Reso 2001-399 - Laserfiche WebLink

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INDIVIDUAL TERMINATION INDIVIDUAL TERMINATION OF COVERAGE, An Insured Employee's coverage will terminate at 12:00 midnight on the Jarliest of: 1. the date this Policy or the Employer's participation terminates; but without prejudice to any claim incurred prior to termination; 2. the date the Insured Employee's Class is no longer eligible for insurance; 3. the date such Insured Employee ceases to be a member of an Eligible Class; 4. the end of the period for which the last required premium has been paid; or 5. the date on which the Insured Employee's employment with the Employer terminates; unless coverage is continued as provided below. CONTINUATION. Ceasing Active Work is deemed termination of employment; but insurance may be continued as follows. 1. Disability. If an Insured Employee is absent due to Total Disability, or is engaged in Partial Disability Employment; then Long Term Disability insurance may be continued during: (a) the Elimination Period; provided the Company receives the required premium from the Employer; and (b) the period for which Long Term Disability benefits are payable, without payment of premium. 2. Family or Medical Leave. If an Insured Employee goes on an approved Family or Medical Leave, and is not entitled to continue insurance due to Disability, as provided above; then Long Term Disability insurance may be continued, until the earliest of: (a) the end of the leave period approved by the Employer; (b) the end of the leave period required by federal or state law (whichever is greater); (c) the date the Insured Employee notifies the Employer that he or she will not return; or (d) the date the Insured Employee begins employment with another employer; provided the Company receives the required premium from the Employer. 3. Lay-off or Other Leave, When an Insured Employee goes on a temporary lay-off, or an approved leave of absence which is not subject to the federal Family and Medical Leave Act (or any similar state law); then Long Term Disability insurance may be continued: (a) until the end of the calendar month following the month in which the lay-off or leave began; (b) provided the Company receives the required premium from the Employer. The Employer must not act so as to discriminate unfairly among Employees in similar situations. Insurance may not be continued when an Insured Employee ceases Active Work due to a labor dispute, strike, work slowdown or lockout. INDIVIDUAL TERMINATION DURING DISABILITY. Termination of an Insured Employee's coverage during a Disability will have no effect on benefIts payable for that period of Disability. EXTENSION OF BENEFITS. In the event of Total Disability of an Insured Employee on the date of Policy termination, benefIts will be continued for such disability until the earliest of: 1. the date the Insured Employee ceases to be Totally Disabled; 2. the date the Insured Employee fails to take a required medical exam; 3, the date the Insured Employee fails to submit any required proof to the Company; 4, the date the Insured Employee dies; or 5, the date the Maximum BenefIt Period ends, GL3001-LTD-I0 98 FL 15 01/01/01