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ACORO,. CERTIFICA TE OF LIABILITY INSURANCE I DATE (MMIDD/YYYY) 11/6/2008 PRODUCER (516)504-1200 FAX: (516)504-1205 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION Risk Strategies Company ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER, THIS CERTIFICATE DOES NOT AMEND, EXTEND OR 107 Northern Boulevard AL TER THE COVERAGE AFFORDED BY THE POLICIES BELOW. Suite 401 Great Neck NY 11021 INSURERS AFFORDING COVERAGE NAIC # INSURED Cutler Owens International Ltd. INSURER A Travelers PrOD Casualtv 25674 d/b/a The Gym Source INSURER B Commerce & Industry 19410 37 Danbury Road INSURER C Att: Richard Jannelli INSURER D Ridgefield CT 06877 INSURER E THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS. EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. AG' REGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID rLAIMS. INSR ADD'L Pg}+i~~~~6g/~~~ Pgklil,~'U;W6wgN LIMITS I TI> I IIIC: I>n TYPE OF INSURANCE POLICY NUMBER GENERAL LIABILITY EACH OCCURRENCE 5 1,000,000 - S~~~~H9E~~J';'~nce) ~ 3MMERCIAL GENERAL LIABILITY $ 100,000 A - CLAIMS MADE ~ OCCUR 630-4S0XS681 8/31/2008 8/31/2009 MED EXP IAnv one nerson) 5 5,000 X Contractual PERSONAL & ADV INJURY $ 1,000,000 - - GENERAL AGGREGATE $ 2,000,000 GEN'L AGGREGATE LIMIT APPLIES PER PRODUCTS - COMP/OP AGG 5 2,000,000 I nPRO- n POLICY JECT LOC AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT - $ 1,000,000 X ANY AUTO (Ea aCCident) - A ALL OWNED AUTOS 810-910KS721 8/31/2008 8/31/2009 BODIL Y INJURY - (Per person) $ - SCHEDULED AUTOS ~ HIRED AUTOS BODILY INJURY $ X NON-OWNED AUTOS (per aCCident) - PROPERTY DAMAGE $ (Per aCCident) GARAGE LIABILITY AUTO ONLY - EA ACCIDENT $ R ANY AUTO OTHER THAN EAACC $ AUTO ONLY AGG $ A EXCESS/UMBRELLA LIABILITY EN-:H nrr, 'RRENrE $ 25,000,000 m OCCUR D CLAIMS MADE CUP-910KS733 08/31/2008 08/31/2009 AGGREGATE $ 25,000,000 $ R DEDUCTIBLE $ X RETENTION $10,000 5 B WORKERS COMPENSATION AND X 1 T"i!.y STAT~"l IOTH- T RY LIMIT ER EMPLOYERS' LIABILITY ANY PROPRIETOR/PARTNER/EXECUTIVE E.L EACH ACCIDENT $ 1,000,000 OFFICER/MEMBER EXCLUDED? WCOOS-31-6346 8/31/2008 8/31/2009 E L DISEASE - EA EMPLOYEE 5 1,000,000 If yes. descnbe under 1,000,000 SPECIAL PROVISIONS below E L DISEASE - POLICY LIMIT $ OTHER DESCRIPTION OF OPERA TIONS/LOCA TIONSNEHICLES/EXCLUSIONS ADDED BY ENDORSEMENT/SPECIAL PROVISIONS CERTIFICATE HOLDER CANCELLATION City of Sunny Isles Beach 18070 Collins Avenue Sunny Isles Beach, FL 33160 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, THE ISSUING INSURER WILL ENDEAVOR TO MAIL 10 DA YS WRITTEN NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT, BUT FAILURE TO DO SO SHALL IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE INSURER,ITS AGENTS OR REPRESENTATIVES. AUTHORIZED REPRESENTATIVE Michael Christian/ROS ~?,;;-/"~_.~ ,,:"_.~;::-;:::~,.- ..,.-,--- ACORD 25 (2001/08) @ ACORD CORPORATION 1988 I~c:.n?t; 1f"11f"'10\ no.., P::lnQ 1 nf?