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<br />b) Exercise ordinary care in the performance of Bank's obligations under this Agreement and any Attachment, <br />including the maintenance of the confidentiality of Customer's account and of any identification device, <br />symbol, or code utilized by Customer in obtaining a Service. <br /> <br />c) Not be responsible for any liability, loss or damage resulting from any delay in its performance of, or from <br />any failure to perform, its responsibilities under this Agreement or any Attachment, or for any error in <br />transmission which: (i) was not caused by the Bank's gross negligence or willful misconduct; (ii) results <br />from any malfunction, including date related processing, that may occur in Customer's computer software <br />or computer system; or (iii) from an act of God; a natural catastrophe or event, whether or not abetted or <br />aggravated by human or unnatural agencies; the unavailability, interruption, or malfunction of <br />communications facilities or utilities; acts of, delays, or failures to act by other banks or financial <br />institutions, intennediaries or their personnel; and criminal acts by persons other than Bank personnel; or <br />any other circumstances beyond the Bank's control. <br /> <br />d) Consistent with any security procedures agreed upon between Bank and Customer, confirm the identity of <br />any person executing a transaction pursuant to this Agreement or any Attachment. The Bank, otherwise, <br />may rely upon any written or verbal instruction by any person if the bank reasonably believes such authority <br />is genuine and shall not be liable or responsible for any action taken or not taken in accordance thereof. <br /> <br />e) Indemnify and hold Customer harmless against any loss, damage, deficiency, penalty, cost or expense <br />claims brought against Customer to the extent that such claims arise out of the Bank's gross negligence or <br />willful misconduct. Any liability of Bank to Customer shall be limited to direct losses suffered by <br />Customer, not to exceed the sum of the fees and charges then imposed for Services purchased by Customer <br />hereunder for a period of one year. <br /> <br />EXCEPT AS PROVIDED IN THIS AGREEMENT, THE BANK MAKES NO REPRESENT A TION OR <br />WARRANTY, WHETHER STATUTORY, EXPRESS, OR IMPLIED, INCLUDING WITHOUT LIMITATION <br />ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. IN NO <br />EVENT AND UNDER ANY CIRCUMSTANCES SHALL BANK BE LIABLE FOR ANY SPECIAL, <br />INCIDENTAL, CONSEQUENTIAL, PUNITIVE OR INDIRECT DAMAGES, INCLUDING, WITHOUT <br />LIMITATION, LOSS OF PROFITS, EVEN IF THE BANK HAS BEEN ADVISED OF THE POSSIBILITY OF <br />SUCH DAMAGES. <br /> <br />4. Term. <br />a) This Agreement shall remain in full force and effect on the same terms and conditions as expressed herein, <br />or as may be amended, until such time as it is terminated by either party as provided herein. Subject to <br />section 4(b) and 4(c), either party may terminate this Agreement or any Service by giving thirty (30) days <br />prior written notice to the other party. The liabilities of the parties shall cease on the effective date of <br />termination, except as to events that shall have previously occurred. <br /> <br />b) All Services are provided subject to applicable laws and rules. In the event Bank reasonably determines it <br />is no longer able to provide a Service due to a change in laws or rules, this Agreement or a specific Service <br />may be terminated immediately upon written notice by Bank to Customer. <br /> <br />c) In the event of Customer's failure to perform or observe any of the conditions, covenants, and restrictions <br />herein set forth, or if in the good faith opinion of Bank the Customer is involved in illegal or unethical <br />business practices or is financially unstable and/or the prospect of payment or performance has been <br />impaired, then in addition to any other available remedies, Bank may terminate this Agreement or any <br />Service immediately by giving written notice to Customer. <br /> <br />5. Miscellaneous. <br /> <br />Bank may amend this Agreement and any Attachment, including any provision as to fees, by giving Customer <br />prior written notice of the amendment, but this Agreement may not otherwise be amended or assigned except in <br />writing signed by both parties. <br /> <br />a) Any notice under this Agreement shall be deemed given: (i) to Bank when such notice is received at its <br />Corporate Services Division or at such other location as Bank may hereafter provide to Customer in writing; <br /> <br />n <br />"\ J ~, <br />V t (1 <br /> <br />TSOOI (Rev. 03/29/ll) <br /> <br />Pg. 20f3 <br />