HomeMy WebLinkAboutReso 2018-2772 RESOLUTION NO. 2018- 2772-
A
772A RESOLUTION OF THE CITY COMMISSION OF THE CITY OF
SUNNY ISLES BEACH, FLORIDA, APPROVING THE
SELECTION OF UNITED HEALTHCARE AS THE PROVIDER
OF EMPLOYEE HEALTH INSURANCE; HUMANA AS THE
PROVIDER OF DENTAL INSURANCE; EYEMED AS THE
PROVIDER OF VISION CARE; MUTUAL OF OMAHA AS THE
PROVIDER OF LIFE INSURANCE, ACCIDENTAL, DEATH &
DISMEMBERMENT (AD&D) INSURANCE, LONG TERM
DISABILITY INSURANCE, VOLUNTARY SHORT TERM
DISABILITY INSURANCE,, AND VOLUNTARY LIFE
INSURANCE, FOR A ONE-YEAR PERIOD; AUTHORIZING THE
CITY MANAGER TO ENTER INTO AGREEMENTS WITH
THESE PROVIDERS, PROVIDED SAID AGREEMENTS ARE
APPROVED AS TO FORM AND LEGAL SUFFICIENCY BY THE
CITY ATTORNEY; FURTHER AUTHORIZING THE CITY
MANAGER TO DO ALL THINGS NECESSARY TO
EFFECTUATE THIS RESOLUTION; PROVIDING FOR AN
EFFECTIVE DATE.
WHEREAS, the City of Sunny Isles Beach currently provides regular full-time and part-
time employees with primary health care through United Healthcare, a full-service healthcare
provider; and
WHEREAS, staff requested the City's insurance broker (Brown & Brown Insurance,
Inc.) to issue proposals on behalf of the City to provide insurance coverages at basically the same
levels as the existing coverage; and
WHEREAS, after extensive negotiations with the various providers, Brown & Brown
and staff recommend acceptance of the proposal submitted by United Healthcare in an annual
amount of$2,435,866.56 which is 4.0% higher than our current rates, and employees have the
option to choose from two (2) plans: HMO High or HMO Low; and
WHEREAS, Humana has submitted a proposal for Dental Services at an annual amount
of $138,616.56 which is 6.4% higher than our current rates and employees have the option to
choose from two (2) plans: DMO or PPO; and
WHEREAS, EyeMed has submitted a proposal for Vision Care at an annual amount of
$19,225.32 which is 2.25% less than our current rates; and
WHEREAS, Mutual of Omaha has submitted a proposal in an annual amount of
$58,391.60 as the City's provider for life, long-term disability and accidental death and
dismemberment (AD&D) insurance which is 22% less than our current rates, and at the
employee's sole cost the voluntary short term disability insurance and voluntary life insurance, in
an annual amount of$60,000.00; and
R2018 Health Dental And Vision Insurance Providers Page 1 of 3
NOW, THEREFORE, BE IT RESOLVED BY THE CITY COMMISSION OF THE
CITY OF SUNNY ISLES BEACH, FLORIDA, AS FOLLOWS:
Section 1. Approval of City Commission. The City Commission hereby approves the use of
United Healthcare as the City's health care provider, Humana as the dental insurance provider,
EyeMed for vision care, and Mutual of Omaha as the City's provider for life, accidental death
and dismemberment (AD&D) insurance, long-term disability insurance, voluntary short-term
disability insurance, and voluntary life insurance, for a one-year period, with a renewal date of
March 1, 2019.
Section 2. Authorization of City Manager. The City Manager is hereby authorized to enter
into agreements with said insurance providers, provided said agreements are approved as to form
and legal sufficiency by the City Attorney.
Section 3. Further Authorization of the City Manager. The City Manager is hereby
authorized to do all other things necessary to effectuate this Resolution.
Section 4. Effective Date. This Resolution shall become effective upon adoption.
PASSED and ADOPTED on this 18th 'j ay of Ja'uary 2018.
1
George H. :choll, Mayor
ATT D`T:
7,...,r,..---
_.....,,,,,110r
Mauricio Betan+ur, CMC, City Clerk
APPROVED TO FORM AND
LEGA _ -: FE ENCY
1
ii's
;sail
Hans ti tin.irCty Attorney
Moved by: GylklakCc((0( 1L V/'
km,
Seconded by: V l CE 1,k4,104.. lit 01.,1v 444,
Vote:
Mayor Scholl ✓ (Yes) (No)
Vice Mayor Goldman ' (Yes) (No)
Commissioner Aelion (Yes) (No)
Commissioner Gatto —V-(Yes) (No)
Commissioner Svechin I (Yes) (No)
R2018 Health Dental And Vision Insurance Providers Page 2 of 2
Insurance Summary Table - 2018
Provider Insurance Type Summary
UnitedHealthcare originally submitted a renewal
proposal for services in an annual amount of
$2,660,669.64, which is 13.6% higher than our
current rates. After extensive negotiations,
UnitedHealthcare submitted a negotiated
renewal proposal for services in an annual
amount of $ $2,435,866.56, which is 4.0%
higher than our current rates. This was the most
UnitedHealthcare Medical competitive proposal received. Employees
have the option to choose from two (2) plans:
High Open Access or Low Open Access.
Employees can realize a savings by selecting
one of the standard lower priced plans, or they
can pay the additional cost for the higher priced
plan. UnitedHealthcare is a nationwide provider
with a broad network of participating physicians.
Humana submitted a renewal proposal for
services in an annual amount of $138,616.56, ,
which is 6.4% higher than our current rates. This
Humana Dental was the most competitive proposal received.
Employees have the option to choose from two
(2) plans: DMO or PPO.
EyeMed submitted a proposal for services in an
annual amount of $19,225.32, which is 2.25%
EyeMed Vision lower than our current rates. This was the most
competitive proposal received. This includes a
four-year rate guarantee.
Life; Accidental Mutual of Omaha submitted a proposal for
Death & services in an annual amount of $58,391.60, '
Mutual of Omaha Dismemberment; which is 22% lower than our current rates. This
Long-Term was the most competitive proposal received.
Disability; They have guaranteed their rates for two years.
Mutual of Omaha the best proposal overall for
voluntary coverage. Annual amount of
Voluntary Short $60,000.00. They have guaranteed their rates
Term Disability for two years.
Mutual of Omaha and Voluntary
Life Insurance Voluntary Short Term Disability and Voluntary
Life Insurance are offered at the sole cost of the ,
employee.
M
15
N
9
m
W
a
o
`o as '^ 0 o o o 00 Ul
o
E. .2 Oe u 000 oU of v w al oo0NN al L9 mE � M V rtO0: a .ZA 14 C
_ 000 o o c w w N o Q Q Q Q N in » Y NN ON e 8 ¢ o o -E O n s o rQ1i- ooi o ^ 0 0
L N ^ a N o e o o N 0 lOD O O O are N N N N p Lli
N pJ 4/
Al o o N O 0 0 0 0 0 0 O ^ n a N
n.L
Q `N N N 41.
E -0
Qw a til
m ..,• a v i�
8 t- tst- >
m `°-
0
e •c O
m ry m N o o e 1� d
m
o a r a m C N
W N N N N 0
` O N .Y
0 0 o 0 O W
U x O N 0 0 0 0 0 N Q CO M N n c-4 C E
m uCC nie u UUUp U U 0 vi d 61 L o I _u_ i N N E N N 0 A l`0 `0 N} NC N C C C C 7 ,N ^ ^ N N N it c
a 0 0 0 O O CO N N 1. N N N N N W
a N O m ^ 4 v c
Q co w c W
t0 4
01.0
c
d
a
N
7
; N
0 0aN 0 -
0 } o e0$ a0 0e U } 0 0
UUU p U U O v
to-
0 - I-- v m o N a
N p p U N O o w ev
H
O u J O O C N to N ¢ ¢ ¢ ¢ ¢ N N Y 'C b�D9 v N Q O O '� n N MIN W
d L x N ^ ° N e e to
e to 7 1-- O O o 00 7 co N N N .0 47
-C (•) Q N O NN 0 0 0 0 t0 N N a n N 7 .-
N yi N N N N u
^ M• L. -
N N W
.0 m ,- N N
V ry N rvj a; f-
R 1 m n W
CO ` O N N W
O p c d/
N u 0 p H 0 0 0 0 0 0 0 u_ 0
0 Au O 0 e u UUU p U U p n d w 0 0 0 M M o
0., '5N � 0 ¢ 1° 0 � ,c = = CD ssoN � noi v N .E N C- 0 C c c c 0v6om .0 m
>1 x L E 0 c in N ¢ ¢ ¢ N a ¢ yi N Y N N �-
C u u S 8 n e s o e vpi 7 uni voi N N in w sNs w •p •-
C ¢ O 0 0 0 0 o m p
7 N w 0 a. n
fn N a'
C -- — - r- L -
N {_
U cz
- U O
w 12
a A p N
2.
E 4
m
v
12_I
trt
• ` I m E A s tNa a; C ^ nZ t 2. yl .. a r 'o .kC E > - TO Umu • u H Q a a 2' 2' c
15 a
cuo IiI
u)a O ` !!JII1
E EaN vo .xu_ gOc ° s oc 4om 5- E ° ou Ng 6 r °ti m do wEv2 mc a 0 . a >.H Ev t Num o0 « n•
To
O Q E.cE O.- N - cN ° w2 - On. co E d m3 'oEcoc. f ¢
2 •
co
e-
0
N ��y�
f6
0
m
0
.
Z
c gt
v ,,,,°
o c
a• O m .0 00 } U O 12 `2 O O o ...
O O O O
5 = V7 O L
Q co 1.
• at r-
2 d 7
.as . O L N O l7 0F
O 1
o Z mto 111 N
n N
e 0 N w c C
O• 0 ivL o
G
OO c0 0 0o °Z .- o >. Oto 0 O 0 0 0 0
c lO 0 '? ,p W L. 0
N m l L
o m a
V .- o 0 0)
N ^ M NW
CO- Vt7
IA n .
try .
I-
ry • LCa
J c .9
a oC
co o Oco coo
S R i S v E m ` 3 2 -
o Z Z Z Z Z Z o ,0 0 c mN W
U U U U Q M o o N
p n co cZ
Z Z 0 » N3-
A 0 w W
W
0
IA 01C
N 0
v
2 C
C W
W
trq
n m m
p3 c
m
P
v 0
V
O C W
-C
'c
o _
CU
N e s oza U
Zmoen 2c � o >
` vd oY U 0 o 0 e
mNmoc.':
0Ua
G 7
j 7 Noa ui 4"
L o N
o q. 5
0 0
z z
O oe
d 0
�, ,
g • Z vm m m L
p co o 73 73 o en w uw w 0• 0
O O try NL L c e Oc y0
O O E O O a a
Z CO OON0N
N O O W 0
0.1
n OIT- .- O N N
N D
Z o C] .-In y
U • co
C W_
n C
CO _ R, w ti
Nd C3 C
0W
— m . >
,
= o
co
_ Q Q SS0m '115 (T3 v o Ga
C oZZZZZZV L Nv
U U 0 to t., co a Q m m N M m
• O N o 0 0 � . 2 A '-e• Z - o ❑W r
Ntr,.a 7Z Z o a N N m
oN o0 , W
w N U w
p v., amC C
U c00
n m m O
100
0
C K • M O- 0 ,_ c0n O O! N n a `7
O E rn ,- o n co a u> a s E E u�
E d .>,> > E ._
N m . m ^ 0 N N E a s E �. c m
CO S. - E x c (°, 9 c u E E �' v
C. E H ; • w ° u o c c o u E o li 0 . ` O
0 e) t y u m D <- m U v Z v E 'E Z t -
co d T.O U A L O W o W O _O O N y T m > T T O O c cO
c a m ,v_ a a v Fv c n m 5 ie Y m E 2 < < W
f6 c _ > > o N a E m a a a S L E 4 c c A m 'o d'
�.+ w n = _ a �. c in o o c .� o E a o 0 0
C v .`u U a vi E c 3 °' L O u c 'r o ;? U U T o. F F
ID u A .'2 ,131 :1- 1,2 A E to o w e + + m c c E c
Q v o a u_ U a m u v d
Q • � c g 4 a o v d Cr.0 72 c c u 'y 'y d
c 4 > o E u o o a �. ii a o E c O n o. 0. r t E < c c c A c
N o a m x v d L E c n ? ru, E E E E c -�. « LLL L c
a v m ❑ 0 d o E E ww w w u. o 0 o -c .c .c v u
a m g 0 O m w f r t- > 0) 0) 0) -
L
N
O
N
a)
or
a)
a
o
.0
C c c C
d o E000 E a) O N Y� .�
z w d co 69 69 a) w a) N W 6)
O o 7 0 0 0 z 2 2 0 o E
E
O 77 E 7 a a E n E > > Yi a)
ycc Ya .c N ›.
fc o
0 0 0 o r M m `a
N N N J o G C) N- n 4) N N a T N
.N- ,- N a 2 V ai C) V w N N cD 4 C W
Z, a 2. 'a o m w w w .- . "' El w wT T >. + `y + yca W to a) > a) >0 0 0 C O O
0 U U U 7 0 7 t
z o n n o 8 o 8 W W
5 u9 69 w w N u `,
o o C c
M u) W W
69 &I rn
y
o N N , L a
th
c
C C C
d a)
0 '7...„
a E N E y ov
ZU) aV )O co
` ww e w ` )N» w t >
O7 0 o O 7 2 a o O w t a5
azaz a zE E
E 7 7 y U
m
c c � 0 c a^
co
o
a o 0 o O o No
O 2 2 2J N .- OO y a
N
a rr {O 07 cD
Q N N . C W
T M ui6 O N t0 W
W a` 2. D C = w w w- O)
r q...-
0
=
O IA W
0 w
. > o v) j c d
C7 w w N w it:
NNW 0 1 + >
a + `)
a) > . V
Q.) 00o cc
m Y 0 c o "g Fr)
a) 0 U U U 0 UUz O Lo N 3 V 7
4 s O O V d ._
Uwww To.L1' ap
o a o� W a
r) r
W w-
C '— _ - - - i» in p .y
C C N .0
o ca 7
.
Cr iii 0.y ac Z E a)w m - °.' v 4'a
N a1 a) W d a L o r a)icu
O D y C c E N C >a+ d , U 111)
W YL' >. U cCC 4 a) o c my m > o o >. o >)Nu ot- o o'o «Nv a' n aE2 L 7v 0 o m Enst yLL 2 W V WLLC 7 /1O C
U Z Z W -J LL 0 U O_ C! c 2 Q s w w W
C Ce
0
N_
03
a-
0
N
.0 ;':j t:
•
Nr
I O
a
a
w-
a_
h. o c �_c {
a oo O a i !
O a) N E 0 .N_N
p� o;0 0 OIo.(!ojo alai
X 0 0 O 69 0 T 0I0 O I N +1!N-1,- O ch i
,a a)o O a) O) 0 r`..0 6;6 0 0 0 0 1 0 1 I c) c c
.0 T O 0 X O co O N 0 :y''Ti." 69!O fA EA 69 69,69 1 fA �)O 0 0
E > oo E E y "' o� o y o m I I • j ! o
U c LO CO a) m m (0 o -o a a - a c
0 O 690 O N O o 0 o O 0 a) Q) c O • 1 1 N 69 . T
O y O O O C a O O - CO 7 N Cf) 7 7 7 ,.0 O -- O 0 m
— aa)) o a o°.8". E m 0 -0 0 0 0 o 7-) 7.) c m 2 I I I 0a a { -o pw
N OT i 7 O p d O Oto -c o N _ 3 ! { ? N p W C�
a Z a) N 0 o
O co U O) >. O d � .•-'
O O c n
w 0 co o o a) co d •(.,' .>., o;0 0 0 0 0 00 Diol( v to 1? o
c N a) U -.0 O;O Q -- n n C7!O V!O:NO - 'l'}.N
I- a) -.E. 0 > V T "I O O O N 0 n 1 W 1 M;r
E c y o o Q o O o.0 0 0 0; ,r)!o f F
0 00U i� a E (Ale) co w co co a» V) i»i e»!(A i mm
• Q v i E � _ :W rn�
u I •
s
W I •1 I f
v-
q o-
C
O I 'a) V I I o w
E 18
Y o 7 i0 3 °1 i o 0 o c c `6k a m i . I ,2 v
O O a 7 7 3i' 0 ; D u d
ON- X IN E c0 1L O 0 O O CI.N a) O!Co co) co co co O;co OI O! I w .
o a, a) a) Io0 U3 m CEO �I� i, 010 0 3- 01 v ^�( m'a°i1 `a•�° d r
>, x + 0 O T 0 12(0 a) (a <a co ...-
1„•....-•o. 0 69 69 01 69 69 69 i c c 0 0 m----'s
x 0 c c •-•°).
o
.d ��� N0 O.0 70 coO pp.G) 0 O wno
E a a) 0 o rn c)) p N.0/1.-7.a) I O
< CO ,.2 6.1 p0 ca a) y N 7 fn 0 -.km `o O N d N N o i.a o I I r» cs __v m
Q Qf» 0 T y,. !
O N O eA N O N C) O O N a 'O a r -1- 1 i . S N d i u_G
.:_-
00 p O Q uj a) O �. o o U U U c7 N 1 - ; ; i a a . "
> o m oo E r E q a ° c c c = '�!.'.', 0 0) 12�'E
O O_ fa N p O a) C 'i p L N c C a i.-•- ; ! ! ; O 0 c
a
69 y 0 y c E.2 NC) C C r 7 � ; ! i I 1 IO 0 o $•2.0
Ecam d I 03 CO CO 1 CO
= W 0 7 0 0 '' co._ 0 O O -' A COO co00) U) co0CO a'Co I 03 i CL) V of 69 .m w
oC L X .0_. YO.NO.. i. ": , 0. 0 i O!O N;V n 11 oo{r)I r� o ,� E
C13 c 0 c a) y O O -0 'C;`'• 0':00 O O!o O 'M V m-a
m O X a) O c 0 co a m m a)s-' E 69169;69 69 CA I O 69 b9 69 I O Ui
o
d E -o .0 _O 7. 1 ° w
y o U c a).c I k
N C •
ii tii
al d o 0 •
y ac p .oa ° I 1
6:3n. jU' O C 0 to O ^ , 7 ? • i j M ON G l � i!o m a) d v v " c C E E y m F •
ca C W 1 4It R •0 O) O) O) U > OO .01aNy m!A m!v ma m4 ma f
+ O
0
U y 7 0 ¢ ¢ ¢ q QU n. - „ ,'m c v)!o u,1 0 u)1 o vo cnIo!a t 0
C.) m (.7 ct Q 2 d ' dD N i M M!Vi VIN 'nits) conir
(.) Q
W
w
J
r •
2
c
o .
o
O
N
March 2018 Basic Life and Long-Term Disability Comparison for City of Sunny Isles Beach
LIFE&AD&D
Carrier - .. -':,r"Mutual of Omaha _
Classed Defined All FT City Managers All FT Department All Other FT _ All FT City Managers All FT Department All Other FT '
I Benefits
Life Benefit $300,000 2x Salary to$300,000 lx Salary to$300,000 $300,000 2x Salary to$300,000 lx Salary to$300,000
ADBD Benefit $300,000 2x Salary to$300,000 lx Salary to$300,000 5300,000 2x Salary to$300,000 lx Salary to$300,000
Guarantee Issue $300,000 $300,000 $300,000 $300,000 $300,000 $300,000 .
Reduction Formula
At Age 65 by 35% to 65%
At Age 65 by additional 25%of original amount _____ _ to 40% __
At Age 65 by additional 15a/of original amount to 25%
Other
Additional Benefits
Accelerated Benefit 75%to$225,00080%to$240,000
Waiver of Premium included Included
Conversion Included Included
Portability Not Included Not Included
Contribution Type Non-Contributory Non-Contributory
Participation Requirements 100% 100%
Rate Guarantee months Until 3/1/201824 Months
. ('Current' :' Isammisimilimimmisz
Covered Volume _ $13,726,000 _ $13,726,000
Life Rate per$1,000 $0.160 $0.090 ,
AD&D Rate per$1,000 $0.020 50.020
Monthly Premium $2,470.68 $1,509.86
Total Annual LlfeIAD&D Premium $29,648.16 $18,118.32
$Change in Total Premium -$11,529.84
LONG TERM DISABILITY
Carrier • *..Lincoln Mutual of Omaha' - . •
FT City Manager,Attorneys and All other FT Employees actively FT City Manager,Attorneys and All other FT Employees actively
Class Defined Deet Mane.ers Activel at Work at work Dept Managers Actively at Work at work
Benefits
Maximum Monthly Benefit $10,000 $10,000
Benefit% 60% 60%
Elimination Period _ ___ 90 Days -_ 90 Days
Maximum Benefit Period Later of Age 65 or SSNRA RBD to SSNRA
---- ---- -- ---
Pre-existing Condition Limitation 3/12 3/12
Mental&Nervous 24_Months 24 Months
Survivor Income 3 Months 3 Months
Definition of Dlsabilty
Own Occupation Coverage Period To Age 65 _—I- 24 Months -- RBD to SSNRA I 24 Months
Return to Work Incentive 6 Months 6 Months
Contribution Type Non-Contributo Non-Contributory
Participation Requirement 100% 100%
Rate Guarantee months Until 3/1/18 24 Months .
Covered Volume $1,048,783 $1,048,783 _
LTD Rate per$100 Monthly Benefit $0.360 $0.320
Monthly Premium $3,775.62 $3,356.11
Total Annual LTD Premium $45,307.44 $40,273.28
$Change In Annual Premium -$5,034.16
TOTAL FINANCIAL SUMMARY - '',1; F.- ..:.,;.-'-::? ...••=-‘".1‘...;'1 - •., .' .- I
TOTAL ANNUAL PREMIUM $74,955.60 $58,391.60
TOTAL%Change _ _ -22.10% _
TOTAL$Change -$16,564.00
th"`r Rates shown are based on census date provided.Final rates ere subject to undenvrdng and actual enroa'nent.
+'F"• This comparison is for alustratnie purposes only.The tub pokey and certificate of coverage will supersede any
40: x- and al rnaterbis provdea herein. Page 3 of 4
, v
I a)
0)
CD
Q_
>
`.•=-,
CO < s
..-
.0 0
ca a) .
r- r.
E cr)
cl) ci) Z' v) CD •zi-
-a o 0 ,-- . CD i a) >, a) . z . • r.._ ,-, ,-, 0 0,
vr 2 Tr- ci Lc) • (14- t !
co ,._I .-- .1-: •:r ,T) • Lo En - 05 cr.) ,c-=7Tg Vo To
" 03
4..
= E 0
2 P 73 a
=
t 0
=
,Z3 :3
. U. •t.
— 2 0
O to_
6. o.
0 -
O 8>, , -
,
Tio 1 ,
, t'It
I
0
• > . , 1, .c.
...= -.
oco
< cn
co .. cf) ma-- cp . ' cnco
c (13
. o a) n3 (-\)
03 15 (1) -,
o (1) 0 '.,-. 0 a) co ca al -,..•
x- .., ,--, 00) ..-• ,.., . :,-,la,
0 CI 0, a 0 '5 ----
c 8, o ,- - co
a) n a EA' ,-- ',11. 'cr 15
,- ,- >
-_-_• -S
c
D
u_ C. W g 0
= > 0 70
= o
03 8 0
o . . ..
•4
To. 0.v .s
1 0 0.
6c, 0
%
:6, , .
, ...... ti,
. ... -
•
C z ,. (1.) 0 2
O o
- v -
U) Z13- . -8 E 0, ..-
r.. E •— .= .0 0
co .t.
Ji—
. .
I
4..--- :_,-- in' 0 to
•- a) w . s2
E ci.) , - ,,
c c iv ,a)
E -45
0 0 o „:, 0 ,
U 03 ...-...-. —
.... ,
cr. To 71 2 E
.co i. ......g .,._.0 3- 2 c 2
.• o i 6, 0
.-
_ ci) 0, 0 •r: >, a a)
i:2 g
7:: a) ...r....1! .) o)
v to -,-, (la 0. /- w 2 .
. m Q) Ev) < < ,
co cv ,.... L...." s...1 C`3) C C ` Cl. To C a
I Q
.0 C 4= CD E Z I •...., C 0 0 ro 0
...... w I- Z . .-
- - -
0 cl) c a) ..., •S.o.. .- c .4] .171 03 : a3 a)
p a) Go E ,.....-. x IT', -2 (9 13 Q. = 7,30 ct 2., .: c LE
E 0 D 3 P .x.-- 2 P ° — rp ..,..,,.-- .a C•9 u) tt 0 :F., — .2 c a
.... u
't 00.. 1 LI C.) a. CY re C.) 2 1- o-;.• 0,,
0
.c
Cl)
co
0
0.1
U
s- :-,z
IP
•
City of'Sunny.-Isle$ Beach
18070 Collins Avenue
'Sunny Isles Beach, Florida 33160 -
!'°9) --- ‘'6'6•47fro (305)947-0606 City Hall " •
�'7''of so Sao (305)949-3113 Fax '
"• MEMORANDUM • •
•
TO: The Honorable Mayor and City Commission
VIA: Christopher J. Russo, City Manager
FROM: Stan Morris, Deputy City"Manager
DATE: 1/18/2018 ,
Renewal of Health I nsurance Contracts with Providers:
United Healthcare (Health)and Humana (Dental)
RE: Selection of Providers: EyeMed (Vision)and Mutual of
Omaha (Life/AD&D, Long-Term Disability, Voluntary
Short Term Disability, and Voluntary Life)
RECOMMENDATION:
It is recommended that the City Commission consider the attached
resolution approving the renewal'of health insurance contracts with the
following providers: United Healthcare (Health) and Humana (Dental)
and the selection of new providers EyeMed (Vision) and.Mutual of
Omaha (Life/AD&D, Long-Term Disability, Voluntary Short Terni
Disability, and Voluntary Life).
REASONS:
The City makes available various insurances as a benefit to its
employees. The insurances promote health, wellness, and protection.
As such, staff requested the City's insurance brokers (Brown and
Brown) issue requests for proposals for insurance coverage at
basically the same levels .as the existing coverage. After extensive
negotiations with the various providers, Brown & Brown and staff
recommend acceptance of the following provider proposals. See
Attachment A(Insurance Summary Table and Proposals).
40: ADDITIONAL INFORMATION:
49
Staff worked diligently with our brokers to secure the best pricing and
Plans for our insurance:01/et-age,' Proposals that seemed compOtive„
but did not meet our plan standards were eliminated trorriponsjdOr4tiOn.,
Employees will be advised.:of .the changes and we have
scheduled information and enrollment sessions, in order to effectuate
any changes by March 1, 2018, provicleq,receipt of City Commission
approval.
Lastly, all of the recommenclestproerveap AM Best's Rating of
"A" Which is "Superior" to'"VerY .66be, 6ii'a ail agreements will be
reviewed as to form and legal sufficiency by the Office of the City
Attorney.A complete set of aR,of lbe;final:prop,OsplOyij1,be,-on file in the
City Clerk's Office.
ATTACHMENTS:
Resolution
Insurance Summary Table
!„, Fir.14 •
Item Number: 10.A.
; •
o. . . . _
• f:!:!!
, : •
;•
50