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Participating Entities to schedule additional training sessions as required or requested after the <br />initial implementation is completed. <br />12.9 Reserved <br />13. RESERVED -See Payment Terms Section 6. <br />14. LIABILITY <br />14.1 Purchasing Entities shall have no liability for lost or stolen cards upon notification to the <br />Contractor or fraudulent use of any card products. <br />15. FRAUD PROTECTION <br />15.1 Contractor shall report fraud transactions, and the resulting credit issuance(s) to the Cardholder <br />and the Purchasing Entity Program Administrator through real time notifications. <br />15.2 Contractor or system must be capable of providing a daily (at a minimum) fraud and declined <br />transaction report as requested by the Purchasing Entity. <br />15.3 Contractor must provide external fraud protection coverage for the following types of <br />occurrences including, but not limited to: <br />• lost/stolen cards <br />• counterfeit cards <br />• skimmed cards <br />• unauthorized internet transactions <br />• fraud patterns <br />• account takeovers <br />Fraud protection coverage plan. <br />The WEX Fraud team looks for and provides protection coverage for the types of occurrence listed <br />above. In our experience, efforts by WEX's Fraud Department, in tandem with a customer's use <br />of a fleet management policy; controls; and alerts, along with careful review of all reports, <br />including exception reports, helps substantially reduce exposure to abuse and fraud, and any <br />associated losses. <br />WEX has instituted business practices designed to help you detect and reduce fraud and/or <br />misuse of the WEX card. WEX's Fraud Department performs three primary functions in an effort <br />to identify and mitigate fraud on our fleet customers' accounts: <br />MASTER AGREEMENT No. 00819 - FLEET CARD SERVICES PAGE 130 OF 138 <br />