Reso 2025-3877 - Laserfiche WebLink

Home Browse Search

ARTICLE 25 GROUP INSURANCE Section 1. Health Insurance. The City pays 100% of the cost of the HMO High Plan for employees and 50% of the HMO High Plan cost (pre-tax) for dependent coverage. If the employee opts for the HMO Low Plan, then the City will apply a credit to the cost equal to the 100% of the cost of the HMO High Plan for employees and 50% of the HMO High Plan cost (pre-tax) for dependent coverage. Further, single coverage employees enrolled in the HMO low plan may be eligible for an allowance equivalent to the cost difference between the two plans. Opt Out. Employees opting out of the City's insurance plan may receive a stipend, (subject to applicable taxes), on a prorated bi-weekly basis. Only employees who provide proof of that they are enrolled in an outside insurance plan may "opt out" of the City's insurance plan. Section 2. Dental and Vision Insurance. The City pays 100% of the cost of dental HMO and vision insurance coverage for employees and 50% of the dental HMO and vision cost (pre-tax) for dependent coverage. If the employee opts for Dental PPO, then the City will apply a credit to the cost equal to the cost of the 100% employee only Dental HMO and 50% of the dental HMO cost. Dental and vision insurance are mandatory for employees. Section 3. Life Insurance. The City provides group term life insurance coverage for employees as follows: • General Employees — One times the amount of employee's annual salary for $25,000, whichever is greater. Section 4. Long Term Disability. The City provides each employee with long term disability insurance and accidental death and dismemberment insurance at no cost. Section 5. Workers Compensation. The City may provide full salary to employees injured on the job for a period of up to 13 weeks, (in lieu of the 2/3 salary offered by the State). Thereafter, employees must seek supplemental pay through the City provided Long Term Disability Plan. -37- 163