HomeMy WebLinkAboutReso 2011-1759
RESOLUTION NO. 2011- JJ.S1
A RESOLUTION OF THE CITY COMMISSION OF THE CITY OF
SUNNY ISLES BEACH, FLORIDA, AWARDING RFP NO. 11-08-01
TO BROWN & BROWN I PREFERRED GOVERNMENT
INSURANCE TRUST (PGIT) AS THE CITY'S PROVIDER FOR
THE COMMERCIAL PACKAGE POLICY (PROPERTY,
LIABILITY, AND AUTO), WORKERS' COMPENSATION, AND
MISCELLANEOUS INSURANCE COVERAGES FOR THE
PERIOD OF OCTOBER 1,2011 THROUGH SEPTEMBER 30, 2012,
IN THE AMOUNT OF SIX HUNDRED THIRTY-EIGHT
THOUSAND SIX HUNDRED TWENTY-THREE DOLLARS
($638,623.00), AS OUTLINED IN EXHIBIT "A"; AUTHORIZING
THE CITY MANAGER TO ENTER INTO AGREEMENTS WITH
THE PROVIDER, PROVIDED SAID AGREEMENTS ARE
APPROVED AS TO FORM AND LEGAL SUFFICIENCY BY THE
CITY ATTORNEY; FURTHER AUTHORIZING THE CITY
MANAGER TO DO ALL THINGS NECESSARY TO
EFFECTUATE THIS RESOLUTION; PROVIDING FOR AN
EFFECTIVE DATE.
WHEREAS, the City of Sunny Isles Beach is in need of various insurance coverage to
protect it from liabilities, catastrophes, and other issues that may arise; and
WHEREAS, the City issued RFP No. 11-08-01 Property Casualty Comprehensive
Insurance, which yielded two responses: one from Brown & Brown/Preferred Governmental
Insurance Trust (PGIT) and one from Florida League of Cities (FMIT); and
WHEREAS, the proposals were referred to Siver Insurance Consultants, our independent
insurance consultants, for an in-depth analysis, and they recommended the proposals from PGIT;
and
WHEREAS, City staff recommends acceptance of the Brown & Brown/Preferred
Governmental Insurance Trust (PGIT) proposal for the Package Policy and Workers
Compensation, and miscellaneous insurances as follows:
Package Policy & Workers Compensation
Crime Policy
Activity Accident
Hull Coverage
Storage Tank Liability
Total Amount:
$623,195.00
707.00
11,164.00
1,845.00
1,712.00
$638,623.00
WHEREAS, the City of Sunny Isles Beach wishes to select Preferred Government
Insurance Trust (PGIT) as the City's provider for the Package Policy and Workers
Compensation, and miscellaneous insurances, being the most competitive proposal.
R2011- Pgit Insurance (Property, Casualty, Auto, Workers Comp)Page 1 of2
NOW, THEREFORE, BE IT RESOLVED BY THE CITY COMMISSION OF THE
CITY OF SUNNY ISLES BEACH, FLORIDA, AS FOLLOWS:
Section 1. Incorporation of Recitals. The recitals set forth in this resolution are incorporated
herein by reference as if fully set forth herein.
Section 2. Award of Bid and Approval of Agreement. The City Commission hereby awards
Bid No. 11-08-01 to and enters into an Agreement with Brown & Brown/Preferred Government
Insurance Trust (PGIT) as the City's provider for the Package Policy and Workers
Compensation, and miscellaneous insurances, for a one-year period of October I, 2011 through
September 30, 2012, in the total amount of Six Hundred Thirty-Eight Thousand Six Hundred
Twenty- Three Dollars ($638,623.00), as outlined in Exhibit "A", attached hereto.
Section 3. Authorization of City Manager and City Attorney. The City Manager is hereby
authorized to enter into agreements with said insurance provider, provided said agreements are
approved as to form and legal sufficiency by the City Attorney.
Section 4. Further Authorization of the City Manager. The City Manager IS hereby
authorized to do all other things necessary to effectuate this Resolution.
Section 5.
Effective Date. This Resolution shall become effective upon adoption.
PASSED AND ADOPTED this 15th day of September 20 II.
ATTEST: ,
:~,;' 'tx~
I. \ ' .
" . \di'f&- "
Jane A. Hines, G:MC, City Clerk
. \ ( .
Seconded by:
\! \ ~ ffi~~;r \'\:! J'\-LER
r--D~~TTO
Moved by:
Vote: S-o
Mayor Norman S. Edelcup
Vice Mayor Lewis Thaler
Commissioner Isaac Aelion
Commissioner Jeanette Gatto
Commissioner George "Bud" Scholl
~(Y es)
-1L-(Yes)
~(Yes)
vi' (Yes)
---1L. (Yes)
(No)
(No)
(No)
(No)
(No)
R2011- Pgit Insurance (Property, Casualty, Auto, Workers Comp)Page 2 on
City of Sunny Isles Beach
RFP Opening
Request for Proposal No. 11-08-01
Property Casualty Comprehensive Insurance
18070 Collins Avenue, 151 Floor, Sunny Isles Beach, FL 33160
Opening Date and Time: Thursday, August 18, 2011, 10:00 a.m.
PRESENT: Jane A. Hines, CMC, City Clerk
Marc Tulloch, Purchasing Agent
Fernando Amuchastegui, Assistant City Attorney
Mauricio Betancur, Assistant City Clerk
Luz Rey, Admin Coordinator
~ responses to Bid No. n-08-01 were received:
1. Florida League of Cities, Inc.
125 East Colonial Drive
Orlando, FL 32801
Phone: 407-425-9142
Toll Free: 1-800-445-6248
Fax: 407-425-9378
Attn: Jim McGinn
Account Executive
Email: Jrncginn@flcities.com
(.loriginal and.i. copies received)
2. Brown & Brown Insurance/PGlT
Miami Division
14900 NW 79th Court, Suite 200
Miami Lakes, FL 33016-5869
Phone: 305-364-7800
Fax: 305.822.5687
AUn: Robert P. Hollander
Executive Vice President
Email: Rhollander@bbmia.com
(i,original and .i. copies received)
Jane A. Hines, CMC, City Clerk
Insurance
SIVER
805 Executive Center Drive W, Suite 110
51. Petersburg, Florida 33702-2525
Post Office Box 21343
51. Petersburg, Florida 33742-1343
Telephone: (727) 577-2780
Fax: (727) 579-8692
Email: kdoak@Siver.com
September 7, 2011
SENT VIA EMAIL
Ms. Priscilla Walker, CMC
Assistant to the City Manager
Human Resources
City of Sunny Isles Beach
18070 Collins Avenue 4th Floor
Sunny Isles Beach, FL 33160
Subject:
City of Sunny Isles Beach - Request for Proposal No. 11-08-01
Siver Recommendation
Dear Ms. Walker:
We have reviewed the proposals from Brown and Brown Insurance and the Florida
League of Cities which you forwarded to us and we offer the following recommendation
and comments.
RECOMMENDATION
Based on our discussion with staff regarding the proposed premiums, the coverage
differences, and the disruption created by moving from one insurance program to another,
we recommend that the City accept the following proposals provided in response to the
Request for Proposals No. 11-08-01.
Package Coverage (Includes Property, Inland Marine,
Crime, General Liability, Public Officials,
Employment Practices Liability, Law Enforcement
Liability, Automobile Liability and Physical Damage
and Workers' Com ensation
Brown & Brown
InsurancelPreferred
Governmental Insurance Trust
$623,195
S onsored Activi Accident Polic
Brown and Brown
Zurich Ins, Co.
Brown and Brown
InsurancelM utual of Omaha
$707
$11 164
1,2012 Renewal
Brown and Brown/RLI Ins,
Brown and BrownlIllinois
Union Insurance
$1,845
1,712
Total $638,623
SIVER INSURANCE CONSULTANTS
Ms. Priscilla Walker
September 7, 2011
Page 2
As discussed further below, we recommend that the City consider discontinuing the
separate glass policy currently provided by USPlate Glass Insurance. The amount
proposed for the renewal of the glass policy by Brown and Brown Insurance is $11,874.
DISCUSSION AND COMMENTS
PACKAGE COVERAGE
PGIT Renewal Coverage
We have recommended that the City renew their package coverages, including workers'
compensation, with the Preferred Governmental Insurance Trust (POIT) through Brown
and Brown Insurance (Brown & Brown) for a premium of $623, 195, which is about 3Yz%
higher than the expiring premium of $601,629, a difference of $21,566.
That premium difference is almost entirely due to the cost of workers' compensation
coverage this year, which increased nearly 37% (from $99,708 to $136,429) due to a .
higher workers compensation experience modification of 1.09 (from .86) and an increase
in workers' compensation premium rates published by the National Council on
Compensation Insurance (NCCI). Fortunately, a slight decrease in the cost of property
and automobile liability coverages offset a portion of that higher workers' compensation
premIUm.
The renewal coverage is offered on basically the same terms and conditions as the
expiring policy. The total property values have increased from $26,400,840 to
$35,713,210 and inland marine values are now $3,364,156 (compared to $3,168,056 last
year).
FMIT Renewal Proposal
The Florida League of Cities (Florida League) and Florida Municipal Insurance Trust
(FMIT) offered a competitive proposal for basically the same package coverages as POIT
for an estimated cost of $553,650. Although that proposal appears to be significantly
lower than PGIT, in order to compare the proposals, it is necessary to include an
additional premium cost for "prior acts" coverage, which the League advises us is
$31,610, which brings the total of the FMIT quote to $585,260. FMIT also proposed an
option which removes the liability deductibles for general liability, public officials, law
enforcement liability, automobile liability and workers compensation for an additional
premium of $16,484, which brings their proposed premium, with prior acts coverage, to
$601,744. Although still lower than the POIT proposal by $21,451, the FMIT proposal
includes some coverage differences, we will address below.
SIVER INSURANCE CONSULT ANTS
Ms. Priscilla Walker
September 7, 2011
Page 3
Proposal Differences
Proposed "Prior Acts" Coverage
Because the expiring coverage for Public Officials & Employment Practices Liability
with PGIT is provided on a "claims made" basis and the FMIT proposal is provided on an
"occurrence" form, it is necessary to add prior acts coverage to the occurrence proposal,
so future claims that arise from circumstances which occurred prior to the change, but
were not known and therefore not reported on the old policy, will be covered. Although
not included in their original proposal, at our request, FMIT provided a quote to add three
years prior acts coverage. We are not entirely comfortable with only three years prior acts
and, in general, have reservations about moving "claims made" coverage unless there is
an overwhelming reason to do so.
Property Coverage
Both FMIT and PGIT have proposed their property coverage on a "blanket" and agreed
amount basis. FMIT's proposal requires an appraisal of the City's property to keep that
coverage on a "blanket basis." Jim McGinn of the Florida League of Cities states:
"The FMIT policy with be written with blanket/agreed value effective 10/1/2011. . . . The
FMIT will pay for a full property appraisal. The City would select and pay the Appraiser they
want to use. I have a list of 3 appraisers that do a good job jf needed. Then the City makes
any changes to the schedule necessary as a result of the appraisal, submit the entire bill to
me and I will set up for reimbursement."
I do not know when the City last performed an appraisal of their property, but if it has
been some time, an appraisal could result in a significant change in the City's property
values, which could result in a return premium, or what is more likely an additional
premium charge, when the property schedule is revised and values adjusted. While it is
certainly beneficial to bring the property schedule up to date, and we recommend the City
have a property appraisal, if they have not done so recently, we mention this only because
the revised schedule can result in a significant additional premium that the City may not
be expecting, based on the FMIT property proposal.
Currently, the Blanket property limit proposed by the FMIT is $36,246,450 compared to
a PGIT blanket limit of $35,713,210. That difference is due to the fact that FMIT
includes Computer Equipment and other property as building or contents which PGIT
insures in their inland marine coverage section. The property deductible is $5,000 per
occurrence except for named windstorms which is 5% of the property at a damaged
location. FMIT's minimum named windstorm deductible is $25,000 compared to PGIT's
minimum deductible of $20,000.
SIVER INSURANCE CONSULTANTS
Ms. Priscilla Walker
September 7, 2011
Page 4
Crime Coverage
Both the PGIT and FMIT proposals include coverage for Employee Dishonesty, Forgery,
Theft and Computer Fraud in their proposal. The following compares the limits and
deductibles in those proposals. We suggest that regardless of whether the City accepts
the PGIT or FMIT proposal, higher limits for all the crime coverage, especially
Employee Dishonesty, should be considered,
Covera!!e PGIT FMIT
Employee Dishonesty Limit: $250,000 I Deductible: $5,000 Limit: $1,000,000 I Deductible: $1,000
Forgery or Alteration Limit: $250,000 I Deductible: $5,000 Limit $250,000 I Deductible: $5,000
Computer Fraud Limit: $250,000 I Deductible: $1,000 Limit: $250,000 I Deductible: $1,000
Theft Inside & Outside Limit: $250,000 I Deductible: $1,000 Limit: $250,000 I Deductible: $5,000
Liability Coverages
Both FMIT and PGIT proposed continuation of the City's liability limits of $5,000,000
with a $2,500 deductible for General Liability, Public Officials, Employment Practices
Liability, Police Professional Liability and a $5,000 deductible for Automobile Liability.
As we have already mentioned, FMIT has also included an option for no deductible.
The expiring coverage for Public Officials & Employment Practices Liability with PGIT
is provided on a "claims made" basis. As FMIT's Public Officials and Employment
Practices Liability is proposed on an Occurrence form, they have included a quote for a
three years prior acts coverage with their proposal which is intended to help close the gap
between the claims made and occurrence coverage. Still, any time coverage is changed
from a claims-made to an occurrence policy or even from one claims-made policy to
another claims-made policy, there is a potential risk of creating a coverage gap from
future claims that arise from circumstances which occurred prior to the change, but were
not known and therefore not reported on the old policy.
ADDITIONAL POLICIES PROPOSED
Public Official Bonds
Brown & Brown has provided a proposal for the continuation of the City Manager
Position Bond with a $1,000,000 limit for $707 premium. The Florida League also
provided a proposal for that same coverage but for a higher premium at $3,191,
In addition, the Florida League provided proposals for a Finance Director Bond with
options for a $500,000 limit for $1,437 and a $1,000,000 limit for $2,807; however we do
not see that coverage was requested in the RFP. Brown and Brown did not provide a
quote for a Finance Director Bond.
SIVER INSURANCE CONSULTANTS
Ms. Priscilla Walker
September 7,2011
Page 5
Sponsored Activity Accident Policy
Brown & Brown has proposed continuation of the City's Sponsored Activity Accident
Policy with Mutual of Omaha Insurance for the same premium as the expiring policy,
$11,164 and we recommend the policy be renewed. Since Brown & Brown did not
address any policy changes in their proposal, we suggest that they be asked to confirm
how the proposed renewal policy may be different from the expiring policy. The Florida
League of Cities did not provide a proposal for this coverage.
Hull Coverage
We have recommended that the City renew the Hull policy for "The Grey Pearl"
currently provided by RLI Insurance Co. through Brown & Brown Insurance.
Storage Tank Coverage
Brown & Brown has proposed continuation of the Storage Tank policy effective January
I, 2012 with Illinois Union Insurance for the same premium as the expiring policy,
$1,712 and we recommend the policy be renewed. However, since the Brown & Brown
proposal is not clear on the subject, we suggest that they be asked to confirm how the
proposed renewal policy may be different from the expiring policy. The Florida League
of Cities did not provide a proposal for this coverage.
Glass Coverage.
We have not recommended that the City continue the glass policy currently provided by
USPlate Glass Insurance for a renewal premium of $11,874, although we can certainly
understand if the City chooses to do so. Although coverage for structural glass is already
included in the City's property coverage, subject to a 5% named storm deductible, we
understand this policy was originally purchased for the convenience of having a low
deductible ($100) and ready supply of replacement glass in the event of a major storm.
Now that the premium has increased to $11,874 (from $8,764) we suggest that the City
may wish to reconsider whether this coverage is still worth the convenience.
Statutory Police Death Coverage
The Florida League of Cities has included a proposal for a policy to cover the statutory
benefits the City is required to pay for the death of a law enforcement officer while
engaged in the course of his duties. The premium proposed is $1,868.
We assume the City maintains a policy for this coverage and we do not know whether the
City is considering proposals for this coverage at this time. We do not see that it was a
coverage requested in the RFP and Brown and Brown did not provide a quote for that
coverage.
SIVER INSURANCE CONSULTANTS
Ms. Priscilla Walker
September 7, 2011
Page 6
CLOSING
Please call if you would like to discuss our recommendation. We appreciate this
opportunity to be of service to the City of Sunny Isles Beach.
Very truly yours,
SIVER INSURANCE CONSULTANTS
~~0n~
Kathy V. Doak, ARM, AAI
Reviewed by: Allan Paul Waters, CPCU, CLU, ARM, AIC
KVD/kd
J:\CLIENT\SUNIBW I P\20 I [\CORR\sEPT7W ALKERREC,DOC
Priscilla Walker
From:
Sent:
To:
Cc:
Subject:
Attachments:
Jim McGinn [JMcGinn@ftcities.com]
Tuesday I September 06, 2011 1: 18 PM
Priscilla Walker; 'Kathy Doak'
Alan Cohen; Yael Londono
0820 City of Sunny Isles Beach RFP # 11-08-01
0820 FMIT ProposaI9-11'.pdf; 0820 Rating Information 9-11'.pdf
Kathy,
Please find the attached quote from the FMIT with the revised payrolls.
The second attachment shows how we came up with the limits for the property, inland marine,
and auto limits. We had to decipher the attached. On the City's fleet listing, we noted the
items that should have inland marine and on the property schedule, the sculptures in the park
were listed as PITa in lieu of fine arts. We also scheduled the City signs.
Let me know if you have any questions.
Have a great week.
Sincerely,
Jim McGinn, CPCU, RMPE
Florida League of Cities, Inc.
Account Executive, South Florida
954.610.5153
From: Kathy Doak
Sent: Tuesday, August 30, 2011 10:12 AM
To: I Jim McGinn I
Cc: 'Priscilla Walker'
Subject: City of Sunny Isles Beach RFP # 11-08-01
Hello Jim,
Siver Insurance Consultants is reviewing the proposals provided to the City of Sunny Isles
Beach in response to their RFP # 11-0S-01 and we have several questions regarding the Florida
League of Cities/FMIT proposal.
First, so that your proposal is based on the same premium basis as the current insurer, the
City requests that you please revise your proposal so it is based on the 2009/2010 audited
payroll numbers below:
7382
7720
8810
8820
9015
9102
9402
9401
$224.400
1
$3~724~754
$3~ee3,556
$282,596
$827~978
$1,383~645
$5e~391
$632,394
$19,129,624
As respects the following coverage sections:
Property:
How was your property limit of $36~246,45e determined?
The proposal states that "Property on a Blanket/Agreed Value basis requires a current
appraisal to maintain both." If your proposal is accepted, will the policy be written with
blanket/agreed value coverage?
What are the requirements for the appraisal?
Inland Marine:
How was the limit of $4513,248 for items over $15,131313 determined?
Please advise if coverage is provided in your proposal as part of the Inland Marine coverage
section for:
Contractors Mobile Equipment: $266,619
Electronic Data Equipment: $6ee~ee9
Fine Arts: $387,137
Rented~ Borrowed or Leased Equipment: $513,13913 Valuable Papers: $l,eee,ee9
Watercraft: $396,4139 (Including the 21396 25 ft. Commander, valued at
$169,ee9?)
If coverage for any of the above items is included in another part of the package policy
(such as the property section), please explain and describe if the coverage for that item is
subject to any sublimits.
Proposal states that the deductible for scheduled items over $59,9139 is $5,131313 or 2%.
Unscheduled items under $15~eee have a $5913 deductible.
What deductible applies to scheduled items less than $513,9139 but greater than $lS~eee?
General Liability:
Is Employee Benefits Liability coverage provided on a Claims Made or Occurrence basis? If
Claims Made, what is the retroactive date?
Will you provide prior acts coverage for Public Officials and Employment Practices liability
coverage? If so, how far back will you provide that prior acts coverage and what will it
cost?
Workers' Compensation:
Does your proposed coverage include "Other States" Coverage?
Of course, we need these clarifications and revisions as soon as possible~ so please let us
know if you can not get back to us immediately.
Thank you.
Kathy V. Doak, ARM-P, AAI
Siver Insurance Consultants
8135 Executive Center Drive West~ Suite lIe St. Petersburg, FL 337132-24137
Fax: (727) 579-8692
Tel: (727) 577-2789
email: <mailto:kdoa~siver.com>kdoak~siver.com<mailto:kdoak~siver.com>
2
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PLEASE NOTE: FLORIDA HAS A VERY BROAD PUBLIC RECORDS LAW. MOST WRITTEN COMMUNICATIONS TO OR
FROM CITY OFFICIALS REGARDING CITY BUSINESS ARE PUBLIC RECORDS AVAILABLE TO THE PUBLIC AND
MEDIA UPON REQUEST. YOUR E-MAIL COMMUNICATIONS MAY THEREFORE BE SUBJECT TO PUBLIC
DISCLOSURE.
3
-
FLORIDA MUNICIPAL INSURANCE TRUST
RFP No. 11-08-01
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FLORIDA MUNICIPAL INSURANCE TRUST
Proposal for 2011-2012
Department 01 Insurance
and Financial Services
City of Sunny Isles Beach
PROPERTY COVERAGE
Limit
Blanket Real & Personal Property
$36,246,450
Note: Property on a BlankeUAgreed Value basis requires a current appraisal to maintain both,
Electronic Data Processing:
- Equipment:
- Software:
- Equipment Breakdown:
Included in Contents
Included in Contents
Included in Contents
Coinsurance:
Agreed Amount
Values:
100%
Valuation Basis:
Replacement Cost
Coverage Form:
Special
Deductlbles:
$5,000 Per Occurrence - Real & Personal Property, Other Property
For locations within 1/2 mile of Coastal Waters, windstorm damage (other than a Named
Storm) shall be $25,000 or the stated policy deductible, whichever is greater. For locations
within 1/2 mile of Coastal Waters, the Named Storm deductible shall be 5% of the scheduled
value, $25,000 or the stated policy deductible, whichever Is greater.
Named Storm Deductible Is 5% of the scheduled Building, Personal Property, Other Property
(including property In the open) and Business Income, The percenlages calculated using the
Schedule of Values on file with FMIT. The Named Slorm deductible is calculated separalely and
applied individually to each Building, Personal Property, Other Property and Business Income, The
minimum deductible is 5% of the scheduled value or the stated policy deducllble, whichever Is
greater,
Business Income deductible is 72 hours.
Valuable Papers
Deductible: $5,000 $1,000,000
(Nole: lhe limit stated is in addition to the limit shown on page 2 of proposal)
FLORIDA MUNICIPAL INSURANCE TRUST
RFP No. 11-08-01
PROPERTY COVERAGE EXTENSIONS:
~ Excess Flood Coverage
o Flood Zones A & V excess of NFIP
o Other Flood Zones - $100,000 deductible
~ Terrorism
~ Unintentional Errors & Omissions
~ Newly Acquired or Constructed Property
~ Newly Acquired Business Personal Property
~ Business Income
~ Extra Expense
~ Valuable Papers & Records
~ Signs - Not attached to Buildings
o Vehicular damage to signs maximum of $10,000
~ Accounts Receivable
~ Police Dogs & Horses
o Death in line of duty - $5,000
o Annual Maximum - $25,000
~ Electronic Data Processing Equipment (Software)
~ Antiques & Objects of Art
o $15,000 per item
o $250,000 Annual Maximum
~ Off Premises Power Failure
~ Pollutant Clean Up & Removal
~ Fungus Clean Up & Removal
~ Personal Property Off Premises
~ Personal Property of Others
~ Preservation of Property
~ Service Interruption Coverage
~ Property In Transit
~ Fire Extinguisher Recharge
~ Debris Removal
~ Building Ordinance Coverage, Including Demolition
~ Outdoor Fixtures - applies to covered property within 1,000 feet of described building. Please
see fonn FMIT PROP 031112 for complete definition and policy conditions.
>> Leasehold interest
>> Arson Reward
>> Recertification of Equipment
2
$4,500,000
$5,000,000
$2,000,000
$500,000
$500,000
$1,000,000
$500,000
$25.000
$500,000
$250,000
$100,000
$100,000
$25,000
$250,000
$50,000
$100,000
$100,000
$250,000
25% of Loss
25% of Loss
$100,000
$5,000
$250/Day
FLORIDA MUNICIPAL INSURANCE TRUST
RFP No. 11-08-01
INLAND MARINE COVERAGE:
Scheduled In/and Marine Equipment
Deductible:
$450,240
$5,000 Items greater than $50,000 have $5,000 deductible or 2%
of the item's scheduled limit, whichever is greater.
Blanket Inland Marine Equipment
Items under $15,000
Deductible:
$500
Blanket Inland Marine coverage is defined as: Coverage for all unscheduled Inland Marine equipment, Emergency
Portable Equipment and Communications Equipment valued at $15,000 or less is subject to $500 deductible.
(All Watercraft must be scheduled.) Limit of Liability - $1,000,000.
Coverage Basis:
Actual Cash Value
INLAND MARINE COVERAGE EXTENSIONS:
> Rental Reimbursement for Contractor's Equipment for Covered loss
> limited Contractor's Equipment Cost
> Installation Floater - Member's Building Materials
$5,000
$250,000
$100,000
3
FLORIDA MUNICIPAL INSURANCE TRUST
RFP No, 11-08-01
EQUIPMENT BREAKDOWN COVERAGE
Subject to any applicable limits on the Declarations of Building and Personal Property Coverage, the Equipment
Breakdown Limit is the most we will pay for loss or damage arising from any.one accident."
These coverages apply to all locations covered on the policy, unless otherwise specified.
J.
Coverages
Limits
Equipment Breakdown Limit
Real & Personal Property limit shown In proposal,
Maximum Limit: $50,000,000.
Business Income
Subject to the Business Income Limit shown in proposal.
Extra Expense
Subject to the Extra Expense limit shown in proposal.
Expediting Expense
$250,000
Hazardous Substances
$100.000
Spoilage
$250.000
Data Restoration
$250,000
Service Interruption
(Must exceed 24 hours.)
Included
Water Damage
Included in Property Coverage.
II. Deductibles
Direct Coverages
Subject to the Real & Personal deductible shown In proposal.
Indirect Coverages
Subject to the appropriate Time Element deductible shown
in proposal.
III. Other Conditions
.Covered Equipment" does not Include equipment primarily used to generate electric power; however, this
exclusion does not apply to emergency generators.
4
FLORIDA MUNICIPAl INSURANCE TRUST
RFP No. 11-08-01
GENERAL LIABILITY COVERAGE
Comprehensive General Liability
Limits
limit Per Occurrence:
Annual Aggregate:
Deductible:
$5,000.000
Unlimited
$0
Public Officials E & 0 I Employment
Practices Liability
Limits
limit Per Occurrence:
Annual Aggregate:
Deductible:
$5,000,000
Unlimited
$0
Police Professional Liability
Limits
Limit Per Occurrence:
Annual Aggregate:
Deductible:
$5,000,000
Unlimited
$0
Note: For Members that choose a deductible - Members are only responsible for the deductible if a
judgment or settlement occurs. Legal expenses are outside the deductible and paid solely by the Trust
for General Liability and I or Automobile Liability.
Important Note: The deletion of any of the above coverages does not automatically reduce the premium. These premiums are
based on all of the above coverages. Any deletions of coverage will alter the experience modification factor originally used
and may result in a higher premium.
5
FLORIDA MUNICIPAL INSURANCE TRUST
RFP No, 11-08-01
ADDITIONAL BENEFITS:
~ Defense Costs paid in addition to policy limits
~ Premises Operations
~ Products/Completed Operations
~ Contractual Liability (Designated Contracts Only)
~ Owners & Contractors' Protective liability
~ Personal Injury Liability
~ Host Liquor Liability
~ IncIdental Medical Malpractice Liability
~ Watercraft Liability
~ Fire Legal Liability - $500,000 Limit
~ Broad Form Property Damage - Maximum $500,000 in anyone Trust Year
~ Advertising Injury Liability
~ Employment Practices Liability
~ Employee Benefits Program Administration Liability
~ Extra Contractual Legal Expense - $100,000 Limit
o (EEOC, Florida Commission on Human Resources, Ethics, Sunshine Law)
o No-fault Sewer Backup
> Crisis Intervention
> HR Helpline . Full Legal Support and Online Services
6
AUTOMOBILE COVERAGE
Comprehensive Automobile Liability
Deductible:
Personal Injury Protection
Deductible:
Medical Payments
Deductible:
Uninsured Motorists Protection
Deductible:
Automobile Physical Damage
Comprehensive Coverage
Collision Coverage
Coverage Includes:
)0> Hired & Non-Owned Liability
)0> Rental Reimbursement - scheduled vehicles
)0> Lease Differential - scheduled vehicles
)0> limited Replacement Cost- owned private passenger vehicles
)0> Member's Personal Effects
FLORIDA MUNICIPAL INSURANCE TRUST
RFP No. 11-08-01
Limits
$5,000,000
$0
$10,000
$0
$3,000
$0
$100,000
$0
$1,000 Deductible
$1,000 Deductible
Note: For Members that choose a deductible - Members are only responsible for the deductible if a
judgment or settlement occurs. Legal expenses are outside the deductible and paid solely by the Trust
for General Liability and I or Automobile Liability.
7
FLORIDA MUNICIPAL INSURANCE TRUST
RFP No, 11-08-01
CRIME & BOND COVERAGE
Limits
Honesty Blanket Bond
Deductible:
$1,000,000
$1,000
Crime:
Money - Loss Inside
Deductible:
$250,000
$5,000
Money - Loss Outside
Deductible:
$250,000
$5,000
Computer Fraud
Deductible:
$250,000
$0
Depositors Forgery
Deductible:
$250,000
$1,000
.Certain Officers and Subordinates are excluded automatically from coverage by the terms of the designated Blanket Bonds:
1. All Coverages - Finance Directors, Treasurers and Tax Collectors by whatever title known.
2. Faithful Performance Coverages - Personnel required by law to furnish an individual bond to qualify for office
(Policemen excluded).
3. Honesty Coverages - Personnel required by law to give bond for faithful performance duties.
8
FLORIDA MUNICIPAl INSURANCE TRUST
RFP No, 11-08-01
WORKERS' COMPENSATION PAYROLLS
Workers' Compensation
Employers Liability
Limit
Statutory
$1,000,000 I $1,000,000 I $1 ,000,000
CODE
DESCRIPTION
PAYROLL
7382
7720
8810
8820
9015
9102
9402
9410
BUS DRIVERS
POLICE OFFICERS
CLERICAL
ATTORNEY-ALL EMPLOYEES
BUILDINGS - OPERATION BY OWNER
PARK NOC
SewER CLEANING
MUNICIPAL, TOWNSHIP, COUNTY EMPLOYEES NOC
224,400
3,724,754
3,003,556
282,596
827,978
1,383,645
50,391
632.304
TOTAL PAYROLL
10,129,624
Deductible:
$0
Experience Modification Factor:
1.09
Safety Credit:
Yes
Drug Free Credit:
Yes
The Workers' Compensation premium Is subject to adjustment when the October 1, 2011 experience modification is received,
Premium calculation Indudes 5% Drugfree Credit and 2% Safety Credit - Requires receipt of approved applications.
9
FLORIDA MUNICIPAL INSURANCE TRUST
RFP No. 11-08-01
PREMIUM SUMMARY
Coverage LIne
Annual Premium
Blanket Real & Personal Property
$215,423
Inland Marine
INCLUDED
Equipment Breakdown Coverage
INCLUDED
Crime & Bond Coverage
INCLUDED
General Liability Coverage
$38,142
Public Officials E&O I Employment Practices Liability
$30,039
Police Professional Liability
$41,410
Automobile Coverage
$102,625
Workers' Compensation Coverage
$142,495
I Total FMIT Premium
$570,134
THE FOLLOWING COVERAGE(S) ARE BILLED SEPARATELY ON AN ANNUAL BASIS AND WILL NOT BE INCLUDED IN THE
QUARTERLY INSTALLMENT INVOICE FOR THE FMIT:
Accidental Death and Dismemberment:
~(Position Schedule - $500,000 Finance
Director):
!l2.!!Q..(Position Schedule - $1,000,000
Finance Director):
f32nlL(Position Schedule - $1,000,000 City
Manager):
Primary Flood
Accident
Storaae Tank Liabilitv:
$1,868
$1,437
$2,804
$3,191
TBD
TBD
TBD
GRAND TOTAL PREMIUM
$579,434
10
FLORIDA MUNICIPAL INSURANCE TRUST
RFP No. 11-08-01
INTEREST FREE INSTALLMENT PLAN
First Installment
Second Installment
Third Installment
Fourth Installment
25% minimum due
25% minimum due
25% minimum due
25% minimum due
October 1, 2011
January 1, 2012
April 1, 2012
July 1, 2012
Payment will be forwarded to the Florida League of Cities In Tallahassee
Note: Coverage summaries provided herein are Intended as an outline of coverage only and are
necessarily brief. In the event of loss, all terms, conditions, and exclusions of actual Agreement and/or
Policies will applv.
11
FLORIDA MUNICIPAL INSURANCE TRUST
RFP No, 11-06-01
DEDUCTIBLE I LIMIT OPTIONS
General Liability, Errors & Omissions and Police Professional Liability
$5,000,000 Combined Single Limit
Deductible Premium
$0 $107.602
$2,500 $105,688
Automobile Liability
$5,000,000 Combined Single Limit
Deductibie Premium
$0 $78,841
$5,000 $73.949
Worlrers' Compensation
Deductible
$0
$2,500
Premium
$135,194
$126,057
12
FLORIDA MUNICIPAL INSURANCE TRUST
RFP No. 11-08-01
STATUTORY AD&D
THE FOUOWlNG IS A SUMMARY OF FEATURES ONL Y & DOES NOT COVER ALL TERMS, CONDmONS AND UMffATIONS. THE
ISSUED POUCY WlU GOVERN IN AU CASES.
QUOTE FOR:
City of Sunny Isles Beach
INSURER:
Natronal Union Fire Insurance Company of Pittsburgh PA
LIMIT OF LIABILITY:
$67,340
$67,340
$191.660
Principal Sum - In line of Duty
Principal Sum - Fresh Pursuit
Principal Sum - Unlawful or Intentional Death
PROPOSED EFFECTIVE DATE: 10/112011 TO 10/1/2012
THE FOLLOWING COVERAGES ARE INCLUDED:
1, Accidental Death & Dismemberment on each component.
2. Tuberculosis, heart disease or hypertension, hepatitis, meningococcal meningitis,
3. Weekly Accident Indemnity - $100.00Jweek, maximum 52 weeks. Coordinates with workers'
compensation, Intentional act only.
4, Day Care Benefit - $2,OOO/yr, mal( 2 years, Currently enrolled In day care,
5. Education Benefit - $2,000lyr, max 2 years. Currently enrolled in an institution of higher learning.
6. Medical Insurance Continuation/Catastrophic Injury 440,02 (34) F.S. - Maximum $5,000.00 per
year. Maximum years - 5.
7. Burial Benefit - $1,000, Intentional Death only,
PERSONS COVERED:
I.
Police
48
1
8
Full-Time
Auxiliary Officers, Reserves, Volunteers
Administrative
III.
All Other Employees
98
All Other Employees
TOTAL PREMIUM:
$1,868.00 Annual
13
FLORIDA MUNICIPAL INSURANCE TRUST
RFP No. 11-08-01
BONDS
"PREMIUM SUBJECT TO ADJUSTMENT ONCE COMPLETED AND SIGNED APPLfCA nON RECEIVED AND REVIEWED BY
UNDERWRITING"
QUOTE FOR:
City of Sunny Isles Beach
INSURER:
Travelers Casualty and Surety Company of America
POSITION SCHEDULE BOND:
Limit of Liability:
$500,000
Deductible:
$0
Position Covered:
Finance Director
Premium:
(Subject to adjustment once completed
and signed application received and
reviewed by Underwriting)
$1.437.00
14
FLORIDA MUNICIPAL INSURANCE TRUST
RFP No. 11-08-01
BONDS
""PREMIUM SUBJECT TO ADJUSTMENT ONCE COMPLETED AND SIGNED APPUCA nON RECEIVED AND REVIEWED BY
UNDERWRITING--
QUOTE FOR:
City of Sunny Isles Beach
INSURER:
Travelers Casualty and Surety Company of America
POSITION SCHEDULE BOND:
Limit of Liability:
$1,000,000
Deductible:
$0
Position Covered:
Finance Director
Premium:
(Subject to adjustment once completed
and signed application received and
revIewed by Underwriting)
$2.804.00
15
FLORIDA MUNICIPAl INSURANCE TRUST
RFP No. 11-08-01
BONDS
"PREMIUM SUBJECT TO ADJUSTMENT ONCE COMPLETED AND SIGNED APPL/CA nON RECEIVED AND REVIEWED BY
UNDERWRITING"
QUOTE FOR:
City of Sunny Isles Beach
INSURER:
Travelers Casualty and Surety Company of America
POSITION SCHEDULE BOND:
Limit of Liability:
$1,000,000
Deductible:
$0
Position Covered:
City Manager
Premium:
(Subject to adjustment once completed
and signed application received and
reviewed by Underwriting)
53.191.00
16
FLORIDA MUNICIPAL INSURANCE TRUST
RFP No. 11-08-01
PETROLEUM STORAGE TANK LIABILITY, CORRECTIVE ACTION AND CLEAN.UP COSTS COVERAGE
"QUOTE CAN BE CONSIDERED WITH A COMPLETED, SIGNED AND DATED AGENT OF RECORD I BROKER OF
RECORD LETTER ON MUNICIPALITY LETTERHEAD. CONSIDERATION WILL NEED TO BE APPROVED BY THE
STORAGE TANK LIABILITY INSURANCE CARRIER. **
NAME:
City of Sunny Isles Beach
INSURER:
Illinois Union National Insurance Company
POLICY PERIOD:
One Year from Inception
LIMIT OF LIABILITY:
To Be Determined
DEDUCTIBLE:
To Be Determined
PREMIUM;
To Be Determined (**See below)
To Be Determined (Additional premium for Terrorism Risk Insurance Act)
No midterm credit for tank upgrade or removal.
THIS POLICY IS WRITTEN ON A CLAIMS MADE FORMAT. PRIOR ACTS COVERAGE IS NOT OFFERED.
The coverage available through illinois Union Insurance Company will be for liability for bodily Injury and property damage to thlrd-parties
and corrective action as a result of an incident of inland contamination as defined by Florida Statute. Coverage will be for scheduled
tanks at scheduled sites only. This policy is subject to a retroactive date which bars coverage for conditions existing prior to the
inception of the policy.
17
FLORIDA MUNICIPAL INSURANCE TRUST
RFP No, 11-08-01
PRIMARY FLOOD
**QUOTE CAN BE CONSIDERED WITH A COMPLETED, SIGNED AND DA TED AGENT OF RECORD I BROKER OF RECORD
LETTER ON MUNICIPALITY LETTERHEAD AND A COPY OF THE CURRENT I ACTIVE DECLARA TION PAGE(S).
CONSIDERATION WILL NEED TO BE APPROVED BY THE PRIMARY FLOOD INSURANCE CARRIER....
NAME:
City of Sunny Isles Beach
INSURER:
American Bankers Insurance Company of Florida
POLICY PERIOD:
One Year from Inception
LIMIT OF LIABILITY:
To Be Determined
DEDUCTIBLE:
To Be Determined
PREMIUM:
To Be Determined
18
FLORIDA MUNICIPAL INSURANCE TRUST
RFP No. 11-08-01
ACCIDENT
"'QUOTE CAN BE PROVIDED ONCE COMPLETED AND SIGNED APPLlCA nON IS SUBMITTED AND REVIEWED."
NAME:
City of Sunny Isles Beach
INSURER:
National Union Fire Insurance Company of Pittsburgh PA
POLICY PERIOD:
One Year from Inception
PERSONS COVERED:
To Be Determined
PREMIUM:
To Be Determined
19
.
FLORIDA MUNICIPAL INSURANCE TRUST
RFP No, 11-08-01
SERVICES INCLUDED BY FLORIDA LEAGUE OF CITIES & FMIT
The Florida League of Cities and the Florida Municipal Insurance Trust are pleased
to be able to provide more than "jusf' insurance for your premiums. As you
consider our coverages and premiums, please consider the following services that
will be provided as well:
Return of Premium. FMIT Members are owners of the FMrT. This payment to our Members Is an example
of owners assessing the strength of their program and making decisions to benefit all Members. Over the
past 4 years the Board of Directors has approved the returns to our "owners" in excess of $28,000,000.
$
VALUE TO YOU:
Safety Grants - The FMIT offers cost sharing grants to our Members for projects that improve safety. These
grants are for up to $5,000 and are subject to approval by an appointed Board of Risk Managers from our
insured Cities.
You have received the following Grants:
VALUE TO YOU:
$
20
FLORIDA MUNICIPAl INSURANCE TRUST
RFP No, 11-08-01
SimpliCity - FMIT Members face unique challenges when maintaining accurate schedule of values, tracking
assets, overseeing projects, coordinating vendor services and documenting the property claims process.
SimpliCity was developed exclusively for FMIT Members to address these needs and to speed the claim
and recovery process.
VALUE TO YOU:
$
TurnKey Recovery. In an effort to improve the mitigation process and significantly reduce the financial impact of a
loss can have on a Member's ability to recover, FMIT TurnKey Recovery Program is offered to Members.
Project costs are approved and paid to certified vendors directly by Synergy for the FMIT in order to reduce
Member's out-of-pocket costs. FMIT TumKey Recovery helps to minimize the financial exposure the SOV
Claims can have on Members net cash-flow by eliminating the recovery cost burden and the reimbursement
process.
VALUE TO YOU:
$
Speclallnvestigafions Unit (SIU) - Insurance fraud costs each Florida family approximately $1,400 a year
In additional premiums, and is the number two white collar crime in America. The Special Investigation Unit (SIU)
was created in 1999 to investigate suspected fraud to help reduce the cost and amount of fraud for the Florida
Municipal Insurance Trust (FMIT) Members.
As of 2010, fraud investigations and prosecutions have resulted in over $5.5 million in cost savings and more
that $1.8 million dollars in restitution ordered on FMIT claims. The SIU was recognized by the State of Florida
Governor and Cabinet in 2009 for its work in the fight against insurance fraud.
VALUE TO YOU:
$
Per Scheduled Unit Deductible - The FMIT Deductible applies to each scheduled Building, each scheduled Contents,
and each scheduled Property In The Open Instead of Per Location's Total Values. This greatly reduces your financial
exposure in a named storm event.
VALUE TO YOU:
$
21
--r \'~'\'I\
_..1-(\ ~."
FLEET MANAGEMENT
POLICE DEPARTMENT
VEHICLE PROFILE
-
......._;_....i~.;.;..II;..... .... "J"'\;r"""'. _..... ~... ~r '"
I~l w~'; j{~1tf~,li f~i:' '~'tr . ~
/Giif~: -,=. ... !~~~ .. . ~.:::.:~i~' ~':;
156 2010 HARLEY-D ROAD KING 73703
157 2010 HARLEY.D ROAD KING 73809
168 2010 HARLEY.D ROAD KING 74101
163 2011 ASPT TRAILER oo2AD
164 2011 CHEVY IMPALA 48040
166 2011 FORD CROWN VlC 21815
167 2011 FORD CROWN VlC 21820
168 2011 FORD CROWN VlC 21823
169 2011 FORD CROWN VlC 21824
170 2011 FORD CROWN VlC 21825
171 2011 FORD CROWN VlC 21831
172 2011 FORD CROWN VlC 21834
173 2011 FORD CROWN VlC 21835
174 2011 FORD f..1SO 66766
1715 2011 FORD F.150 4X4 62484
176 2011 HARLEY.D ROAD KING 49789
177 2011 YAMAHA . FY1800K 3B111;
178 21111 YAMAHA. FY1800K . 9B111
1 1992 MERCURY GRAND MARQUIS 211ELM75W5NX736359
10 2000 BUICK REGAL LS 2~~65K9Y1339105
100 2006 Haum utIy Trall4lr. . 83098
101 2006 SEAARK QQAT SAIIA1iT81!1606
102 2006 TRAILER UTL Y TRAileR 1A9BB302X7F714512
104 2006 Ford F-160 4)(4 83717
106 2007 FORD CROWN VlC 2FAFP71W57X1561011
106 2007 FORD CROWN VIC 2FJYAP71VVTT.X166101
11 2000 FORD CROWN VIC 40967
111 2007 FORD CROWN VlC 2FAFP71W97X155102
112 2007 FORD CROWN VlC 2FAFP71W07X155103
113 2007 FORD CROWN Vie 2FAFP71W27X156104
114 2007 FORD CROWN Vie 2F~71~165106
115 2007 FORD CROWN VlC 2FAFP71~155107
118 2007 FORD CROWN VlC 2FAFP71W47X1651 Q5
117 2007 Sterllnll Elgin 67969
118 2007 Vamahl YFM66FGWR .3048
119 2008 Ford Aerotech 240 95189
12 2000 FORD F-3150 PIU 4X4 1FTSW31S9YEC57228
120 2008 Ford ExPedition' 74796
121 2008 Ford F-660 75765
;122 . ,Z008 Gem eL' -47429
123 2008 Gem eL 47426
124 2008 MIDWEST JETSKI TRAILER 11928
1211. 2008 'ltEir.. VT1MIXER 32180
126 2008 Yamaha RHINO . >Q6.31
127 2008- Yamaha RHINO '2734
128 200"8 Yamaha .. RHINO 3863
129 .2009 FORD CROWN vie 29519
13 2000 Ford Focus 04289
130 2009 FORD CROWN VlC 29620
131 2009 FORO CROWN VlC 29522
8/1012011 [Tlmel
-~ ..-
Iii
$22,000 01
$22,000 ./
$22,000/
~
$24.995 ,/
$24,995 /
$24,995 /
$24.995"--
$24.995/
$24.996 ~
$24,995/
$24,995'/
$24,995/
$24,000/
$27.000 ./
$22,500 ,/
4- M
:;I; 1"'\-
$18,995'/
./
$22.$66
./
~t-'\. ./4 '1\, \\.d\. '
./
$23,600./
$22,466 /
$22,466 .;
$21,276/
$22,486 ~
$22,4615/
$22,465 ./
$22,465 .,.
$22,466/'
$22,465-1
$711,000 ./
'M'Blanket ~~I
$56,000 ,/
$21,835'/
$31,000/
$44,000 /
$29,OOO::t: M. v
$29,OOO:r./:'^.'/
~~....
1M BJatikBt
,$20;1100. ~ 1'-'\... ~
$20,000 ::0: t...... v
$20,000 .~ I-'~/
$26,500""-
$17,000 /
$25,1100 ./
$25,500 ./
, i\. \ ,(.'
.waverunner '<'
waverunner ,/!\, ., ,...'
I .J:' ~ .'
1"
FLEET MANAGEMENT
POLICE DEPARTMENT
VEHICLE PROFILE
$25,500 ./
$25,500 .....
$28,500'/
$25,500'/
$28,500 I
$25,500 V
$24,500/
+M Q-J
,:t.M P;
$25,500 ..../U'I ,of'"
$17,000'/ -
$29,000 ~
$37.900./
$37,900 ./ .
$37,900,.....
$29,600 ./
$29,500 ./
$27,000 ../
$26,500 ./
$34,500'/
$34.500"'"
$21,275 ./
$34,500 .....
$34,lIOO ./
$34,500 ./
$34,500 :;.
$34,500
$28.500./
$21,275 ,I' ./
. . .$25;500':\;0 tJ\ ./
$26,500 ::r f"'\
$35,500 -.'
. /
$29,500 ./
$25.500 -:;:;.!,,\
$.1"5 iIOO/-.: ,-, 1--:." ,.'-11" \
... I .
$15,000('- jJ :.' ,.'
$18,000 /
$20,075,1'
$20,075 ../
$20,075,1'
$20,075 /
$20,075.1
$20.075 ./
$20,076 ,/
$20,075,1
$20,075 .....
$19,995 ./
$23,033'/
$19,000 -/
$22,000/
$23,599 I
(\1, '\..
$19,000/
./
$51,000 ,/
132 2009 FORD CROWN VIC 29521
133 2009 FORD CROWN VlC 29523
134 2009 FORD EXPLORER. 21432
134 2009 FORD CROWN VIC 21432
135 2009 FORD EXPLORE~ 21~1
135 2009 FORD CROWN VlC 21431
136 2009 Ford F-150 35833
137 2009 POLARIS ATV. _.421B6
1.38 _2009- - . poLARIS -. --AfV ..~_. --43675
139 _2009 Polaris Rangel'----- .. 43675
14 2000 Ford Taurus 36865
140 2010 CHEVY C5500 AEROUTE 14849
141 2010 Chevy Tllf10e 09533
142 2010 Chevy Tahoe 10760
143 2010 Chew Tahoe 08676
144 2010 Chrvsler 300 40313
145 2010 Chrvsler 300 40312
146 2010 Dodge Charger 43981
147 "2010 FORD CROWN VlC 12562
148 2010 Ford Explorer 30138
149 2010 Ford Explorer 30133
15 2000 FORD TAURUS 1fAFP5222YG138868
150 2010 Ford ExDlorlr 30135
151 2010 Ford ExPlorer 30138
152 2010 Ford Explorer 30137
153 2010 Ford ExDlorer 30134
154 2010 Ford ExDlorar 34332
166 2010 FORD F-1liO 4X4 17291
16 2000 FORD TAURUS 2FAFP5826Y A236852
1~ 2010 PolarIS Rlinli9r - .. ..... ~ . . ___ __ 8I21~_
1..61 _201_0 Polaris Ringer - BS2lI2
162 2010 Volvo S40 90264
165 2011 Dodge Charger 54296
17 2000. Polaris GENESIS OK800
18 toOl :! - . Arrow -Trailer 40808
19 - - 200-1 ArrOw Ii Trailer 41W
2 1998 Chev S-10 Plu 1 GCCS19X7W8238354
20 2001 FORD CROWN Vie . 2FAFP71W81X121868
21 200~ FORD CROWN VlC 2fAFP71vv.K1X121869
23 2001 FORD CROWN VIC 2FAFP7.1W31X124016
24 2001 FORD CROWN VIC 2FAFP71VV61X124016
25 2001 FORD CROWN VIC 2FAFP71VW71X124011
26 2001 FORD CROWN VlC 2FAFPT1W91X124018
27 2001 FORD CROWN VlC 2FAFP71W21X124023
28 2001 FORD CROWN VIC 2FAFP71VV41X124024
29 2001 FORD CROWN VlC 2FAfP71Vv61X124026
3 1998 FORD. CROWN VIC 2fAFP71W21N123428
30 2001 FORD EXPLORER 1 FMZU72E31ZA64351
31 2001 Ford F 160 49773
32 2001 Ford F-2S0 67977
33 2001 Ford ExDlorer 54350
34 2001 Trailer . Jet SkI Trailer 40,808
35 2003 Toyota Camrv 56591
36 2004 Cont A TV Trailer 25618
37 2004 Eldorado C650 Aerolite 18986
8/10/2011 [TIme]
~
FLEET MANAGEMENT
POLICE DEPARTMENT
VEHICLE PROFILE
$51,000 ./
$65 000./
$19:995 ,/
$26,066 ./
$26.065 ./
$26,065/
$27,500 ./
$27,500,1
$26,065 ../
$24,000./
$22,800 ./
1M-Blanket. p-,
./
$19,995 ./
1M S22.Z40;:t:, /'1\ \'"
1M Bllnket::d'#\ b
$17,900/
/
../
-/'
./
./
./
..,r
$26,500 /
$20,1185 ./
$20.585./
$zo.565 ,/
$28.996 ./
$29,000 /.
$26,1100./
$26,1100 ./
$26,500,/
$26,500""
$19,OQO ./
$26,500 ,/
$27,000 ./
$22,075/
$60,000 ,./
$24.000./
$28,000 ./
iM'siariket (~,
IMSlankst (
... /
~......\ .
2004 Eldorado C$!O Aerolite 18823
2004 Ford E.51l0 BOO116
1998 FORD CROWN VlC 23430
2004 FORD EXPLORER 1FMZU72K44UA82245
2004 FORD EXPLORER 1 FMZU72K44UA82248
2004 FORD EXPLORER 1 FMZU72K84UA82167
2004 Ford EXIllorer 82168
2004 Ford Explol'8l' 8216$
2004 FORD EXPLORER 1FMZU72K64UA82247
2004 Ford F-211O 4X4 68701
2004 Ford F~50 72117
2004 Yamaha KO'dlalf AW . 021825
2006 Anderson Trailer ' . 26637
1996 FORD CROWN VIC 2FAFP71W7WX123425
2005 Bo.beat Loader 18616
2lI05 Coco WaaherlTl'IlIl ~
2005 Chew IlTlIlala 48321
2005 Cont ATV Trailer- 30168
2005 Cont Jet Ski Trailer 30167 .
2005 Cont Ski Trailer 30169
2006 Cont Sid Trlliler 30170
38
39
4
40
41
42
43
44
46
4G
47
48
49
6
60
51
52
53
54
55
57
58 2006
59 20011
6 1999
60 2005
51 2005
62 2005
63- 2005
64 2005
85 2005
66 2005
67 2006
68 2005
69 2005
7 1999
70 2005
71 2006
72 2005
73 2005
74 2006
75 2005
76 -2006
77 2005
78 2005
79 2006
8 1999
80 200s
81 2005
~:
83 1999
84 2006
85 2006
86 2006
87 2006
88 2006
8/10/2011 [Time]
Cont
Cont
KUSTOM
FORD
FORD
FORD
FORD
FORD
Ford
FORD
FORD
FORD
FORD
Ford
FORD
Ford
FORD
Ford
Ford
Ford
Yamaha
Yamaha
Yamaha
Yamaha
Ford
Yamaha
Yamaha
Yamaha
KusitCiih
BIG 0
CHEV
Eldorado
FORD
FORD
Trailer.
Trllller
SMART TRAILER
-,
EXPLORER
CROWN Vie
CROWN VlC
CROWN VI~
EXPEDITION
Expedition
EXPLORER
EXPLORER
EXPLORER
EXPLORER
Ranger
EXPLORER
Explorer
F.150 4X4
F.660 Dump
Ranger 4X4
Spo rt. Trac
AN
A'TV
Jet Ski
Jet Trailer
Taurus
Jet Sid
ATV
ATV
smart T,raller
CHOPPER
IMPALA
Aerotech 240
CROWN VIC
CROWN VlC
30162
30166
1K9B50B13WK118886
1 FMZU72K65UB05725
2FAFP71W06X141814
2FAFP71VV06X141815
2FAFP7,1VV95X141813
1FMPU166X6LA&6606
. 66079
1FMZU72KOSUB05720
1FMZU72K2SUB06721
1FMZU72K45UB05722
1FMZU72K85UB05723
21491
1 FMZU72K8SUB0572,4
58899
1FTVX14655NA84968
67079
58377
98914
04i$4
lf1883
81lf05
21406
12881
01406
01182
040291
32322
6J11YBJ196W000570
2G1WU8814692203n
23977
2FAFP71W86X124986
2FAFP71W96X124978
'1\, \ I( .....-, ,
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$17.000 ./
~t""
. 1M Blanket \, J
1M Blanket . i' "
',,/ -
$20,000 /
$20,500 ./
$45,000'/
$22,026 ./
$22,b26 ~
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FLEET MANAGEMENT
POLICE DEPARTMENT
VEHICLE PROFilE
89 2006 FORD CROWN VIC 2FAFP71W76X124980 $22,025'/
9 1999 TRAILER UL TV TRAILER 1E9AL10131L25274 ./
90 2006 FORD CROWN VIC 2FAfP71W96X124981 $22,025'/
91 2006 FORD CROWN VlC 2fAFP71W26X124983 $22,025 ./
92 2006 FORD CROWN Vie 2FAFP71W46X1249B-4 $22,025/
93 2006 FORD CROWN VlC 2FAFP71VV66X124985 $22,026 /
94 2006 FORD CROWN VIC 2FAFP71VV86X124979 $22,025/
96 2006 FORD CROWN VIC 2FAFP71W06X124982 $22,025 ../
96 2006 Ford Explorer 93029 $28,500':/
97 2006 Ford f-150 4X4 6371~ $23,500.
98 2006 Ford Ranger4X4 49220 $22,600/
99 2006 Ford Ranger4X4 40221 $22,600 /
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8/10/2011 [Time]
Endorsement No.: 6
M~mber: City of Sunny Isles Beach
Preferred Governmental Insurance Trust
Coverage Agreement Endorsement
Effective Date: 04/0112011
Agreement No.: PK FL1 013202610-08
Coverage Period: 10/0112010 to 10/0112011
In oonsideratlon of an additional premium of $76.00, the Coverage Agreement 15 amended as foRows:
Prooertv- Inland Marine.
Communication Eaulpment
~
#026: 2011 Yamaha Jetskl, Model FY1800K, SeriaI#YAMA3673B11.1, Value $12,000
#027: 2011 Yamaha Jetskl. Model FY1800K, Serial#YAMA3679B111, Value $12,000
Revised Inland Marine TIV
Total:
$3,208,556
Subject otherwise to the tenns. conditions and exclusions of the coverage agreement.
..
Issued: 04/28/2011
Authorized by:
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Endorsement No.: B
Member: City of Sunny Isles Beach
Preferred Governmental Insurance Trust
Coverage Agreement Endorsement
Effective Date: 0511312011
Agreement No.: PK FL 1 0132026 10-08
Coverage Period: 10m1f2010 to 10/011201.1.
In consideration of a waived .premlum , the Coverage Agreement Is amended as follows:
ProD8~.lnr.nd MarIne
. -. ... '. . ,. .
Contractor's I MobNe EaulDirient
AlUIad .
1#029: 2009 Polaris Ranger ATV, SerlaI#4XAMN76A39A543675, Value $8,600
Watercraft
~-7
Added ,/
1#028: 2000 Polaris Genesis Jet Ski, SerlaI#PLE03160k900, Value $3,000
Revised Inland Marine TIV
Total:
$3,220,156
Subject otherwise to the tenns, conditions and exclusions of the coverage agreement.
..
Issued: Q612412011
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1JwJferretl Property Schedule
.. ~=~r City of sunny Isles Beach
AsreemenUlo.: PK FL1 013202610-08
A&ency: Brown Q Brown, Inc.
Agreement Period: 10/0112010 through tOIOU2011
./
Ullttl DescriptIon Vlar BuIlt Eff.l)at.' Bolldl", ValUlt , Total Jmure~Vil~
Addl:.., ....,.,..,..-,....,.... - ConttfltsValue ,
Cor)st TYPt Tel'\1l DatIl
Roof 5hllpit I Roof P1tcll Roof Coverflll 1 COvertnl ~placed I RoafVr BIt
water Ptlm~ 1989 10/01/20IC , $600,00( /
; 001 19160 N-BayRoad p ~)1/~ - $( $600,001
, SuMY Isles BeaCh, FL 33160 10/0112011
UJ11P
.1 Stl\tlon T I
I ~ltyHalllllld Parillo. Garage ZOO4 1010112010 ~1B,5'Ol,0511 v
002 18070 COlUns AV'ef1Ue 131'. FR .--- v' $19,50I,O?l
SulllVlsles8each, Fl31160 10/01 n011 $1,000,000
flat I Low (e 10) Builtupr~fwlth gfllvetl 2004 I 2004
_I rWl 1_ 2004 1OI01/Z01C $20,000 ,,/
/ 00:5 18070 CoUInsAvenue 223 . on $20,00
St.mJ lsIGi 8eQch, FL;J316O GrllUnd 10/01 (2011 $0
Flat I Uquld T I
Storaae
I Storage Lockers. COlltents.Only (J tI'IlU, , ZOO5 10~011Z01C ~
/ 004 301 ~llY Islet Blvd . ''In', MFR ,-..-.., $15.000 ,/ $15,00( (
SunnY ~ Bead1,. fL 33160 10/01/2011
~It , loW (e 10) Built up root WIth 8tavell 2005 I 2005
,..... .n . lIlK flestJooms 2000 10/0t/:to1~ ~OQ(I r'"
,/ 0Q5 17425 (oUIns Ave 1lf'."Flf -.--..'"---- $50,001:
SIlnJlY Illel Beach, Fl. nt60 1010112011 $0
Rat 1 Lowe< 10) . Butt up mof WIth lI'avell 2000 I 2000
!'lOft ,.2 Restfll()l'M 2005 10/01n01C $50,000 ./'
005 19141 CollIns Ave 119-.)M .' ._--'..~- $50,000 (
Sunny Isles Ileach, !'L 33160 10101/2011 $0
Flat I Low (< 10) IIuIIt up roofwlth llravell 200S I 2005
PIer ParkRe,stl:ooms 2006 1(1/01/2010 $50,000 ~
ooa 16501 toIilns Ava f3fc FR "$0 $SO,oot (
SUl1ny Isles Beach, FL 33160 10/010011
Rat I Low (< 10) Bunt up roof wlth sravel r I ZOO6
I c:;ommlJllltV center '2007 -10i01 nolO $3,ooD,00l -/
.' 009 '18115 N,15W Road .;..-,.......,.- ~-,_.~- $),100,00 c.,
Sunny Isles ~cI1, Fl. n 160 131', fR 1010112011 $200,lXN: ,/
HIp I HIgh (. 30) Steel- Stlll1dtnll Seam I I 2007
UIo7 '10f0112010 $2,000,000 0/ $2,050,001 L
010 18115 N.Biv Road ""l3i"':Af' ---...-....:$50;001:
SUnny Istes Deach, fL 33160 10/0112011 ,,'
Gabteend with bracing I Medium (10 to 30) . $~l- Stindilll Seam I I 2001
~lters (~,OOll eaCll) . fOl01lZ01C $384,000 ,/
011 VarlolJS locations Wlthll) .the .o~y .of $unny Isles "1 -MN(; ---...... $3/H,OO 0
Sunny Isles leach, Fl:nl6O 10/01/2011 $0
flat 1 I I
Ket811'/;ll!lldtlll 10/011iol0 $419,761l !7
011 287 sonny Ides B!vd .......- ..-----.........---:....;..;. $419,76( (',
SUnny l~lc5 Beach, Fl 33160 11' . Mfll:; 10/01l2Q11 SO
I I I I
To~l: I $25,074,610 51,265,000 I 5Z6,3J9,iuo
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Preferred Governmental Insurance Trust
Coverage Agreement Endorsement
Effective Date: 05/1312011
Agreement No.: PK Fl1 0132026 10-08
Endorsement No.: 7
Member: City of Sunny Isles Beach
Coverage Period: 10/0112010 to 1010112011
In consideration of an additional premium of $1D.715.oo. the CoVerage Agreement Is amended as follows:
Prooertv
~
localJon 017: Heritage Park - Playground - 19200 Collins Avenue. Sunny Isles Beach, FL. 33160 (Mlami-
/Dade)
Yr Built: N1A; NlA Sq. Ft.; Construction Type JM, Protection Class 4.
Building Value: $267,000
Contents Value: $0.00
Location 018: Heritage Park - Pavilion - 19200 Collins Avenue, Sunny Isles Beach, FL. 33160 (Miami-Dade)
-IVr Buill: NlA; N1A Sq. Fl; Construction Type MNC, Protection Class 4.
Building Value: $75,000
Contents Value: $0.00
Location 019: Heritage Park - Interactive Water Feature -19200 Collins Avenue, Sunny Isles Beach, FL
/33160 (MiamI-Dade)
Yr Built: NtA; NtA Sq. Ft.; Construction Type PumplLlft Station, Protection Class 4.
Building Value: $175,000
Contents Value: $0.00
Location 020: Golden Shore Community Park - Playground Equipment - 191 Terrace & AtlanUc Avenue,
,/ Sunny Isles Beach, FL. 33160 (MiamI-Dade)
Yr Built: N1A; N1A Sq. Ft.; Construction Type JM, Protection Class 4.
Building Value: $67,000
Contents Value: $0.00
location 021:, Golden Shore CommlUllty Park - Aluminum Fence - 191 Terrace & Atlantic Avenue, Sunny
../Isles Beach, FL. 33160 (MiamI-Dade)
Yr Built: N1A; N/A Sq. Ft; Construction Type JM, Protection Class 4.
Building Value: $5,300
Contents Value: $0.00
, ..\
Location 022: Senator Gwen Margolis Park - Bathroom Buiding - 17815 N. Bay Road, Sunny Isles Beach,
.FL, 33160 (Miami-Dade)
JYr Built: N1A; NtA Sq. Ft.; Construction Type MNC, Protection Class 4,
Building Value: $100,000
Contents Value: $0.00
.Locallon 023: Senator Gwen Margolis Park - Shade Structure - 17815 N. Bay Road, Sunny Isles Beach, FL.
,133160 (Miami-Dade)
Yr Built: N/A; NtA Sq. Ft.; Construotlon'Type NC, Protection Class 4.
Building Value: $65,000
Contents Value: $0,00
_"I) Location 024: Senator Gwen Margolis Park - Playground Equipment. 17815 N, Bay Road. Sunny Isles
'. "JBeacl:l, FL. 33160 (MlamJ-Oade)
Yr BuUt: N/A; N1A Sq. Ft.; Construction Type JM. Protection Class 4.
Building Value: $75,000
Contents Value: $0.00
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Preferred Govemmentallnsurance Trust
Coverage Agreement Endorsement
Effective Date: 05/13/2011
'Ag reement No.: PK FL 1 0132026 10-0B
Endorsement No.: 7
Member: City of Sunny Isles Beach
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Location 025: Samson Ooeanfront Park - Shade Structure - 17425 Collins Avenue, Sunny Isles Beaoh, FL..
/33160 (MIami-Dade)
Yr Built: N1A; N1A Sq. Ft.; Construction Type JM, Protectfon Class 4.
Building Value: $35,000
Contents Value: $0.00
location 026: Samson Oceanfront Park - Playground Equlpment-17425 Collins Avenue. Sunny Isles
~each, FL 33160 (Miami-Dade)
Yr Built: NIA; N1A Sq. Ft.; Construction Type JM, Protecllon Class 4.
Building Value: $55,000
Contents Value: $0.00
Location 027: Town Center Park - Bathroom BUilding - 17200 Collins Avenue, Sunny Isles Beach, FL.. 33160
~" ~Iami-Dade)
) Yr Built: NIA; N1A Sq. Fl; Construction Type MNC, Protection Class 4.
Building Value: $65,000
Contents Value: $0.00
Location 028: Town Center Park - Shade structure -172Cl0 Collins Avenue, Sunny Isles Beach, FL. 33160
'; . (Miami-Dade)
(.:" / 'yr Bullt: N/A; N/A Sq. Ft.; Construction Type NC, Protection Class 4.
"'Building Value: $60,000
Contents Value: $0.00
Location 029: Town Center Park - Fence -17200 Collins Avenue, Sunny Isles Beach, FL. 33160 (Miami-
,<1) pade)
.) . "Yr Built: NIl>\, NlA Sq. Ft.; Construction Type NC, Protection Class 4.
r'VY Building Value: $40,000
J Contents Value: $0.00
Location 030: Town Center Park - Skate Pari< -17200 Collins Avenue, Sunny Isles Beach, FL. 33160 (Miami
~Dade)
.lYr Buill: NlA; N/A Sq. Ft.; Construction Type JM, Protection Class 4.
Building Value: $95,000
Contents Value: $0.00
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Location 031: Bella YIsta Bay Park - Dock - 500 Sunny Isles Blvd., Sunny Isles Beach, FL 33160 (MiamI-
.. lDade)
Yr Built NlA; NlA Sq. Ft.; Construction Type Waterfront Structures, Protection Class 4.
BUilding Value: $115,000
Contents Value: $0.00
r::~) Location 032: Pelioan Community Park. Shade Struoture -18115 N. Bay Road, Sunny Isles Beach, FL.
r)J , 133160 (Miami-Dade)
, ,f Yr Built: N/A; N/A Sq. FL; Construction Type NC, Protection Class 4.
Building Value: $45,000
Contents Value: $0.00
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Preferred Governmental Insurance Trust
Coverage Agreement Endorsement
Endorsement No.: 7
Member: City of Sunny Isles Beach
Effective Date: 05/1312011
Agreement No.: PK FL 1 0132026 10-08
J OJ LocatIon 033: Ufeguard Towers/Sunny Isles Beach - 5 @$30,OOO -17200 ColOns Avenue, Sunny Isles
,c). " .Beach, FL. 33160 (Miami-Dade) .
, l\ . ./ Vr Built: N/A; NlA Sq. Fl.; Construction Type NC, Protection Class 4.
c..' \ BuildIng Value: $150,000
Contents Value: $0.00
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location 034: Parking Meters - Various locat10ns - 6 @$10,OOO ,Sunnv Isles Beach, FL. 33160 (Miami-
pade)
/'Vr Built: N/A; NJA Sq. Ft.: Construction Type NC, Protection Class 4.
Building Value: $60,000
Contents Value: $0.00
Localion 035: Public Works Compound - 8 Trailers @$4,500 each, Tools & Equipment @$4,500 each -
.';-0- J~an_ Causeway~h aeces.s o!fof Col[iQs.Aver:II,1~, Sunny Isles Beach, FL. 33160 (Miami-D<!~~)
Vr Bum: NJlii;WA Sq. Ft.; Construction Type MNC, Proteclion'C1ass 4.-
Building Value: $36,000
Contents Value: $36,000
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>; location 036: 33 Decorative light Poles at Atlantic tsles - Atfantic Isles. SUnny Isles Beach. FL. 33160
,AMlami-Dade)
Vr Built: N/A; N/A Sq. Fl.; Construction Type MNC, Protection Class 4.
Building Value: $66,000 .
Contents Value: $0.00
Revised TW
Buildings: $ 33,992,450
Contents: S 1.301.000
Total: . $ 35,293,450
Subject otherwise to the teons, conditions and exclusions ofthe coverage agreement.
..
Issued: 06/31/2011
Authorized by:
I.J~ &~-
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Preferred Govemmentallnsurance Tru5t
Coverage Agreement Endorsement
Endorsement No.: 5
Member: City of Sunny 'Isles Beach
Effective Date: See Below
Agreement No.: PK FL 1 0132026 10-08
Coverage Period: 10/0112010 to 10101/2011
In consideration of a total additional premium of $33,290.00, the Coverage Agreement Is amended as
follows;
Effective 10/01/10
Prooertv- Inland Marine
Fine Arts
Chanaed
#016: Butterfly Sculpture - Umlt Is Increased from $3,500 to $20,000
Revised Inland Marine TIV
Total:
$3,184,556
Effective 01/26/11
ProDertv
,Changed
.'\: J location 013: Parking Garage, 19200 Collins Ave., SUnny Isles Beach, FL. 33160 (Miami-Dade)
.:. Building Value is increased from: $750,000 to $7,500,000
Contents Value remains unchanged ($0.00)
. -
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Revised TIV
aJildlngs: $ 32,341,150
Contents:. $ 1.265.000
Total: $ 33,606,150
SCJbject otherwise to the terms, conditions and exclusions of the coverage agreement.
..
Issued: 04/2112011
Authorized by: kJ ~ e,..,... - - -
or
Fpr:
City of Sunny Isles Beach
Atto: Priscilla Walker
18070 Collins Avenue
Sunny Isles Beach, FL
33160 305-941-0606
BROWN & BROWN OF FLORIDA INC
14900 NW 79th Court Suite#200
Miami Lakes, FL
33016-5869 305-364-7800
~~_~ii@g~~"l~~~~lt~~~!g~~~~~~~~~~fu9:M~~ft~~*\~~iim~x~i;~1~'~~;;~~~11~1l~~{i~~1(~~:)i1t:&;!?:f:~f.(tft~~~~~~ll~~~';'g(~'~mJ9!ji)}%mR~~
\)1 11,.., \
Leased Equipment = $ 50,000
Valuable Papers 11$1,000,000
~ Watercraft = $ 219.400
~BJa.lng Hortzcjos.$Ctimlu.fil~ftr'OwnGEl"Ater~$1$Q~~,~ rF:.amJILSc'(t1" .tin'e. _ C(:'."Y\ ." C'c.:A.
co\-_
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CJ\-'\ -C':-.\.".'.). ~
: ~-S<<msoii.Rallf" '$':QQ;OOQ'; China DlnnetWare Set $10,137, "Pelican"
-SCU/ptiirearPelicaiiCOmmunlty Center- $3 ~OO, "Fishelll1l:!rt'SQYlpture at
Pier Parle - $3,500, Wter1lY"$cUlptUr~~fM8&pU$=,:tatk. $20,000, - O\~ .C:Di',.
:OQIpfllriiW1tt.lliQn$;CmS'iclltal! -.$1'@;OOO" Ring Around the Rosie @ Town
Cemer$S;OOO:;-ea8eba1l Player @ Pelican Comm Park $4,000., Baseball
Pitcher, Pelican Comm Park $4,000. Floral Metal Sculpture/Green LIght,
Pelican Comm Ctr. $1.000., Fish Metal,SculpturelBlue Llght@ Pelican Comm
Ctr $1,000.
Notepad '# 003
Extensions .ot Coverage w1$5000 Oed AppHcable unless othetwlse shown:
Accounts Receivable .. $250,000
Animals ::I $1,000 anyone al1imall $5,000 Annual Aggregate
Debris Removal Expense = $250,000
Demoltlon, Ordinance & ICC ;: $250,000
Errors & Omissions = $15,000
Are Department Charges = $26,000
Fungus Cleanup Expense. $2,5001$10,000
lawns, Plants, Trees & Shrul:!s = $25,000
New LocatJons- $1,000,000 (60 days)
Personal Property of Employees. $25,000 anyone amP!; $50,000 occurrence
Pollution Cleanup Expense - $50,000 ace f $50,000 agg
Recertification" $10,000
SetVice IntemJptlon Coverage" $100,000
Transit = $250,000
. Notepad # 004
*..,0 entry SigriSlfi$15,OOO II $150,000, tOOstreetslgns @$1.O00 = $100;000,
2O.1lght poles@$6,OOO .. $120,000. Decorative medlan.fence - $300,OQ(I, .42
Beachaccessslgns.@$2,OOO =$84,000, 33Streelllghts.$2,OOO,=$66,OOO, @
Atlantfclsles. .Trailers" @ S4.550=0$36,OOO& Tools & equipment 6 @$4,5oo
= $36,000. @Publlc Works Compound
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Endorsement No.: 4
Member: City of Sunny Isles Beach
Preferred Governmental Insurance Trust
Coverage Agreement Endorsement
Effective Date: 0211212011
Agreement No.: PK FL1 013202610-08
Coverage Period; 10/01/2010 to 1010112011
In consideration of an additional premium of ,$1,95'9.00, the Coverage Agreement Is amended as follows:
prooertv
8d.dm1
location 014: Skate Park, 17200 CoJllns Avenue. Sunny Isles Beach, FL 33160 (Miami-Dade)
Yr Sullt: N/A; 1,600 Sq. Ft.; Construction Type FR, Protection Class 4.
Building Value: $80,000
Contents Value: $0.00 ,
'---~ LocaUon 015: Skate Park - Bleachers and PicnIc Tables,17200 CoUfos Avenue, Sunny Isles Beach, FL
/ 33160 (Miami-Dade)
" \ Yr Built: NJ~ N1A Sq. Ft; Construction Type NC, Protection Class 4.
\ /\ ' Bul/dlng Value: $6,100
(>' Contents Value: $0.00
Location 016: Skate Park - Shade Structure, 17200 Collins Avenue, Sunny Isles Beach, FL 33160 (Miami-
Dade)
Yr Built: N/~ N/A Sq. A.: Construction Type NO, Protection Class 4.
BUilding Value: $100.000
Contents Value: $0.00
Revised 1JV
Buildings: $ 25,591,150
Contents: $ 1.265.000
Total: $ 26.866,160
Subject otherwise to the tenns, Gondltions and 9lCcluslons of the coverage agroement.
..
Issued: Q2/23/2011
Authorized by: I,J ~ e ~
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Endorsement No.: 2
Member: City of Sunny Isles Beach
Preferred Govemmentallnsurance Trust
Coverage Agreement Endorsement
Effective Date: 1010112010
Agreement No.: PK FL1 013202610-08
Coverage Period: 10/01/2Q'LQ to 10/0112011
In consIderatIon of a return premium of $6,488, the Coverage Agreement 18 amended as fcnows:
Prooertv
~~
/ Location 012: ReisH BuHdlng, 287 Sunny Isles Blvd, Sunny Isles Beach, FL 33160 (MIamI Dade) ./ ,,'\
Building Value: $419,760 .. t iI
Contents Value: $0
~vlsed 11V
Buildings: $ 24,655.050
Contents: S 1.285.(]QQ
Total: $ 25,920,050
Subject otherwise to the terms, conditions and exclusIons of the coverage agreement.
..
Issued: 11/23/2010
Authorized by: LvJ j.,&,.,.: e ~ - r
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Endorsement No.: 1
Member: City of Sunny IsleS Beach
Preferred Govemmentallnsuranca Trust
Coverage Agreement Endorsement
Effe~lve Date: 10/01/2010
Agreement No.: PK Fl1 0132026 10-08
Coverage Period: 10101/2010 to 10101/2011
In consideration of an additional premium of $2.114. 1he Coverage Agreemen,ls amendecf as folOWS:
Profession" Llabllltv
PUblic Officials & Employment Practices liabIlity Coverage Part Declarations, PGIT 025 (07 100) Is
amended to read:
Deductible
Employment Practices liability $2,500
Public Officials lIabilly $2,500
!JmiI
Employment Practices Llabftity $5,000.000 Per ClaIm
$5.000,000 Aggregate Limit
$5,000,000 Per Claim
$5,000,000 Aggregate Limit
Coverage Agreement Forms LIst ~ POll 002 (07 10) Is amended as follows:
Public Officials Uablllly
Delete:
Public entity Self Insured Retention Schedule and Endor~nt PGlT 903 (07 09)
Subject othelWlse to the terms, conditions and exclusions of the coverage agreement.
..
Issued: 10/07/2010
Aulhorized by: I,.) ~ ~ ^^""~
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Prterml Firo~~y Schedule
.';J'_r~JtyOfSlitm,tlsrl:,S aeat:h
. '" . ' . , Alreement,Ho.: Pi< FL1 01j2026'10-08:
Aiency: IlttrMrJ1Bro'Nll" Inc.
: I!illU
Dtsttlptfoti
MlJI:f~
. T "' RoofPltdl
~5If8pit
Yfjter pUIllJ)$ ,
001 'i9160N'BaY'R~
~ IsIes'lli!acho. fl33t60
J
,irkf!llllJaf.
002 '1M1\ltolifns:Avenue
SlImy Isles'!ech. Fl33t60
Flat :1
OflU1e$i:\ rUe( Tank
OOJ !1~~A'CenUe
~riY Isles. .8eJdit.fl :P ft.O
flat I
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Endorsement No.: 7
Member: City of Sunny Isles Beach
Preferred Governmental Insurance Trust
Coverage Agreement Endorsement
Effective Date; 05/1312011
Agreement No.: PK FL 1 0132026 10-08
Coverage Period: 10/0112010 to 10/0112011
In conslderalion of an additional premium of $10.715.00, the Coverage Agreement is amended as follows:
Prooertv
Ma.e.d.
location 017: Heritage Park - Playground - 19200 Collins Avenue, Sunny Isles Beach, FL. 33160 (MIamI-
Dade)
Yr Built: N1A; N/A Sq. Ft; Construction Type JM. Protection Class 4.
Bu~dlng Value: $267,000
Contents Value: $0.00
Location 018: Heritage Park - Pavilion -19200 Collins Avenue, Sunny Isles Beach, FL. 33160 (MiamI-Dade)
Yr Built: NlA; NlA Sq. Ft.; Construction Type MNC. Protection Class 4.
Building Value: $75,000
Contents Value: $0.00
Location 019: Heritage Park -Interactive Water Feature - 19200 Collins Avenue, Sunny Isles Beach, FL.
33160 (Mlaml-Cade)
Yr Built: N1A; N/A Sq. Fa.; Construction Type PumplUft Station, Protection Class 4.
Building Value: $175,000
Contents Value: $0.00
Location 020: Golden Shore Community Park - Playground Equipment - 191 Terrace & Atlantic Avenue,
Sunny Isles Beach, FL 33160 (Miami-Dade)
Yr Built: NlA; NlA Sq. Fa.; Construction Type JM, Protection Class 4.
Building Value: $61,000
Contents Value: $0.00
location 021: Golden Shore Commwlity Park - Aluminum Fence - 191 Terrace & Atlantic Avenue, Sunny
Isles Beach, FL. 33160 (Miami-Dade)
Yr Built: NfA: NlA Sq. Ft.; Construction Type JM, Protection Class 4.
Building Value: $5,300
Contents Value: $0.00
location 022: Senator Gwen Margolis Park - Bathroom Building - 17815 N. Bay Road. Sunny Isles Beach,
FL. 33160 (Miami-Dade)
Yr BulU: N/A; N/A Sq. Ft.; Construction Type MNC, Protection Class 4.
Building Value: $100,000
Contents Value: $0.00
Location023: Senator Gwen Margolis Park - Shade Structure - 1781 fi N. Bay Road, Sunny Isles 8each, FL.
33160 (Miami-Dade)
Yr Built: NlA; NlA Sq. Ft.; Construction Type NC, Protection Class 4.
Building Value: $65,000
Contents Value: $0.00
Location 024: Senator Gwen Margolis Park - Playground EquIpment - 17815 N. Bay Road, Sunny Isles
Beach, FL. 33160 (Miami-Dade)
Yr Built: N/A; N/A Sq. Fl; Construction Type JM, Protection Class 4.
Building Value: $75,000
Contents Value: $0.00
.,.
Endorsement No.: 7
Member: City of Sunny Isles Beach
Preferred Governmental Insurilnce Trust
Coverage Agreement Endorsement
Effective Date: 05/13/2011
Agreement No.: PK FL1 013202610-08
Location 025: Samson Oceanfront Park - Shade Structure - 17425 Collins Avenue. Sunny Isles Beach, FL.
33160 (Miami-Dade)
Yr Built: NlA; NlA Sq. Ft.; Construction Type JM, Protection Class 4.
Building Value: $35,000
Contents Value: $0.00
Location 026: Samson Oceanfront Park - Playground Equipment -17425 Collins Avenue, Sunny Isles
Beach, FL. 33160 (Miami-Dade)
Yr Built: N/Aj NlA Sq. Ft.; Construction Type JM, Protection Class 4.
Building Value: $55,000
Contents Value: $0.00
Location 027: Town Center Park - Balhroom BUilding - 17200 CoMins Avenue, Sunny Isles Beach, Fl. 33160
(Miami-Dade)
Yr Built: N/A; N/A Sq. Ft.; Construction Type MNC, Protection Class 4,
Building Value: $65,000
Contents Value: $0.00
locaUon 028: Town Center Park - Shade Structure -17200 Collins Avenue, Sunny Isles Beach, FL 33160
(Miami-Dade)
Yr Built: N/A; NlA Sq. Ft.; Construction Type NC, Protection Class 4.
8uilding Value: $60,000
Contents Value: $0.00
location 029: Town Center Park - Fence -17200 Collins Avenue, Sunny Isles Beach. Fl. 33160 (Miami-
Dade)
YrBuilt: N/A; N/A Sq. Ft.; Construction Type NC, Protection Class 4.
Building Value: $40,000
Contents Value: $0.00
Location 030: Town Center Park - Skate Park -17200 Collins Avenue, Sunny Isles Beach, FL. 33160 (Miami
-Dade)
Yr Built: N/A; NlA Sq. Ft.; Construction Type JM, Protection Class 4.
Building Value: $95,000
Contents Value: $0.00
LocatIon 031: Bella Vista Bay Park - Dock - 500 Sunny Isles Blvd" Sunny Isles Beach, FL. 33160 (Mlaml-
Dade)
Yr Built: NlA; NlA Sq. Ft.; Construction Type Waterfront Structures, Protection Class 4.
Building Value: $115,000
Contents Value: $0.00
Location 032: Pelican Community Parle - Shade Structure - 18115 N. Bay Road, Sunny Isles Beach, Fl.
33160 (Miami-Dade)
Yr Built: N/A; N/A Sq. Ft.; Construction Type NC, Protection Class 4.
Building Value: $45,000
Contents Value: $0.00
~
Preferred Governmental Insurance Trust
Coverage Agreement Endorsement
Endorsement No.; 7
Member: City of Sunny Isles Beach
Effective Date: 05/1312011
Agreement No.: PK FL1 013202610-08
Location 033: Ufeguard Tower8lSunny Isles Beach - 5 @$30,OOO.172ooCollins Avenue, Sunny Isles
Beach, Fl. 33160 (Miami-Dade) ,
Yr Built: N1A; N/A Sq. Ft.; Construclion Type NC, Protection Class 4.
Building Value: $150,000
Contents Value: $0.00
location 034: Parking Meters. Various locations - 6 @$10,OOO . Sunny Isles Beach, Fl. 33160 (Mlaml-
Dade)
Yr Built: N/A; N/A Sq. Ft.; Construction Type NC, Protection Class 4.
Building Value: $60,OOD
Contents Value: $0.00
Location 035: PUblic Works Compound - 8 Trailers @$4,500 each, Tools & Equipment @$4,500 each -
Lehman Causeway with access off of Collins Avenue, Sunny Isles Beach, Fl. 33160 (Miami-Dade)
Yr Buill; N/A; NlA Sq. Fl; Construction Type MNC, Protection Class 4.
Building Value: $36,000
Contents Value: $36,000
Location 036: 33 Decorative Ught Poles at Atlantic Isles - Atlantic Isles, Sunny Isles Beach, FL. 33160
(Miami-Dade)
Yr Built: N/A; N/A Sq. Ft.; Construction Type MNC, Protection Class 4.
Building Value: $66,000
Contents Value: $0.00
Revised flV
Buildings: $ 33,992,450
Contents: $ 1.301.000
Total: $ 35,293,450
Subject otherwise to the terms, conditions and exclusions of the coverage agreement.
..
Issued: 05/31/2011
Authorized by: LJ ~ e ~ -
~
Preferred Govemmentallnsurance Trust
Coverage Agreement Endorsement
Endorsement No.: 5
Member: City of Sunny 'Isles Beach
Effective Date; See Below
Agreement No.; PK FL 1 0132026 10-08
Coverage Period: 10/0112010 to 10/01/2011
In consideration of a total additional premium of $33,290.00, the Coverage Agreement is amended as
follows:
Effective 10101/10
ProDertv- Inland Marine
FIne Ms
Chanaed
#016: Butterfly Sculpture - Umit is Increased from $3,500 to $20,000
Revised Inland Marine TIV
Total:
$3,184.556
Effective 01/26/11
prooertv
Changed
Location 013: Parking Garage, 19200 Collins Ave., Sunny Isles Beach, FL. 33160 (Miami-Dade)
Building Value is increased from: $750,000 to $7,500,000
Contents Value remains unchanged ($0.00)
Revised TIV
Buildings: $ 32,341,150
Contents: $ 1.265.000
Total: $ 33,606.160
Subject otherwise to the tenns, conditions and exclusions of the coverage agreement.
..
Issued: 04/21/2011
Authorized by:
LJ~ Z~-
-
f
Preferred GovernmentallnsurBnce Trust
Coverage Agreement Endorsement
Effective Date: 04/01/2011
Agreement No.: PK FL1 013202610-08
Endorsement No.: 6
M!!mber: City of Sunny Isles Beach
Coverage Period: 10/0112010 to 10/0112011
In consideration of an additional premium of $76.00, the Coverage Agreement is amended as follows:
Propertv-Inland Marine
Communication Equipment
~
#026: 2011 Yamaha Jetski, Model FY1800K, Serlal#Y AMA3673B111, Value $12,000
#027: 2011 Yamaha Jetskl, Model FY1800K, Serla1#YAMA3679B11 1 I Value $12,000
Revised Inland Marine T1V
Total:
$3,206,556
Iv
SUbjllct otherwise to the teRns. conditions and exclusions of the coverage agreement.
..
Issued: 04/28/2011
Authorized by: LvJ ~ & ~ - "
i
i
I
i
!,
~
City of Sunny Isles Beach
Fleet List
as of7/1212011
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
23
24
2~
26
27
~8
29
30
31
32
33
34
35
36
37
38
3!J
40
41
42
....:..
1992 MERCURY GRAND MARQUIS 2MELM75W5NX735359
1998 CHEV 5-10 P/U 1GCCS19X7W8238354
1998 FORD CROWN VIC' ~FAFP71W2W123428
1998 FORD CROWN VIC 2FAFP71WOWX123430
1998 FORD C~OWN Vie 2FAFP71W7WX123425
'1998 KU$TOM SMART TRAILER 1K9B50813WK1188$6
1999 FORD RANGER 1 FTYR1OV5XUB21491
1999 FORD TAURUS. 1FAFP52U5XA212681
'1999 TRA,ILER ULTY TAAlLER 1E9AL10131L2$214 '
2000 BUICK REGAL LS 2G~55K9Y1339105
2000 FORD CROWN Vie 2FAFP71WOYX140957
2000 FORD F-350 P/U 4>(4 1FTSW31S9'\'SCS7228
,2000 FORD FOCUS 1FAFP33P3YVV304289
2QOO FORD TAURUS 1FAFP5220YG13~6~
2000 FORD TAURUS ,1FAFP5222YG136866
2000 FORD TAURUS 2FAFP5826YA236852
2000 POLARIS GENESIS PLE03160K900
2001 ARROW TRAILER 146UB1217YM040808
2001 ARROW TRAILER' 146UB1211M041457
2001 FORD CROWN Vie 2FAFP71W81X121868
2001 FORD CROWN VlC 2FAFP71vv,K1X121869
2001 FORD CROWN VIC ,2FAFP71W31X124015
2001 FO~ CROWN VlC ' 2FAFP71W5,1X124016
2001 FORD CROWN VIC 2FAfp71 VV71 X1240 17
2001 FORD CROWN VIC 2FAFP71W91X124011J
2001 FORD CROWN VlC . . 2FAFP71W21X124023
2001 FORD CROWN VIC 2FAFP71W41X124024
2001 FORD CROWN.vIC 2FAFP11VV61X124025
2001 FORD EXPLORER 1FMZU72E31ZA54351
2001 FOR,D F 150 PIU 1FTZF172XVVNB49773
"2l>Q1 FORD F-25o. P/U ' 1 FTNF21L21 f:a57~U
2001 FORD. EXPLORER 1FMZU72E11ZA54350
200.1 TRAILER JET SKI TRAILER 146QA1413~~80B
2()03 TOYOTA CAMRY 4T1BF32K$3405Q591
2004' CONT ATV TRAILER 1ZJUT14X4M025518
2004 ElDORADO C5500 AEROLITE 1GBE5V1254F5t8956
200.4 ELDQRAIJO C550Q AEROUTE 1GBE5V1284F518823
20.04 FORD E-550 1FDAE55F93HB00115
20.0.4 FORD EXPLORER 1FMZU72K44UA82245
2004 FORD EXPLORER 1 FMZU72K44UA82246
2004 FORD EXPLORER 1FMZUl2K84UA82167
~
City of Sunny Isl~s Beaoh
Fleet LIst
as of 7/12/2011
43
44
45
46
, 47
48
49
50
51
52
53
54
55
57
58
59
60
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67
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.2004 FORD ExPLOReR 1 FMZU72KX4UA82168
-2004 FORD EXPLORER 1FMZU72K14UA82169
'2004 FORD EXPLORER 1FMlU72KMUA82247
2004 FORD F-2504X4 1FTNF21L93ED58701
.2004 FQRD F-350 4X4 1FTSF31SX4EB72117
2004. YAMAHA KODIAC ATV 5Y4AJ07Y24A021825
2,005 ANDERSON TRAILER 4YNBN,18245C026637
2005 BOBCAT LOAnER 525018~16
'2005 CECa , WASHER/TRAIL NOVIN0200444887
2005 CHEV IMPLALA 2G1YVH52K259248321
2005 CaNT ATVTRAILER 1ZJUT18175M030168
:2005 CONT JETSKI TRAILER 1ZJBE20115M030167
2005 CONY SKI TRAILER 1ZJBE141X5M030169
2005 CONY SKI TRAILER 1ZJBE146X5M030170
2005 CONT TRAILER 1ZJUT18175M030162
2005 CONT TRAILER 1Z"JUT18175M030155
2elO5 FORD EXPLORER 1 FMZU72KX5UB05725
2005 FORD CROWN vie 2FAFP71W05X141814
2005 FO~O CROWN VIC 2FAFP71vvo5X141815
2005 FORD . CROWN VlC 2FAFP71W95X141813
2005 fORD . EXPEQITION 1FMPLj165X5LA66505
2Q~ FORD EXPEDITION 1FMFU18255LA6507~
2005 FORD EXPLORER 1FMZU72K.osUBOS720
2Q05 FORD EXPLORER 1FMZU72K25UB05r21
2005 FORD EXPLORER 1FMZU12K45UB05722
,2005 FORD . EXPLORER 1FMZU72K65UB05723
'20()5 FORD EXPLORER 1FMZU72K$5UB05724
'2005 FORD EXPLORER 1FM.%U64K15UB58899
2005 FORD F-150 4X4 1FTVX14555NA84968
,2C)O,5 FORD F~50 DUMP. 3FRWF65E36V167079
2005 FORD RANGER 4X4 1FTYR11E65PA58S77 .
20.05 FORD SPORT-TRAC 1FMiU77K45VB9Q914
20,05 YAMAHA ATV 5Y4AJ15Y15A004564
2005 YAMAHA AN 5Y4AJ15Y15A001883
2005 YAMAHA FX140 JETSKI YAMA27281405'
2005 YAMAHA JET SKI YAMA28921405
2005 YAMAHA JET SKI YAMA27a01405
2005 YAMAHA KODIAK 400 ATV 5Y4AJf5Y45Ao01182
2005 YAMAHA KODIAt<400 ATV 5Y4AJ15Y05A004029
2005 KUSTOM SNlART TRAILER 259US111358'132322
2006 I;lIGO CHOPPER 5J11Y8J196WOO0570
<('
City of Sunny Isles Beach
Fleet Ust
as of 7/12/2011
85
86
87
86
89
90
91
92
93
94
95'
96
97
98
99
100
101
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2006 CHEV 'f~'-p LA 2G1VVU581469220371
:2006 ELDORADO AJ:RqTECH 240 1FPXE4$poaH82~77
2006 FORO CROWN Vie 2FAFP71VV86X124986
2006 FORD CROWN Vie 2FAFP71~~X124978
2006 FORD CROWN VIC 2FAFP71W76Xf24980
2006 FORD CROWN VIC 2FAFP71VV96X124981
'2006 FORD CROWN VIC 2FAFP71VV26X124983
2006 FORD CROWN VlC 2FAFP71VV46X124984
2006 FORD CROWN VlC 2FAFP71VV66X124985
2006- FORD CROWN VlC 2FAFP71vusaX124979
2006 FORD CROWN vie 2FAFP71VV06X124982
2006 FORD EXPLORER 1 FMEU1~E2GUA93029
2006 FORD F-150 4X4 1 FTRF1461$NA63718
2006 FORD RANGER 4X4 1FTYR11E36PA49220
2006 FORD RANGER'.4X4 1FTYR11E56PA49221
20,06 HAUM UTL Y TRAILER 16HCB12126G083098
2006 SEAARK BOAT SAMA1i'811606
2006 TRAILER UTLY TRAILER 1A9B8302X7F714512.
2006 YAMAHA ATV JY4~03Y56C083960
2006 FORD F-1 ~O 4)(4 1FTRF145X6NA63717
2007 FORD CROWN VIC 2FAFP71VV57X155100
,l;UU, 'UI'\L,I' VI'" 1,..(
2007 FORD CROWN VlC 2FAFP11W97X155102
2007 FORD CROWN VIC ~FAPP11W07X155103
2001 FORD CROWN VIC 2FAFP71~7X1~5104
2007 FORD CROWN VIC 2FAFP71VV67X155106
2007 FORD CROWN VIC 2FAFP71VVS7X155101
2007 FORD CROWN vie '2F AI=P71W47X155-105
2007 5TERUNG ELGIN 49HAADBV17DX57959
2007 YAMAHA YFM66FGWR JY4AM03Y~7C103048
2000 FO~D AEROTECH240 1 FOX E45P87DA95189
2008 FORD EXPt:DITION ' 1FMFK1~5X7LA74796
2008 FORD FM~O 1FDAF56R38EC75765
2008 GEM eL 5ASAK27448F047426
2008 , GEM eL 5ASAK274X8F047429
2008 MIDWEST JETS,KI TRAILER 1MDKNKK118A411928
'2008 VERA VTI MIXER 259U82110eS1321GO
2008 YAMAHA RHINO 5Y 4AM16YOBA009631
2008 YAMAHA RHINO 5Y 4AM16Y88A002734
2008 YAMAHA RHINO 5Y4AM23V89AOO3063
2OQ9 FORD CROWNVIC 2FAHP71V79X129519
2009 FOR.D CROWNVIC 2FAHP71V39X129520
~
City of Sunny Isles Beach
Fleet Lh.t
as of 7/1212011
131
132
133
134
135
136
137
138
139
140
141
1,42
143
144
145
146
147
148
149
150
151
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154
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151$
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200~ FORD CR 'WN Vie 2F~P71V79X129522
2009 FORD CROWN vie 2FAHP71 V59X't 2952-1
2009 FORO CROWN VIC 2FAHP71V99X129523
2009 FORD EXI'LORER 1 FMEU73EG9UA21432
, 2009 FORI) EXPLORER 1 FMEU73E49UA21431
20,09 FORD F-150 4X4 1FTRF14879KC35833
2009 POLARIS ATV 4XAMN76A59A542186
2009 POLARIS ATV 4XAMN76A39A543675
2009 POLARIS RANGER 4XAMN76A39A543675
2010 CHEVY C5500 AEROLITE 1GBG5U1928F414849
2010 CHEVY TAHOE 1GNUKAEOXAR1095~3
2010 CHEVY TAHOE 1 GNUKAE04AR110760
2010 CHEVY TAHOE 1 GNUKAE05AR108676
2010 CHRYSLeR 300 2C3CA4CD~140313
2010 CHRYSLER 300 2C3CMCD2AH140312
2010 DODGE CHARGER 2B3AA4CTOAH143981
2010 FORD CROWN VIC 2FABP7BVXAX11-2!i62
2010 FORD EXPLORER 1FMEU7DE3AUA30138
2010 FOItQ EXPLORER 1FMEU7DE4AUA30133
2010 FORD EXPLORER 1FMEU7DESAUA30135
2010 FORD EXPLORER 1 FMEU7DEXAUA30136
2010 FORD EXPLORER 1FMEU7DE1AU~137
2010 FORD EXPLORER 1FMEU7DE6AUA30,1~
2010 F.ORD ExPLORER 1 FMEU6FE9Al,JA343:42
2010 FORD F-160 4X4 1FTEW1E82AFC17~
2010 HARLEY..o ROAD KING 1HD1FHM19AB(i1~703
2010 HARLEY-D - ROAD KING 1HD1FHM13AB673809
2010 HARLEY.D ROAD KING 1H01FHM18AB674101
2010 HAALEY-D ROAD KING 1HD1FHM1XAB~74216
2010 POLARIS RANGER 4XATH76A9A2885214
2010 IiOLARlS RANGER 4XATH76A2A2885202
2010 VOLVO YV1382MS8A2490264
2011 ASPT TRAILER FLT10002AD
2011 CHEVY IMPALA 2G1VVG5EK4B1248040
2011 DODGE CHARGER 2B3CL 1CT7BH55429S
2011 FORD CROWN VIC 2FABP7BV1BX12181g ,
2011 I=ORD CROWN vie 2f.ABP7BV5BX121820
2011 FORD CROWN VlC 2FABP78VOBX121823
2011 FORD CROWN VIC 2FABP7BV2BX121824
2011 FORD CROWN VIC 2FA8P7BV4aX121~25
2011 FORD CROWN VIC 2FABP7BVXBX121831
<'
City of Sunny Isles Beach
Fleet LIst
as of 7/12/2011
17.2 2011 FORD, CR01/VNVlC '2FABP7BV5BX12183,4'
173 20'11 FORD CROWN vie 2fABP7BV7BX121835'
174 2011 FORD F-160 ,1FTMF1CMXBKD65765
175 2011 FORD P..150 ~X4 1 FTMF1EM2a~D62484
176 2011 HARLEY.D ROAD KING 1HD1FHM1OBB649789
~77 2011 YAMAHA 'FY18l)()K YAMA3673B111
178 21)11 YAMAHA FY1800K YAMA3679B111
-r
JB~o\;yn
, &
rOvvn
',1
Brown & Brown of Florida, Inc.
Miami Division
14900 NW 79th Court, Suite 200
Miami Lakes, FL 33016-5869
(305) 364-7800
Fax (305) 822-5687
. .
August 18, 20 II
Alan J. Cohen
City Manger
City of Sunny Isles Beach
18070 Collins Avenue
Sunny Isles Beach, FL
Re: IFB 11-08-02 - Property & Casualty Comprehensive Insurance
Dear Manager Cohen,
Brown and Brown Insurance of Florida, Miami Division and the Preferred Governmental
Insurance Trust (PGIT) have had the privilege of providing insurance coverages and services to
the City of Sunny Isles Beach for over ten years. We are now pleased to provide the enclosed
response to the above captioned RFP.
In addition to the enclosed proposal, I believe it is important to highlight some of the following
unique enhanced insurance coverages in our proposal that are not generally included in other
programs:
1. PGIT's Property insurance program provides full replacement value limits for the perils of
windstonn and hurricane on a "blanket" fonnat without the inclusion of a potentially onerous
coinsurance penalty condition. This extraordinary feature virtually eliminates the possibility of an
underinsured or co-insured property insurance claim.
2. $5,000,000 Excess Flood Insurance is provided over and above the primary flood insurance
provided by the National Flood Insurance Program.
3. A $2,500 payment is offered for legal fees ands assistance for reporting potential employee
tennination is also included as well as a $100,000 coverage limit for the defense of Non-
Monetary claims, such as ethics hearings and recall petitions.
We appreciate the opportunity to offer our proposal and look forward to continuing to protect the
assets and service the insurance needs of the City of Sunny Isles Beach.
encl.
Priscilla Walker
From:
Sent:
To:
Subject:
Robert Hollander [rhollander@bbmia.com]
Wednesday, September 07, 2011 12:57 PM
Priscilla Walker
City of Sunny Isles Beach
Dear Priscilla,
In accordance with our conversation, PGIT has agreed to eliminate the current $2,500 deductibles for the General
Liability/Automobile Liability/Public Officials Liability/ Employment Practices Liability and Law Enforcement Liability without
any additional premium.
Bob.
Robert P. Hollander
Executive Vice President - Miami Division
Brown & Brown of Florida, Inc.
14900 N.W. 79th Court - Suite 200
Miami Lakes, FL 33016
tel: (305) 364-7818
fax: (305) 913-2518
cell: (786) 586-3668
rhollandercmbbmia.com
Brown & Brown of Florida, Inc. - Miami Division
Protecting Your Business and Personal Assets is Our Business
Notice: Please remember that insurance coverage cannot be
bound or changed by leaving an electronic message or voice
mail message.
CONFIDENTIALITY NOTICE: The information contained in this communication,
including attachments is privileged and confidential,
it is intended only for the exclusive use of the addressee.
If the reader is not the intended recipient, or the employee,
or the agent responsible for delivering it to the
intended recipient, you are hereby notified that any
dissemination, distribution or copying of this communication
is strictly prohibited. If you have received this communication
in error please notify us by return email or teleph?ne immediately, Thank You.
1
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'\
I
COMMERCIAL PROPERTY COVERAGE SECTION
INSURER (*)
Preferred Governmental Insurance Trust, Not Rated by A.M. Best
COVERAGE LIMITS (*)
35,713,210 Building & Contents Limit, per attached schedule - Blanket
*
Coverage Umits must be ultimately chosen by the Insured. . We as Agents cannot recommend
the adequate limit of protection. Higher limits may be available. Please let us know if a quote is
desirod.
COVERAGE TERMS AND CONDITIONS
Covered Losses Special Perils Coverage Including Flood & Mechanical Breakdown
Valuation
Replacement Cost
Coinsurance
Nil
Deductible
o $5,000 All perils per occurrence except as stated below:
o 5% Named Windstorm Deductible Per Occurrence subject to a
minimum of $20,000 (*)
Exclusions
Exclusions include, but are not limited to, the following:
War and Terrorism (**)
Earthquake
(*) This Wind & Hail Deductible can be reduced to a lower deductible
through the purchase of a Windstorm Deductible "Buy-Back" policy
which is available in the Excess & Surplus Lines market. The annual
cost is approximately $15.00 PER $100 of coverage (the amount of
buy-down).
(**) See Premium Summary Page for an option to include Terrorism
Coverage as outlined in the Federal Terrorism Act 2002
Brown & Brown of Florida - Miami Division
11
Proposal No. 11-08-01
\.
J
PROPERTY COVERAGE EXTENSIONS
FOR A FULL DESCRIPTION OF TERMS, DEFINITIONS AND CONDITIONS PLEASE REFER TO THE
POLICY DOCUMENT
COVERAGE
LIMIT
$250,000
$500,000
$1,000/$5,000
$500,000
$250,000
$5,000
Accounts Receivable
Additional Expense
Animals
Loss of Business Income
Debris Removal
Expediting Expense
Demolition, Ordinance, and Increased
Cost of Construction
Pollution Cleanup Expense Limit
$500,000
$25,000
$10,000/$20,000
$25,000
$2,000,000
$25,000/$50,000
$25,000/$50,000
Fire Department Charges
Fungus Cleanup Expense
Lawns, Plants, Trees and Shrubs
New Locations
Personal Property of Employees
Errors and Omissions
$10,000
$100,000
$250,000
$250,000
$250,000
Recertification
Service Interruption Coverage
Transit
Preservation of Property
Flood Limit - Per Occurrence and Aggregate
Excess of NFIP (whether purchased or not) - $5,000 Deductible
$5,000,000
Brown & Brown of Florida - Miami Division
12
Proposal No. 11-08-01
')
Description Year Dullt Eft. Date- Dulldlna Value Total Insured Value
Unit II ................-.. ':r.m;-DDt; '"-'"C'Cntents'Viiiii;;"'--
Address Canst Type
KOllf ~nap& I ROOT I'ITCI1 Roof Coverll11l I Olwrlns ReplaCtKr T Roor yr Bit
Water Pumps 1989 10101/2011 $600,000
001 19160 H Bny Road '"'''-1517:"''"- '-'1OiOii2Oii ,.-._........_......,...__._~' 56OO,QO(
Sunny bles Beild1, fl33f6O pump/lift
I Station I I
City Hall and parklnB Garneo 2001 10101/2011 $18,50I,Q5{
Cl02 18070 COII.l$ Avenue ---- --. !--..-,.----- $19,501,Q5{
SUMY Isles Beach, FL 33100 10101/2012 $I,OOO,OlX
131 . FR
Flnl I low (< 101 I 201M I 201M
3000 Gallon Diesel Fuel Tank 2004 1010112011 520,000
ClO] 18070 Colllns Avenue -'''m-=-on''- ..--.-.--..... ..'....'..'---'..-'-..--.$( $20,000
SII1/IY 1$18$ De~, fL 33160 Groulld 1010112012
I Uquld I I
Storage Tank
Storaae lockers . Contents Only (3 units, $5,lXlO eachl 1005 1010112011 $I
004 301 SUnny Isl8$ Blvd ...................-.... ..--....-...... ..'...-.......-....-..-'-"i;oii $15,00(
Sunny Isles Beach, FL 33160 1010112012 $15,
151. MFR
I I I
SamSOl1 Parle. Restrooms 2000 10/0112011 $50,OlJ[
005 17012S CoIlIlI5 Ave $( $50,00(
sunny Isles Beach, FL 33160 10/0112012
131. fR
I I T
NOI'thsJde ocean 2 Restrooms 2005 10/0112011 55O,OOC I
ClOt. 19141 Collins Ave $50,00(
Sunny Isles Death, fL 33160 10/0112012 $C
119-JJ.\
I I I
Pier Park Restrooms 2006 10/0112011 55O,OIX
001 16501 CoUIII5 Ave .........4...........4.... ..-....--........ "'-"--"--"-'-Si $50,00(
SUnny Isles Beach, fL 33160 1010112012
III .. FR
I I I
CommunIty Center 2007 10/01 nOll $3,OoO,0lX
OOB 18115 N.Bay Road --- -.- r" $2oo,OlX $3,200,00(
SUnny Isles lleadl, FL 33160 1010112012
131 . fR
Flat I low (~ 10) I 2007 I 2007
GynaslunT 2001 10/0112011 S2,COO,OOC
009 13115 H.Bay Road --....-- ---..-.....- --,-..----.---...- $2,050,001
Sunny Isles Beach, Fl33160 10/0112012 550,000
Ill- FR
Dome I High (.301 . I 2007 r 2007
43 X Bus Shelters (58,000 each) 1010112011 S384,0lX
010 Various locattons within the CIty Dr Sunny Isle; -- ---------s; $384,000
Sunny Isles Deacn, fL 3Jl6O 10/01/2012
III . MNC
I I I
Brown & Brown of Florida - Miami Division
13
Proposal No. 11-08-01
)
UnltlJ DescriptIon Year Built Eff. Data itt--iBUlldlns VbluCl Totallnsurod Value
----.. - Tetm.Datlt ContentJ viiiie--
Address Const Type
ROOf SlIllplt I Roolrltco Koor l..ovcmns I !!p1aced I Roof Yr Bit
Parking Gar. 2010 10101/2011 $7.500,000
011 19200 Collins AvenUlt .---- f-..._- ---~ $7,500,000
SUmy Isles Beach, FI. 33160 10101/2012
131 . FR
I I I
Skate Park 1010112011 $80,(IOC
011 lnOO Collins Avenue .-...............-. ..-..-....---- ,-_._--,'.-"._-,-----,. $BO,OOC
Sunny Isles Beach, FI. 33160 10/0112012 $<
I 131. FR I I
SlIate Parle. Bleachers and PIcnic Tables 10/0112011 $6,10(
013 17200 CoUill!5 ^wOOQ ------- ' $6,10(
Sumy Isles Beach, FI. 33160 10/01/2012 $D
152 . NC
I I I
Skate Parle. Shade Struc:lUro 10/0112011 $ lOO,()O(
014 1noo CoUlns Avenue .....-.,...--..- ..-- ....-,-...-.--- $loo,OOC
SUrmy Isles Beach, FI. 33160 152 . NC 10/0112012 $(
I I I
Heritage Parle. Plavaround 10/0112011 $267.000
015 19200 Collins Aveooe --" 11110112012 -'-----..SC $267,00(
Sunny I$!es Beach. FI. 33160 119. JM
I I I
Herttago Park . Pavilion 10/011201 1 $75,001
016 19200 eoUins ^WI1UEI $75,01)(
SillIlY Istes Beach, FL 33160 10101/1012 $(
111 -MIlC
I I I
Herltaae Park . interactive Water Feaue 10/0112011 $175,00(
017 192110 CoBIns Avenue "-'251:--- "'I"oICiiJ2Oii ----,----- $( $175,OOlI
Stmny Isles Belldl, FL 33160 Pump/Lllt
I Slallon I I
GoldeR SIIores Community Park . Playground 10/0112011 567,000
018 191 Tl!l'race &: AtlantiC Avenue -- 1010112012 ----,.--'-'---sc $67,OOl
Sunny Isles Ueach, FL 33160 119. JM
I I I
Goldon Shores Cornmun1tY Park . M\lI11~ ~ 10/01/2011 55,300
019 t91 Terrace a AtlantiC Avenue ..-......---. ---.1-. $(I $S,3OC
SII1l1Y Isles !leach, FL 33160 10/0112012
152 - NC
I I I
Senator GwEn Margolis Park. Batlw'OOm Buadns toIOlnOI1 SI00,()()(
020 17815 H. Day J10ad .---- -.---.-.. ......_,."..,..,_........,..,..._-,. $100,00(
SUmlY Isles !leach, fl33160 III . MIle womon $(
I I T
Brown & Brown of Florida - Miami Division
14
Proposal No. 11-08..01
.',
)
Descrlptlon Year Iluflt Eft. Date BulldlnB Value Total Insured Value
Unltll ---- hfOrm Date ~-c.mtents ValiiO-
Address Const Typ9
RaiifShapEl I Hoof pilCh ItOOI ~overlnd I COvering Replac:iif T Iloor Yr lilt
Senator GWt!I1 Matsolis Park- Shlldo StrudlJl'Q , 10/0112011 S65,OOC: $65,00(
021 17815 H. Bay Road -.---... -..-- ------,.._--
S~ny Isles Beach, FL DI60 10/01/2012 ' $(
119' .//,\
I I I
Senator Gwen MBrgotfs Park- P\ayllI'oIInd Equipment 10/01/2011 $75,IlOO
021 17815 N. Bay Road ------ --- f---"-'----'--- $75,001
S~ny Isles Beach, Fl DI60 10/01/2012 $0
119. .1M
I I I
Samson Oceanfront Parte. Shado StructUI'l1 10/0111011 $3~,(JO(
023 17415 COllins AvellOO .......................... -.--- -. "..'...." .'-'---'''-''''''-'''$'( $35,001
Sunny Isles Beach, FL 33160 1010111012
119. .1M
I I I
Samson OCeanfront Park - ftawraund Equfpm:!llt 10/0112.011 $55,00( $55,OOl
024 17425 CoWns Avenue -' SC
Sunny Isles Beach, FL D 160 10/01/2012
119 . .1M
I I I
Town Center Park . Bathloom Dundtno 10/0111011 $65.00c
025 17200 CollIns Awnue ..--............... -ioiOiii01i ..-."-'....--..-.-----'$i 565,OlK
Sunny Isles Beach, FL 33160 l11.MNC
I I I
Town Center Park . SIwlo Structure 10/01/2011 $60,OOl
026 17200 ColUnl Avenue -'''--'-,- ...---.--..-SC $60,001
SlIlny Isles Ilellch, fL 33160 1010112012
119. .1M
I I I
Town Center Park. Fence 10/01/2.011 $40,000
021 17200 Collins Avenue $( $40,OOl
Sunny Isles Beach, FL 33160 1010112012
152. KC
I I I
Town Center Park. Sl<ate Park Shelter 10/01/2011 $95,000
026 17200 CoUrn ^_ ...--.....--..- ---.- 1-'-------,_.._- $95,001
Sunny Isles Beach, fL 33160 10101/101 z $C
119 -.1M
I I T
Bella VIsta llay PilIII . Dock 10/01/1011 $11!S,OOO $115,00(
029 !SOO Sumy Isles B\Vd .. --.---sc:
SUnny Isles !leach, fL 33160 257. 10/01/2012
Waterfront
I structures I 1
Pe([can Comn'llnlty Park. Shade Struclure 10/0112011 $45,flOO
030 18115 N. 8Ily Road --.....-.-........ ..........._...._~ ...........'..-'----...-.-"$(. 5<15,001
SlI1ny 151es Beach, fL DI60 10101/2012
152.. KC
I I I
Brown & Brown of Florida - Miami Division
Proposal No. 11-08-01
15
" UnltfJ Yoar llul
'\
.I
031
1 O/OlnO 12
152. He
ParklngMetm .VarlollS locatlons' 6@$10,OOOeach 10fOlI2011
032 Various locations .........................-.
SUllnylsles Beach, FL 33160 10/01/2012
152 . He
Public Works Compound' 8 Traflm@S<l.500 each a Tools 10/01/2011
I'to ~_..,_.._. -J-4 C'IV\ ..........
033 Lehman ~1rf with acxess off of Collfn5 Avenue .----.--
Sunny Isles Beach. FL 33160 191.Moblle 10/01/2012
Office
3J QecxlnItlve Lfaht PoIO$ 10101 /2011
034 Atlantic Isles .-.-...-
SUnny 151", Beach, FL 33160 243 . 10/01/2012
Electrical
Equlpmen t
Rl!latl Oulldlni 10/0112011
035 287 Sunny Isles Blvd ...............--- _.____N
Sunny Isles Beach, FL 33160 10/01/2012
111 . MI{C
Rat Low (<10) 1954
$35,713,210
Brown & Brown of Florida - Miami Division
16
Proposal No. 11-08-01
~
I
INLAND MARINE COVERAGE
FOR A FULL DESCRIPTION OF TERMS, DEFINITIONS AND CONDITIONS PLEASE REFER TO THE
POLICY DOCUMENT
INSURER (*)
Preferred Governmental Insurance Trust, Not Rated by A.M. Best
COVERAGE LIMITS (*)
$ 266,619 Contractor's I Mobile Equipment
$ 600,000 Electronic Data Processing Equipment
$ 387,137 Fine Arts
$ 754,000 Other Inland Marine
$ 50,000 Rented, Borrowed, or Leased Equipment
$ 1,000,000 Valuable Papers
$ 306,400 Watercraft - Not Hull Coverage, Limited to Property Perils Only
$ 3,364,156 TOTAL VALUES
... Coverage Umits must be ultimately chosen by the Insured. We as Agents cannot recommend the
adequate limit of protection. Higher limits may be available. Please let us know if a quote is desired.
COVERAGE TERMS AND CONDITIONS
Covered Losses
Special Perils Coverage
Valuation
Actual Cash Value
Coinsurance
N/A
Deductible
Per Attached Schedule
Exclusions
Exclusions include, but are not limited to, the following:
War and Terrorism (**)
Flood
Earthquake
(**) See Premium Summary Page for an option to include Terrorism
Coverage as outlined in the Federal Terrorism Act 2002
Brown & Brown of Florida - Miami Division
17
Proposal No. 11-08-OJ
, ..'1
J
It.m' D.scrfptlon Serial "umb.r Clanlflc:atlon Code fit. I Rlt~ Value Deductible
nerm llite
001 Unschllduled ltem& gormcto(ll I Mobile 10/01, r2011 $100,000 $5,001
qulpnert ,
002 20115 YameI1a Kod'I8Il4OO A TV ~lrllclol'a I MobIle 10/01/2011 $7,(l6O $5.001
qulpmenl 110JOf72lm
003 2009 Polaris Ranger ATV F~(O I Mobile 10/0112011 sa,600 $5,oDl
quJpmenl
004 2006 YameI1a ATV Conlrllctol'el Mobile 1010112011 $9,.17ll $5,OOl
quIpmenl [T07Omlm
005 2005 Yamaha Kodillk 400 ATV ~1I1 Mobile 110/011201' $8,918 $5,001
006 2005YlII11III1aATV ContrnclD(lIl Mllblle 10/0112011 $7,088 S5,OOl
rm 200SYamehaATV Contraclor'sl MobIl. $7,088 $5,00
qujpmert
008 2005 Bobcat Loader :ontraclor'a I Mllblle 10/01/2011 522,299 $5,001
009 YlIIJlIIhaKodlacATV =01 Mllbll. 10/0112011 $7,O8ll $5,001
010 Segway HUJ1lllIlTranoporter2006 =s I Mobile 10/0112011 $5,000 $5,OOl
lO7OJ72lIf2
011 YlIIl1IIha Kodlac ATV 5Y4AJ07V24AO ~ lrllclllr's 1 Mobile 1 $7,000 SS.OOl
21825
012 YlIIllIIhaATV 5Y4AJ15Y15Al1l 1 Mobile 10/0112011 sa,ooo SS.OOl
1m
013 Yamaha ATV 5Y4AJ15Yl5AOO ~/Moblle 10/0112011 sa'ooo SS,OOl
4564
014 Yama ATV JY4AM03YS6CO onlnJclor's I Mobile 10/0112011 sa,ooo SS.OOl
83960 110/0112012
011i YllIIIllha Rtino 5Y4AJl5YOSAlXl ~lor's I MobiJe [lOlUll2.011 $10,000 SS,OOl
4029 quIpmsr1l .
016 YIIRIIIha Rtino 5Y4AM16Y8tlAO a/Moblle 10/011201 I $10,000 SS,olX
02734 ~
011 YllmIlha RhIno 5Y4AM23Y89AO ~on1raclor'o I Mobile 1 $10,000 $5,olX
03863 ~
018 YlI/I'IlIIIa KodiIc 400 ATV 5Y4AJ15Y45AllO .....,......... a I Mobile 1010f I2Df 1 $8,000 $5,o1X
1182 ' EquIpment lOllJl72lIf2
019 YlI/TIllI1a KolflllC 400 ATV 5Y4AJ15Y05A1lO Con1ral:IDI'e / Mobile 10/0112011 sa.ooo $,(lO(
4029 EquIJlm<<1t
020 Unscheduled IlemlI EIeclronlc DoIa Processing 10/0112011 $6(JO,ooo $5,lllX
'Equlpmert . 10/01/2012
021 Chinll DlMerware Set FIne Arts fO/Of I2Df 1 $10,137 SS,OOl
022 BuIIedly Sc:Up1Ia'e F'me Arts 10/0112011 $20,000 $5,00
023 F/shenn8n Sculplure FIne Arts 10/01/2011 $3,500 SS,llOl
02.4 Sculpture - "f.n"il(' IF"me Arts . 10/0112011 $190,000 $5,llO1
025 Pelican ScUplure iRne Arts fOlOf1201l $3,500 $5,llO1
10/0112012
Brown & Brown of Florida - Miami Division
18
Proposal No. 11-08-01
\,
)
Item # Description Serial Number ClasalflcatJon Cod. tn. Date I Value Deductfble
erm llitel
028 Sculpture - "R1silg Hcmons" Fme AI1s 1 $160,000 $;,00(
1O-/017mI
027 Unsd1edIled Ilem8 :llf:ler InlBI1d M8lfne 10101 noll $754,QJO $5,00:
1010 I non
028 UnschedJled Ilem8 ~ Borrowed, LltBSed ,"'ul......., $50,000 $5,OOC
029 UnscheGJIed Ilems f1eluab1e Papers 10/01/2011 $1.000,000 $5,ooc
0/01/2012
030 2lllIO PoIaI1s Genesis Jet SkI Wolercralt IO/Gfl2lrll $3,000 $5,000
031 2Oll5 Yamaha FX140Jet SkI WBIercrd 10/0112011 56,600 $5.00d
032 Yamaha JetsIlI, Model #FY1llOO( Wotercreft 10/01noll $12,000 ss.ooo
033 2Oll5 VIIIl1lIhlI FX140 Jet SkI Watercraft 1 0/01 nol1 $8,600 SS,OO:
110/0Jn012
034 2006 25' Foot CanmInder rem Poles VeoueIlncludlrQ aU Watercraft 1 $ll!O,ooo SS.oIll
accessorles on fie wfTlIIllt
035 2011 Yamaha JetsId. Model FY1BOOK 10/0112011 $12,000 $5,QOl
110/0112012
036 2005 YlI/IlIIha PWC Jet SlI 110/U 1/2011 $8,600 $5,OOl
031 1993 Fmnain 2T 10/01/2011 525,000 SS,OOl
, 110/0112011
038 200S Y8IMha PNC Jet stJ 110/V.rnJIT $8,600 $5,001
039 YIIIllIII1a JebId FX 140 YAMA13S6140S 10/01/2011 $10,000 $5,00(
10/0112012
040 YIIIMha Jela/d FX 140 YAMA2728140S 1 Cl/VIIZOI1 $10,000 $5,00:
041 Yameha Jet SkI YAMA2730140S 10/01/2011 ' 510,000 SS,01X
10/0112012
042 Yamaha Jet SId YAMA2892140S NGtercraft 10/UI/2011 510,000 SS,ooc
043 Ponce Boat FG070041A393 Nalercrolt 10/0f/201t 510,000 $5,OOl1
044 Boet SAMAI7811608 Naterereft 1010f/2011 $10,000 SS,OO(
1 1
045 Yamaha YFM66llFWA ~rclrll" f Mobile 101Of/2011 S7,OOll . " $5,001:
lpmenl 1
I Total $3,364,156
Brown & Brown of Florida - Miami Division
Proposal No. 11-08-01
19
'\
)
COMMERCIAL CRIME COVERAGE
FOR A FULL DESCRIPTION OF TERMS, DEFINITIONS AND CONDITIONS PLEASE REFER TO THE
POLICY DOCUMENT
INSURER (*)
Preferred Governmental Insurance Trust, Not Rated by A.M. Best
COVERAGE LIMITS (*)
Limit
Deductible
Coveraae
$
$
$
$
250,000
250,000
250,000
250,000
5,000
5,000
1,000
1,000
Employee Dishonesty - Per Loss
Forgery & Alteration
Theft, Disappearance or Destruction
Computer Fraud
* Coverage Umits must be ultimately chosen by the Insured. We as Agents cannot recommend the
adequate limit of protection. Higher limits may be available. Please let us know if a quote is desired.
COVERAGE PROVIDED
Employee Dishonesty - Blanket Basis
This coverage is used to insure against loss of money, securities or other property belonging to
you, or for which you are liable, that is caused by employee dishonesty. It pays for anyone loss
caused by one or more employees up to the face amount stated on the form. Only the actual
loss sustained in the policy period is included for coverage (progressive or continuous loss over
multiple years outside the policy period is excluded)
Forgery or Alteration
This coverage is used to insure against loss resulting from forgery of checks, drafts, notes or
other similar written promises prepared by you or your agent. It does not cover dishonest acts of
employees, which must be insured by Employee Dishonesty coverage.
Theft, Disappearance and Destruction
This coverage is used to insure against loss of money and securities caused by theft,
disappearance or destruction while located inside or outside your premises. It also covers
damage to premises resulting from actual or attempted theft. It insures only money and
securities and not other types of property.
Computer Fraud
This insurance will cover loss or damage to money, securities, and other property due to
computer fraud. Computer fraud is defined as "theft of property by and directly related to the
use of a computer."
Brown & Brown of Florida - Miami Division
20
Proposal No. 11-08-01
, \
J
COMMERCIAL LIABILITY COVERAGE
INSURER (*)
Preferred Governmental Insurance Trust, Not Rated by AM. Best
GENERAL LIABILITY COVERAGE (*) - Ratable payroll of $6,404,870
$ 5,000,000
$ Included
$ 5,000,000
$ Included
$ 50,000
$ 2,500
$ 5,000,000
$ 5,000,000
$ 1,000/5,000
$ 1,000,000
$ 2,500
General Aggregate Limit
Products & Completed Operations Aggregate Limit
Bodily Injury and Property Damage Limit
Personal Injury & Advertising Injury Limit
Fire Damage Legal Liability Limit
Medical Payments .
Employee Benefits Liability Limit per Person
Retroactive Date 10/01/2000
Employee Benefits Liability Aggregate Limit
Retroactive Date 10/01/2000
No Fault Sewer Backup Limit
Herbicide & Pesticide Aggregate Limit
General Liability Deductible Per Occurrence
LAW ENFORCEMENT LIABILITY COVERAGE (*) Rated on 48 total officers
$
$
$
$
5,000,000
5,000,000
5,000,000
2,500
Law Enforcement Liability Limit - Per Person
Law Enforcement Liability Limit - Per Occurrence
Law Enforcement Liability Limit - Aggregate
Law Enforcement Liability Deductible Per Occurrence
PUBLIC OFFICIALS LIABILITY COVERAGE (*) - Ratable payroll of $10,129,624
$
$
$
$
$
$
5,000,000
5,000,000
2,500
100,000
2,500
5,000
Public Officials Liability Limit - Per Claim
Public Officials Liability Limit - Aggregate
Public Officials Liability Deductible Each Claim
Non-Monetary Damages - Aggregate
Pre-Termination - per employee
Pre-Termination - annual aggregate
EMPLOYMENT RELATED PRACTICES LIABILITY COVERAGE (*) - Rated on 160 employees
$
$
$
5,000,000
5,000,000
2,500
Employment Related Practices Liability Limit - Per Claim
Employment Related Practices Liability Limit - Aggregate
Employment Related Practices Liability Deductible Each Claim
Coverage Umits must be ultimately chosen by the Insured. We as Agents cannot racommend the
adequate limit of protection. Higher limits may be available. Please let us know if B quote is desirad.
Exclusions include, but are not limited to the following:
War, Mold, Fungus, Bacteria, Silica, Lead, Pollution, Asbestos, Copyright or Patent
Infringement and Nuclear Liability.
Brown & Brown of Florida - Miami Division
21
Proposal No. 11-08-01
, \
j
SPECIAL NOTE REGARDING ADDITIONAL INSUREDS
General Liability coverage provided to a named insured (you) by an insurer could be modified to
extend to other parties. 'These other parties are commonly referred to as addftional insureds.
Modifications (endorsements) to the named insured's policy could be used to provide similar
benefits enjoyed by the named insured to the additional insured. Because of changes to these
endorsements, the additional insured may no longer enjoy the same benefits. Under these new
endorsements, liability that is based on the sole negligence of the additional insured may no
longer be covered. The State of Florida's Office of Insurance Regulation approved changes to
these policy endorsements effective July 1, 2004.
The absence of insurance coverage and the agreement to contractual terms may not free you of
the responsibility to pay on behalf of the additional insured liability arising out of their sole
negligence.
Florida law allows you to assume liability on behalf of another party by way of a contractual
agreement. In fact, the law allows you to assume the liability for suits that may be the result of
the sole negligence of the other party in the contract. In other words, contractually you would be
accepting and paying for claims that may arise from situations that are not even your fault.
While we are not necessarily aware of the individual contracts you may have entered into, we
feel it is our duty to notify you that there is a possibility you could have a claim that is not
covered by insurance. Our recommendation to you would be to have your contracts reviewed
by your attorney to determine if you have assumed such liability and what your legal options
are.
Brown & Brown of Florida - Miami Division
22
Proposal No. 11-08-01
/ \
I
BUSINESS AUTOMOBILE COVERAGE
FOR A FULL DESCRIPTION OF TERMS, DEFINITIONS AND CONDITIONS PLEASE REFER TO
THE POLICY DOCUMENT
INSURER (*)
Preferred Governmental Insurance Trust, Not Rated by A.M. Best
COVERAGE LIMITS (*)
$ 5,000,000
$ Statutory
$ 2,500
$ 100,000
$ 5,000,000
$ 50,000
$ 2,500
Bodily Injury & Property Damage Liability - Any Auto
Personal Injury Protection - Autos Subject to PIP Law
Medical Payments - per person- All Owned Autos
Uninsured Motorists Coverage (Non Stacked) - All Owned Autos
Hired & Non-Owned Automobile Liability - Hired/Non-Owned Autos
Hired Auto Physical Damage - Hired Autos
Auto Liability Deductible - Each Accident
*
Coverage Umits must be ultimately chosen by the Insured. We as Agents cannot recommend the
adequate limit of protection. Higher limits may be available. Please let us know if a quote is desired.
COVERAGE PROVIDED
. Coverage only applies to vehicles that are owned/titled or leased in the corporate
name, or business name in case of a partnership, that is specifically listed. If a
business owned vehicle is furnished for personal use, an extension of coverage form
may be required for proper protection.
· Automobile Liability
. Uninsured Motorists Coverage (Non-Stacked)
· Medical Payments
· Hired Automobile Liability
. Employers Non-Owned Automobile Liability
. Automobile Physical Damage (Coverage/Deductibles Per Schedule Overleaf)
Brown & Brown of Florida - Miami Division
23
Proposal No. 11-08-01
.. Unlt# Make ModellDneriDUon
Qty y- V1N#
001 Ford Cl'oYm V1ctata
1 1998 2FAFP71WlM'X123430
002 Ford Cl'oYm VICtOliD
1 1998 2FAFP11W7WX123425
003 Cl1evroIet 5-10 PIU
1 1998 1 GCCS19X7W6238354
D04 Ford Ranger
1 1&99 1 FTYR1OVSXUB21491
DOS Ford F.3150
1 1999 lFDWF361.9XE059688
006 Ford T81JIUS
1 1999 lFAFP52USXA212681
007 Ford FoalS
1 2llOO 1 FAfP33P3YM04289
DOll Ford Taul1lS
1 2llOO 1FAFP522DYG138865
009 Ford Cl'oYm VIctoria
1 2000 2FAFP71WOVX140957
010 Ford F-250 PIU
1 2001 1 FTNF21l2'1EB57977
011 TRAILER
1 2001 146UB1217YM04OB08
012 TRAILER
1 2001 146UB1211M041457
013 Ford EllpIarer
1 2001 1FMZU72E11ZAS43Sl1
014 JET SKI TRAILER
1 2001 146DA1413YM04lI808
015 Ford F 150 PIU
1 2001 1 FTZF172XWNB49m
016 Toyota Camry
1 2003 4T1BF32K834056591
017 Ford F-350 4X4
1 2OlI4 1FTSF31SX4EB72117
018 Ford ElqlIorer
1 2004 1FMZU72KX4UA82168
019 Ford ElcpIorer
1 2004 1FMZU72K14UA82169
020 Ford e.s50
1 2OlI4 1 FDAE55F93Ii8lI0115
021 AlVTRAlLER
1 2OlI4 lZJUT14X4M025518
Brown & Brown of Florida - Miami Division
Oeoartment ALEff .,c:;qrnp:oed' COll1pEft <Tenn""V.'~ <;.~;>.
Vehk:1e Type AL Tenn Coli Oed Call Eft ~ va.:::~ I APD Rptd
Non Police 1ll1Dl/11il\~.! ,: !<1lJ!D1111; ':1l1io1l12.::':>;~'::}\<$JI~0
PrIvallI PassenoM 1001112 $2,500 10101111 10101112 Aduat Cash $17,50
Non Police 10101/11 ~;~~5(Ht;; ;1(W1111; \1l11@12:1: i ''';.:;':Y',Slt@OO
Prlvale Pasaenger 101D1/12 S2,5OO 10101/11 10101112 Actual Cash S17.50
NonPolics lOOlf/l1:1i~:'P '~1!1!U1!'" :'~2:,,::::~,.,:>,..(.;5t5,apo
Ught Trock 10fD1n2 $1,500 10101111' ll1/D1112 Actual com $15,001
Non PoIico 100lVl1t:L~;i~ '1oml11 .1~~ "".., ~"'?,,~;S)1~
UoIIt TJUck 1001/12 $1,500 10101111 1001112 AclUIl CaBhI $11,501
Non PoIics 1010V11 ';~;:,gsoo>B ,-,QiQlI11; ;1!1.'O:!n2 L:L;:(; "::,, ::,$19.00.0
MedIum TJUcll 1001112 $2,500 1010f/ll 1001112 AcluaI ClIIIl S19,0Q(
Non Police. llW1I11~~)~,>::1(!{ll1(W \1DIIVf12 I:'<:,:~, ,>Y"j$17,5!X1
Prlvale Possei1ger 10lO1I12 S2,500 10101/11 1001112 AcluBI CBIh 517,501
Non Police llW1111!i~:;:;~tO!D1t1.1:JOP1112, .' ;,:~~:" ,.:'\ ~l,~;lJO!l
P1'lvln Pusaenoer 111'01112 S2,5OO 10101111 1001112 Aclual C8Ih 515,001
Non PoIIca 10101111 <L'S;2Jll0;A'~101ll'fH1: i10fQ'n~,/':::'?:');.:'~;:S17 ~
PrivtIte PMaei1ger 111'01112 $1,soo 10101111 10101112 AclulII C8Ih 517.50
Non PoIke 1lW1111 ;';'S?;500:,: "'ilIliV)1; i11lR11','2; I':;C '''/' :',S17 J;q0
Pilvale ~M 1001112 S2,500 111'01111 10101112 AcluaI Cast1 517.50
Non Police 1ll1D1111'$2.50I)':'1 :;101J)~f 'JQI!lm~; ~':';;', ;>'i. ':.~,OIJ!l
I.:iOilt Truck 10101112 52,500 10101/11 10101/12 AclulII CosJII m.oo
Non Police 101D111';:~:i) ";10/0V1,; ~tCJiil1n2;:;::" ,,>.\$5,000
Tr8ller _ NO CH ~1112 52,500 10101111 10101/12 AclulII Cash .' S5,OO
Non Police 101D1/11 :''''~/i :1~f 1:1q101~: I.',';;:,;: . ::;',j\"$5,tJQQ
Traler _ NO CH fOIW1/12 52,500 10fD1I11 10101/12 AdUal Calhl $5.00
Non Police 101D1/11 ';:~/: :;1lliP'Y11' :,,~"12,~ ['}::T' : ;;:~lIOO
Udht TJUck 10101112 S2,500 10101111 10101112 AcluaI Calh $29.00
Non PoIics 10101111:,:$7AIlO:::' ~1~t ,:111ft)1~; I?); ,~::; ':: 57.000
Trohr _ NO CH ""2 52,500 10lO1I11 10101112 Actual Calh $7,00
Non Police 10101J11 ':S$MlJoii ';1Ilo'!Mt i,;1oprl12 ';,;::,' ,;;: .~.@
~ TJUck 10101112 $2,500 10lO1I11 10101112 Actual Cashl $20,00
Non Police 101D1/11 :: ;$Z500?nl(J1lj:11;1,>t9.lD1H2 '.' :", SF.OOO
PrIvlU p;;;;;aer 10101112 $2,500 10lO1I11 1011i1i12 AcluaI CallI ' 517.00
Non PoIIca 101D1/11:;$2,500::'; ;'lJ1O:1l:1t::,Q1P1~;"',S2S,lIOO
Mecfum TJUcll 10101112 52,500 10lO1I11 10101/12 AcluaI CosJII S2S,lJO(
Non PoIlc:8 101D1/11 :.;::~,,} ~1i1101b1' :.'9.ID1112:'bi,;'}'\';;.;:L,$28.ooo
Ught TJUck 10101112 52,500 10101/11 10lO1I12 AcluaI Cashl $28.001
Non Police 10J01111 ;,:;~,"', '1~1:' '1!l/1l1ip, ,',~<':'C:,~".'S28.q,oo
- lIGht Truck 10J01112 $2,500 lD1D1111 10101112 AcluaI Ca;;hl . 526.00
NonPollcs 101D1/11 ;;":,$2.5Oll) '.1[IID1JW .,ll101l12.I:'.'.;,.,,::....:"S21',oOO
Heavy TJUck 10101112 52,500 1D1D1111 10101/12 AcluaI Cashl 521.00
Non Police 10J01111 .:,'S2,SOO:,111/DU11 JOII)1/12 .' ,,' ,', :: :56,00lI
Trailer. NO CH ~1112 S2,5OO 1D1D1111 10101/12 AcluaI Cashl S8,lJO(
24
Proposal No. 11-08-01
/ '\
J
Unit # Make MocIeUDescriDtfon OeIllJrtment AL Elf :c:omi' ollCl COlIlPEff ;.'[!tml:',c :<;~.;.., .,-',Value:,,\.,:'Z':.,
Qty Vtif1I VlN# Vehicle Type AL Term Coli Oed Coli Eft .~~ Va~t~n I APD Rpfd
022 Ford F-250 4X4 Non Police 10/01111 ,:,Ts?'500 ... .' '10101111 c10101ft2, if>;~::l; ''-:~,qg,o
1 2004 1 FTNF211.93ED587Q1 UOO1TRlck 1001/12 52,500 10101/11 1D1D1/12, AeluBI CBIlhI 524,001
023 Chevrolet CSSOD AEROUTE Non Police 10/01/11 '::;~500 ',; 10101111 :'0/111/12' .- ".:' " "S33.Q(]()
1 2004 1G8E5V1254F516956 Bus <20 Pase. No ~OO1/12 52,SllO 101D1/11 1D1D1/12 Aelual CaIlhI 533.001
024 Chevrolet C5500 AEROUTE Non Police 10/01111 ;;:'SZSllO . 1010111.1 .,10101/12' .~.:"f ; ~ ',,, . .- : S33,DIXl
.:... ..
1 2004 1GBE5V1284FS18823 Bus <20 Pa8G, No inlOO1/12 S2,SllO 101D1l11 1D1D1112 AcluBI CaaIlI $33,001
02S AlVTRAlLER Non Police 10/01/11 >~5gQ 1~111 ;1!l!Q1t12 ~:,:,'",>::,_ '::,SS.OIJ!l
1 2005 1ZJUT18175Ml3ll166 Troller - NO CK "f/12 S2,5OO 101Df/11 10101/12 AcluaJ CaIIII ss.ao:
02S TRAILER Non Police 10/0111f ' S2Jjllll :1lW1l1f '~0IQ1!12' ".-'- .,.- . $5,OlKl
....,...-.: ....-
1 2005 Trailer - NO CH ~/12 52,500 101Df111 10101lt2 AcluaI Caet1 $5.00(
027 TRAR.ER Non Police 10101/11 i~_~" 'llWt/1l :1~1IU 0":,':'::. ':. 'ss,lJO!l
1 2005 Trailer - NO CH ~1/12 52,500 10101111 101Df/12 AduaI Caet1 $S,OOl
028 SKI TRAILER Non Pollee 10/01111 ;;::~SOl):' '1D1DtlJr .1llo'1Wn p.~,; '::'~W,11lJll
1 2005 1ZJBE141~69 TraIler - NO CH.If<<alt1/12 52,5OD 10101111 10/01112 AclulII CasIlI $10.00
D29 SKI TRAILER Non PoIlce I 10101111 :::(i!2;5Clll' ';1001itr 1~2 ., : . , '. ~":., :, "- . <~~10,lIOO
\." ':"':':"'. . .~.
1 2005 1 Zl8E1.ce5M03D170 Tniler - NO CH.ImlI1/12 S2,SllO 1ll1D11f1 10/01112 Aclual Caeh $10.00
D30 JETSI<J TRALER Non Police 10101/11 :~;:~.,;' ;10101/11: " 1lW1lt2 1./.:' .::':--''-'' ;'510,000
1 2005 lZJSE20115MD30167 Traller- NO CH ~1/12 S2,5OD 10101/11 101Df/12 AduaI Caeh $10,00l
03t Ford Explorer SpoIt Tree Non Police 10101/11 '."~< ,.10/011111 .10/01112 .;.": ~,. - .: ;<,,':$!.CJ!lO
1 2005 1FMZU77K45UB98914 Ullht TRIck 10101112 52,5OD 10101111 10/01112 Aclual Cash I $7,lD
032 Ford Ranger 4x4 Non Police 10101/11 '-\'~\. ~ llWti1f ' ~D/D1tI2 :"':',: <:,/i :", $15,000
1 2005 1FTYR11E6SPA58377 UglttTRlck 10101/12 S2,SOO 10101/11 10/01112 Aclual Cash S15.00l
033 Ford Explorer Non Police 10101/11 , ,':$2,5110 , , . '1l1D11t" 1lJ!01112' ;.':' ,;,<\/,,';~,llO!J
1 2005 iFMZU72l<X5UB057 Ught TRIck 10101/12 S2,SOQ 101D1/11 10lO1I12 Aclual Ceshl S24.00l
034 Fold EXPEDITION Non Police 10101111 ! >$2,5DiJ : 1 Il!tl1I1 1; 1lJ101!t2 .:, ",';S2l:I,lIlIO
.. --
1 2005 1FWU182551.665079 Uoht TRIck 10101/12 S2,SOQ 1D1Dt/11 10lO1I12 Aclual Cesh $29.00
035 Ford F-650 DUMP Non Police 10101/11 ,.. nsoo : 1D1Dt/W :,0lO1I12. ' .,;::':'-/~.ooa
.'.
1 2005 3FR'NRl5E36V167079 Heaw TRIck 10101/12 S2,5OO 101Df111 10101112 Aclual Cash S2S,ao:
D36 LOADER Non PolIce 10101111 ':',S2,5llO: " ' , 10/0'1111 :10101112 ">':':,' ',:'< " :~}'SI0,llOO
1 2005 5250 18t118 Trailer. NO CK AGlDl/12 S2,5OO 10101111 101D1/12 Aclual Cash S10.00::
037 Andl!BOl'l lRAlLER Non Pollce 10lO1I11 :,::'s2if10IL: 10/01111 10101t12.< .~ ....-: .."-'. ':-,':. ';'."y';.S6,QOO
1 2005 4YNBN182A5C026631 Trailer. NO CK F6Il/lI1/12 S2,5OD 10101/11 10101/12 Aclual Ca81l1 se.OlX
038 WASHERlTRAL Non Pollee 10101/11 >:S2,SOO . 1010111 1: ' 1010t1t2.' .', ",: :\,fi$;ailo
1 2005 NOVIN0200444667 Trailer - NO CH AGlS1112 S2,5OO 101Df/11 10101/12 Aclual Cash $8,00::
039 Ford Elcp/orer Non Pollee 101Df/11 ,;',$2,500 , ,101Df/t.l, ;1ll101112'-: ... , ..'..'.';:'::.':'~;ooo
..
1 2005 1FMZU64K15UBS8899 ~t TRIck 10101112 S2,5OO 1D1Dt/11 10101/12 AtiuBI Ca81l1 525.001
lNO Ford F-1504X4 Non Pollee 10101/11 '$2,500 . '10101lfl ' 10101112 ',' .. ... :;",-,S2,S.flII!I
.....
1 2006 lFTRf'145X6NA63717 Ll!iIt TRIck 10101/12 S2.5OO 10101111 10101/12 Aclual Cashl $25,001
041 Fcrd F-1504X4 Non PolIce 1l11D1/11 '. , S2,5tlO 10101/11 1ll10111t ..'",,;:S25,(1CCl
1 2008 lFTRF14616NA63716 ~t TRIck 10101/12 S2,SUO 10101/11 1OOf/12 Aclual Ca81l1 S25,00I
042 Fcrd Ranger 4x4 ~lof1 Police 1001/11 .. .'$2.500 . ,10101/11 10101/12 .., .. ':.' :S1~:400
.,
1 2006 1FTYR11E36PA49220 UghtTh1ck 10101/12 S2,5QO 10101111 10101/12 AcluaI Cash I 514.40(
Brown & Brown of Florida - Miami Division
Proposal No. 11-08-01
25
.. '\
)
Unlt# Make ModeUDescrllltlan Deoartment AL Eft, ~A!P.!le~ .' CompEff '.','TemI:, \' ......',"J/alue,t;:{.':.
Qty Year VlNIJ Vehicle Type AL Term Coli Oed ' I Coli Eft T~ II. va~:on I APD Rpld
043 Ford Ranger 4x4 Non PoIlc:e 10101/11 :,;~" , ,10/01111 ;;1D1D1tt~ 'I':;":,:;,'.:,.,. ,;:.~$14.400
1 2006 1 FlYR11E56PA49221 Lktlt Truck 1tv01/12 S2,500 10101/11 10101112 AcluaI ClIllIl 514,4lX
044 Ford ExpIom Non PoIlc:a 10101111 (~$2,5ClO :. ,':' i,10101~U' '1DilJ1f!,2, ;...., .. ' '<':,'~'~.;:$2S.00(l
1 2006 1FMEU72E2GUA93D29 Ught TruCk 1001/12 S2,5OO 10101/11 10101112 AcluaI CaelJ $25,001
045 Ford E450 Non Police 10101111 :':~"" :.'!"'lm,!1, .,10101112, ., ':""~:fl~.OOO
1 2006 1FOXE45P06HB23977 Bus <20 Paaa. No f[UW1112 S2,SOO 10101111 10101112 AcluaI Cosh S2S,oDl
046 Sterling elGIN Non Police ' 10/01111 i;r.'~., :JDIll1{t, ,,10K11/12, ';',',;".:,;':',/~OOO
1 2007 49HAA08V17DX57959 Traltll'- NO C 2 S2,SOO 10101111 10101112 Actual Cosh I 525.00
047 VTI MIXER Non Police 10101111 ',:;\S2;500 " ',101ll1111: :101ll111i' :~, :;';". .~~:. ~. " ists,OQO
. ..~ .... ...., ~..
1 2008 2S9Ua21108S13216D Trailer. roj() CH fG81112 S2,SOO 10101111 10101/12 Actual Cosh $15.00
D48 FDI'd F-550 Non Police 1001/11 :::~; "'~D/IJ1I:lr :1~11~, ;.". }'it.,-.:\,-S2!(O(jO
1 2008 1FOAF56R38EC75765 Medium Trudl 1lW1112 S2,SOO 1D1D1J11 10101/12 Actual Ca!ll1 $24.00:
049 GEM el Non Police 1001111 ..:;;~;' '1Q1lri~t; ;j!l!W~ ,.'~;::i;';..,'" ::;~,D(!O
1 2008 5ASAK2744BF047426 Privaie PSlIS8Mlr 1lW1112 52,500 1D1D1J11 10101/12 Actual Caahl 59,001
050 GEM eL Non Police 1001111 ,:$2.500.. . 1Ml1t11i '1~~ :.' ~". .. ,,"','.."',,:.:" ,,$9,OQO
:. ~~ . ..~ .
1 2D08 5ASAK214X8F047429 PrivDle PlIllMlIger 10101/12 S2,5OO 1D1D1J11 10101J12 Actulll Cashl $9.DOl
051 FoRI E450 Non Police 10011'11 :/ S2,SOf:t . 11Wl11'11 ;1\W1f12 ',' " ~"" $2a;OQ(l
:.":'i": .,
1 2008 1FOXE45P870A95189 Bus <m Pas. No :ll'IllI01I12 $2,5DO 1D1D1J11 10101112 Adual Cashl $28,DOI
D52 FoRI F.1S04X4 Non Police 1001111 'WOO' ~1Q101J11 ,,1 DIIl1fI2; /:-;,': ':'~'~:':,;$28,O(J(J
:~>....,_ _,_ _ i .
1 2009 1 FTRF14879XC35833 L.IaIt Truck 1ll101112 S2,SOO 101111111 1ll101112 Ac:lual Cosh S28.0Dl
053 FoRI F-150 4X4 Non Police 10011'11 :::;,S2,5IIO: :' :10101I:I1 i1 !I/D1I12 ::,:,';:' ",S2B,m.JO
1 2010 1FTEW1 E&2AFC17296 UlllIt Truck 10101112 $2,500 10101111 10101112 Adual Cosh 528.00[
D54 Ford Explorer Non Police 1001111 ':'S2,500'? '~OIlW1t ;1ll1ll1/1Z: !:.':;,'p :~,:' f: ::P'\$26,Oll!J
1 2010 tFMEU6FE9AUA34332 Ught Trock 10101112 S2,SOO 101111111 1ll101/12 Actual Cashl 526,00
055 BOAT TRAIlER Police 1ll1011'11 ..,,~~:,) ,10101111: ,:1 C)Ill1t12 .' ;;:,:; $4.000
1 1m Trailer - NO CH 'iiliiff112 S2,5OD 10101/11 10101/12 AcluaI Cash S4,1IlI
Il56 Ford ClOwn Vicloria Pollee 10/01111 :''S2,500' .' .1l1iOm1;. ;1l11DjJ12" ;:'.: :'>: : , ;$11$0
, ,
1 1988 2FAFP71W3WX113068 Police Car 1lW1112 S2,5OO 10101111 10101112 AcbIIII Cash 517,501
D51 Ford Crown Vicloria Pollee 10011'11 ' "S2,SOO .':; 11l/ll*1 ,1!i1D111%' '," <\~1!,500
t 1998 2FAFP11W7WX123425 Police Car 10101112 S2,5OO 10101/11 10101/12 AcluaI Cosh $17,501
D58 Ford CroIm~ Police 10011'11 :$2.5cIo" 10101111' 1~2.: :'"j,r(;, ,:":',: (;.$~ 7..,500
1 1988 2FAFP71W2'N123428 Pollee Car 1ll101112 S2,5OD 10101/11 10101/12 Aclulll Cash 517.501
D59 Ford crown V1clcrta Pollee 10/01111 ';',,~5(JO .10101/1: ,;1 !W1J12 :oo, ''';,;<$11,500
1 1988 2FAFP71W3WX123423 PDllte Car 1ll101112 S2,5OO 10101/11 10101112 AcbIIII Cash S17,SO:
060 UlLTY TRALER Pollee 1001111 : S2,5OO:,;' 1010111 " ;1D1D1H2; >.::,":,:'. ',:;', ,:;':'./.';:~,OOO
1 1999 1E9AL 10131l2s274 PClIk:e Cor 1l11D1112 S2,soo 10101/11 10101112 AcluaJ cash SS.OO
061 SMART TRAIlER PolIce 10101/11 'S2,5OQ : .10101/1.1. : 1Di\l1/12,' :;:::::":',,; :i:::' :: >:"',OQO
1 1999 1K9B50813WJ(118686 PDllte Car 1lW1I12 52,SOO 101D1/11 10101/12 Aclu3I cashl $6.00
lI62 Fonl CI'CMR V'tCloIia PoIce 101011'11 ..$Z54IO . 10101m. ' '10/ll1tl2: .,.... . :,<.:::. '.' ::$17,50(]
1 1998 2FAFP71W2N123428 PDllte Car 1ll101112 52,SOO 10101/11 1D1l11112 Adual Cashl 517.SO:
ll63 foRi Taurus Poke 10101J11 : <; 52,500 10101/11' 1D1\l1112 "'" ':;.':>.:, ",: $16,000
1 2IlOO 1FAFP5222YG136866 PaUce Car 1001112 S2,SOO 10101/11 10lO1I12 Mual Cash 516.lllX
Brown & Brown of Florida - Miami Division
Proposal No. 11-08-01
26
'1 Unlt# Make Mod,UDeaaiDUon DeplU1ment
J Qty Year VlNtI: V.hlcl. Type
064 Ford Crown ViclDrfa Police
1 200ll 2FAFP71WOYX140957 Pelllce CIIT
D65 Fonf Tauros Police
1 2000 2FAFP5826YA2368S2 Pelllee Car
D66 Fonf F-350 PIU 4X4 PolIce
1 2000 lFTSW31S9YEC57228 PolIce Car
D67 Bdck RegalLS Pelce
1 2000 2G4WB55K9Y1339105 Police Car
D68 Fonf ElcpIorer PoIce
1 2001 lFMZU72E31ZA54351 Pclk:e Car
069 Ford Crown ViclCllill PoIce
1 2001 2FAFP71WX1X1218n PolIce Car
070 Fonf Crown V'lClorilI Police
1 2001 2FAFP71W81X121871 Police Car
071 Ford Crown VIctorlll PolIce
1 2001 2FAFP71W81XI21116B Pelllce Car
on Ford CroIWI V'tCllllill Police
1 2001 2FAFP71WX1X121869 Pollee Cur
073 Ford Crown VIclorllI ponce
1 2001 2PAF?71W61X121870 Pelllee Car
074 Ford Crown VIclorllI PolIce
1 2001 2FAFP71W41XI21886 Pellce Car
075 Ford Crown Vlclorf8 Perce
1 2001 2PAFP71W31XI24015 PaIlee Car
076 Ford Crown Victorta PoIce
1 2001 2FAFP71WS1XI24016 PllIIce Car
077 Ford cw.m V1clala PoIce
1 2001 2FAFP71WT1XI24017 PaIIcct Car
076 Ford cw.m Viclorilll PoIce
1 2001 2FAFP71W91XI24016 PolICe Cor
079 Ford cw.m Viclaia POice
1 2001 2FAFP71W21Xl24023 PClIice C8r
080 Ford CrllWn V'lCfaiD Poke
1 2001 2FAFP71W41X124024 PolIce Car
081 Ford Cw.m Vlctala PoUce
1 2001 2FAFP71W81X124025 Pollee Car
082 Ford Elcplorer Police
1 2004 lFMZU72K44UA82245 Pelllce CIIT'
063 Ford Explorer Police
1 2004 lFMZU72K44UA82246 Pelllce CIIT
084 Ford Explorer Pollee
1 2004 1FMZU72K84UA82167 Pollee Car
Brown & Brown of Florida - Miami Division
Al Eff,,9!mpeed 9'JIIPEff :;::T8OI1,' >< ~v.r~>:<,,;,>i
AL Term Coli Oed Coli Elf T:~ va~~ I APD Rpld
10101/11 '.'.;~ i,10101fl1: rlO<<J.~1t2; ~;,:,' ." ,:N~1l;5oo
1lW1J12 S2,5OO 10101/11 10101/12 AclulIl C8OO1 $17,501
10101/11 :'S2;5lX:Ji:' "ilQ/l11I1t,:ll111W12; '~:o-~,';:,:i"",;'$17$O
10101/12 52,500 10/01/11 1lW1/12 AclueI Coohl $17,50
10101/11 ,,52.590,' J!Wl/1t ,:1,~:::':{'>" "!$2$,(]Qll
10101/12 S2,5OO 10101/11 1C1/D1/12 AcluaI Cash $25,00
Il1101/11::S2,~,,' ',llW1flf :;1~1!t2, 1";;",',; ::::" '~;QOO
10101.112 S2,500 l00t/l1 1001/12 Actual Cosh $25.00:
10101/11 : :'$2,!lOO:LtO/01!1,1 f,lll11l1/1211~ii:X',' ,',:'''' :::$28.000
10101/12 $2,500 Ill101/11 10101112 Actual Cu5h $28.001
10101/11 '"',S2,$Q,~}; jl)iov11; ';1diOlII2' ,~~, :;:,''',\:;:,,:i;,:SI6,25!l
1lW1I12 S2,5OO 100V11 10101/12 AclueI Caahl $16,251
1001111 <(:;~; ',.' )0101111 ,Jqi01{12; V.', ,',C',- i :,/.~16.2.:5ll
1!W01J12 $2,500 tOlOl111 tCl/D1/12 AcluaI CaII1 $18,25l
11W1/11 t;i;Si.5OIli",I~tltl: (,1~. :'>: .,,-"',:;,; \S18,25Cl
11W1/12 52,500 1001/11 lC1/D1/12 Actual Cash $16.251
1!W01I11 k,f'~": JlIft)1I1t: :jlll!Jtl:l2: :::.;'::'t.::::~;S16;zso
1001/12 52,500 10101/11 1001112 AcluaI Caflh $16,25(
t!W01/11 ;>~,;,; ,"'~1 ':'ll1lJ1f.J2: .. ,',,:> ;;>:,\,"~~
10101112 52,500 10101J11 1llo'lI1I12 AcluaI Calhl $16,251
1001/11 :;J:;$2.5!:IO"::1QJ111!11: ;,1lW1l12' ,i';:',';";::';,;;$'!6~
1001/12 $2,500 10101J11 10101/12 AclulIl Caah $16,25l
tool/11;';i.2;5ollj '1~t ~1001~: "'0':'~:~'<'}:sjf,2s0
10101/12 52,5DO 10101/11 10/01/12 AcluaI CallI! $16.251
,10101/11 <~~, :'c101111/1t S1~: '<,,;i::,c;,:S1,6~
IlW1112 $2,5DO 10101/11 1ll1D1J12 AcluaI Ca5h . $18,251
10101/11 "~,*),'D1ilf ~1D/l1f!12; {,C-,,'. .",":$16,250
1001/12 S2,5OO 10101111 10101112 AcluaI Cash $16,251
10101/11 :.....,$2,500,,' JllilI1I:lt ,I.l)'D1!12~ r;-::,:,\,:,o,,':"':$16,250
1lWfI12 $2,500 1lW1/11 10101112 Aclual CosI1 $16,25l
IlW1111 ,'~:.~:: :.1ll101(ll,1om'~,~', :>: ;"""'" ': ': ,::0: $16;250
10101/12 S2,5OO 10lO1I11 10101/12 AcluaI Cashl $16,251
10101/11 ,$2,50CI'!: '1lW:ii11 "l1llJll1~: ;';'Y}(:\),) ':~ /5,1&;250
10101/12 52,500 10101111 10101/12 Actuel Cashl $16,25C
loo1/11'$2,500'':'1ll101(11; +10101/12; 1:,~\?;':..<~,":;$1~~
I01OfI12 S2,5OO 10lO1I11 10101112 Actual C8IIh1 Sl6,2!>
1001/11 "S2,5DO.:: 1:1010V'!.1: :,1~1f12~': :::",:::;:",.:':\ ~~
10101/12 52,soO 10/01/11 10101112 Acluol Caahl 524,001
1001/11 ,,<'$2,500c. '10101/11'0 'lll/!l1112' : V,:'.,:: , ; ..':":,,:.:S24.0l10
10101/12 52,SOO 10101/11 10101/12 AcluI!I Cashl 524,OD
10101/11 'o:','.$2,SOO':'10101/111l1101J12.: "J'''' .:.;,~~.0ll(I
Il11D1/12 52,500 10101/11 10/D1112 AclueI CasJ1 $24.00
27
Proposal No. 11-08-01
.. ': UnIU! Mike ModellDlIIcrlntlon DenllJ1ment
J Qty Year V1N# Vehicle Type
085 Ford Explorer PolIce
1 2004 1FUZU72K64UA82247 Police Car
D8G Ford CroI',," VIctoria MCll
1 2005 2FAFP11W05X141614 Police Car
087 Ford Crown VIctoria Mce
1 :zoos 2FAFP71~141615 Police Car
088 Ford Crown Vlclorla Pofce
1 2005 2FAFP71W95X141613 Police Car
089 Ford Explorer Polce
1 2005 11'MZU72KOSUB0572ll Police Car
O!.Q Ford Explorer PolIce
1 2IJ05 1FMZlJ72K25UB05721 Police Car
091 Ford Elq)Iorer PoYce
1 2IJ05 1fMZI.J72K4SUB05722 Police CBr
092 Ford Explorer PolIce
1 2005 1FMZU72K65UB05723 ponce Car
093 Ford Explorer Police
1 2l1ll5 1FMZU72Kll5UB05724 Pollee CIl/'
094 Fa'd EXPEOmON Police
1 2005 1FMPU165X51..A6650S Palce Car
095 Ford F.1504X4 PolIce
1 2005 lFTVXf4555NA84966 Pellce Car
096 Chewdet IMPLAlA MICe
1 2005 2G1'Mi521<25924ll321 Pellce Car
097 SMART1RAILER PolIce
1 2IJ05 2S9US111355132322 Trailer. NO
096 Ford Crown VIclal1l PoIce
1 2006 2FAFPTfW96X124978 PdJceCar
099 Ford Crawn VicfaiII Mce
1 200EI 2FAFP71W78X124980 Pclic:e Car
100 Ford CRMI1 VIcfDrfa Mce
1 2006 2FAfP71W98X124981 Police Car
101 Ford Cll7MI VICIorilJ Polce
1 2008 2FAfP71W26X124983 Police Car
102 Ford Crown ViclaiB PolIce
1 2006 2FAFP71W46X124984 Portce CIl/'
103 Ford Crown Victoria Police
1 2006 2FAFP7fW66X124985 Pollce CBr
f04 Ford Crown Vlclala Police
1 2006 2FAFP71W86X1249S6 PeIrce Car
105 Ford Crown Viclolia PoIJce
1 2006 2FAFP71W86X124979 PaiceCar
Brown & Brown of Florida - Miami Division
AL Eft '!:OI!lj)Olld: ~p,Bf ;'T!IIyR'. ',. ...V~Ipe.,>,.':,:':~:,
AL Tenn Coli Oed, Coli Eff.;.~ va~~on I APD Rpld
10101/11 ~iY,~~9,~ '1Iw1in,101ll1J12 .. /:;>~:::;,;'$C,llp(l
10101/12 $2,500 101D1J11 10101112 Ac:lucII CII8hI $24.00:
1D101111. :1)~Q' _. :'1~1~ i.f(W1J1~: : ":"~::::::';.:~>.:~..S1'7,~
10101112 52,500 10101111 1ll101/12 Ac:lucII Caohl $17.01ll
10101/11 }:'$2;~oq,,;1~r ;1Q.'DVg; 1:-:..::,'.:::::',~,1,7.000
10101/12 S2,500 1001/11 1001112 Aclulll CastI $lT.OIll
1001/11 'j:'~_lJ(!;, 01ll1D1!11 f 1D1p1J12 ':,'. ....., "~:>.:::,:';~1J.lI!l!!
10101/12 52,500 1lW1111 10101/12 AcluaI Caahl "T,Olll
10101/11 ;:,\$2.501)" Z11l.q1il1,10JD:1/12 ..... ,,'. ." <:'}',:(~m;lllIO
10101/12 $2,500 10101J11 10101/12 AcluoI Cash $29.0lll
1lW1/11 ";.;~~Olr; ~;10/INfl ,1l1Jll1/12( ", . ',^>;:~::+~.!IQIl
10101/12 52,500 10101111 10101112 Ac:lucII Ceehl $29,00
1lW1/11 i:<g~i; ,1wo.mf )lIID1J12, ...y':.... ...". ',';;,i;';;~,llOfl
10101/12 52,SOO 10101111 1ll101/12 Ac:lucII ClllIhl $29,00
10101/11 ::::.$?sOo ,:1.lI,01J11' ;111o'D1112: ; ...'>'::;~.~: :'~.0Ql!
10101/12 52,SOO 101D1J11 1001112 Ac!ulIJ CallI $29,00
1lW1/11 ,'<S2.5qO. 1l1101/11fl!oll1'V12'. ;.. ,-. :., .':'i"':~;~.lI(IO
1001/12 52,SOO 10101/11 10101/12 Aclual CaIIII $29,lllI
1lW1111 :;A;Z~:,lOJD:1l:tf '1ll/Of112- ., " ;;;,,~,ppo
10101112 52,SOO 101D1J11 1001112 AcluaI ClllIhI $2EI,OO
1001111 [';(S2.!iOO' ~lD/Df~t :1lWV!2 "....':, ',:, \:'c,$:!6,lI(IO
10101/12 52,500 10101/11 1lW1112 Acluel Cashl $26.001
10101111. i.i,~~'/ ',1OO1J1.11~; '<.' ,:,.:.;,:'S';)'i1i25.lI(IO
1l1/O1112 52,500 10101111 1lW1/12 Acluel Cashl $25.lllIl
10101/11 ;C$?;~':" "1D1D:ft!" ,;1~12 ~<,;? ,;:;<:;~.lI(IO
112 52,500 1001/11 1lW1112 Actual Caehl $5,lIO
10101/11 >~~511(1/ ;1l11D1/:11 ',1l1101112. ., <" _, \:)"1i25,l;'1O
10101112 52,500 1001/11 1lW1/12 Aclual Cash $25.14
1001111 '~,lS2.5(!O '::1~1l1r ,1lW1~, '.., ' .', ,.' ' ,;~')25;14l1
1l11l11/12 S2,5OO 1001/11 10101/12 AclI.Ial CII8h $25,14(
10101/11 ;:;,S2,~,,~: :,1D1P,l11, ;1~/'2:,',' ,"':"')':~,1:4l1
10101/12 52,500 10101/11 1 DI01/12 Adu8I Callhl $25,141
10101/11 ; ,S~~}; iJQIIl1/11 :jOJ01/12.:"',;,: /::;j'$2S.1~
10101/12 52,500 10101/11 10101/12 Actual Cash $25.14l:
10101Jf1:;:$i;SOIF/:: 10101111 J0ID1/12':~'\F: <,::~;.140
10101112 S2,5OO 10101/11 10/01/12 Actual Cash $25,141
10101/11 ~>: ';,10101111 S10/ll111~,' P,':/,,:,',S25,1~
10101/12 S2,SOO 10101/11 10101112 AcluaI Ca8h $25.141
1lW1J11;S2,!iOO:':' '.1l!11l1l1f.101D1112; ,.... ,,<',. :'$25,140
10101112 52,500 10/01/11 10101/12 AcluaI Ca8hl S25.14l:
101D1J11 S2,SOO::; : ,1l11l11111:10101112.' ., ,$25',140
1ll1D1J12 S2,SOO 10101111 10101112 Aclual CaUlI $25,141
28
Proposal No. 11-08-01
') I Unlt# Make ModellDeac:rlDtlon
Qty Year V1N#
106 Ford CroI'I1l Vic:laill
1 2006 2FAFP71W06XI24982
107 Chevrolet Impala
I 2006 2G1WUS81469220371
106 l1TLlY TRAILER
1 2006 16HC81212BG083096
109 UtIlity l1TL TV TRAILER
I 2006 NfA
110 HeIfoy Oa fkIson Road Kttg
1 2007 1 H011'HM197Yl12263ll
111 HIIrfey Oa :kl8on Road Kilg
1 2007 lH01FHMI67Y621094
112 HerIey OIl fIdson Road Kilg
1 2007 1 H01FHMI67Y622200
113 HerIey Oalklsorl RoIId Kilg
1 2007 lH01FHM167Y622743
114 HaI!ey Oa ~ Road Kilg
1 2007 lH01FHMI27Y822076
115 Hefley Oa Idsan RoIId Kilg
1 2007 lH01FHMl97Y622899
116 fa'd Crown VIc:IaiII
1 2007 2FAFP71W57X1551011
117 fa'd Crown VIc:!alII
1 2007 2FAFP71W77X155101
118 fa'd Crown Vlc:tala
1 2007 2FAFP71W97X155102
119 fa'd Crown VIc:l.orfIl
1 2007 2FAFP71W07XI55103
120 fa'd Crown Vic:IoriIl
1 2007 2FAFP71W27X155104
121 Ford Crown Vic:fafa
1 2007 2FAFP71W87XI55106
122 Fonl Crown ViClorfIl
1 2007 2FAFP71wa7X155107
123 Ford Crown VIc:l.orfIl
1 2007 2FAFP71W47X1551D5
124 Ford Crown Viclafll
1 2009 2FAHP71V79Xl29519
125 Ford Crown \nClcrill
1 2lllI9 2FAHP71V39XI2952D
126 Ford Crown \ncfaill
1 2lllI9 2FAHP71V79XI29522
Brown & Brown of Florida - Miami Division
DeDlll1ment' AL Efl' ,!=GmP~' eompEfl' "Tenn' ,'L';';.:' "Va!ue ,1.::,;:;
Vehlcl. Type AL Term Coil Oed Coli Efl' ~~' va~~on I APD Rpld
Pollee .10/01/11:,::52,500< \IOJO:ll.1,I. ; 1010:1t12 ;;;<,N~",,';:, :/S2S;1~
Police Car 10101/12 $2.500 10101111 100lH2 Ac:luaI Callhl $25,141
Pollee 10/01/11 ",'52,500<'1llJll1J11: 10i.D1J:12: ~n:_ ',,)7,:; '~l1:,OOO
Pdlce CLlJ' 10101112 52,500 10101/11 10101/12 Ac:lulIl Callhl $17,D0l
Police 10/01/11 L:.'$2.~Oll'::. "IOJQlIlf ,1Q/01H2 I"">~:,,, "::,',48,0110
TrWIer-NO CH .'H2 52,500 10101/11 10101/12 Ac:lualCashI $8.Illll
Polfat 10101/11 ;;,52,5011: ~1QJUlI1f' ;10101(12,:"" :,cr, , . ';,'.:SS,OOO
TnIIIer _ NO CIt *11/12 S2,5OO 10101111 10101/12 AcluaI CaIlhl $5.00
PoUee .10101111 [;,J'2.5llII'::1O!01/1t JOIOlf!2 j,:n."(,;",.',:S1I.600
PoIIc:e Car 1~01l12 52,500 10101111 10101112 AcluaI Caehl $17,60(
Poliee 10101/11 ~;iS2,500\~ /10/011111 JOIll1J:12' '::':.:)<<i,c'c; '),:SI7.800
PoOce Car 1001112 S2,5llII 101D1Il1 10101/12 ActuoI Cashl $17,601
Pollee 10101/11 ,i\S;Z;5l1O,"'101D.1J1.1i'l,lJIl)11.1~ ,i'"y:.';;" >/ sg,eoo
Pcllce Car 1OO1H2 S2,5OO 10101111 10101/12.Actul1l Cashl $17.601
?alee 10101/11 ;.i!$?,5OII:: :"QlQI~11: :,D/Q1l12 c-':;'(: ;>,',', ,;:"7,6C1O
Pclk:e Car 1001HZ S2,5llII 10101111 lD1Of/12 Actual Cashl $17.601
PoIeo 10101/11 ~,?,:$2,5liO '.' ;J,llIIll,i1,ID1Df~2' p/,::i:;;-:: $1:7,81!0
PalceCar 101D1H2 52,500 10101111 10101/12 Aclu81 C88Il1 :$17,601
PoIce 10101/11 ITj:~~ ,IOJ01H1 ',DlO1J12; "~", ,,'..:: ,:<"~',SI7,1l!I9
PdlceCar 10lO1I12 52,5011 lD101/11 IO/01H2 Acllml Callhl $17,601
PoIee 10101/11 #~: :101D1I11 lD/D1f12: :::.~"...,:<)~~
Pcllc:e Car 1001112 52,5011 1CW1/11 101D1112 Aclu8l Callhl $26,24f
PoIee 10101111, n~~:',: --'illlQ1J:ll' '1!1101J12' .,.., '.-- ':"':'ii";.~45
PoOce Car 1001112 52,5011 lCW1/11 lD101J12 AcluBI CaIIh( $26,2~
PoIee lW01H1 f;~;S2,!ilIll-,~tllJ/l11fi2 ..:' ":'<::~~15
PdlceCar IOO1H2 52,500 lD101Jl1 lD101/12 Actu8lCasbJ $26,24
PoIce Illf01H1 ~:':S2,500 ,< :ID101!111D101H2, ::..;:~~
PdlceCar 1001112 52,5llII10101/11 10101112 AcluIIl Cashl $26,24!
PoIce IllfOl/11 (,:S2,sap,:::1MltJ1ftDll)1l12 ",:', - :JS26~
PaIce Car lD101/12 52,500 1lW1l11 10101112 AclullI Cashl $26,24
PoIce IOO1H1 :';~~~50010/01J11:,101D1I12<,",:, '<" ': '':~!J~
PorlceCar 10101H2 52,SOO 1lW1l11 10101112 AcluIIlCashI S28,24f
PoIee 10101/11 ;,','SZSOO,; ';1l11Q1hl' ;1001/12" .;.:<...,:;~,n&.245.
PolIce Car 10101/12 52,500 lCW1/11 10101112 Actual CalIhI S26,24f
PoIee 10101/11 '>':52,500' 'to/O:1l1t ~10101112 ,:':,'7, . ",;,~~
Pdlce Car 10/01/12 52,SOO 10101/11 10101/12 AclullI Cashl S26,241
Poliee 111'01/11 :,';'S2,~, :, 0Ill1t11 , '1lJ1l!1.l11 '. ,:-;','~,f~
PolIce Car 10lO1I12 52,500 10101/11 10101112 AclullI Callh1S26,24
Pollee lllf01/11 (:S2,5QO' :10101/11 :,D101/12 " ,528.245
PalceCar 1001/12 52,5011 10101111 10101/12 AclullI Cash I $26.24
Pollee Illf01/11>.~500i JDJOY11 'I01D1J12.' S2S~5
PoOce Car 10101/12 S2,5OO 10101/11 I01OV12 Actual Cashl $26,24!
29
Proposal No. 11-08-01
\
j
Unit # Make ModlllJDescriDtlon Deputmllnt AL Eft :~_mpOef.I CllI)lp,Ett '.JllfI1?,;' "'..,",/, ,,val... .- ~"''''
Qty Y.. V1N# Vehicle TYPe AL Term Coil Oed Coil Eft Coil ve~~ I APO Rptd
'T_
127 FDRI Crown Viclaie PoIce 10101/11 ;,;'.;$2,SOO,) :1~1n1; ;10101/12 11',~:,i>", J<::S26~
1 2009 2FAHP71V59X129521 Pollee Car 1001112 S2,SOO 10101/11 10101/12 AclwI CalIhI S26,24i
128 Ford Crown Vl~ PoIce 10/01/11 ;~;!~':' :1llo'Oll11: :'1l!/1l:1112 ::<:t ': """::;,S26~
1 2009 2FAliP71V99X129523 Pollee eN IlW1112 S2,SOO 10101/11 10101112 AclwI CaIlIlI $26,241
129 FDRI Exp/orer PolIce 10/01111 i::",~" ' l111D1111' lD1D1I12 'j,c':\,,": , " :::$29,llCO
1 2009 1FMEU73E69UA21432 PDIlce Car 1001112 52,500 10101/11 1001/12 AclwI CaIlIlI $29,OIX
130 Ford Explorer PoIce 10/01/11 tri1.~~~CX(:.:: ",1111Q1JU ,ll1o'Q1/12 '." .. ......1", ",".$;l9.llOO
~""", ~ :: .-:;.: ..::~ "..:-.>: .
1 2009 1FMEU73E49UA21431 Police Car 1001112 S2,SOO 10101/11 10101/12 AcluaI Cash I $29.llCX
131 ChllVlOlet TIII10e PolIce 10/01J11 ~~!m;oo ,'" JoiQ1tU: ': 1D1D1I12,: ,~':::";;>:'.':,,':::', ~1;QClO
1 2010 lGNUKAEOXAR109533 PclIce eN IlW1112 S2,SOO 10101/11 1001112 AcluaI Cash I $41.llCX
132 CIlmolet TlIhce PolIce 10/01/11 ""'S2,SOO" " )1ll1ll1/1f )iW1!'2 """""-""~
~;;,; '- ,..\.' "";,:",:,-.,:/,;:;.,:,,,,$:41-
1 2010 1GNUKAE04AR110760 Police Car 1001112 S2,SOO 10101/11 10lIl1112 Actual Cash I $41.
133 CtleYroIet TIII10e PolIce 10/01/11 ;1.(~',: : t1llD1111: ,1M]1I1~ ~;..::~':.<~:, .: ':, '~":I.11;0Q<l
1 2010 1GNUK'AE05AR10!1676 PclIce eN 1lW1112 S2,SOlI 10lIl1/11 10lIl1112 AcIIlaI Ca9h1 $41.001
134 Ford Explorer Poke 10/01/11 ':'!,'$2,5llO , ,,' :,1DAAU: ;,1ll101t12 ,i: ", :", '\':";',~\S3tllOl1
1 2010 1FMEU7lE4AUA30133 Pollee Car llW1I12 S2,SOlI :1lW1111 101111112 AcIIlaI Ca9h1 $31.001
135 Ford J:xpknr Poke 10/01111 >s2;sc!o , ~otO'!t11, ''t1liD1l12 ": ' :< ':<,:$31;otJo
1 2010 lFMEU7DE8AUA30135 Pollee Car 1001112 S2,SOO 10101/11 1001/12 AcIIlaI CaDhI $31,00
136 Ford Explorer PolIce 10/01111 ~:'~~ AlI/IW1t jOlOm:z' ':,:';:;:: >,':'<~MOO
"
1 2010 1FMEU7DEXAUA30136 Polico Cor 10/01112 S2,SOO .11001/11 10101112 AcIuaI Calltll $31.00
137 Ford ExpIorllr PoIce 10/01111 )iSZSOO'\ '~OIQ1111 10111112 : ,:" :;c;,,;; <,': /i~l,DOQ
1 2010 1FMEU7DE1AUA30137 P1lllce Car 1lW1112 S2,SOlI 10101111 10101112 Aclual Cashl $31,00(
136 Ford Explorer PoIce 10/01111 ;':r-S2,~'. ;)lWUtl( "t0l01I12' ," <,,",t,'?':;:~1,ilgl
1 2010 1FMEU7DEeAUA30134 Police Car 'lW1112 S2,SOO ,10101111 10101112 Aclual Cashl $31,(D
139 Ford CnMn ViclllIio PoIce 10/01/11 >:~- 10101111' AO!D1I12 " ,m' ".; <:;sg~
"
1 2010 2FAIlP7BVXAXII2582 PolIce eN 1CW1l12 S2,SOlI 10101/11 10101112 Adual CaIIfIl 517,00:
140 ctuyslar 300 Poles 10/01/11 -,";S2,SOO :' ',tOlO1l1 ,; ',10lIl1112 " 'mooo
1 2010 2C3CA4C04AHl40313 Police ear 10/01/12 S2,5OO 10101/11 10101/12 Aclual C8llII1 $21,00:
141 CIvysIllI' 300 PoIce 10101/11 (:;S2,500' : , :;10111't( 10lIl1112 .- ,.':;~.QiXl
" ,
1 2010 2C3CA4C02AHt40312 PoOc:e Car 1001112 S2,5OO 10101/11 10101112 Acluel CaIIfIl S27.11X
142 Dodge Charger PoIce 10101/11 :,',S2,500 <: ,101l111W ,;1O!D1/12 " ':,,/ ,-'.:\':"~.99!I
1 2010 2B3AA4C1OAHI43981 Police ear 10/01112 S2,SOlI 10101/11 1001112 Aclual CBStII S24,llCX
143 Ford EqJlorer , PoIce 10101/11 ;;'"S2,500' '; '510101111: 100.1/12 " " . .)>:.'"X~;eoo
1 :2010 1FMEU70E3AUA30138 PolIce Car 10/01112 S2,SOO 10101/11 10101112 Aclual Cashl $29,90(
144 HIIIley Da :fdson Roed King PoIce 10101/11 ";:S2,$lO',' , :~OIIJ1l'f, ,10101112 .:'- ':: SlJ;llOO
"- "- .- "
1 2003 1H01FHM197Y622630 PollceCer 1001112 S2,5OO 10101/11 10101/12 Aclual CaIItlI S 17.001
145 Harley Oa ftdson Roed KIng PoRes 10101111 ':"S2,5IlO" , 10101/11:, ','IJIllV12' " " :'::517 000
.::;::'., .........,. " , ' . .....'..,...
1 2003 lHD1FHMI67Y6211194 Police Car 1001112 S2,SOO 10101/11 10101112 Acluat Caet11 $17,OIX
146 Harley Oa rkIson RoadKlI\ll PoWce 10101/11 :,:,::$2;S(xI. ':10101111 '10101/12 ..:. " "':':':.,SH'.QOO
1 2003 1HD1FHM167Y622200 Pollce Car 10/01112 S2,5OO 10101/11 10101/12 AcIuaI Ca!lhl 517,001
147 Harley 011 I\dson Rood King Police 10101/11 " )$2,500:, 101011.11 : 10101112 .' S17,QqO
1 2003 1H01FHMI67Y622743 Police Car 10/01112 S2,500 10101/11 10101112 AcIuaI CIIlIhI $17.1llX
Brown & Brown of Florida - Miami Division
30
Proposal No. 11-08-01
--J
Unll# Make ModeUDelcrlDtlcn Deolll1ment At Eff :9mI~Q~~ Comp,~ t~'[erm ,:",': :":;::,VllJ~,\~"i\,/
Qty Year VlN# Vehicle Type At Tenn Coil Ded ColIEff ~ VI.:.';'",m:,on APD Rpld
148 PoIaJfa RInger Police 10101/11 ,i\~~;',~; :',1ll!\l1/1t ) DlD'!t1~:: ,>: .,'~' ;;:,'::i,"\SIMOO
1 2010 4XATH76A9A2885214 Pence Car 1lW1/12 S2,5OO 10101/11 10101112 Ac:lullI CMh I $15,ODl
149 PoIaJfa RInger Police 10101111 i,:;~'\~ 'jOlOU1f ;1~; " : ,;':f';:<s1M~0
, ,
1 2010 4XATH76A2A2885202 Pence car 1001112 S2,SOO 10101/11 10101/12 AcluoI CaeI1 $15,00
150 Dodge Cl1argel' Pollee 10101/11 \:;:~"0, :'iOlQl1W L1iMl1fU: ~::.>;; '~:' ':;':1': .~..: .~, " :?:\m,lljIo
1 2010 2B3AA4CTOAHI43981 Police Car 10101/12 51,500 10101/11 1001112 Actual Ceshl $23,00
151 Ford EXPEDITION Police 10101/11 ;';':P.~\:i :10101/'11 :1~11,~ :>;:",':;,:Yc-;,):~,ll!JII
1 2008 lFMfKI95X7lA74796 Pollee Car 10101/12' S2,SOO 1001111 10101112 Actu8l Collhl $29,001
152 Volvo 540 Pollee 10101/11 ,':S2,~(.' ::10101I1t o1ll/01I12 it.:\';,,:'.i<> ~:,:<:;~S30;opo
1 2010 YVl382MS8A249D264 PellC8 Car 10101/12 51,500 10101111 10101112 Actual CIIIh $30,001
153 Ford crown V1ctorfa Police 10101/11 ;;\ll2;S9CI..W. ,,101l1,1.tl1, "101l11112:, (?~,'~ ~\:,';:':" '<: ;;$26,l1QO
1 2011 2FA6P78V1BX121815 Pellce Car ' 10101112 S2,5oo 10101111 10101/12 Aclulll CaIh $26,llOC
154 Ford CrDwn VIctoria Police 10101/11 !/~,.~:t_~_~ ;1~f: :1ll.!Olt12' ::'{;,'::;:~:'L':, :':,,~.Q!XI
1 2011 2FA8P7B'J5BX121820 Pellce car 10lO1I12 S2,5OO 10101/11 1001/12 Acluel ClIIIIl S26,llOC
155 Ford crown Vicllllill Pollee 1001/11 ~,/~t( ;10101/11 "OIlI't!:z: ,:;7;;',::',$26.000
1 2011 2FABP1EMlBX121823 Pdice Car 10101112 S2,5OO 10lO1I11 10101112 Actual Cash S26.00c
156 FoRI CroWn V1clcl1a Police 10101111 ;'~r;". ;1~.1' ' 10101;~2: <:\. ':";' r?52.6,OOO
1 2011 2F~BX121824 Pdlce Cor 10lO1I12 S2,SOO 10lO1I11 10101/12 AdUllI Cash $26,001
157 Ford Crown V1CC01ia Police 1001/11 '::,~L' /1~1: ,l~t!2. ;;;,;;;:,~,; ")~:;",~~,IIllO
1 2011 2FASP7BV4BX121625 Pdice Car 1001112 S2.5ll0 10lO1I11 10101/12 AdUllI Calhl $26,00
158 Ford Crown VIcIorfa Ponce 10101/11 :<$2;~:m ~10jl)ll11' : ~0Il)1/12; :,'i'::,\"i . ",;/,,,,,;'/s26,lIIio
1 2011 2FAllP7BVXBX121831 Police Car 10101/12 S2,5OO 10lO1I11 1DJOf/12 Aclu8I Callh $26,00
159 Ford Crown Vicloria Police 10101/11 '<:Qo-:-> :,1DQ1111.. '1111D1112' i~:";:,;.i::;::;."'~.":.&;\.S26,CIO\l
1 2011 2FABP7BV5BX121834 Pdlce Cor 10101/12 52,500 10101/11 101D1112 Aclu8I Cash $26,OlK
160 Ford Crown V'lC!cria Pollee 10101/11 ',<~~,!\ ;ll1101f11 ,1Il1D1!.12' :.',.,\:;",: ;, ':',:,'>~,ooo
1 2011 2FABP7BV78X121835 Police Car 1001/12 S2,5OO 10101111 10101112 Aclu8I CastlI $26,llOC
161 Chevrolet rmpalll Police 10101111 :,:,$2,$0~:; ':lQPvH.' i101D'1112 ~D:,::;:,:<,,' ,i-; ~~,575
1 2011 2G1WG5EK4B1248040 Pdice CIII' llW1I12 S2,5OO 10101/11 1 D/D1/12 Aclu8I Cashl $24,57
162 lbley Oa idIIan Rood KIng 10101111 ):S2,50!n':: i1OJD1I11 :11J1Q11;12 r:d;:,o;'.'/,}" ...' >S17~
1 2011 lHD1FHM10BB649789.. Mo1crcycle 1lWl/12 S2,5OO 1001/11 10101/12 Aclu8I Cashl 517,50(
163 Dodge CI1a/ger 10101/11 ~:~t: ~ 1o.u1/jJ J~' ;.:\:~y/:~;);:}i.:' ,~"'.l!P.9
f 2011 2B3a.1CT7BH554295 PrIvate PaoMnaer 1001112 51,500 1001/11 10101112 Aclu8I CastI S24,60!
164 Big Dog Chopper 10101111 t({ stsoo ~;_.A )IlIO:1nf if~,2; ,:::'S15~
f 2006 SJ11 VBJ196WOl10570 Molon:ycIe 1lWf/12 S2,5OO 10101111 101Df112 Aclu8I Cash $15,2IX
165 Mdwelll Je1lIId Tniler 1001/11 ,,'.~::: ,,'ll/O'I11' .,llliOf/12 ",-,,? : ;$1,300
f 2008 1MDl<NKK11BA411928 Tralrer - NO CHJ .,/12 S2,5OO 10101/11 10101/12 Actual CaslI 51,301:
Total 53.430.819
APD $3,430.879
RDtd
Brown & Brown of Florida - Miami Division
Proposal No. 11-08-01
31
"
)
WORKERS' COMPENSATION COVERAGE
INSURER
Preferred Governmental Insurance Trust, Not Rated by A.M. Best
CLASSIFICATIONS & EXPOSURES
In computing a deposit premium the following classifications and payrolls were used: these
payrolls are auditable by the Company at expiration of your policy.
CODE
7382
7720
8810
8820
9015
9102
9402
9410
CLASSIFICATION
PAYROLL
224,400
3,724,754
3,003,556
282,596
827,978
1,383,645
50,391
632,304
Bus Drivers
Police Officers & Drivers
Clerical
Attorneys & Clerical
Buildings-Owner or Lessee
Park, NOC Employees & Drivers
Street Cleaning & Drivers
Municipal Employees NOC
Experience Modifier: 1.09
Minimum Annual Premium: $2,000
Net Deductible: $2,500 per Occurrence
(Claims under $2,500 will not be reported to NCCI and will not affect experience modification)
Drug-Free Credit Included
Safety Credit Included
Emolovers Liabilitv Limits (*)
Bodily Injury by Accident $1,000,000 Each Accident
Bodily Injury by Disease $1,000,000 Each Employee
Bodily Injury by Disease $1,000,000 Policy Limit
*Coverage Limits must be ultimately chosen by the Insured. We as Agents cannot recommend the
adequate limit of protection. Higher limits may be available, Please let us know if a quote is desired.
SPECIAL EXCLUSION
. Workers Compensation benefits for employees domiciled outside of Florida are excluded
from coverage, Coverage may be available at an additional premium, please advise if
you have the exposure and require a quotation.
Brown & Brown of Florida - Miami Division
32
Proposal No. 11-08-01
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GOVERNMENT CRIME POLICY
CITY MANAGER POSITION BOND
FOR A FULL DESCRIPTION OF TERMS, DEFINITIONS AND CONDITIONS PLEASE REFER TO THE
POLICY DOCUMENT
INSURER
Zurich Insurance Company, A.M. Best's Rated A+ XV
COVERAGE LIMITS
$ 1,000,000
$ 5,000
Limit of Insurance
Deductible
Brown & Brown of F]orida - Miami Division
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Proposa] No. 11-08-0]
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SPONSORED ACTIVITY ACCIDENT POLICY
FOR A FULL DESCRIPTION OF TERMS, DEFINITIONS AND CONDITIONS PLEASE REFER TO THE
POLICY DOCUMENT
INSURER
Mutual of Omaha Insurance Company, A.M. Best's Rated A+ XV
COVERAGE LIMITS
Accident Medical Expense: Full Excess
Maximum Medical Benefit
Accident Medical Deductible (Corridor)
Loss Period
Benefit Period
Accidental Death & Specific Loss
Loss of Life Principal Sum
Single Dismemberment Principal Sum
Double Dismemberment Principal Sum
Loss Period
Brown & Brown of Florida - Miami Division
Rider OLJ8MS /9130MS
$25,000
$100
Initial treatment received within 90 days
of injury
Benefits payable for 52 weeks from
accident date
Rider 1359MS-EZ
$10,000
$5,000
$10,000
Loss within 180 Days of Injury
34
Proposal No. 11-08-01
/ ')
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MARINE HULL COVERAGE SECTION
INSURER
RLllnsurance Company, A.M. Best's RatedA+ XI
COVERAGE LIMITS (*)
$
160,000
The Grey Pearl - 2006 25' Commander
* Coverage Umits must be ultimately chosen by the Insured. We as Agents cannot recommend
the adequate limit of protection. Higher limits may be available. Please let us know if 8 quote is
desired.
COVERAGE TERMS AND CONDITIONS
Covered Losses American Institute Hull Clauses (All Risks) including theft of entire
vessel, subject to policy exclusions.
Valuation
Agreed Value
Deductible
o $2,500 All perils per occurrence
Exclusions
Exclusions include, but are not limited to, the following:
War and Terrorism (**)
Radioactive Contamination
U.S. Economic & Trade Sanctions
Absolute Silica
Mold, Mildew, Fungus
Chemical, Biological, Bio-Chemical & Electromagnetic Pollution,
Asbestos
Navigation Warranty Atlantic Intracoastal Waterway & Beach Front Waters of S Florida
Brown & Brown of Florida - Miami Division
35
Proposal No, 11-08-01
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GLASS COVERAGE
FOR A FULL DESCRIPTION OF TERMS, DEFINITIONS AND CONDITIONS PLEASE REFER TO THE
POLICY DOCUMENT
INSURER
USPlate Glass Insurance Company, A.M. Best's Rated A- IV
COVERED PROPERTY
All exterior Glass as itemized in glass schedule dated 10/1/2011
COVERAGE
Breakage of glass by any means subject to standard policy exclusions
Excludes scratching and marring
Temporary Board-up limit
$100 per occurrence deductible
CLAIMS REPORTING
All claims must be submitted to a 24-hour hotline (1-800-SHATTER).
If a claim is presented that does not go through this service the amount recoverable will
be subject to the carriers "usual and customary limits".
Brown & Brown of Florida - Miami Division
36
Proposal No. 11-08-01
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STORAGE TANK LIABILITY
FOR A FULL DESCRIPTION OF TERMS, DEFINITIONS AND CONDITIONS PLEASE REFER TO THE
POLICY DOCUMENT
***Effective 111/2012***
LIMITS OF LIABILITY (*)
$
$
$
$
5,000,000
5,000,000
5,000,000
Per Storage Tank Incident
Aggregate all Storage Tank Incidents
Aggregate all Legal Defense Expenses
5,000
Deductible Per Storage Tank Incident
Coverage Umits must be ultimately chosen by the Insured. We as Agents cannot recommend the
adequate limit of protection. Higher limits may be available. Please let us know if a quote is desired.
SCHEDULED ITEMS
2000 Gallon Diesel Above-Ground Storage Tank
4000 Gallon Unleaded Above-Ground Storage Tank
PRIMARY COVERAGE TERMS AND CONDITIONS
Claims-Made Fonn
Retroactive Date 1/1/2005
Covers Bodily Injury and Property Damage arising from a Storage Tank Incident
Corrective Action Costs
Legal Defense Expense
Exclusions include. but are not limited to the following:
Contractual Liability, Employers Liability, First Party Property Damage, Known
Conditions, War or Hostile Acts, Intentional Non-Compliance, Lead Based Paint and
Asbestos, Nuclear Hazard, Storage Tank Contents
CLAIMS-MADE FORM
This coverage will provide protection for only those claims reported or first made during the
policy period or during any previous period that is stated in the Prior Acts or Retroactive Date
option of your policy. This option allows you to keep coverage in force under consecutive
Claims-Made policies,
Brown & Brown of Florida - Miami Division
37
Proposal No. 11-08-01
.. \ AUGUST 11, 2011
f ,
I PREMIUM SUMMARY
ExPIRING PREMIUM RENEWAL PREMIUM
COVERAGE INSURER 2010-2011 2011-2012
Commercial Package Preferred Governmental
Insurance Trust (PGID
Property Same as above 268,207.00 250,206.00
Inland Marine Same as above 20,070.00 21,867.00
Crime Coverage Same as above 1,996.00 1,634.00
General Liabifity Same as above 68,568.00 69,040.00
Public Officials Liability Same as above 12,359.00 16,277.00
Employment Practices Liability Same as above 5,954.00 9,934.00
Law Enforcement Liability Same as above 33,343.00 36,059.00
Automobile Liability Same as above 76,672.00 66,549.00
Automobile Physical Damage Same as above 14,752.00 15,200,00
Workers' Compensation Preferred Governmental 99,708.00 136,429.00
Insurance Trust (PGID
Zurich Crime Zurich Insurance Company 707.00 707.00
Activity Accident Mutual of Omaha 11,164.00 11,164.00
Hull Coverage RLllnsurance Company 1,845.00 1,845.00
Glass Policy USPlate Glass Insurance 8,764.00 11,874,00
Storage Tank Liability (1/1/12) Illinois Union Insurance 1,712.00 1,712.00
TOTAL $ 625,821.00 $ 650,497.00
. This Coverage Agreement shall be 25% minimum eamed as of the first day of the
"Coverage Period"
AUDITS
The General Liability and Automobile coverages are not subject to year-end audit or adjustment.
Therefore, there would not be any additional premiums for increased liability exposures or additional
vehicles purchased during the policy year.
POLICY CHANGES
1. Total value of Property Insurance increased from $26,400,840 to $35,713,210.
2, Inland Marine values increased from $3,168,056 to $3,364,156.
3. Schedule of vehicles reduced from 168 to 165.
4. Workers' Compensation NCel Experience Modification Factor increased from .86 to 1.09
Brown & Brown of Florida - Miami Division
38
Proposal No. 11-08-01
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PAYMENT SUMMARY
PAYMENT TERMS: COMMERCIAL PACKAGE
First Payment of $243,383,00 is due 10/01/11
Second Payment of $121,691.50 is due 12/15/11
Final Payment of$121,691.50 is due 3/16/12
PAYMENT TERMS: WORKER'S COMPENSATION
Deposit due on 10/1/11: $34,257.25
Nine (9) Equal Installments of $11,352.42 Beginning 11/1/11
PAYMENT TERMS: ALL OTHER LINES OF COVERAGE
Premiums must be paid in full to Brown & Brown Insurance
Brown & Brown of Florida - Miami Division
39
Proposal No. 11-08-01
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COMMISSION SCHEDULE
Brown & Brown Insurance of Florida - Miami Division
PGIT Package 10%
PGIT Workers Compensation 7%
Zurich Crime 15%
Activity Accident 10%
Hull Coverage 10%
Glass Coverage 18%
Storage Tank Liability 10%
All commissions are included in the premiums indicated. No additional fees are required.
Brown & Brown of Florida - Miami Division
40
Proposal No. 11-08-01
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i
TERMS & CONDITIONS
1. Please review the quote carefully, as coverage terms and condItions may not encompllSs all requested coverages indicated In the
appliclltlon.
2. Renewal quote is subject to review and acceptance bV PGIT Board of Trustees
3. The Coveraee Asreement shall be 25" minimum earned ISS of the first dllV of the .Coverage Period".
4. Total premium is late if not paid in full withIn 30 days of inception, unless otherwise stated.
5. DeletIon of any coverage presented, Package and/or Workers' Com~nsatlon, wID result In re-prlclni of account
6. The PGIT Property program Is a shared limit. Ttle nmits purchased are II per occurrence limit lInd In the event an occurrence exhaust the
limit PUrdtllSed by PGlT on behlllf of the members, pavmentto ycu for a covered loss will be reduced pro-rata based on the amounts of
covered loss by all members affected by the occurrence.
7. Coverage Is not bound until confinnatlon Is received from a 6censed representative of Public Risk Undenvriters.
Additional terms and conditions, induding but not limited to:
~e is subject to recapt of the foIlowln9 Information by 10/30/2011
a) Signed first page of the PGIT Application (Florida Fraud Statement)
b) IIitIaIed and sfgned PGlT POL/EPU Application
c) SIgned UMform
d) SIgned Signature page
1. please review the quote carefully, as coverage terms and conditions may not encompass all requested coverages Indicated In the
application.
2. Quote subject to review and acceptance by PGIT Board of Trustees
3. The Coverage Agreement premium shall be pro-rated as of the first day of coverage from the minimum pollcV premium.
4. Down payment Is due at inception
5. The Trust requires that the Member maintains valid and current certificates of workers' compensation Insurance on all work performed by
persons other than Its employees.
6, If NCCI re-promulgates a mod, we will honor the mod as promulgated. If the mod changes during the fund year, we reserve the right to
apply a correct mod back to the inception date of the Coverage Agreement.
7. Quote was prepared using payrolls supplied by your agency.
8. Safety and Drug Free program credits (if applicable) are subject to program requirements,
9. Payrolls are subject to final audit. '
10. Deletion of any coverage presented, Package and/or Workers' Compensation, will result in Re-prlcing of account.011. Coverage Is not bound until confirmation Is received from a Ucensed representative of Public Risk Underwriters.
ADOmONAL TERMS AND CONOmONS, INCLUDING BUT NOT LIMITED TO:
Quote Is subJect to receipt of the foliO'.'mg Information by 10/30/2011:
. SIgned PGIT we Application
. S"1gI1€d Drug Free and Safely Program Applications
Brown & Brown of Florida - Miami Division
41
Proposal No. 11-08-01
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IMPORTANT NOTICE
THIS BRIEF DESCRIPTION OF INSURANCE COVERAGE IS BEING PROVIDED AS AN ACCOMMODATION ONLY AND IS NOT
INTENDED TO COVER OR DESCRIBE ALL POLICY TERMS. FOR MORE COMPLETE INFORMATION ON THE SCOPE AND
LIMITS OF COVERAGE, PLEASE REFER TO THE POLICY DOCUMENT.
ComDensation. In addition to the commissions or fees received by us for assistance with the placement,
servicing, claims handling, or renewal of your insurance coverages, other parties, such as excess and
surplus lines brokerS, wholesale brokers, reinsurance intermediaries, underwriting managers and similar
parties, some of which may be owned in whole or in part by Brown & Brown, Inc" may also receive
compensation for their role in providing insurance products or services to you pursuant to their separate
contracts with insurance or reinsurance carriers. That compensation is derived from your premium
payments. Additionally, it is possible that we, or our corporate parents or affiliates, may receive contingent
payments or allowances from insurers based on factors which are not client-specific, such as the
performance and/or size of an overall book of business produced with an insurer. We generally do not
know if such a contingent payment will be made by a particular insurer, or the amount of any such
contingent payments, until the underwriting year is closed. That compensation is partially derived from
your premium dollars, after being combined (or .pooled") with the premium dollars of other insureds that
have purchased similar types of coverage. We may also receive invitations to programs sponsored and
paid for by insurance carriers to inform brokers regarding their products and services, including possible
participation in company-sponsored events such as trips, seminars, and advisory council meetings, based
upon the total volume of business placed with the carrier you select. We may, on occasion, receive loans
or credit from insurance companies. Additionally, in the ordinary course of our business, we may receive
and retain interest on premiums you pay from the date we receive them until the date of premiums are
remitted to the insurance company or intermediary. In the event that we assist with placement and other
details of arranging for the financing of your insurance premium, we may also receive a fee from the
premium finance company.
Wholesale Broker/Managing General Agent: Preferred Govemmentallnsurance Trust
This intermediary is owned in whole or part by Brown & Brown, Inc., the parent company of Brown &
Brown Miami Division. Brown & Brown entities operate independently and are not required to utilize other
companies owned by Brown & Brown, Inc" but routinely do so. In addition to providing access to the
insurance company, the Wholesale Insurance Broker/Managing General Agent may provide additional
services including, but not limited to: underwriting; loss control; risk placement; coverage review; claims
coordination with insurance company; and policy issuance. Compensation paid for those services may be
up to 15% of the premium you pay for coverage, and any compensation paid for those services is derived
from your premium payment. The fee, if any, for the Wholesale I nsurance Brokers/Managing General
Agent's services above is no fee.
QuestIons and Information Reauests, Should you have any questions, or require additional
information, please contact this office at 1-800-432-8844 or, if you prefer, submit your question or request
online at (http://www.bbinsurance.com/customerinquiry.shtml].11555 N, Meridian Street, Ste 220 .
Carmel, Indiana 46032
Brown & Brown of Florida - Miami Division
42
Proposal No. 11-08-01
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NOTICE AND ACKNOWLEDGEMENT OF FINANCIAL CONDITION
Brown & Brown of Miami and its parent company, Brown & Brown, Inc. (colfectively "Brown & Brown") do
not certify, warrant or guarantee the financial soundness or stability of any insurance carrier or alternative
risk transfer or pooling entity, We endeavored to place your coverage with an insurance carrier with an
A.M. Best Company financial rating of "A." or better.* While Brown & Brown cannot certify, warrant or
guarantee the financial soundness or stability of any insurance carrier or alternative risk transfer or
pooling entity or otherwise predict whether the financial condition of any such entity might improve or
deteriorate, we are hereby providing you with notice and disclosure of financial condition so that you can
make an informed decision regarding the placement of coverage. Accordingly, with receipt of this notice
you acknowledge the following with regard to the placement and any subsequent renewal of the coverage
indicated below:
Brown & Brown attempted to present other options for your insurance placement, including
quotations with insurance carriers holding an "A-" or better rating from A.M. Best Company, but
we were unable to secure such a quote.
Coverage is being placed through Preferred Governmental Insurance Trust ("PGIT"), which
is as a Florida local government self-insurance fund established pursuant to Section 624.4622,
Florida Statutes, as such PGIT is not rated by the A.M. Best Company.
PGIT is not subject to the protections afforded by any state guaranty fund or association.
The financial condition of insurance companies and other coverage providers including local
government self-insurance funds like PGIT may change rapidly and that such changes are
beyond the control of Brown & Brown.
You should review the financial and membership information from PGIT and agree to abide by
the conditions of membership established by PGIT.
You should consider the information provided, including the PGIT coverage quote and
coverage placement and review it with your accountants, legal counsel and advisors.
By: [NAME OF AUTHORIZED REPRESENTATIVE OF INSURED]
Named Insured: City of Sunny Isles Beach
Policy Number: TBD
Policy Period: 10/1/11 -12
Date of Notice:
* A.M. Best Rating Guide:
Rating for Stability: A++ to 0 = Highest to lowest rating
Rating for Assets/ Surplus: 15 to 1 - Largest to smallest
rating
Brown & Brown of Florida - Miami Division
43
Proposal No. 11-08-01
Preview
Page 1 of 4
City of Sunny Isles Beach
18070 Collins Avenue
Sunny Isles Beach, Florida 33160
(305) 947-0606 City Hall
(305) 949-3113 Fax
MEl\1QRAJ~])UM
TO:
The Honorable Mayor and City Commission
FROM:
Priscilla Walker, Assistant to City Manager/Human Resources
DATE:
9/15/2011
RE:
Award of RFP No. 11-08-01 Property Casualty Comprehensive Insurance
to Brown & Brown/Preferred Government Insurance Trust (pGIT)
RECOMMENDATION:
It is recommended that the City Commission consider the attached resolution awarding RFP No.
11-08-01 Property Casualty Comprehensive Insurance to Brown & Brown/Preferred Government
Insurance Trust (PGIT), in the amount of Six Hundred Thirty-Eight Thousand Six Hundred
Twenty- Three Dollars ($638,623), to provide the City's Commercial Package Policy (Property,
Liability, and Auto), Workers Compensation, a~d miscellaneous insurance coverages for the
Period of October 1, 2011 through September 30, 2012.
REASONS:
The City needs various insurance coverages to protect it from liabilities, catastrophes, and other
issues that may arise. As such, the City issued RFP No. 11-08-01 Property Casualty
Comprehensive Insurance. The RFP yielded two responses: one from Brown & Brown/Preferred
Governmental Insurance Trust (PGIT) and one from Florida League of Cities (FMIT). The initial
proposals for the Commercial Package Policy (Property, Liability, and Auto) and Workers
compensation are as follows:
Brown and Brown, Inc. Florida League of Cities
Preferred Governmental Insurance Trust Florida Municipal Insurance Trust
(FMIT)
(PG IT)
Package Policy & Workers $623,195 Package Policy & Workers $553,650
Comp Como
The proposals were referred to Siver Insurance Consultants (Siver), our independent insurance
consultants, for an in-depth analysis. Siver reviewed the proposals and determined the proposals
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differed in coverage amounts/types and that they were based on different experience
ratings/histories. As such, Siver requested additional information from the Florida League of Cities
so that proposals could be better compared.
Siver has concluded their analysis and recommends the proposals from PGIT. Contributing factors
for this determination include:
1. PGIT's named windstorm deductible is $20,000. FMIT's named windstorm deductible is
$25,000.
2. PGIT's Public Officials Liability policy response is based on a "claims made form". FMIT's
policy is based on an "occurrence form". Siver contacted FMIT in this regard and they
advised there would be a Thirty-One Thousand Six Hundred Ten Dollar ($31,610) increase
to amend their proposal to a "claims made form". The amendment is necessary to cover the
gap created when moving from a "claims made" form to an "occurrence" form.
3. FMIT submitted an alternate proposal with zero deductible at an additional cost of Sixteen
Thousand Four Hundred Eighty-Two Dollars. PGIT has confirmed an alternate proposal
with a zero deductible at no additional cost. The zero deductible does not apply to workers
compensation items.
Considering all of the requested adjustments, the revised package and workers compensation
policies are as follows:
Brown and Brown, Inc. Florida League of Cities
Preferred Governmental Insurance Trust Florida Municipal Insurance Trust
(FMIT)
(PG IT)
Package Policy & Workers $623,195 Package Policy & Workers $601,744
Comp Comp
However, FMIT has advised that they require new property appraisals, which they will secure at
no cost to the city, for all listed city properties. They have also advised that they reserve the right
to adjust policy pricing based on those appraisals. PGIT does not require new appraisals for city
property .
Additionally PGIT has submitted a proposal for the following miscellaneous insurance coverage:
1 Crime Policy $707.00
2 Activity Accident $11,164.00
3 Hull Coverage $1,845.00
4 Storage Tank Liability $1,712.00
Total $15,428.00
PGIT also submitted a Glass policy; however, staff does not recommend this proposal, as
represents duplicate coverage. FMIT did not bid on these coverages.
In sum, staff recommends acceptance of the Brown & Brown/Preferred Governmental Insurance
Trust (PGIT) proposal for the Package Policy and Workers Compensation, and miscellaneous
insurances as follows:
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Brown and Brown, Inc.
Preferred Governmental Insurance Trust
(PGIT)
Package Policy & Workers
Compensation to include
$623,195
. Property
. Inland Marine
. Crime Coverage
. General Liability
. Public Officials Liability
. Employment Practices
Liability
. Law Enforcement Liability
. Automobile Liability
.
Physical
Total
$707.00
$11,164.00
$1,845.00
$1,712.00
$638,623
ADDITIONAL INFORMATION:
FMIT also submitted a proposal for Statutory Police Death Coverage. The City already has a two-
year policy with Hartford Insurance for this coverage, so no additional coverage is needed.
On a related note, staff will continue to review insurance coverage levels and types based on the
recommendations of Siver Insurance Consultants.
The City has had a Commercial Package Policy (Property, Liability, and Auto) and Workers
Compensation insurance coverage with PGIT since October 2003. PGIT is a premier insurance
organization and non-assessable Trust for public entities approved by the Florida State Legislature.
Drug-Free Workplace and Safety Program credits are included in the PGIT proposal.
A copy of Siver's detailed report and additional information from the two respondents are included
for your review.
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Thank you.
FUNDING SOURCE:
Funds are available in 533 - Risk Management.
ATTACHMENTS:
. Resolution
. Bid Opening Report
. Siver Report
. Florida League of Cities (FMIT) Proposal - Revised
. Brown & Brown- PGIT Proposal
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