\:lt~lf.-~!~
1 2000 1FAFP5220YG136865 Prlvale Passenger 10/01/11 $2,500 10101/10 10101/11 Actual Cash $17,50
009 _ Ford __~ Vlctorla .____ NON POLICE 10/01/10 :f~i~Q,~~:.:f.iQ/.R11M)~ ~'LdLQlrffi ~i~"".,'~':~~~;:,)::-~~:.:;~:nt,,5~
1 2000 2FAFP71WOYX140957 PrlvatePaBSenger 10101/11 $2,500 10101/10 10101/11 AcluBICash $17,50<
010 Ford F-250 PIU ____ ~9N !.9~__ 10/01/10 l~,~i~I}IRiRl Wi.QiR:ll,ri~ ~~t9ffi.JJ:lJ;: ,*'1\;:f~~f:{';ji,~';~~$~~10.0.p
1 2001 1 FTNF21L21EB57977 Medium Truck 10101/11 $2,500 10101/10 10101/11 Actual Cash $25,001
_ 011 Arrow TRAILER _ NON POLICE 10/01110 ~~~I$.9'(j1;; ltQ'{QJiJlQ:: ~.o!O'1l!1~ ;i~:t.r-:~.:i-;':?(:~~;;~1t$!?~O
1 2001 146UB1217YM040808 Trailer 10101/11 $2.500 10101/10 10/01/11 Actual Cash $5,00
012 Arrow TRAILER N0N POLICE 10/01/10 ~JiI!2!li"oQ"'!'!li ....;(,(iQ.fljnl ("'Qlo'ji1.1~ ~::-'~l:T~'.!l'~L;..'~~\'i:-lt~,6oo
__ __ __ ...~..y.'...., '~-"""" ..' ..,.. .-. '.' .~,'\'l( "'.
1 2001 146UB1211M041457 -- Trailer --- 10101/11- $2.500 10/01/10 1oi01i11 ActualCash $5.00
_~~_ _2~~_._ __ EXPLORER _ NON POLICE 10/01110 ~~l~tpqQ.~~~:flft,ijjnq~ ,40/01/& 2~~!';:~~~~t$~9.'Q06
1 2001 1FMZU72E11ZA54350 Private Passenger 10101/11 $2,500 10/01/10 10101/11 Actual Cash $29,OOC
014 Traller__I-' JET SKI TRAILER __ ~ON POLlC,=-__ 10101/10 Wi~~QJ:i.~ i'lQlq11.W !.'1Q'~Qfl1,:1:. ~7;fi.ii::2.;':!,.;~\-:'fr;tMPQ
1 2001 146DA1413YMO~808 Trailer 10101/11 $2,500 10101/10 10101111 Actual Cash $7,001
016 Ford __1-___-X.!50 PIU _____ ~!l_~LIC~_ 10101/10 Vj,~}i,5P.91)f.~iQlQ1~Jt ~ft:l!.plJj~'f ~.,;\~:%n.it:'if.J':'$2P.iPO.o
1 2001 1FTZF172XWNB49773 Prlvstepassenger 10101/11 $2,500 10/01/1010/01/11 Actual Cash $20,001
016 Toyota _ ___ CAMRY NON POLICE _ 10/01/10 :f~~'~~~h{ it'f.lfio:i?;1o;: :.;~Ri.Q~!.H~ ;'-~~:' ::":\;:~;~\:~~~:.:(r~
1 2003 4T1BF32K834056591 Private Passenger 10/01/11 $2,500 10/01/10 10/01/11 AclualCashl $17,001
~~ __Ford F-3504X~________NONPELlC~ 10/01/10 r~~:~R:;~ ~fOl.iiU-1Q;: !~1r1f!., .l:~;;,,;/;,t~I,~:C'i:~(~~~
1 2004 1FTSF31SX4EB72117 MedIum Truck 10101/11 $2,500 10101/10 10101/11 ActualCssh $25,00
018 Ford EXPLORER NON POLICE 10101/10 1i."~~~l'lo'1.~; ::j',O}Ii.t!10: ~f01.0iI11..t ~~:=':~~:,~,~,:~";~;~J:$.ZB','Ii',\;',
- __ __ ."._,..~.. . -. ..-l.-:.:::.,...-...... .- ~.. .."'~'" ~
1 2004 1FMZU72KX4UA82168 Prlvale';;;;';;- 10101/11 $2,500 10/01/10 10101/1f A"ciualCash $28,00(
019 _ Ford EXPLORER NON POLICE 10/O!,~ d:M~!iit;-r ~1g(qllj9.? ~l..Q(O:tJ.t1~ !;~ ~;i~-i;,f.b.?J~\8>~
1 2004 1FMZU72K14UA82169 PrlvatePassenaer 10/01/11 $2,500 10101/10 10101/11 Aclualcash1\; $28,OOt
~~_ ~_ Ford __ ___ E-550 NON POLICE 10/01/10 ;~,~~~;!!.0j1~:~1 ,-tOjQ.1.1:19.; l;Wl!:1l.1!" .;::t:.....'::~.i,:;.:~.;r:..:~~P-B2
1 2004 1FDAE55F93HB00115 Medium Ttuck 10101/11 $2,500 10/01/10 1010.;i11 Actual Cash -~7:OOi:
021 Ya,!l1Bh~_ ___.20DIACA~_____~~~~~1~5- 10/~~~_ ~;.$.99~fl! WV~:.1l1Q'i ~1i;if..oJ!1:1:' .::'i=,::-~ ~:';;=~:''';;. .tF$'1{QOQ
1 2004 5Y4AJ07Y24A021825 TraDer 10/01/11 $2.500 10101110 10101/11 ActualCesh $7,001
Scheduled vehicles Effective As of: 08/2412010
",. brfe'de5alplfon or a>YenIge conllllned In lhIs document Is bI*lg pnwlcled a. an accommodaUon onlV and IS not Intended to erNrr or desa1be .. CoveIage Agreanent terms. for ""'"'
<Xln1pIeIe .nd delelled InlllrmIlIon roIeUng to the sa>pe and hmlts or~. please refer dIrecIIy to the CoveriIlI'I Agreement documents. SpecImen rorms a", .......bIe llpOll request.
Page 18
14
RJerred VehIcle schedule'
.':1= City of Sunny Isles Beach
Agreement No.: PK FL 1 0132026 10..08
Agent: Brown & Brown, Inc. (Miami Lakes, FL)
ReferenceNumber
Schedulea vehicles Effective As of: 08/24/2010
(
AL Eft I~~~~t g-o-n.P.I!t ~mj}t=. t...t;~~:1!f.:i'l~~~t:iW&~~:~
Unit 1# Make ModeUDescrfotlon Deoartment ;;...+ e r::
...../1....,.,;,; ">
Qty Year VIN# Vehicle Type AL Tenn Coli Ded Call Eft .;..~ valuauon I APD Rptd
Tvoe
022 Cont ATVTRAILER NON POLICE 10101/10 ~$2.:~Qp~~ ~~MHJ.@ 1~~p.~TI~~! t~':~~~:~~It~90-O
1 2004 1ZJUT14X4M026518 Trailer 10/01/11 $2,500 10/01/10 10/01/11" -Actual Casll\ $6,00
023 Ford F-250 4X4 NON POLICE 10/01/10 ~'fr#;~~ ~il:im.1j,{~', t1l[Q~t~J~ :x.;;);':;:~:>~f4 ~;':5~~2~iipJ;J
1 2004 1FTNF21L93ED58701 Medium Truck 10/01/11 $2,500 10101110 10/01/11 Actual Cashl $24-;00
024 E1dorado C5500 AEROLITE NON POLICE 10/01110 {1[.2f6oq~. I:jlW11lQ~ f.lQLo~11M ~:LJ.~~'}'i-~:.:~Io.~\~~~$~~;D'Q9
-- Actual Cashl ~ $33~
1 2004 1GBE6V1264F518958 Trailer 10/01/11 $2,600 10/01/10 10/01/11
026 Eldorado C5600 AEROLITE NON POLICE 10101/10 .~91i.w ~1tJ9.~Jr~t' ~~:OOJJ{~1~ q-~~){;\.t~$~;~~~QQp
1 2004 1 GBE5V1284F518823 Trailer 10/01/11 $2,500 10/01/10 10/01/11 Actual Cashl $33,001
028 Yamaha AN NON POLICE 10/01110 liWI~\1f9lf...1! ~llWJl{~~ ~~:utj~ ~~. .;"\i'~:":t:1; :~.'..'f'8"~Q
. 'ht.,. ',., "., '. .,f"';';.,.i'l':'~:
1 2005 5Y4AJ15Y15AOO1883 Trailer 10/01111 $2,500 10/01110 10/01/11 Actual Cashl $6,001
027 Yamaha AN NON POLICE 10101/10 I~~~~ '4\.Q(QJ~ipj ;~loffijlff: i~!,~~:;;.~.;\..t'~~;J~;o~~
-
1 2005 5Y4AJ15Y15A004564 Trailer 10101/11 52,500 10101/10 10/01/11 Actual Cash I $8,00
028 Cont ATVTRAlLER NON POLICE 10/01/10 ~{~~.~~ :~,9tQ'"uiQ! ttQl.(j11~1~ ~~~~\ ;~<;jt~~~\li$.~;UQO
-
1 2006 1ZJlIT18175M030168 Trailer 10/01/11 $2,500 10101110 10101/11 Actual Cashl 56,00
029 Cont TRAILER NON POLICE 10/01/10 WJ1i#@'* f;!.i!lQmO~ ~Ql.OJ[.l!t ~~":l-~~":~~~.~.r~~;liQO
.
1 2005 TroIer 10/01111 $2,500 10101/10 10101/11 Actual Cash!" $5.00
030 Cont TRAILER NON POLICE 10/01/10 ~f1il)]~'f.~ lftll7.~mO:i d.!k~11J~r .;: ~il~.. . V:"' ... .:"....... -~"$.r.oll21
- - -;.o~.~~ .~.:.~.;'.t..~.: .J.
1 2005 Traler 10/01/11 $2,500 10/01/10 10/01/11 Actual Cashl $5.00
031 Yamaha FX 140 JET SKI NON POLICE 10101/10 ~lf~~~i).b'ii-~ ;a 1i:(tt1.7;f~ ),1JiJ~j!.1):l .l.t'~:;~:~';:~{':';~~~~1r.Q:OQb
1 2005 YAMA13681405 TraUer 10101/11 $2,500 10/01110 10/01111 Actual Cash I $10.004
032 Yamaha FX140 JETSKI NON POLICE 10/01/10 ~ li'''1Jf1li;if)~ ~1P.i.cffi~:f! :~~ ~~it, ':.~~\:l~$1'.diO'QO
1 2006 YAMA27281405 TraDer 10101/11 $2,600 10/01110 10/01111 Actual Cash\ $10~OO
033 Cont SKI TRAILER NON POLICE 10/01/10 ~~t' 1~.l1i~m~ mWIi1!.fl~ ;1~~~~.~'fo/n,:~'~l9~Q'~.
-- ,.' .
1 2005 1ZJBE141X5NKJ30169 Trailer 10/01111 $2,500 10/01110 10/01111 AcluBl cashl S10~00c
034 Cont SKI TRAILER NON POLICE 10/01/10 ~~~fOOmi~~ -:.fP.iPjl{o~ :~1~(dM11~ :~~~::~~;':-:~:~;-l:..~t~).1~;()bt)
-- i-- .
1 2005 1ZJBE1466M030170 Trallsr 10/01/11 $2,500 10/01/10 10/01/11 Actual Cashl $10,00
035 Yamaha JET SKI NON POLICE 10101/10 '~9m ~101O.U~'P~ z~P.lOl/J.~; 1t.,-:~i;'~.~f.;'~i1-~'~#.'19;'0P9
1--. ~. ~. ~
1 2005 YAMA27301405 Trailer 10101/11 - $2,600 10/01/10 10/01/11 Aptual Cashl $lli;oo
036 Yamaha JET SKI NON POLICE 10/01/10 ~~)};?I~.P.Q.~ t1~.9jlro.; 1:i1QlQ"1~lt ;~1~"-~'~ }~~".:':' ':'Z'iS1'O,-oo'p
1 2005 YAMA28921405 Trailer 10/01/11 $2,600 10101/10 10101/11 Actual Cashl $10;00
037 Cont JETSKI TRAILER NON POLICE ~!!>- ~~,~:~ H9.8.j:1lip;: "'j:Qibl.ro.~ ;'i.?:.;rj"'.:,*~...~j1 ~il>.O!!
1 2005 1ZJBE20116M030167 Trailer 10/01/11 $2,500 10/01/10 10101/11 ~alCashl $10,OCK
038 Ford SPORT-TRAC NON POLICE 10101110 'Wlz.~Q;j?i :fipj.tffliil j :~0I0Vj1;; .t(~:.f.c~~\.'l~l~~:"~ ,";.~~,n'OoD
---- -- - ,... ..,-.....::J~~
1 2005 1 FMZU77K46UB98914 Private Passenger 10/01/11 $2,500 10101/10 10101/11 Actual Cash I $7,00
_039 Ford RANGER 4X4 NON POLICE 10/01110 '~i!'l?;;~ffl. ~3~~r.fg : ,1Pli?flU; ::;a;I'~ '~'}."~~5'/~~f$i !;;QQ_O
. " ,
1 2005 1FTYR11E65PA58377 Private Passenger 10/01/11 $2,500 10101/10 10/01/11 Actual Cashl $16,001
040 Ford EXPLORER NON POLICE 10/01/10 J~iS.9.Q~~~ WWf/JJi; ~1:p.{q'~t1~ ....:; 'f:;f-"'......a '..$t4 000
- -- 1'a~~1 c;;;hl .~, $2~:~
1 2005 1 FMZU72KX6UB05725 Private passenaer 10/01/11 $2,500 10101/10 10/01/11
041 Ford EXPEOmON NON POLlCE 10/01/10 ~~Q.Q!f~;iL ~f.~f}1f)/ ::1 Ql~fI4::t;: ~'.';l:~;;i:'~":!~,,:;;:~,t?OQ
- -
1 2005 1 FMFU182551..A65079 Private Passenger 10101/11 $2.500 10/01/10 10/01/11 Actual Cashl $29.OCK
042 Ford F-B50 DUMP NON POLICE 1 0101/1 D :~~~~'!@r;~ "Jill<ifi1(t . JQ)q.jlH~ ~'\. ::" '.~.. oIQ'.....1ia'.()6C.
. ~..:y.;~...~.:::J.... .....-.;.. . Q
1 2005 3FRWF65E36V187079 Private Passenger 10/01/11 $2.500 10/01/10 10101/11 Actual Cashl $28,001
The bolef ~ of CDVI!fIIlIII fIlIIIaIned In this document Is being pnwtded 8$lII\ -=mmodalllll1 only and.. not Intended II> <DVa' Of' dosalba a' Cove1agII Agreement b!nns. 1'<<"",",
mmjRbt and dltaUm Inlbnnallon relallng II> 1h115CIlpII1II1d Ihlls d aM!1Illle. p1use refer dIn!cIIV to Ill. Covetage Agreement documents. SpecImen fi:lrms IlRl ava\labla upon 1aIlleSt.
Page 19
15
Prlerred Vehicle SChedule'
.~= City of Sunny Isles Beach
Agreement No.: PK FL 1 0132026 10-08
Agent: Brown & Brown, Ino. (Miami Lakes, FL)
RefenmceNumber
Schedulea "ehlcles Effective As of: 08/24/2010
(
UnIt t# Make ModellDescrlptlon Department AL Eft ~:e?Ii~,9Jd; I 9llipP.-fJ! M~m~ ~~~~..:r~~~~LU~~~~~i~
.;~~ . . ..v
Qty Year V1N# VehIcle Type AL Term Coli Ded Coli Eft ~~ valuaUon I APD Rptd
TVDe
043 Bobcat LOADER NON POLICE 10/01/10 ;m>u;liWffl ~',1~gjU~1 ~1IilJ'7.ft7 ~H'=: ~.:..~~.~(::'U~$l9;QP.P
. .. ........-
1 2005 526018616 Trailer 10101/11 $2,500 10101/10 10/01/11 Actual Cashl $10--;00
044 Anderson TRAILER NON POUCE 10101/10 I~L~ t)O(!iflDt 't:!dLolijj"; ,~~:~f~'~7J~$~;@
-- --
1 2005 , 4YNBN18246C026637 Trailer 10/01/11 $2,500 10/01/10 10/01/11 Actual Cashl $6,001
045 CECO WASHERfTRAIL NON POUCE 10/01/10 I~}@~ '$1WP.11,1P~ :~-WP.1{ni 1~;.1)~/t~:~~~ar::'!~~tAAU
1 2005 NOVlN0200444887 Trailer 10/01/11 $2,600 10101/10 10101/11 Actual Cashl $a,DOI
046 Ford EXPLORER NON POLICE 10101/10 ~~~J.~ {'!llW/Jq~ :~, QiP.U1i12 .~.;!~*~~~~~5t~W~$2~id~
1 2005 1~U64K15UB58B99 Private Passenaer 10101/11 $2,500 10/01/10 10101/11 Actual Cashl $25,001
047 Ford F-150 4X4 NON POLICE 10/01/1 0 ~1l.f$}~j)1@1 ~mg.tlli!~ ~iI1&~It3: ~=-~~~~~~;;;.~~:$~~r(i~D
-
1 2008 1 FTRF145X6NA63717 Private Passenger 10/01/11 $2,500 10/01110 10101/11 Actual Cashl $25,00
048 Fo.rd F-150 4X4 NON POLICE 10/01/10 1ta$.~r@~ 11f..9l9Jl$o..1 ,if.ol.Q~Wi) ;:~~~.4};=~!'''oi:~/.::~~~~
1 2008 1 FTRF14616NA6371 8 Privata Passenger 10101/11 $2,500 10/01110 10/01/11 Actual Cashl $25,00
049 Ford RANGER 4XA NON POLICE 10/01/10 1{})1l:' :~~, rQ[~ i\)'W!ti~t. "r'" ..~.~....;,,: ,:';ia: i":m
.. ....'" '.' '.~ "~$ t.
~~:O~1/~0. :F":'i.:"t........~.(~...:.o._...... t..
1 2008 1FTYR11E36PA49220 privata Passenger 10/01111 $2,500 1001/11 Actual Cashl $14A
050 Ford ~NGER 4><4 NON POLICE 10101/10 ~:'P1l2")'~.;':~ ~:OIQ'L19;. ';~lMm.i: >I',i:f:-"\'.:>t""~ "-/:' 't,.. .~~
~.~ ~.. I 'r::;:' . . ". - ~iJ
- ---- ~. . ..:.t.,.....,':.\.')..' t
--- ~. . ..... ..
1 2006 1 FTYR11 E56PA49221 Private Passenger 10101/11 $2,500 10101/10 10/01/11 Actual Cashl $14,40
051 Ford EXPLORER NON POLICE 10/01/10 I~ifi.@.~ ~~19.@f.(~t: '~WIU.1!..1:1> :;!r{''f:/;.'r'l!~h:,\$.ig;j)Qg
1 2006 1FMEU72E2GUA93029 PrIvate Passenger 10/01/11 $2,500 10/01/10 10/01/11 Actual Cashl $25,00
052 Yamaha ATV NON POLICE 10/01/10 _ ~.. ~~fQl9.fti 1~ ~?~:ir;~~~~S~'~'B.rj"'SEt;b06
. ~" ...'..fl'
1 2006 JY4AM03Y56C083980 Trailer 10101/11 $2,500 10/01/10 10/01/11 Actual Cashl $8,OO(
053 Eldorado AEROTECH 240 NON POLICE 10/01/10 ~!5i8fX 'C;16iQfJ10~ .f:1~jj/p,"1li~: ; ~f:'i;~!~:lf.J'~15v:~~$2if;b.QQ
1 2008 1 FDXE45P08HB23971 TraDer 10101/11 $2,500 10/01/10 10/01/11 Actual Cashl $28,OOl
054 Sterling ELGIN NON POLICE 10/01/10 ~fJ~8@1~1f ~]:1~~O~ ~~P.7.Ql1~~t ~;~,~~,Jff~.~~~~l"i!fiP9.Q
--I-.
1 2007 49HAADBV17DX67959 TraDer 10/01/11 $2,500 10/01/11 Actual Cashl $25,00
055 Yamaha YFM86FGWR NON POLICE 10/01/10 (~~~~:i';:' ~.ifloii1'OC l4.1 iltiffl~1:. ~.:?ii::Jl";~.l..:,::"~~1\Q.91i
-
1 2007 JY 4AM03Y27C103048 TraHer 10/01111 $2,500 10/01/10 10101/11 Actual Cashl $7,00
056 VERA VT/ MIXER NON POLICE 10/01/10 :!~i.~~~: iloJ!n.';1n~ '0.:QlO.m;i;: .:;',' :'.:-r;.i:'~t:~}~ ;~:7..$:~~;@
-
1 2008 2S9U82110BS132160 TraDer 10101111 $2,500 10101/10 10101/11 Actual Cashl $15,00
057 Ford F-550 NON POLICE 10/01/10 ~ 'z:500'.W t";f~!U')1t ?1 oiQV.iit ~ .~i~:N~~:.~:~~~-;r.QQ(!
~,_. !If
1 2008 1 FDAF56R38EC75765 Medium Truck 10101/11 $2,500 10/01/10 10101/11 Actual Cash I $24,00
058 Yamaha RHINO NON POLICE 10101j~ ~q :.\11>lii~aQ~ f1.Q1Q.1lt1~ r~J.~'~'~ ~f1:r:1~'X\tQ;QQP
./ . .Uh,";.r
1 2008 5Y4AJ16Y05A004029 TraDer 10101/11 $2,500 10/01/10 10/01/11 Actual Cashl $10,001
059 Yamaha RHINO NON POLICE 10/01/10 >!{tJ~:500~ '~i.Q~m{). ~1"qJQ"fwr: ......, . .~,.,.,~;.: ~.y ~~j1QJ'dj)
~;:.~I..::~i...~~:;"'. .'
- . H-....c....:" .. . -.:L:."....
1 2008 6Y4AM16YBBAoo2734 Trailer 10101/11 $2,500 10/01/10 10101/11 Actual Cashl $10,001
060 Yamaha RHINO NON POLICE 10/01110 ~l~:~g!t~i" ~1~W.d', :~;~w.o.:Vl;1 :, ..;~ '~4:i.;;">! ~ ).':qt~!?;~q
1 2008 5Y4AM23Y89A003883 TraDer 10/01/11 $2,500 10/01/10 10/01/11 Actual Cashl $10,001
061 GEM eL NON POLICE 10/01/10 ~'Ilf~~~: hl~1lt!i;: l&jQ1Q.1f1J; "V~~:f:<l :~.~:"";1 ~~1':l~jm!i
1 2006 5ASAK27448F047426 TraDer 10101/11 $2,500 10101/10 10/01111 Actual Cashl $9,00
062 GEM eL NON POLICE 10101110 ~~;$.7.;!!M~1f, ~~P4>Jl~9j \1P/W~~~ . ";L.\~,}:.;y.~t~.~~~~:Sl:!.~QQ9
--
1 2008 5ASAK274XBF047429 TraDer 10101/11 $2,500 10/01/10 10/01111 Actual Cashl $9,001
083 Ford AEROTECH 240 ~~ON POLICE 10/01/10 ~~'il5~'~': '~1.~QiI1 ~.i ~.!.i!I.(i17t:(~ '~~~;~~"'-'ff~~:::':~'~.:i~~~Qb
---- (', .,:J . -ti;
1 2008 1FDXE45PB7DA951B9 TraIler 10/01/11 $2,600 10101/10 10101/11 Actual Cash I $2B,OQ(
The brIeI clescrIpUcn d ~ CIlIIbIlned In lhIJ doaIment Is being pnl\Ilded as an aa:ommodallon criy and III1Dt InI2nded ID cr1'ier Dl' cIesa1blId C<rm1IQlI Agn!ement b!nns. ra- mora
a>mpIeb! and doIdod Wo/mlllon rel8UIlllIo the SCICIJll and 1mb or alYa8\lll, pIoesa refer dnclIy ID ilia COweragII Agreement documents. SpecImen rorms .~ tIV8IIabIe upon fftlIlOSt
Page 20
16
Prrierred Yehfcle Schedule
.. t1J= City of Sunny Isles Beach
Agreement No.: PK FL 1 013202610-08
Agent: Brown & Brown, Inc. (MIami Lakes, FL)
ReferenceNumber
Scheduled vehicles Effective As of : 08/24/2010
(
Unlt# Make Model/DescrlDtlon DeDartment ALEff ~Oi' . '~iU!1 .~~d.!R~f! fJ~~~:( t~~r.:c:~~ti!Iid.':~<"-\'i({''P. .
Qty Vear VIN# VehIcle Type AL Term Coli Dad Coli Eff Coli ""VaiuaUo-~ 'jAP[;'RPtd
...-- ' TVDe
064 Ford F.160 4X4 NON POLICE 10101/10 ~.: ~, :,.",.g ~f~7Q.1~QT toW Il1'r tl~~~'~,-~\J:;~::O~li~QPjl
- ----- 1------------ ~- ; l~ ... .Q~L. .,,~
1 2009 1~14679KC36633 Prlvata Passenger 10/01/11 $2,500 10/01/10 10/01/11 Actual Cash I $28,001
065 Ford F-150 4X4 NON POLICE 10/01/10 ~-.-!~ ~'~1l.W~~ ti'Ollf.1:#.:fi r(~:~\~~i',K.;~r~~"'~2~i91!2
- ------------- f----- ""~J" ~ .. Acluai C~sh $2'8.00i
1 2010 1 FTEW1 E82AFC17298 Private Passenger 10/01/11 $2,500 10/01/10 10101111
06_~ Ford EXPLORER NON POLICE 10/01/10 :Mim~M~ \\1~~ ~1~WOMf.1~ '~(.'_'if.i(~~~'i'.;i::~t~~$g~:QOR
-- -----------..-- ---- =,~
1 2010 1 FMEU6FE9AUA34332 Private Passenger 10101/11 $2,600 10/01110 10/01/11 Actual Cashl $26,00
067 Fountain BOAT POLICE 10101/10 ~lts~}.~:i1.~~1 ~iPlI11~1&~ i119lmji2! 'l\'~;.f~N;!~;, ~%iltl~:99<l
--- --- --- -.
1 1993 FGQ7Q041A393 Police Car . 10101/11 $2,500 10101/10 10101/11 A~tual Cashl $10,001
068 FountaIn BOAT TRAILER POLICE 10/01/10 ~T~Q~ ~rolo.~i~15,l j~)il!>I~1:~: .:;Mr~~~.~;;~~;:~~~'~~oOQ
---........ ---- -- -
1 1993 Police Car 10101/11 $2,600 10/01/10 10101/11 Actual Cashl .-. $4,00
089 Ford Crown Vlctorla POLICE 10/01/10 ~~i~AAr,* i!:t'Q~J/jiil li1Qlo3b1r ~~{f~i~t.'i~Z.1~::$~7:'!i6Q
-- -- 00__-- -
1 1998 2FAFP71 W3WX113068 Police Car 10101/11 $2,600 10/01/10 10/01/11 Actual Cash I $17,501
070 Ford Crown Vlctorla POLICE 10101/10 t,~~'" . -W! iJP.l91JM~ ;q(t7P1i~1: ,.~'tit~~.~,r;~':\r;~t$.ir;~Qp'
-- c--- - '---- ~fi.OR.:~
1 1998 2FAFP71VV7Vv.K123425 Police Car 10101/11 $2,500 10101/10 10/01/11 Actual Cashl $17,60
071 Ford Crown Vlctorla 1-__ POL~__ 10/01/10 llmim~ '{tQ!b3Z191 t~.Q(91!tt~. i :!'!)':""':;'~ . ,. :,~~,.~ '~-$.1"t.6iiil
-- 1----------- --- :A.~:.1:_::.~.;f.! ('H"\",.:1!l~b_~
1 1998 2FAFP71~123428 Police Car 10101/11 $2,500 10/01/10 10101/11 Actual Cashl $17,50
072 Ford Crown Vlctorla POLICE 10/01/10 1~~tO$!.if.J ~.91Q;1iiQ.:: .!.trQlgm[~ J.~,,f~:~'MZ~;::~~;.~11J~J2.9..
------------ ------ ---
1 1998 2FAFP71W3WX123423 Police Car 10/01/11 $2,500 10/01/10 10/01/11 Actual Cashl $17.50(
073 lRAlLER ULlYlRAlLER POLICE 10/01/10 ~I~~qg.~ ~1Q/Jf1l.'(gt ~ifQtm i~~11 '-io'.'M~~I'''d'''i~~\\~I~$5 @
- ----- -- L;,~"J..""",_,...t.t...:;...~..... :!~
1 1999 1E9AL10131L26274 Police Car 10/01/11 $2,500 10/01/10 10101/11 Actual Caslll $5,001
-~ KUSTOM SMART TRAILER POLICE 10/01/10 1~}~~@4 ~1:p76:rljij.\ i=;tQ~(i:r~.1:i~ ~'~',.:ti:- ':\:ttt{,~t'JJ"$6 000
---..-- -- ~.:. '~'11' ~. I l:,.t;'t..:... ....."~. I'
1 1999 1 K9B50B13WK118886 PoUce Car 10101/11 $2,600 10/01/10 10101/11 Actual Cashl $6,001
-~ Ford Crown VIctoria POLICE 10/01/10 ~$".i1~0!!~tIt 31Qto.iifP'1 J&~'h!1f. ;~)~~~~J;i~O'1Jl;~.ut.~o.Q
----- ------ '-' -- f--.
1 1998 2FAFP71VV2VV123428 ponce Car 10/01/11 $2,500 10/01/10 10/01/11 ActualCashl $17,501
076 Ford TAURUS POLICE 10/01/10 r.\a~?ll!Q~~ ~1.0l0~1~J.H ~1:W.!l~i ~:!i'';;';~\~. 'J},~W$16 OUO
---- 1------ ---- f--. .....v.... ~.=u.......,~..:;.;:
1 2000 1 FAFP5222YG136B66 Police Car 10/01/11 $2,500 10/01/10 10101/11 Actual Cashl $16,00{
077 Ford Crown VIctoria POLICE 10/01/10 r,~~~~~ ~1w.Jim'Q': i-1!lJ9J!J,i~ ;,t:.~<..\.\tX.~'1';(~'~~~;\;~.~
-- ------------ 1------- .W . ;j.I. Actual ca~~ $17,501
1 2000 2FAFP71WOYX140957 PoUce Car 10101/11 $2,500 10/01/10 10101/11
078 Ford TAURUS POLICE 10/01/10 1~t\$~;~9.~~ Kf61.9~i4jj; ;~1M)fl~l' ?~:-;i;':;~~%:<\;'!?~~~17;~lio
-----------..- 1---- ~...:: 10i01/11
1 2000 2FAFP6826YA236852 Police Car 10101/11 $2,500 10/01/10 Actual Cashl $17,50
079 ~--- F-360 PIU 4X4 POLICE ~~01/10 1~*~l'S'!5R;~; 'j3.<<il!r(t~ ~~ A191Q:V1T; ~:~'I:,~~.~'-'f;j.;~:t;~~~~o.oil
--- -- -------
1 2000 1 FTSW31 S9YEC57228 Police Car 10/01/11 $2,600 10/01/10 10101/11 Aciual ca;'hf - $25,00
~-- BuIck REGALLS POLICE 10101/10 ~'f.2i6P~1~;~ 'i@Q111Q;: :;~.Q{bJ1~l 'i:':~""':"':"".l .~v'~$2f)'pOb
---- -- -- --...-- - ,...... .:..~'...':...'. :....-..:.~~
1 2000 2G4VVB55K9Y1339105 Police Car 10/01/11 $2,500 10/01/10 10/01/11 Actual Cashl $26,001
081 Ford EXPLORER POLICE 10101/10 ~}~SS1J tt!ll~nlQ:~ ~Jf WPl(f1 . ;~~'.:'i~,::~~t.::~.\.O$~S' 6.<10
------ ---- -- -..- .__.~~'- -""'.
1 2001 1 FMZU72E31ZA54351 Police Car 10101/11 $2,500- 10/01/10 1 oiii171'1 ActuBr Cash - $28,001
082 Ford Crown Vlctorla POLICE 10/01/10 ~~j&~~ k10'!pU;@~ ~)~/~,i~J:: ." .....\ i.l,,"-'I\!:,.~ $'" 0
.t::t-(.:;..;;::-. .}-.1.);..\1...::.... 1~,25
~--- ----- ~--- --- ~---- --- .... .1.'... ~
1 2001 2FAFP71VVX1X121B72 Police Car 10101/11 $2,500 10101/10 10101111 Actual Cashl '$16,25
083 Ford Crown Vlctorla POUCE 10/01/10 ~*fJ.~"@~'~~ t1R1.o.1~.i;>~ i'!I}1(~1l.,,1 ; '. '>;~:,;;~':;-;:.r"'!l~~~1'~~
-- 1------- .------ ------ '''"'10 .:.- '.' ...!.......... ,'..... .. ~
1 2001 2FAFP71VV81X121871 Police Car 10/01/11 $2,500 10101/10 10/01/11 Actual Cashl $16,25(
084 Ford Crown Vlctorla POLICE 10/01/10 ~;~t$'~;(iP.Q'~\ 'i.1p/61t.1'if', t;..1.iilP.Vft. ; '.\!,~.1..~~:r.1t;~\.,-~ 1"6' 50
1---- -------- - .-~~:~~.:\t, '~$1~~5(
1 2001 2FAFP71VV81X121868 Police Car 10101/11 $2,500 10/01/10 10/01/11
'T11e brld deoafpllon of COYeI1lQe a>n1Blned In thls dotument Is belng Jll'D"Ided al an acmmmodatlon odf and " not hlMded In arver or desalbe aU Covelllllll Allreement ltmls. For IIllll1l
completa and detailed In/'onnIlUon ldallng \0 Ille smplI and Umlts or CDYe~e. plea.. refer dlrectly to the CoYerage Allreement document!. Spedmen ronns a... available upon ~
Page21
17
~Jerred Yehfcle Schedule
.'= City of Sunny Isles Beach
Agreement No.: PK FL 1013202610-08
Agent: Brown & Brown, Inc. (Miami Lakes, FL)
Unit # Make ModellDescrlDOon DeDertment
Qty Year VIN# Vehicle Type
085 Ford Crown Victoria POLICE
1 2001 2FAFP71vv.K1X121869 Police Car
086 Ford Crown Vlctorta POlICE
1 2001 2FAFP71VV61X121870 Pollee Car
087 Ford Crown VIctoria POLICE
1 2001 2FAFP71VV41X121866 Police Car
088 Ford Crown Victoria POLICE
1 2001 2FAFP71VV31X124015 Police Car
089 Ford Crown Victoria POLICE
1 2001 2F~1VV51X124016 Police Car
090 Ford Crown Victoria POLICE
1 2001 2F~71VV71X124017 Police Car
091 Ford Crown Victoria POLICE
1 2001 2FAFP71VV91X124018 Police Car
092 Ford Crown Victoria POLICE
-
1 2001 2FAFP71VV21X124023 PoI/ce Car
093 Ford Crown Victoria POUCE
1 2001 2FAFP71VV41X124024 Police Car
094 Ford Crown VIctoria POUCE
-
( 1 2001 2FAFP71VV61X124025 poRce Car
095 Ford EXPLORER POLICE
-
1 2004 1 FMZU72K44UA82245 PoRce Car
096 Ford EXPLORER POLICE
1 2004 1FMZU72K44UA82246 Police Car
097 Ford EXPLORER POLICE
1 2004 1FMZU72K84UA82167 Pollee Car
096 Ford EXPLORER POLICE
-
1 2004 1 FMZU72K64UA82247 Pob Car
099 Yamaha KODIAK 400 AlV POLICE
-- -
1 2005 5Y4AJ15Y45AOO1182 Ponce Car
100 Yamaha KODIAK4ooAlV POLICE
1 2005 5Y4AJ15Y06A004029 Police Car
101 Ford Crown Victoria POLICE
.
1 2005 2FAFP71VV05X141814 Police Car
102 Ford Crown Victoria POLICE
-- --
1 2005 2FAFP71VV05X141815 Police Car
103 Ford Crown Victoria POLICE
-- -
1 2005 2FAFP71VV95X141813 Police Car
104 Ford EXPLORER POLICE
1 2005 1 FMZU72K05UB05720 Pob Car
105 Ford EXPLORER POLICE
----
1 2005 1 FMZU72K25UB05721 Police Car
ReferenceNumbar
Schedulea lIehlcles Effective As of : 08/24/2010
AL Elf IlC6ii1""niHI c;n~QI!:" :;I'i:rlinn."~ lV~t!..~:nw.Vah!~J$.~;;''''''::;{'
1t18t",~<"J;1 ,~!J"'_~~';'~' .~ ''''':'''l'\~I:Xh",.,,~:,t:I.,\~~.>.:'..;l!
AL Term ~;~ Coli Eft Coli va=on APD Rptd
10/01/10 .~" {.<~.l*lWt~~~-%~~)]i@g
10/01/11 $2,500 10101110 10/01/11 Actual Cash I $16,2'S(
10101/10 _ ~ J.OXJ:m:fj ~~':"i:'*'>:o;.*~~}J;f(Ii;~(j
10(01/11 $2,500 10101110 10/01/11 Actual Cash $16,25(
10101/10 !i:iJlJ.Ol1$Q": ;"Q1~~)j;1~ ~.~!:t~~~1?'~ISrl5i~&l
10/01/11 $2,600 10101/10 10/01/11 Actual Cash $16,25l
10101/10 ~dh:!.i.'1i:1lYj)"fJ.fO~ !~lfft\fi1i1.., ~n-",.,,"I'.;;?"~;~'I.~.ef6"'&!'n1
~tX'__ . .:~.'J;::_Ir.:..'... F~j.;I.:E...'r.'~,-r-~2"..,........J~HYI
10/01/11 $2,500 10101/10 10101/11 Actua/Cash $16,25(
10101/10 m~ ~ ~.f.t~ t"l~~;;,mlijt:.$1:8~ij
10/01/11 $2,500 10101/10 10101/11 AclualCash $16,25[
~ l"I'nln~.1l "'. ....Pn"'G;lll~Jl; ";II ......,..,.. '~"'J";.
10/01/10 ~. ~P.l(",y; '~"l!l'.,^,j.J.!f.! $~~.-t.S';S~~i~~'~~1:'I!J.Q;i"DjJ
10/01/11 $2,500 10101/10 10101111 Actual Cash $16,25l
10/01/10 !..' . L :i iDOl ~Wj(jiltj\ ~~~:l.t!~?:tiiiiii
10101/11 $2,500 10101/10 10101/11 Actual Cash $16,254
10101/10 ~O.li.~ ~1fi.n1~rr"'?It!.f'OIl:im;.t~ ;,o~. :,1,~~1oi\t."'::~'-'J~!l;'a;1i!t~."n
~.tJ::t'l ..,~M.IL:~ I,ft(!.' .1:.1.. ~.,0c7U4:[.1T~.. 'f~"RHI~~
10101/11 $2,500 10/01/10 10101/11 Actual Cash $16,264
10101/10 . . 9!t~ 15'- ~m~ :;..'1{:~~~~ ;"fX~1~'I~
10101/11 $2,500 10101/10 10101/11 Actual Cash $16.25(
10101/10 .QQTti~ ~Jl! .'i~lo'ilfJt' ~;1St~~." :.:re!~.i!l~~
10/01/11 $2,500 10101/10 10/01111 AclualCash $16,26
10101/10 ~i)"i ~fl5i6;fift~ ~~;:,Ji~~.~~~~~_$2lJr.Ocifi
10/01/11 $2,500 10/01/10 10101/11 Actual Cash $24,OOl
10/01/10: ..-Ji~~f~~ ~Y::~{i~3J~f.~~~'.~~~Q
10/01/11 $2,600 10/01/10 10101/11 Actual Cash $24,OQ[
10/01/10 ~&~tR2iU~~1 .giJli~:f{i1:. . '~~l:f.y'.i.~~.:,(~~:i~~,iib9
10101/11 $2,500 10101/10 10/01/11 Actual Cash $24,oo[
10/01/10 ~~~;gOO.it~ WilO;tl~bi ~11~~' :./.:::J;,Y(....;;r.:"...'.f."<.\'iAloj... nhn
. I " ':~ . ~~.f''': ;~';..(.~.......~,..hi;:.. ~:!~
10101/11 $2,500 10101/10 10101/11 Actual Cashl $24,001
10/01/10 1iUi;!lJiOl.2f M:Q1iit~1P'; .t\'QLP.11.fj, .~?i:~~'~S~!~~'c!:~:\:i'Jl~oQb
10101/11 $2,500 10101/10 10101/11 Actual cashl $8;00<
10101/10 i~~$.Q~.~ ~'1pID~Y~'(); ~-(QI~it~.ll;; ':tl'g'~{:~l.\~:.?-:;-'I1;:"'~l8"lp'oQ
10101/11 $2,500 10/01/10 10101/11 Actual cashl $8,001
10101/10 ~ ~it.m~. t;ijj(O;rlt~~ ';;\;,.~M~~-FJr~st~.f1iliioo
10/01/11 $2,500 10101/10 10/01/11 Actual Cashl $17-;001
10/01/10 $~i.:~" 1.WP){~9~' '~1ozqVJit :~-i~~;':-f:~~~/9).1~TQ@
10101/11 $2,600 10/01/10 10101/11 Actual Cashl $17,00
10101/10 r~J~~~illaA.',ltlJ!{( ~Jj)(c;ij~1r ::.r-yl:' .:~~~.~i'~~~J:'i;OQ"l1
10101/11 $2,500 10101/10 10/01/11 Actual Cash $17;001
10101/10 I~ . OPJ~ ~'lJltl.14.fQ'; -\otWpy(t ~'::::.!(:;~:'~;"'~~~:~i"'~l~lJjO~
10101/11 $2,500 10101/10 101Oii11 Actual Cash -$29,00
10/01/10 *~l2i~p.~~ ;}.i.w.~rtt6~ ~~1P.1~1l:1.r "J2ii!.:; ,;~;~.~~~l~:~jp!!
10101/11 $2,500 10101/10 10101/11 Actua/Cash $29,00
11Ie blW des<rlptIon cI ~ mnIaInetIln this doaJment Is belng prcwlded ... an ~lIcn r:dt .nd Is nollntl!rlded to aNU or desaIbe .. CtMnlgI! Agreement l2rms. for IIlllnl
ccmplell!l end deleUed lnf"orll1llllon """Ung to "'" SCIlplI and IlmIlI cI mvef8lIl!t ....... liter dlrocIly to Ihe ~ AgJeemenl documenls, Spoodmen forms ..... IVilIlebfe upon ~uest.
Page 22
18
Prlerred Yehfcle Schedule '.
111'= CIty of Sunny Isles Beach
Agreement No.: PK FL 1 013202610-08
Agent: Brown & Brown, Inc. (Miami Lakes, FL)
ReferenceNumber
Schedulea "ehicles Effective As of: 08/24/2010
(
Unit # Make Model/Descrlptlon Deoartment ALEft ~!fiI!l.~J\~~ F.~w)i~ v.~;:t;~!.m~!~ J~~~X~X~j~~J~~1l!5"],jfjl{;
_ 8 ~ .,.,
Qty Year VIN# Vehicle Type AL Term Call Oed Call Eft Call Valuation I APD Rptd
..._;.... Tvne
_ 10~_ Ford EXPLORER POLICE 10101/10 ~. "f~j" ..;tQ&tl.Ht ttQi.i.ij!.fft /!t*l~1~~t$,~~~~J9PQ
---- -------------- ------- ---- ci..~~;f!!L ~ =~. .
1 2006 1 FMZU72K45UB05722 Pollee Car 10/01/11 $2,500 10101/10 10101/11 Actual Cashl $29,00
107 Ford EXPLORER POLICE 10101/10 ~m5(ib'li1~ il'l5lo~i10' k1P.lciiil1J: ~\~:: v,';:~~l~(i}:::jl'~9'oiio
.- --------------- ----....- ---- ~""-" ---...,-,;. S ..::,' ...........J ""~." i\. rot.':\a. . . ", ";u;.a
1 2005 1 FMZU72K65UB05723 Pollee Car 10101/11 $2,600 10/01/10 10/01/11 Actual Cesh! $29,OQI
108 Ford EXPLORER POLICE 1010111 0 frN"J.'!M9~ <<to:LP-;1tf9~ ~O]Q1Z1i' ~~~~'E~.:~5Evt2~;006
---- ----------- ------------ ---. '".:J: .:.t::.... "Actual C:~hj . $29,iie
1 2005 1 FMZU72K85UB06724 Police Car 10101/11 $2,500 10/01/10 10101/11
109 Ford EXPEDITION POLICE 10101110 I~~~j~~g/;~ '~9Ltfm~ :.fFi.\l.ibHl ~.j:). ,<~",,":-o.:'-"~.^t- . .,;. .
- -------.... ------ ~~i:;:s..i~r:-..~..~l,~.~L'~@~Dg9
1 2005 1 FMPU165X6lA66505 Police Car 10/01/11 $2,600 10101/10 10/01/11 Actual cashl $26,OO(
110 Ford 'F-150 4X4 POLICE 10101/10 ~li$.~J1i~~ ~IQ8i11jW ~?lQio,11~:t Y~;:~~SSf;H~8;tl~
--- ---- ------ "'A.O.4'.~l"'I:-r:.'i"':""" ~
1 2005 1 Fl1t.X14555NU\84966 ponce Car 10/01/11 $2,500 10/01/10 10/01/11 Actual Cashl $26,OOC
~- Chevrolet IMPlAlA POLICE 10101/10 ~~~iM~t~;1 ~aQ&1!~\ ~Jol9.~h1i i:~;r~'M~%(f,7J~$75';OQP
-- -------------- --
1 2005 2G1WH52K259246321 ponce Car 10/01/11 $2,500 10101/10 10101/11 Actual Cashl $25.ooC
112 Kustom SMART TRAILER POLICE 10/01/10 ~$ii~J~~~W tti$f&)~iQ~ l!ng~.fI~:f f~.~.:;~t.~t;~~~:5~tMllP.
1--- ------------- -....---..-- 1---
1 2005 2S9US11136S132322 Police Car 10/01/11 $2,500 10/01/10 10101/11 A~tual Cash I $5,oO(
113 Ford Crown Vlctorfa POLICE 10/01/10 ~M$.2rr^rY~~ ( 'g&1l.1.o2 ;::lIlJAlf.f.1~ 9'~l'~!!'~"~'f;'r".;rr'~':;:~~~'$iA~l~
-- -----------. - ----- -- :1ii~=-'A-:: .To. ~~~~/I,-'1 $2~~14t
1 2006 2FAFP71W98X124978 Police Car 10/01/11 $2.500 10/01/10 10/01/11
114 Ford Crown Vlctorfa POLICE 10/01/10 ~ ~l.~DW&:. ~'1Z1.~ t~}l\;:~j'i.~.lj.:tl:?'l!.~a~l!'i~.\~
~ \J .... ~~...R.. ~.<
--- ---------------- ---.-------- -- .11: . (..
1 2006 2FAFP71W76X124980 Police Car 10/01/11 $2,500 10/01/10 10/01/11 Actual Ceshl $25,14f
115 Ford Crown VIctoria POLICE 10/01/10 .~ ' l g'~~ !dWPlttQj; tifj'jQ.1iJtj~ ;;Nl~~~*'C.w1;t,Pt'25~till
-- ---------...-- i 'Bi.!l. ". ." .....'.~
1 2006 2FAFP71W96X124981 Police Car 10101/11 $2,600 10/01/10 10101/11 Actual CaBhl $25,14C
116 Ford Crown VIctoria POLICE 10/01/10 1\i>>2;~ilJi~ ~l9?,g!lr: ~- rID.@)"@J!; g:~~;~~ ':":"';.;'1'>~1S25jl40
- -- ------------- ----- ..-. i..:Ml' 110. .,:,' ........": ":"",,:1. ..... .......
1 2006 2FAFP71VV26X124983 ponce Car 10/01/11 $2,500 10/01/10 10/01/11 Actual Cashl $25,14C
_~17 Ford Crown VIctoria POLICE 10/01/10 1~~11):p.IDl~ ~~<<b);1OJ; :glPlD~tf1i: -~);jK,';!~.~~f;.~:...~~~;tt2~tQ
--- --------- ~'..:-..;;c..;.:. -:.~
1 2006 2FAFP71VV46X124984 Pollee Car 10/01/11 $2,600 10/01/10 10101/11 Actual cashl $25,14C
118 Ford Crown VIctoria POLICE ~~O l~~1}i061~ ~~;~o.tlW, ~)'OT01lf1~ iJ: ',,~; ~.(.1.~..i"~"~~'$25::i~O
--- .........-- --- _..------ ----- _",o!-,'..l~",\:..o,,;... .". ...._..~
1 2006 2FAFP71VV86X124985 Pollce Car 10101/11 $2.500 10/01/10 10101/11 Actual Cashl $25,14(
119 FORD Crown Vlctorfa __ POLlC!--. 10/01/10 ~}]nj~Q.9}}.~ ~J!l~j :~1J)1PJJtt 16.i~P.i-~;:~.i~~~:~~i6~14~
f---- f------ 1---------- --
1 2006 2FAFP71VV66X124986 Police Car 10101/11 $2,500 10/01/10 10/01/11 Actual Cashl $25,141
120 Ford Crown Vlctorfa POUCE 10/01/10 :~f~:~P;~"1 ?.fW~fM~ ~iolpj8f ~itjf..~l(..:~:-~i..~_~~~~::i~o
----- r--
1 2006 2FAFP71VV66X124979 Police Car 10101/11 $2,500 10101/10 10/01/11 Actual Cashl $25,141
121 Ford Crown Vlctorfa POLICE 10101/10 ~fr ;1i>/O~/.!pr. :.~1.:!fft.!fij1 ::~~';:-~'~'i.~~8~?'~)2,~M9
'- ..------------ -- '----- _' ..~.}L ~ t..::.:... . :"
1 2006 2FAFP71W06X124982 Pollee Car 10101/11 $2,500-- 10/01/10 10/01/11 Actuel Cashl $25,14f
122 _~he!,,_olet IMPALA POLICE ~~O1}1 0 ~!1E5(jO~';:~ ?1pjp,1.i.191 ..mlirnm'" 1t:-.~;~ ~~::.tf.i~i"'.'"~$j1i2Rb
,..--~- ---- ------- _...,. 'c, ....It.... - .~.";O;
1 2006 2G1VVU581469220371 Pollee Car 10/01/11 $2,500 10/01/10 10/01/11 Actual Cashl $17,00
123 Haum UTL Y TRAILER POUCE 10/01/10 ~~l~j3.Qg:.li:'i ~~)l19~ ~1PZ(W;lt ~:.~;~~.::.~~~f.::.>$?~
---- --- --______00____- --- ~oiof/11-
1 2008 16HCB1212BG083098 Police Car 10101111 $2,500 10/01/10 Actual Cash $8,oOt
_~24 Seaark BOAT 1---___!9..L1CE__ 10101/10 t~\il2i'5ilJ.J.]i .:0l>lJ!fJfO. .'i1t!i~jN~: ;~..:' 1.~\':;~.!~A~':";I$'1P~OoP
-.------------- .....~~ '.
1 2006 SAMA17811606 Police Car 10/01/11 $2,500 10101/10 10101/11 --Actual Cashl . $10,001
125 ___Utility __ UTLYTRAILER POUCE 10/01/10 ~M.~<~ if!1JW1m: ~iX~1i1~~ ,......>.~;,;...1. :';r' ':;;'~~5;QQl>
--- --..-------- - -<.~"...... ~~ -"!=' - "c:..:.~
1 2006 N/A Police Car 10/01/11 $2,500 10/01/10 10/01/11 Adu~1 Cashl $6,00
126 H-D ROAD KING POLICE J_0I01/10 !j}4~~,~g:~W ;191im1~:; ~jEB1"if1< ;~.,:":;:f; ,'~}~~:~11;~PO
--- -- -------------- 1------- $2,500 - ~~:..:.. . .....:..:..-..!
1 2007 1 HD1 FHM197Y622630 Police Car 10~1/11 10/01110 10/01111 Actual Cash $17,60
Thll brtel'desalptlon of lXlYI!rage c:ontU1ed Il1lhls doalml!l1t Is being provided ... an la:mnmodallon only and Is not Intended III cover or deso1be al Caieroge Agn:ement 1emIs. fer more
ccmplele and delaUod Inl'onnlllon ",&o~ng to !he scope IIld Umlts of ~ please ",fer dlrettIy to the CO'torllg. Aoramenl: documents. Spodmen l'urms a",lIYilIIabl. upon re:jtJeSt.
Page 23
19
Prleffed Yehfcle Schedule
IIl1J= City of Sunny Isles B~ach
. Agreement No.: PK FL 1 0132026 10-08
Agent: Brown & Brown, Inc. (Miami Lakes, FL)
ReferenceNumber
Schedulea "ehlcles Effective As of: 08/24/2010
(
Unlt# Make ModellOescrlDUon Deparbnent AL Eft 'C,tCij;O'e1r ~p.~ffiEff .;~~!~t~~z1 ;;:~,*~'I;',}~i;Y~:I~~~::ti~~;
~~.ro. _.... 0 .. . ....I~; :-,..
Qty Year VIN# Vehicle Type AL Tenn Coli Oed Coli Eft Coli valuation I APD Rptd
T...... TVDe
127 H-D ROAD KING -- POLICE 10/01/10 ~~~?9.Q9,~E; ~i9,i.9.V.1.0;: ,::.l[o[oJ/.1;t ~~!.{~~Jj~~~~.$.V,6Q9
-- ---- $2,500 - 'i'c101/1 0
1 2007 1H'o1FHM167Y621094 Police Car 10101/11 10101/11 Actual Cash I $17.60
128 H-D ROAD KING POLICE 10/01/10 ~~~ a.ojo;llfq~ ~'~ 0lg,1l11~ ~ "~lJ.'l.~~~:~~' o~;;.~;;.. '\$':'7'600
------ ..---..--- ...:..-_--- $"2,600 ' ~ctu~1 c;;hr'~~'~$1; :~o'
1 2007 1 HD1 FHM167Y822200 Police Car 10/01/11 10/01/10 10/01/11
129 H-D ROAD KING POLICE 10/01/10 ~t.i.{?1~q~J~~ :;1~I~;1l1PJ. ~g7,9WM --'='..........~ ;J....'l'~
- -- -- ~~?l'",;<:;,'~::';;:r--..~;: 1. ~.
1 2007 1HD1 FHM167Y822743 Police Car 10/01111 $2,500 10/01/10 10/01111 Actual Cash I $17,60
130__ H-D ROAD KING POLICE 10/01/10 I~i~~l~ tlliLojJ\!,!'J :\'1dJ.o~1i~ 1 1f:.-,~~~;t;~,~~~~t:~fr.;~
- -- l'\i~"~~
1 2007 1 HD1 FHM127Y622078 Police Car 10101/11 $2.500 10/01/10 10101/11 Actual Cashl $17,601
r-!:!.!.- H-D ROAD KING POLIce 10101/10 ~'~2600~ 1:..)'Oioj(ii O'i' ~101dftU~ ll!:i~f;.;'iJ:x.:t:;}.'1r~ }lMo:ii
-- ..-----.. ---- ~~~
1 2007 1HD1FHM197Y822899 Police Car 10/01/11 $2,500 10/01/10 10101111 Actual Cashl $17,601
132 Ford Crown Victoria POLICE ~!l/O1/10 ~~~l~Q9~' iolrJ17~i ffQlQ1/!l; :" :lb~'" r."' I-i'i'j" \,~. -,
,~{"- ~.",." ".; .t-,:'~ 26i~5
- - -- .. . . ,'.'lro.... ... ...
1 2007 2FAFP71VV67X156100 Police Car 10101/11 $2.500 10101110 10/01/11 Actual Cash I $26,24
_133__ ___!:o~_ Crown Victoria POLICE 10101/10 :wi --~h~li IWiJ;>)r.jQ;' iJQ7fffiW .~~fi?ti;4~~~~~:;~~~j~'~~1Q
- ' ,,'.t.l.-~'..'
1 2007 2FJYRP71VV77X155101 Police Car 10101/11 $2,500 10/01/10 10/01/11 Actual Cashl $26,24
~~ ~_Ford Crown Victoria POLICE 10/01/10 ~~$~:tioo~ ~i.-OIotl1.:Qj l'ibJQU~.1-' ~~r{.~~g~m-~~~~l~~ii46
- ----- ------- 1---- :l.U~_\t; ~~.I.'
1 2007 2FAFP71VV97X155102 Police Car 10/01/11 $2,500 10/01110 10/01/11 Actual Cash I $26,24f
135 Ford Crown VIctoria POLICE 10/01/10 ~"t~~\~llP!.~j m~{1Y~ "1"Wd1ro~ ~\!&',:~;~f:ft{~;~~~~~,
------ --------- - ....--- $2,5oo~ St~.i.'~
1 2007 2FAFP71VV07X165103 Police Car 10/01/11 10/01/10 10101/11 Actual Cashl $26.24
136 Ford Crown VIctoria POLICE 10/01/10 ~~,~'omN'~ 1,~Qli:i~1,1:O~ il:O)Qfj.f.i~ n~~~.:y,;,~E~~~;A:;,$l~;1~5
---- ~~ . ... l~r-..
1 2007 2FAFP71VV27X155104 Police Car 10/01/11 $2,500- 10/01/10 10101/11 Actual Cashl $26,24
137 Ford Crown Victoria POLICE 10/01/10 ~t; lii!ilJ}'1!1p.i ~l~O...11~1) ."?:'-~';~:;~~~i~
--- ----- -- -. ~W:~ ;.c ',," ~!'.
1 2007 2FAFP71VV67X155106 Police Car 10/01/11 $2.600 10/01/10 10101/11 Actual Cash $26,24
138 Ford Crown Victoria POLICE 10/01/10 :~~.l:t'@.QR\ ;ifcjlQl}IQ~ :=tCil9.vtt.o ;rtN~L,~j;~~~1.:t:;f.~~~~~i~~~
--- - - ---- -----
1 2007 2FAFP71VV87X155107 Police Car 10/01/11 $2.500 10/01110 10/01/11 Actual Cashl $26,24f
139 . _2?.rd __ Crown Victoria POLICE 10/01/10 ~~]Ii :~f9{QmR: t'f,Mi.Y.:C~l :,~:~:~i~)~~~}s'';:$Z6;~~9
-- --- - ------ -~
1 2007 2FAFP71VV47X155105 Police Car 10/01/11 $2.500 10/01/10 10101/11 Actual Cash I $26.24f
-~ 1-- Ford Crown Victoria POLICE 10/01/10 1~!>l~"'~O:~ ~JBO" '~toiQ.fl1;li ~''5f;':;;-o;)!?f ,f t'.:$~~~~
, ... - Actual Cashl' $26,24
1 2009 2FAHP71 V79X129519 Police Car 10/01/11 $2,600 10/01/10 10101/11
141 Ford Crown Victoria POLICE 10/01/10 (~~""$2.50d''::'!'': '':'jOfo1.,F~ li.PiQ::f~1;j; 'f.~~g;<'V~~~:if}f...\,;'1i~:~
,-- ~--- ~,:.......,.~~.~ !.;;~B:
1 2009 2FAHP71V39X129520 Police Car 10101/11 $2,500 10101/10 10101/11 Actual Cashl $26,24
142 Ford Crown Victoria POLICE 10/01/10 )d!~L~' ~l6?d1>..f.lt ,)bi.9jl.tt. J:'>'j ~"-''f''~'i "$~Q2M.}
------- 1-- - ~ f.'!. !"1r\,. ,:,~..;;.t:t ~. - "....1;' """"'....
1 2009 2FAHP71V79X129522 Police Car 10101/11 $2,500 10101/10 10101111 -ActuaiCash '"-'""$26,24
-~ Ford Crown Victoria POLICE 10/01/10 ~~~t.Jib.9j~ ~;~~b.1tib.:. @ji~ti! ~",,:..-,..., :,....~.. '$ '6: '
---- ----.- 10101l1"f ; ;:~~~:~~~.".~~i'~8~
1 2009 2FAHP71V59X129521 Police Car 10101/11 $2,500 10101/10
144 Ford Crown Victoria POLICE 10/01/10 ~~";l~~Qg;;'~ ,,-'t.~~fI16~ :0.; ,q(b"fl;!Y: ~~.::{~~:.~i~.~it;;::w~:~l~,~~
----- -- - - .- ~,5OO '1'0/01110- 1-0/01/11
1 2009 2FAHP71V99X129523 Police Car 10101/11 Actual Cashl $26,24f
145 Ford EXPLORER POLICE 10/01/10 ~'~,:~'2{$'Of~1 ,mj{o11:t o.~ ':.'!ll9g1j~ ~~:<.";:~:~';'~:'$.29;QQ9
------------ -------- '----
1 2009 1 FMEU73E69UA21432 Police Car 10101/11 $2,500 10/01/10 10101/11 ActuaiCashl $29,001
146 Ford EXPLORER POLICE 10/01/10 ~~f~I~~ ~~fJ,1;Q~' ;:l%J/'I'1-. ;f~:~1:!; ;"'~{:.:?,<~~!.~iJ:QQQ
-- --- -----..------ 1------ ~_. .=......... .
1 2009 1 FMEU73E49UA21431 Police Car 10/01/11 $2,500 10/01/10 10/01/11 Actual Cash I $29,()()(
147 Chevrolet TAHOE POUCE 10101/10 jr:::':S~~5.9'P..;"I.::' ,:~19/o:lltQ: :jtj&1i~f: ':"~~~'~:i' :':':(~ :7~r;1~.$.~~"~~
-, - - ~-------
1 2010 1GNUI<AEOXAR109533 Pollee Car 10/01/11 $2,500 10/01/10 10/01/11 Actual C;;r; -'$41,001
The br1el'desalpIIon tJt alYMl1l8 mnlllln!d In IIIIs doroment Is being pnMded IIJ l1li aa:anmodallon only and Is not lnmxl!d to awe' or dl!5CJlbe 011 CoYerIIIIl! Agreement ~s. For IIllI/tI
ccmplellllnd delalJed Inrormlllon relating to the SCXlIl" and IIrn/ls tJt awengl, please reIer lIIectlv to the CrNe;oge AgIftlTlel1t doroments. Spedml!l1lbnns lll'I! avalllble upon request.
Page 24
20
Prp/'erred Yehicle SChedUle'
Ill!): City of Sunny Isles Beach
Agreement No.: PK FL 1 013202610-08
Agent: Brown & Brown, Inc. (Miami Lakes, FL)
ReferenceNumber
Schedulea "ehlcles Effective As of ; 08/24/2010
(
Unlt# Make ModeUDescrlpUon DeDarbnent ALEff ~g9.~p'~!?!(c!;, ~~~',~<fJ. lr;if~fm2-; j~!..::,~b~!? Y.',!,:i;t;~~!:~~
Qty Year VIN# Vehicle Type AL Term Call Oed .CoIIEtt Call valuation I APD Rptd
T__ TVDO
_..!~-- ~ovrolot TAHOE POLICE 10/01/10 ~~~5tl9~~ :?;(oJ~lI:C': ;~llf9jJ1:t1 ,c''Z;: ....IT:: .:~'L;:;.~ti ..-$41IP~
-------------- --- - '--~ ,- .Q. -' Adt;~i C~~hi' ....~$41 ~OO(
1 2010 1GNUKAE04AR110760 ponce Car 10/01/11 $2,500 1 0/0111 0 10/01/11
149 Chevrolet TAHOE --~~--- 10/01/10 ~($~;~p.Jf~ W6io~Hm '~:toJ011$1t. ~~f:i~f::~}~y.!';';~~J~~~.w;pgij
--- ...;- --....--...--------- f-----
1 2010 1GNUKAE05AR108676 Police Car 10/01/11 $2,500 10/01110 10/01/11 Aclual cashl $41,001
150 _' Ford EXPLORER POLICE 10/01/10 f:if.'~~J!q;\~ ~lQ~q1/.Ml :~fM5J1m ~,::!<~..,;..~:....:.;r.'~~:n imP.
-- -- -..-....-------- -- 1...- .~.::;.",,".h-;':'....,},..
1 2010 1FMEU7DE4AUA30133 Police Car 10/01/11 $2,600 10/01/10 1oiii1i11 Actual Coshl $31,001
151 Ford EXPLORER POLICE 10/01/10 ~1~~!Q.Q.l~;. t~.Ql.Q;1i:fO;, ',,1PLq'~{jX~ ',1~~~:~j4 .i.~.C~,,~tw~o
-- .- ------------ ------- -- "'....h....."....."!L.,.......:.o:-~
1 2010 1 FMEU7DEBAUA30135 ponce Car 10/01/11 $2,500 10/01/10 10/01/11 Actual Cashl $31,00
..!~~- Ford EXPLORER _---"OLlC~_ ~~110 !!ri~~ii];~ d O1dJnd~ ~jO~17f~J "~J''''''II'~ ";~I'<"'~~l:oo'
----- -- .~-: -;.\~~~"':...:J...;.I..~~~~~~
1 2010 1 FMEU7DEXAUA30136 Police Car 10/01/11 $2.500 10/01/10 10/01/11 Actual Cashl $31,OOc
163 Ford EXPLORER POLICE 10/01/10 ~dii~jjA~1 aQ{oJ:r.1.0.1 '~1j1101~11' ~(~}~iJ-~:;;:~~X$~
-- - -..--- -- 10/01/11
1 2010 1 FMEU7DE1AUA30137 Police Car 10/01/11 $2,600 10/01/10 Actual cashr $31,00
154 Ford EXPLORER POLICE 10/01/10 ~Qt;j!~: .~}.Q~ l;llill~1/fl; j.[....."., 1(\..: ;.~', .,.'7'::""'$:11 OQb
..-------....- -. - - ----- _.-l~'_. .. .. . ....~J:...... ..:":lI...~. .';~.::;..;..~
1 :2010 1 FMEU7DE6AUA30134 Police Car 10/01/11 $2,500 10/01/10 10/01/11 ActualCashl $31,00
155 Ford Crown VIctoria POLICE 10/01/10 ~$2:5.b.6~ '~1.Q~g11.fg:~ :1f~7,Ml~t ~:~.~.;p;~~'l;:1 :~~.';::\$j;7i~QO{i
- -- .--
1 2010 2FABP7BV?U\X112562 Police Car 10/01/11 $2,500 10/01/10 10101/11 Actual Cashl $17,001
156 Chrysler 300 POLICE 10/01/10 ~"~'$lfp:J"" ~w~~m~ .tlQJOm.:r~ :=;r~.~ ;~:'~:. :.:: ~::.~.:~i:::~-;~~ti.@~
--- --- -- -- I . .a;,......,.i5.~ c1"omflff
1 2010 2C3CA4CD4AH140313 Police Car 10/01/11 $2,500 i'iiiii1i1O - Actual cashl $27,oo(
~-- __'phrysler 300 POLICE 10/01/10 ;:J0?,~.Qi>j~l~ ~1ii1i5.j1.tQ~ oJ Q/Sii1-t1} .....-.r>.'l..'.,:.:,:.~~~
r. ..,::, tl"~r.':I- ~~"::ii"":$ \
---- - -- "Actu~I'ca~hl' ~ $2;',00
1 2010 2C3CMCD2AH140312 Police Car 10/01/11 $2,500 10/01/10 10/01/11
158 Dodge CHARGER POLICE 10/01/10 '~}~~5JipJt;!t; 1{ oi!i~'i~'6: '.~ 1.9)6;1 i.1':t ~;. ,-,.>t"~<; .~";l,"="'''~$2:4'oi'l1i
-- ", ::."{.'.~.r..:"JI"':'''' -- ..~.:.I.t._~~.
1 2010 2B3AA4CTOAH143981 Pollee Car 10/01111 $2,500 10/01/10 10/01/11 Actual Cash I $24,00
169 Ford EXPLORER POLICE 10/01/10 Z1[J~;5.~ r,1.lftQ~ (.tl!:\' ~fQ(p~lf~ i!'1~~~~~:.~~~ e'::~~~,.~~2~~9~1
-- ----------
1 2010 1 FMEU7DE3AUA30138 Police Car 10101/11 $2,600 10/01/10 10/01111 Actual Cashl $29,9Oc
160 H-D ROAD KING POLICE 10/01110 ~~';@Q~' ~,;~j~1l1Q~: :.~lPloJ"~:(tl ~:l:',:!.,} :::.~i;;~ ;.:-':.z.0':'~) ~;Q.O~
-- ---------- -------- _....:- ....._!J. '. "'P!M
1 2008 1 HD1 FHM197Y622630 Police Car 10/01/11 - $2,500 10/01/10 10101111 Actual Cash I $17,OO(
-..!~1 __ H-D ROAD KING _29~_ 10/01/10 ~\l~ail!l~r. 'tlt~11~):f ':AQI,Q.1N~ ::'J;:\;:iXi~-~::: '-';~f~.!~*,,(1'J~P2
-------- " .if."
1 2008 1HD1FHM167Y621094 Police Car 10/01/11 $2.500 10/01/10 10/01/11 Actual Cashl $17,00
162 H-D ROAD KING POLICE 10/01/10 ':it\'-~L~!lQG\. ~~~.Qf.L1~! ~'~Q.fht~ ~~~: ':;";~:':~~',~,~:'f;.:\$.t1;0qQ
---- ---------------- -.
1 2008 1 HD1 FHM167Y622200 Police Car 10/01/11 $2,600 10/01110 10/01/11 Actusl Cashl $17.001
163 H-D ROAD KING POLICE 10101/10 'Y'~l~ ,- :1~1' ~31>1.~R~ if, A.Qip:f11 ~~- ib1J.~~~.r: ':~~~~:!$r~.l)~
-- ---- --- 1::;;,. ." Q9;/;.~,
1 2008 1 HD1 FHM167Y622743 Police Car 10/01/11 $2,500 10/01/10 10/01/11 Actual Cashl $17,001
164 Polaris _____~n~.!:________ POLICE 10101/10 ~j""~~li.oi',.l~ -:oj lii!lU1, ~~ ~~l ....... ....1.." '.. t~
~~~~i'-l;'$5; 00
..--..- --- . -, -16;'" . .;
1 2010 4XATH76A9A2885214 ponco Car 10/01/11 $2.500 10/01/10 10101/11 Actual Cash $15,00
165 Polaris Ranger POUCE 10/01/10 .!#.{$.2;.~il:Q';.,> JP{IHi.-1. 9,: ";19lP:t:(t 1.: <'if"', J,~ .,~ ~.".~':' :...; j't~;quo
--- ---- ------------- ,..,., :-:'.:..... ,. ;r;'-"?~
1 2010 4XATH76A2A2885202 Police Car 10/01/11 $2,500. 10/01/10 10/01/11 ActuaTCiiiiii .- $15,
166 Dodge CHARGER POLICE 10/01/10 it'~~~'6.2Mi :f1Q{Q'Wp". ;;:1 ji101i1~; ~,>.'::.;..:;~::).': /t::i{:~$~3~Qo.~
-- -. ------ -----.---- 1---
f 2010 2B3M4CTOAH143981 Police Car 10/01/11 $2,600 10/01/10 10/01/11 Actual Cash I $23.00
167 Ford EXPEDITION POUCE 10/01/10 J~$.~!tQ{!'~';; ;1.~R!! -,1.Q/Sif/11.: f;"";'I;~::.:A~~I:i~! ,!\.~~1\;$.~7QQ6
--- ------ 1--- - 1---- ...:.. .;:'; Acl~hl ., $29.00
1 2008 1FMFK195X7LA74796 Police Car 10/01/11 $2.500 10/01/10 10/01/11
168 ___'::'olvo 540 I-__-.':OLIC~__ 10101/10 :,::{;$?;~Q}t .~~WQ.tf.1;O.: ..j.W!lf/.!f .-:;:;: ~:;::.;,~ :<c~:::.i~1~:l)~O;llll:9
---- --------- 1-------
1 2010 YV13B2MS8A2490264 Police Car 10/01/11 $2,500 10/01/10 10/01/11 Actual Cashl $30,DOC
1be bfIl!t dosulpllon or WVerllge conbJlned In lhIs doa.lment Is being provIcIed as an alXDll\moclallon only and Is not Intended In wv"" or desalbe an Coverage All"""",",,t mnns. For more
complebl ond dob1lod Infcrmatlon ..rating In the scope llnd IImIls of !O"l!fllllI!. plaasa ~fer dl/'ldtf to dllllll'mBgll Agm!JlImt document!. SpecImen forms lII1l anlabla upon request.
Page 25
21
AUTOMOBILE COVERAGE DEFINITIONS
FOR A FULL DESCRIPTION OF TERMS, DEFINITIONS AND CONDITIONS PLEASE REFER
TOTHEPOUCYDOCUMENT
AUTOMOBILE LIABILITY
This coverage is used to protect against claims alleged for bodily injury and property damage
arising from the ownership, maintenance, or use of any covered auto.
PERSONAL INJURY PROTECTION (NO-FAULT)
This coverage is used to provide medical expenses as well as work loss, funeral expenses,
essential services expenses, and survivor's loss coverage as outlined in your state's statutory
No-Fault laws.
UNINSURED/UNDERINSURED MOTORIST
Uninsured and Underinsured Motorist coverage protects you and your passengers against
bodily injury expenses if you are hit by another driver who has no automobile liability insurance
or has less than the minimum limits required by your state.
(
MEDICAL PAYMENTS
This coverage is used to pay for medical expenses incurred by a covered person injured while
driving or riding in your automobile. It provides coverage, regardless of fault, for all reasonable
medical costs incurred for up to one year from the date of the accident. It does not cover injury
to employees.
AUTOMOBILE PHYSICAL DAMAGE
This coverage is used to protect the covered vehicle itself. It pays for physical damage loss that
results from a covered peril.
NON-OWNED AUTOMOBILE COVERAGE
This coverage is used to provide liability protection for autos used in your business that are not
owned, leased, hired, rented, or borrowed. This includes autos of employees and
subcontractors that are used on your behalf.
22
WORKERS' COMPENSATION COVERAGE
CLASSIFICATIONS & EXPOSURES
In computing a deposit premium the following classifications and payrolls were used: these
payrolls are auditable by the Company at expiration of your policy.
CODE
7382
7720
8810
8820
9015
9102
9402
9410
CLASSIFICATION
PAYROLL
$224,400
$3,724,754
$3,003,556
$282,596
$827,978
$1,383,645
$50,391
$632,304
Bus Drivers
Police Officers & Drivers
Clerical
Attorneys & Clerical
Buildings-Owner or Lessee
Park, NOC Employees & Drivers
Street Cleaning & Drivers
Municipal Employees NOC
Experience Modifier: .86
Minimum Annual Premium: $4,000
(
Net Deductible: $2,500 per Occurrence
(Claims under $2,500 will not be reported to NCCI and will not affect experience modification)
Drug-Free Credit Included
Safety Credit Included
Emolovers Liabilitv Limits (*)
Bodily Injury by Accident $1,000,000 Each Accident
Bodily Injury by Disease $1,000,000 Each Employee
Bodily Injury by Disease $1,000,000 Policy Limit
.Coverage Limits must be ultimately chosen by the Insured. We as Agents cannot recommend the
adequate limit of protection. Higher limits may be available. Please let us know if a quote is desired.
SPECIAL EXCLUSION
1. Workers Compensation benefits for employees domiciled outside of Florida are excluded
from coverage. Coverage may be available at an additional premium, please advise if
you have the exposure and require a quotation.
23
(
AUGUST 25, 2010
PREMIUM SUMMARY
Covera e
Commercial Package
Insurer
Preferred Govemmentallns. Trust
(Not Rated by A.M. Best)
Renewal Premium
2010-2011
TOTAL
$187,393.00
20,070.00
1,996.00
68,568.00
10,245.00
5,954.00
33,343.00
76,672.00
14,752.00
99,908.00
$518,901.00
Property
Inland Marine
Crime Coverage
General Liability
Public Officials Liability
Employment Practices Liability
Law Enforcement Liability
Automobile Liability
Automobile Physical Damage
Workers' Compensation
Same as above
Same as above
Same as above
Same as above
Same as above
Same as above
Same as above
Same as above
Same as above
Same as above
(
*This Coverage Agreement shall be 25% minimum earned as of the first day of the
"Coverage Period"
PAYMENT TERMS: COMMERCIAL PACKAGE
First Payment of $209,696.50 is due 10/01/10
Second Payment of $104,748.25 is due 12/15/10
Final Payment of $104,748.25 is due 3/16/11
PAYMENT TERMS: WORKER'S COMBUSTIBLE
Deposit due on 10/1/10: $25,127.00
Nine (9) Equal Installments of $8,309.00 Beginning 11/1/10
RECOMMENDED COVERAGE INCREASE
Increase Limit of Public Officials and Employment Practices Liability from $3,000,000 to
$5,000,000 with Deductible reduced from $5,000 to $2,500.
Annual Additional Premium: $2,114.00
AUDITS:
The General Liability and Automobile coverages are not subject to year-end audit or
adjustment. Therefore, there would not be any additional premiums for increased liability
exposures or additional vehicles purchased during the policy year.
(
PREMIUM COMPARISON
Commercial Package
Property
Inland Marine
Crime Coverage
General Liability
Public Officials Liability
Employment Practices Liability
Law Enforcement Liability
Automobile Liability
Automobile Physical Damage
Worker's Compensation
(
Expiring Insurer
Expiring Premium Renewal Premium
2009-2010 2010-2011
Preferred Governmental
Insurance Trust
(Not Rated by A.M Best)
Same as above
Same as above
Same as above
Same as above
Same as above
Same as above
Same as above
Same as above
Same as above
$224,922.00
20,070.00
1,891.00
86,563.00
23,283.00
12,205.00
35,946.00
75,256.00
14,052.00
$494,188.00
SUB-TOTAL
Same as above
n/a
GRAND TOTAL
$187,393.00
20,070.00
1,996.00
68,568.00
10,245.00
5,954.00
33,343.00
76,672.00
14,752.00
$418,993.00
99,908.00
$518,901.00
(
TERMS & CONDITIONS
1. All coverages requested may not be offered in this quote.
2. Quote subject to review and acceptance by PGIT Board of Trustees
3. The Coverage Agreement premium shall be pro-rated as of the first day of coverage from
them minimum policy premium.
4. Down payment is due at inception
5. Deletion of any coverage presented, Package and/or Workers' Compensation, will result in
re-pricing of account.
6. Request to bind must be received in writing via email prior to the effective date of coverage.
If request is not received prior to that date there is no coverage and the file is closed.
7. Coverage is not bound until confirmation is received from a licensed representative of Public
Risk Underwriters.
8. The Trust requires that the Member maintains valid and current certificates of workers'
compensation insurance on all work performed by persons other than its employees.
9. If NCCI re-promulgates a mod, we will honor the mod as promulgated. If the mod changes
during the fund year, we reserve the right to apply a correct mod back to the inception date of
the Coverage Agreement.
10. Safety and Drug Free program credits (if applicable) are subject to program requirements.
11. Payrolls are subject to final audit.
c
ApPITIONAL TERMS AND CONDITIONS INCLUPING BUT NOT LIMITED TO:
1. Quote is subject to receipt of the following information:
a. Signed first page of the PGIT Application (Florida Fraud Statement)
b. Initialed and Signed POUEPLI application
c. Signed UM Form
d. Signed Signature Page
e. Latest Audited Financials
f. Signed PGIT WC Application
g. Signed Drug Free & Safety Program Applications
h. Signed Participation Agreement.
26
~
NOTICE AND ACKNOWLEDGEMENT OF FINANCIAL CONDITION
(
Brown & Brown of Florida lnc Miami Lakes Division, and its parent company, Brown & Brown, Inc. (collectively
"Brown & Brown") do not certify, warrant or guarantee the fmancial soundness or stability of any insurance carrier
or alternative risk transfer entity. We endeavored to place your coverage with an insurance carrier with an A.M.
Best Company financial rating of"A-" or better.* While Brown & Brown cannot certify, warrant or guarantee the
financial soundness or stability of a company or otherwise predict whether the financial condition of a company
might improve or deteriorate, we are hereby providing you with notice and disclosure of fmancial condition so that
you can make an infonned decision regarding the placement of insurance coverage. Accordingly, with receipt of
this notice you acknowledge the following with regard to the placement of the insurance indicated below and with
regard to any subsequent renewal of such insurance:
. Brown & Brown attempted to present other options for your insurance placement, including quotations
with insurance carriers holding an "A-" or better rating from A.M. Best Company, but we were unable to
secure such a quotes.
. Coverage is being placed through Preferred Governmental Insurance Trust ("PGIT'), which is as a
Florida local government self-insurance fund established pursuant to Section 624.4622, Florida Statutes, as
such PGIT is not rated by the A.M. Best Company.
. The financial condition of insurance companies and other coverage providers including local government
self-insurance funds like PGIT may change rapidly and that such changes are beyond the control of Brown
& Brown.
(
. You should review the fmancial and membership infonnation from PGIT and agree to abide by the
conditions of membership established by PGIT.
. You should consider the infonnation provided, including the PGIT coverage quote and insurance
placement and review it with your accountants, legal counsel and advisors.
. You fully understand the risks associated with insurance coverage with PGIT and release Brown & Brown,
its agents, employees, parent, subsidiaries, successors, assignees and related companies from any and all
liability, claims, demands, judgments, decrees or orders in the event of carrier insolvency, liquidation or
rehabilitation.
By: [NAME OF AUTHORIZED REPRESENTATIVE OF INSURED]
Named Insured: City of Sunny Isles Beach
Policy Number: TBD
Policy Period: 10/1110 - 11
Date of Notice:
* A.M. Best Rating Guide:
Rating for Stability: A++ to D = Highest to lowest rating
Rating for Assets! Surplus: 15 to 1 - Largest to smallest rating
27
(
IMPORTANT NOTICE
THIS BRIEF DESCRIPTION OF INSURANCE COVERAGE IS BEING PROYIPED AS AN ACCOMMODATION
ONLY AND IS NOT INTENPED TO COVER OR DESCRIBE ALL POLICY TERMS. FOR MORE COMPLETE
INFORMATION ON THE SCOPE AND LIMITS OF COVERAGE, PLEASE REFER TO THE POLICY DOCUMENT.
We appreciate the opportunity to assist with your insurance needs. Information concerning
additional compensation paid to other entities for this placement and related services appears
below. Please do not hesitate to contact us if any additional information is required.
Our office is owned by Brown & Brown, Inc. Brown & Brown entities operate independently and
are not required to utilize other companies owned by Brown & Brown, Inc., but routinely do so.
For the 20010-2011 policy years your insurance was placed with Preferred Governmental
Insurance Trust (PGIT). PGIT is an insurance trust formed by Florida public entities through an
Interlocal Agreement for the purpose of providing its members with an array of insurance
coverages and services. PGIT has contracted with entities owned by Brown & Brown, Inc. to
perform various services. As explained below, those Brown & Brown entities are compensated
for their services.
(
PGIT has contracted with Public Risk Underwriters (PRU), a company owned by Brown &
Brown, Inc., to administer PGIT's operations. The administrative services provided by PRU to
PGIT include:
. Underwriting
. Coverage review
. Marketing
. Policy Review
. Accounting
. Issuance of PGIT Coverage Agreements
. PGIT Member Liaison
. Risk Assessment and Control
Pursuant to its contract with PGIT, PRU receives an administration fee, based on the size and
complexity of the account, of up to 12.5% of the premium you pay to PGIT. PRU may also
receive commissions from insurance companies with whom it places your coverage, which
commissions are derived from the premium you pay to PGIT. Multiple underwriters may be
involved in the placement of your coverage. If so, they also may be compensated for their
services from the premium you pay to PGIT.
PGIT has also contracted with Preferred Governmental Claims Solutions (PGCS), a company
owned by Brown & Brown, Inc., for purposes of administering the claims of PGIT members. The
services provided by PGCS to PGIT may include:
. Claims Liaison with Insurance Company
. Claims Liaison with PGIT Members
. Claims Adjustment
28
('"' Pursuant to its contract with PGIT, PGCS receives a claims administration fee for those
accounts which PGCS services of up to 5% of the non property portion of the premiums you pay
to PGIT.
PGIT also utilizes wholesale insurance brokers, some of which (such as Peachtree Special Risk
Brokers and MacDuff Underwriters) are owned by Brown & Brown, Inc., for the placement of
PGIT's insurance policies, and for individual risk placements for some PGIT members (excess
and surplus lines, professional liability coverage, etc.) The wholesale insurance broker may
provide the following services:
. Risk Placement
. Coverage review
. Claims Liaison with Insurance Company
. Policy Review
. Current Market Intelligence
The wholesale insurance broker's compensation is derived from your premium, and is largely
dictated by the insurance company. It typically ranges between 10% and 17% of the premiums
you pay to PGIT for your coverage. Some wholesale brokers used by Brown to place your
coverage may also act as Managing General Agents for various insurance companies, and may
be compensated directly by those insurance companies for their services in placing and
maintaining coverage with those particular companies.
(
The wholesale insurance brokerage utilized in the placement of your property insurance was
Peachtree Special Risk Brokers, which is a company owned by Brown & Brown, Inc.
Furthermore, any professional liability coverage afforded by the package of insurance you
purchased was acquired through Apex Insurance Services, which is also a company owned by
Brown & Brown, Inc.
29
Preview
Page 1 of2
City of Sunny Isles Beach
18070 Collins Avenue
Sunny Isles Beach, Florida 33160
I
(305) 947-0606 City Hall
(305) 949-3113 Fax
MEMORANDUM
TO:
The Honorable Mayor and City Commission
FROM:
Priscilla Walker, Assistant to the City Manager/Human Resources
DATE:
9/16/2010
RE:
Selection of Preferred Government Insurance Trust (PGIT) to provide the
City's Commercial Package Policy (Property, Liability, and Auto) and
Workers Compensation Insurance Coverage
RECOMMENDATION:
It is recommended that the City Commission consider the attached resolution selecting
Preferred Government Insurance Trust (PGIT) to provide the City's Commercial Package
Policy (Property, Liability, and Auto) and Workers Compensation insurance coverage for
the Period of October 1, 2010 through September 30, 2011, in the amount of Five
Hundred Fifty Nine Thousand Seven Hundred Twenty-One Dollars ($559,721).
REASONS:
The City needs various insurance coverages to protect it from liabilities, catastrophes,
and other issues that may arise. As such, staff contacted qualified insurance
representatives to secure proposals for said coverage. Preferred Governmental Insurance
Trust (PGIT) and the Florida League of Cities (FMIT) have submitted proposals for a
Commercial Package Policy (Property, Liability, and Auto) and Workers compensation
as follows:
Preferred Governmental Insurance Trust
Package Policy/Workers Comp
Additional Coverage
$518,901
2,114
$521,015
Florida League of Cities
Package Policy/Workers Comp
Optional Public Officials
Total
$559,721
29.410
$589,131
Staff recommends acceptance of the Preferred Governmental Insurance Trust (PGIT)
proposal submitted by Brown and Brown. PGIT is a premier insurance organization and
non-assessable Trust for public entities approved by the Florida State Legislature. The
proposal before you represents a 15% reduction in the Commercial Package Policy
(Property, Liability, & Automobile), which combined with last year's premium saving of
20% means the City has received a 35% Package Policy premium policy reduction in the
http://sibagenda.sibfl.net/agenda/Preview.aspx?ItemID=3 31 &MeetingID=O&MeetingDate=... 9/8/2010
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Page 2 of2
last two years, with increased coverages. Additionally, PGIT has recommended the City
increase the limits and decrease the deductible of its Public Officials and Employment
Practices Liability coverage at a nominal cost of $2,114. Drug-Free Workplace and
Safety Program credits are included in the PGIT proposal.
ADDITIONAL INFORMATION:
The City has had a Commercial Package Policy (Property, Liability, and Auto) and
Workers Compensation insurance coverage with PGIT since October 2003. However, in
2009 the Florida League of Cities was more competitive in their workers compensation
bid and the City selected them to provide workers compensation insurance coverage at
that time. This year PGIT was more competitive in all aspects of the bidding process and
so with their selection we will have one insurance provider for all of these services.
Our independent insurance consultant, Siver Insurance Consultants, has reviewed the
proposals, and they have confirmed the proposals are for same and/or similar types and
levels of coverage. Additionally, Siver opined that PGIT offered the best overall
combination of cost and coverage. A copy of Siver's review comments and staffs
response has been included for your review.
Thank you.
FUNDING SOURCE:
This item is budgeted in Risk Management (533).
ATTACHMENTS:
. Resolution
. Staff Response to Siver Comments Memo
. PGIT Proposal
http://sibagenda.sibfl.net/agenda/Preview.aspx?ltemID=3 31 &MeetingID=O&MeetingDate=,.. 9/8/2010
City of Sunny Isles Beach
18070 Collins Avenue
Sunny Isles Beach, Florida 33160
(305) 947-0606 City Hall
(305) 949-3113 Fax
(305) 947-2150 Building Department
(305) 947-5107 Fax
City Commission
Norman S. Edelcup, Mayor
Lewis J, Thaler, Vice Mayor
Roslyn Brain, Commissioner
Gerry Goodman, Commissioner
George "Bud" Scholl, Commissioner
Rick Conner, City Manager
Hans Ottinot, City Attorney
Jane A. Hines, CMC, City Clerk
MEMORANDUM
TO: Priscilla Walker, Assistant to the City Manager
FROM: Yael Londono, HR/Benefits Administrat~.
DATE: September 7, 2010
RE: Response to Concerns Raised by Siver Insurance Consultants
As you know, both Preferred Governmental Insurance Trust ("PGIT") and Florida Municipal Insurance
Trust ("FMIT") quoted property, inland marine, crime general liability, public officials, employment
practices liability, law enforcement liability, automobile liability & physical damage and workers'
compensation coverage with mostly comparable limits and deductibles. Our independent insurance
consultant, Siver Insurance Consultants ("Siver.), has reviewed the package proposals from PGIT and
FMIT and they have advised that PGIT has offered the best overall combination of cost and coverage.
Nevertheless, Siver has noted the most significant proposal differences as follows:
Property Limits - It appears that PGIT based their proposals on a property schedule with total insurable
values of $26,480,840. FMIT's property schedule totals $27,420,600, a difference of $1,019,760.
$600,000 of that difference is due to the fact that FMIT includes Computer Equipment as contents and
PGIT insures that equipment in their Inland Marine coverage section. The other $419,760 of the
difference appears to be a location that is included on the FMIT schedule but not on the PGIT schedule.
That additional location is a Retail Building at 287 Sunny Isles Blvd. If that location is, in fact, an
additional unscheduled location, we recommend it be added to the PGIT schedule.
RESPONSE: PGIT was correct not to list 287 Sunny Isles Blvd. This property was removed on 3/11/2010
from the schedule. FMIT quoted based on the original declaration pages. However please note that the
FMIT's premium for coverage on this location is $4,808.00 and thus does not create a significant change
to the quote when compared to PGIT's quote.
Propertv Blanket vs. Scheduled Coveraae - It appears that PGIT has quoted their property coverage on a
"Blanket" basis which is preferable to the "Specific' coverage proposed by FMIT. However, PGIT's
proposal is somewhat contradictory as it indicates that building and contents limit is "per attached
schedule - Blanket." We assume that means that while the overall limit is a true "Blanket" limit, coverage
applies only at scheduled locations; however, we suggest that it be confirmed that PGIT will provide
Blanket coverage, if that is the program you select.
As you may already know, Blanket coverage provides one limit (often the total insurable value of all
locations) for any covered loss, regardless of whether one or all locations are involved in the loss and
regardless of what values are actually reported (scheduled) for the damaged locations on the statement
of values. "Specific. coverage, also known as "Scheduled" coverage is limited to just the amounts and
locations reported on the Statement of Values and indicated on the schedule which becomes a part of the
policy. Blanket is preferable because it is not unusual to find that property values, thought to be
appropriate when reported on the statement of values, are actually outdated and possibly insufficient after
the loss. We do not know when the City last had an appraisal of their property values, so we do not know
how current the City's reported property values may be.
Siver Concerns Response Memo
Priscilla Walker
September 7, 2010
Page 2
RESPONSE: Agent Bob Hollander has confirmed that PGIT's coverage is truly "blanket coverage". The
property schedule is strictly provided for the City's convenience. Also, Bob has advised that PGIT
conducted an appraisal of the property values of all locations with valuation in excess of $100,000.
Property Deductible - Both PGIT and FMIT have quoted a $5,000 per occurrence property deductible for
other than Wind. The programs differ substantially, however, in the way they respond to a wind loss
resulting from a non-named storm. PGITs deductible applicable to wind is $5,000 except as respects
Named Windstorms which is 5% per occurrence, subject to a minimum of $20,000. FMITs wind
deductible of 5% per occurrence applies to all .Windstorm and Hail" at locations within Y2 mile of the
coast, subject to a minimum of $25,000 per occurrence. Based on these proposals, wind damage
caused by a non-named storm at the community center (which appears to be located within Y2 mile of the
coast and is valued at $3,200,000 for Building and Contents), would be subject to a $5,000 deductible in
the PGIT program, but a 5% deductible of $160,000 in the FMIT program. On the other hand, a named
storm at a location greater than Y2 mile from the coast would be subject to just a $5,000 deductible in the
FMIT program, but 5% of the property value by PGIT.
We assume, because the City is a beach community, very little, if any, of the City's property is located
further than Y2 mile of the Atlantic. Based on that assumption, it appears PGIT is offering the best wind
coverage option.
As neither proposal indicates how their percentage deductible will be applied, we recommend that the
method of determining the deductible be confirmed with the chosen proposer. We assume the
percentage applies to the total insurable value at damaged locations, but we have seen instances where
the percentage deductible applied otherwise.
RESPONSE: The PGIT deductible is 5% for "Named Storms" not withstanding the distance to the
Atlantic. The FMIT deductibles are 5% for "Named Storms" for property outside of Y2 mile of the Atlantic
and 5% for "ANY" windstorm for properties within Y2 mile of the Atlantic.
Liabilitv Coverage Limits - PGIT has proposed continuation of the current $3,000,000 policy limits for
Public Officials and Employment Practices Liability with a $5,000 deductible but has also proposed
optional higher limits of $5,000,000 with a $2,500 deductible. FMIT has quoted a single limit of
$5,000,000 per claim for Public Officials and Employment Practices Liability with a $2,500 deductible.
PGIT's coverage for Public Officials, Employment Practices Liability, Employee Benefit Liability and Law
Enforcement Liability is provided on a "claims made" basis. FMIT's Employee Benefit Liability coverage is
claims made, but Public Officials, Employment Practices Liability and Law Enforcement Liability would be
on Occurrence forms. Although FMIT has quoted three years prior acts coverage which is intended to
help close the gap between the claims made and occurrence coverages, it is not clear whether that costly
additional coverage option includes prior Law Enforcement acts and we suggest that the inclusion of that
coverage be clarified if you are considering the FMIT program. However, even with the three years prior
acts coverage offered by FMIT, we have reservations about moving the coverage unless there is an
overwhelming reason to do so. Any time coverage is changed from a claims-made to an occurrence
policy or even from one claims-made policy to another claims-made policy, there is a potential risk of
creating a coverage gap from future claims that arise from circumstances which occurred prior to the
change, but were not known and therefore not reported on the old policy.
Overall Price - PGIT proposed a renewal premium of $518,901 and FMIT quoted a base premium of
$559,721, before any additional premium for the optional FMIT prior acts coverage, a difference of
$40,820. The proposed FMIT prior acts coverage ($29,410), which we would highly recommend if that
program was selected, raises FMIT's premium to $589,131, making the difference even greater at
$70,230.
Priscilla Walker
September 7, 2010
Page 3
The cost to increase PGIT's coverage limits for Public Officials and Employment Practices Liability from
$3,000,000 to $5,000,000 and lower the deductible from $5,000 to $2,500 per event would be $2,114 if
the City decides to make that change. We are not familiar with the City's loss history but if the City
experiences just one Public Officials and Employment Practices claim a year, greater than $5,000, the
change would pay for itself.
/yl