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Item 12. Choice of Law and This insurance shall be governed by and construed in <br />Jurisdiction: accordance with the laws of the State of New York, U,S.A., and <br />each party agrees to submit to the exclusive Jurisdiction of any <br />competent court within the United States of America. <br />These Declarations, the completed <br />and signed <br />Application, <br />and this Policy with Endorsements shall <br />constitute the contract between the <br />Insured and <br />the Insurer. <br />The Insurer hereby <br />causes this <br />Policy to be signed on the Declarations <br />page by a <br />duly authorized <br />representative of the <br />Insurer. <br />NOTE: SEE ENCLOSED NOTICE FOR "SURPLUS LINES NOTIFICATION" <br />(k/Nmr <br />Authorized Representative <br />Policy Issuance Date: May 29, 2018 <br />Policy Issuance Office: New York, NY <br />�J <br />Endurance American Specialty Insurance Company <br />LPL 0013 0815 <br />